Download or read book Proceedings of the Annual National Consumer Credit Conference written by and published by . This book was released on 1958 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit written by Cedric Valjean Fricke and published by . This book was released on 1962 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit written by Cedric Fricke and published by . This book was released on 1962 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by . This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.

Download or read book New Serial Titles written by and published by . This book was released on 1989 with total page 1944 pages. Available in PDF, EPUB and Kindle. Book excerpt: A union list of serials commencing publication after Dec. 31, 1949.

Download or read book Distribution Data Guide written by and published by . This book was released on 1954 with total page 466 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Suggested Management Guides written by United States. Small Business Administration and published by . This book was released on 1962 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Proceedings of the Annual National Consumer Credit Conference written by and published by . This book was released on 1959 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Small Business Bibliography written by and published by . This book was released on 1960 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Bibliographical Bulletin written by United States. Dept. of Agriculture and published by . This book was released on 1950 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit Labeling Bill Hearings Before a Subcommittee of 86 2 on S 2755 March 23 and 24 April 5 May 6 1960 written by United States. Congress. Senate. Banking and Currency Committee and published by . This book was released on 1960 with total page 932 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Area Redevelopment Legislation written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1960 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Michigan Business Papers written by and published by . This book was released on 1954 with total page 598 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hearings written by United States. Congress Senate and published by . This book was released on 1959 with total page 2070 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Marketing Information Guide written by and published by . This book was released on 1959 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit Labeling Bill written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1960 with total page 924 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers S. 2755, the Finance Charge Disclosure Act, to require loan interest rate disclosure by lenders. Focuses on new automobile financing practices.

Download or read book City of Debtors written by Anne Fleming and published by Harvard University Press. This book was released on 2018-01-08 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the rise of the small-sum lending industry in the 1890s, people on the lowest rungs of the economic ladder in the United States have been asked to pay the greatest price for credit. Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. To protect low-wage workers in need of credit, reformers have repeatedly turned to law, only to face the vexing question of where to draw the line between necessary protection and overreaching paternalism. City of Debtors shows how each generation of Americans has tackled the problem of fringe finance, using law to redefine the meaning of justice within capitalism for those on the economic margins. Anne Fleming tells the story of the small-sum lending industry’s growth and regulation from the ground up, following the people who navigated the market for small loans and those who shaped its development at the state and local level. Fleming’s focus on the city and state of New York, which served as incubators for numerous lending reforms that later spread throughout the nation, differentiates her approach from work that has centered on federal regulation. It also reveals the overlooked challenges of governing a modern financial industry within a federalist framework. Fleming’s detailed work contributes to the broader and ongoing debate about the meaning of justice within capitalistic societies, by exploring the fault line in the landscape of capitalism where poverty, the welfare state, and consumer credit converge.