Download or read book Practical Suggestions to the Medical Examiners of the New York Life Ins Co Classic Reprint written by New York Life Insurance Company and published by Forgotten Books. This book was released on 2016-12-21 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Practical Suggestions to the Medical Examiners of the New-York Life Ins. Co It has heretofore been the custom among the Ameri can Life Companies, to refuse insurance to all persons presenting any marked impairment either of physical condition or family history. From 10% to 15 of all applicants for insurance have thus been denied its benefits. For several years this Company has been perfecting a plan for insuring these sub-standard lives, and during the last three years has been gradually extending the practical application of this plan, until now it undertakes to grant to every reasonably healthy life a form of policy so adjusted as to treat the appli cant fairly, and at the same time with perfect safety to the policy-holders of the Company. In taking this step the Company has in no way departed from its former conservative attitude in the selection of risks; for in order that an applicant may obtain one of our standard policies, he must still possess the same degree of physical excellence 'as was formerly required. The Company separates its standard from its sub-standard business with the same care that it formerly exercised when it refused insurance to the latter class, and has made this radical change with a View simply to extending the benefits of insurance, not only to normal lives, but also to that large number of sub-standard lives which heretofore have been denied insurance. From this it will be seen that the Company no longer expects a Medical Examiner to recommend the acceptance or rejection of a risk. Aided by his special training in the practice of his profession, the Examiner collects and records the facts upon which is based the valuation of the risk for insurance. He is relieved of the embarrassment of rejecting a sub-standard risk, but is responsible for the accuracy and completeness with which the records of the personal history and physical condition are laid before the Company. The Company assumes the responsibility of treating the risk justly, while the Examiner must assume the responsibility of. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Download or read book Practical Suggestions to the Medical Examiners of the New York Life Insurance Company Classic Reprint written by New York Life Insurance Company and published by Forgotten Books. This book was released on 2017-11-10 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Practical Suggestions to the Medical Examiners of the New-York Life Insurance Company The business of Life Insurance is based on the fact that, while the longevity of a single individual is proverbially uncertain, there is a fixed law determining, within narrow limits, the average age at death of large numbers of individuals of the same age; and that, under this law, it may be expected that any man in sound health, of temperate habits, with a' good family history, and a healthful occupation, willlive as long as the average of those of the same age, i. E., will live out his Expectation of Life. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Download or read book Hints to Medical Examiners written by George Emmet Hall and published by Forgotten Books. This book was released on 2017-11-18 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Hints to Medical Examiners: Presented by the Hahnemann Life Insurance Company, Cleveland, O Examiners are earnestly invited to correspond with the Home Ofiice in relation to any case coming before them for examination, which, in their opinion, may not be such as the Company could safely accept, and correspondence upon any Subject that in any manner interests the Company will be acceptable and fully appreciated at all times. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Download or read book Dead Center written by Shiya Ribowsky and published by Harper Collins. This book was released on 2009-10-13 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: A city with eight million people has eight million ways to die For fifteen years, Shiya Ribowsky worked as a medicolegal investigator in New York City’s medical examiner’s office—the largest, most sophisticated organization of its kind in the world. Utilizing his background in medicine, he led the investigations of more than eight thousand individual deaths, becoming a key figure in some of New York’s most bizarre death cases and eventually taking charge of the largest forensic investigation ever attempted: identifying the dead in the aftermath of the September 11 tragedies. Now, in this mesmerizing book, Ribowsky pulls back the curtain on the New York City’s medical examiner’s office, giving an enthralling, never-before-seen glimpse into death and the city. Born and raised in New York City’s orthodox Jewish community, Ribowsky seems an unlikely candidate for this macabre profession. Nevertheless he has forsaken a promising career of medical work with the living, descending instead into the realm of the dead, enticed by the challenge of confronting death on a daily basis. Taking you through the vermin-infested Bowery flophouses and posh Upper East Side apartments of the city’s dead, Ribowsky explores in gruesome detail the skeletons that hang in the Big Apple’s closets. Combing through the autopsy room, he also exposes the grim secrets that only a scalpel and a dead body can tell and explains how forensic investigation does not merely solve crimes—it saves lives. But it is in the aftermath of September 11 that the ME’s office is handed its biggest challenge: to identify as many of the fallen as possible. With poignant descriptions, Ribowsky provides a dramatic account of the office’s diligent and unflappable work with the families of the victims, helping them emerge from the ashes of this tragedy while displaying the strength, grit, intelligence, and compassion that Americans expect from true New Yorkers. At once compelling and heartbreaking, Dead Center is a story of New York unlike any other, blending the haunting with the sublime, while painting a striking portrait of death (and life) in the city that never sleeps.
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