Download or read book Poverty Eradication and Self Help Groups written by V. Neelamegam and published by . This book was released on 2014 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact of Microfinance Self help Groups on Poverty Alleviation written by Lamaan Sami and published by . This book was released on 2014 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Self help Group and Microfinance written by Suman Kalyan Chaudhury and published by . This book was released on 2019 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Self help Groups SHGs and Women Empowerment in India written by Arjun Yallappa Pangannavar and published by . This book was released on 2012 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes bibliographical references (p. [175]-179) and index.
Download or read book Poverty Reduction written by P. Krishnaiah and published by UBS Publishers' Distributors. This book was released on 2003 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Volume Depicts The Operations Of Self-Help Groups Engaged In The Domain Of Income-Generation, Human Development, Environmental Protection And Natural Resources Management Based On Strong Empirical State-Wide Data Of Primary And Secondary Nature.
Download or read book Poverty Alleviation Through Self Help Groups in Anantapur District of Andhra Pradesh written by R. Neelaiah and published by Anchor Academic Publishing. This book was released on 2017-08 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: In developing economies and particularly in rural areas, many activities that would be classified in the developed world as financial are not monetized: That is, there is no money used to carry them out. This is often the case when people need the services money can provide but do not have dispensable funds required for those services, forcing them to revert to other means of acquiring them. People find creative and often collaborative ways to meet the needs, primarily through creating and exchanging different forms of non-cash value. Common substitutes for cash vary from country to country but typically include livestock, grains, jewelry and precious metals. In the 2000s, the micro finance industry’s objective is to satisfy the unmet demand on a much larger scale, and to play a role in reducing poverty. While much progress has been made in developing a viable commercial micro finance sector in the last few decades, several issues remain that need to be addressed before the industry will be able to satisfy massive worldwide demand.
Download or read book Moving Out of Poverty written by Deepa Narayan and published by World Bank Publications. This book was released on 2009-05-13 with total page 505 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'To take birth as a poor man itself is a big punishment. We are facing many difficulties and there is none to support us. We cannot die also. ... Our condition is like applying perfumed oil to mustache when there is no food to eat.' - Male focus group discussion, Appipuram, Andhra Pradesh India has experienced accelerating growth in the last 10 years, yet millions of Indians remain mired in poverty. Why? Most books on growth and poverty reduction are dominated by the perspectives of policy makers and academic experts. 'Moving Out of Poverty: The Promise of Empowerment and Democracy in India' brings together the voices of poor men and women from 300 villages across Andhra Pradesh, Assam, Uttar Pradesh and West Bengal, as it seeks to understand how these people have managed to escape poverty, while others remain stuck, and still others fall into poverty. The study explores the role of institutions such as family, markets and local panchayats, and factors such as aspiration, empowerment, social exclusion and conflict, health and asset accumulation, in explaining escape from poverty and falling into poverty.
Download or read book Impact of Self Help Groups in Kanchipuram District India written by D. Baskar and published by LAP Lambert Academic Publishing. This book was released on 2012-02 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: A plethora of schemes were launched to eradicate the twin problems of poverty and unemployment in India. Almost all schemes flopped without making significant impact. SHG concept seems to hold promise in poverty eradication. Effective functioning of the SHGs and impressive recovery performance lured the banks to this neglected group. In this context, the NGOs played a big role in creating a link between bank and the target group. As a corollary to it, bank linkage model evolved as a core strategy for increasing its outreach to the poorest of the poor who are hitherto bypassed by it. A doctoral research study on women members in SHGs in Kanchipuram district throws light on the status of women, their economic impact, social impact and empowerment created by SHG and the practical problems faced by them. This research also addresses the issue of women empowerment through SHG mechanism. It highlights the challenges encountered by SHG in various dimensions. The findings are expected to help the NGOs and policy makers in fine tuning the schemes and to ensure effective functioning of SHGs.
Download or read book Financial Inclusion Self help Groups SHGs and Women Empowerment written by Kartick Das and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women's lack of economic empowerment not only impedes growth and poverty reduction, but also negatively impacts education and health outcomes for children. Thus, it is extremely important to ensure that women are economically empowered. Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit - where needed by vulnerable groups, such as women - at an affordable cost. India's Self-help Group (SHG)-Bank Linkage Program was launched in 1992 as a flagship program by the country's National Bank for Agriculture and Rural Development. The objective is to meet the financial needs of the poor by linking SHGs with the formal credit agencies. Financial inclusion of India's women can be best ensured through SHGs. This collection contains papers that provide valuable insights into the importance and functioning of SHGs to ensure financial inclusion and hence economic empowerment of women in India.
Download or read book Rural Development written by Robert Chambers and published by Routledge. This book was released on 2014-05-12 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rural poverty is often unseen or misperceived by outsiders. Dr Chambers contends that researchers, scientists, administrators and fieldworkers rarely appreciate the richness and validity of rural people's knowledge or the hidden nature of rural poverty. This is a challenging book for all concerned with rural development, as practitioners, academics, students or researchers.
Download or read book Self Help Group A Tool for Rural Development Micro Credit and Rural Empowerment written by Asha E. Thomas and published by . This book was released on 2018 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: The core objective of this paper is to find out the role played by Self Help Groups in bringing sustainable rural development in the country, especially in emerging nations.It also discusses about the extent of women empowerment and poverty eradication brought by SHGs in the current scenario and the role of Micro Finance Institutions in the success of SHGs.
Download or read book National Forum written by and published by . This book was released on 2001 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rediscovering the Cooperative Advantage written by Johnston Birchall and published by . This book was released on 2003 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance through Women Self Help Groups SHGs for Grass root level Empowerment An Empirical study of Varanasi Uttar Pradesh India written by Tripti Kumari and published by kassel university press GmbH. This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.
Download or read book Sustainability of Microfinance Self Help Groups in India written by Ajai Nair and published by World Bank Publications. This book was released on 2005 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: The major form of microfinance in India is that based on women's Self Help Groups (SHGs), which are small groups of 10--20 members. These groups collect savings from their members and provide loans to them. However, unlike most accumulating savings and credit associations (ASCAs) found in several countries, these groups also obtain loans from banks and on-lend them to their members. By 2003, over 700,000 groups had obtained over Rs.20 billion (US$425 million) in loans from banks benefiting more than 10 million people. Delinquencies on these loans are reported to be less than 5 percent. Savings in these groups is estimated to be at least Rs.8 billion (US$170 million). Despite these considerable achievements, sustainability of the SHGs has been suspect because several essential services required by the SHGs are provided free or at a significantly subsidized cost by organizations that have developed these groups. A few promoter organizations have, however, developed federations of SHGs that provide these services and others that SHG members need, but which SHGs cannot feasibly provide. Using a case study approach, Nair explores the merits and constraints of federating. Three SHG federations that provide a wide range of services are studied. The findings suggest that federations could help SHGs become institutionally and financially sustainable because they provide the economies of scale that reduce transaction costs and make the provision of these services viable. But their sustainability is constrained by several factors--both internal, related to the federations themselves, and external, related to the other stakeholders. The author concludes by recommending some actions to address these constraints. This paper--a product of the Finance and Private Sector Development Unit, South Asia Region--is part of a larger effort in the region to study access to finance in India.
Download or read book Poverty in India written by Kulwant Rai Gupta and published by Atlantic Publishers & Dist. This book was released on 2008 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Previous Century Was Marked By India S Great Transformation From A Colonial Agrarian Economy To A Modern, Vibrating, Knowledge-Based Economy Within The Framework Of A Liberal And Secular Democracy. A High Annual Gdp Growth Rate Of Over 8 Per Cent Is Now Being Achieved On A Consistent Basis. The Rapid Economic Growth Has, However, Brought Only A Marginal Decline In Rural And Urban Poverty As Nearly 250 Million People, Constituting About 25 Per Cent Of The Country S Total Population, Still Remain Below The Poverty Line.The Data Relating To The Dimensions Of Poverty Is Startling A Whopping 350 Million People Are Illiterate, 150 Million Have No Access To Safe Drinking Water, 750 Million Lack Clean Sanitation Facilities And Are Prone To Diseases Resulting Therefrom, And 50 Per Cent Of The Children Eat Below Acceptable Nutritional Levels. Average Life Expectancy At Birth Has No Doubt Risen To 63 Years, But Infant Mortality Rate (Imr) And Maternal Mortality Rate (Mmr) Are Still At Unacceptably High Levels 57 Per 1000, And 3 Per 1000 Live Births Respectively. In Terms Of Human Development Index (Hdi), India Is Ranked 126Th Among The 177 Listed Countries. Even The Mentioned Statistics Do Not Fully Capture The Sheer Destitution And Misery Our Marginalized Sections Of Population Are Subjected To. The Poverty That They Endure Robs Them Of Their Human Dignity And Makes A Mockery Of Our Claims To Social Justice And Equity.Growth, When Unevenly Spread, Dwarfs Overall Prosperity. Hence, Bridging The Income Divide Is The Biggest Challenge For India. The Government On Its Part Has Launched Several Poverty Alleviation Programmes But They Have Not Brought The Desired Result. The Approach Paper To The Eleventh Five-Year Plan Has Laid Emphasis On Strategies That Accelerate Growth And Make It Broadbased.The Present Anthology Is Comprised Of Well-Researched Articles By Erudite Scholars Who Have Deeply Analysed The Problem Of Persisting Poverty In India. Various Factors Responsible For Such A Situation Have Been Studied And Ways And Means Suggested To Considerably Reduce If Not Eradicate Poverty.The Book Will Serve As A Valuable Reference Source For Students And Teachers Of Economics And Researchers On This Subject. It Will Also Be Useful For The Policymakers, Planners, Parliamentarians, Government Agencies And Ngos. Common Readers Concerned With The Overall Development Of The Nation Will Find It Highly Informative.
Download or read book Micro Finance and Poverty Eradication written by Daniel Lazar and published by New Century Publications. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since independence in 1947, the government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, India's rural poor continue to depend on informal sources of credit. Institutions have also faced difficulties in dealing effectively with a large number of small borrowers whose credit needs are small and frequent and their ability to offer collaterals is limited. Cumbersome procedures and risk perceptions of the banks have left a gap in serving the credit needs of the rural poor. This has led to a search for alternative policies, systems and procedures, saving and loan products, other complementary services, and new delivery mechanisms that would fulfill the requirements of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to conventional banking in reaching the hitherto unreached poor population. Micro finance is the provision of a broad range of financial services - such as deposits, loans, payments, money transfers, and insurance - to the low-income households and their micro enterprises. The basic purpose of micro finance is to provide access to financial assistance, including credit to the poor, enabling them to start/expand micro enterprises and break out of poverty. Micro credit helps the poor in making available the credit and other financial services for improving their income and living standards. The micro credit program - which was formally heralded in 1992 with a modest pilot project of linking around 500 Self-help Groups - has made rapid strides in India, exhibiting considerable democratic functioning and group dynamism. The micro credit program in India is now the largest in the world. This book contains 45 scholarly papers in the field of micro finance in India, categorized in five parts: Micro Finance: General Observations . Micro Finance, Self-help Groups, and Financial Inclusion . Micro Finance, Poverty Alleviation, and Empowerment of Women . Technical Aspects of Micro Finance . Micro Finance: Case Studies in India and Abroad.
