Download or read book Safe Sound Banking Past Present Future A Reprint from the Journal Economic Review written by and published by DIANE Publishing. This book was released on with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Perspectives on Safe Sound Banking written by George J. Benston and published by . This book was released on 1986 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Perspectives on Safe Sound Banking written by George J. Benston and published by Cambridge, Mass. : MIT Press. This book was released on 1986-01 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking is now, and always has been, a risky business. The key to success both in operating a bank and in supervising a banking system is appropriate risk management. Yet risk management has become increasingly difficult because of higher and more volatile interest rates, faster and cheaper transfer of funds and information, a movement toward deregulation, and subsidies for many institutions embedded in the flat-rate premium structure of the federal deposit insurance system. In this book five leading bank scholars explore the safety and soundness of the U.S. banking system in an economic environment where the likelihood of failures of individual banks has significantly increased. The book's ten chapters cover: the risks of the failure of individual banks and of the banking system; consequences of bank failure on other banks, financial markets, and economic activity; the role of government deposit insurance; alternative ways of resolving insolvencies; the role of lender of last resort; risk and organizational issues in the expansion of banking activities; market discipline as a means of limiting banking problems and failures; feasibility and desirability of permitting or requiring market-value reporting for financial institutions; risk rated premiums; the effectiveness of supervision and field and remote examinations; the effectiveness of centralization or decentralization of regulation, supervision, and examination in multiple federal and state agencies. George J. Benston is at the University of Rochester, Robert A. Eisenbeis at the University of North Carolina, Paul M. Horvitz at the University of Houston, Edward J. Kane at Ohio State University, and George G. Kaufman at Loyola University. Perspectives on Safe and Sound Banking is copublished with the American Bankers Association and is included in the Regulation of Economic Activity Series, edited by Richard Schmalensee.
Download or read book Safe and Sound Banking 20 Years Later written by Frederick T. Furlong and published by . This book was released on 2008 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1986, a task force of banking academics organized and sponsored by the American Bankers Association convened to examine the banking industry and the efficacy of its regulatory system. The group was charged with reviewing the problems of ensuring the safety and soundness of the banking system and evaluating a number of policy options to improve the efficiency, performance, and safety of the system by changing the structure of the deposit insurance system and the bank regulatory and supervisory process. The results of the work of the task force were published by the MIT Press as the book, Perspectives on Safe and Sound Banking (Benston et al., 1986, the Report), which includes a set of principal options and recommendations. The purpose of this article is to assess the extent to which changes in public policy regarding depository institutions have been aligned with the recommendations of the Report. We find that, over the past 20 years, several legislative initiatives and changes in regulations and the bank supervisory process have been in keeping with the specific recommendations of the Report or with the analytic framework underlying the recommendations. At the same time, other recommendations in the Report have not been taken up and some proposals rejected in the Report have been put in place by legislative and regulatory initiatives. Overall, public policy and private sector initiatives appear to have contributed to safer and sounder banking and thrift sectors over the past 20 years. Consistent with what we see as the main theme of the Report, a likely contributing factor is the more appropriate alignment of incentive for risk-taking among larger depository institutions. Developments affecting risk-taking by depository institutions likely include higher capitalizations, greater risk exposure of private sector stakeholders more generally, improvements in risk management, and supervision and regulation that is focused on overall risk.
Download or read book Safe and Sound Banking 20 Years Later written by Simon H. Kwan and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Safe and sound banking behind the wall written by Lewis William Seidman and published by . This book was released on 1987 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Special Focus on Safe and Sound Banking Past Present and Future Conference Safe and Sound Banking Past Present and Future Held August 17 18 2006 written by and published by . This book was released on 2007 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Economic Review written by and published by . This book was released on 2007 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Viewpoints of the FDIC and Select Industry Experts on Deposit Insurance Reform written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2001 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Money and Banking written by George Edward Durell Foundation and published by Univ Publ Assn. This book was released on 1995-03-21 with total page 391 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, interest in monetary history has been revived. Economists are examing the "structure" of money and banking: what is money and what are banks? With new technologies, overwhelming market forces, and changes in law and regulation, the answers that had been taken for granted have been revealed to be inadequate. Money and Banking spans the period from the founding of the country to the present. The unifying theme is the consideration of the legal and economic underpinnings of money and banking during the several monetary regimes found in the history of the United States. Contributors: Clifford F. Thies, Kevin Dowd, Richard H. Timberlake, J. Huston McCulloch, Gregory B. Christainsen, Jeffrey Rogers Hummel, Eugene N. White, James A. Dorn, Gary M. Pecquet, Tyler Cowen, George A. Selgin and Lawrence H. White, Richard Sylla, Robert L. Greenfield and Hugh Rockoff, Joesph T. Salerno, Anna J. Schwartz, Charles W. Calomiris, Ronald W. Batchelder and David Glasner, Michael D. Bordo, Mark Toma, Larry Schweikart, Dwight R. Lee.
Download or read book A Briefing Paper on Deposit Insurance written by and published by . This book was released on 1990 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Crisis in American Banking written by Lawrence H. White and published by NYU Press. This book was released on 1995-06 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Begins a series analyzing the role of government in the economy from the perspective of the Austrian school of economics. Six essays trace the precarious state of US banking to rent-seeking, ideology, and the historical accretion of government regulations. They are revised versions of papers presented at an April 1991 conference at New York University. Annotation copyright by Book News, Inc., Portland, OR
Download or read book Regulating International Financial Markets Issues and Policies written by Franklin R. Edwards and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: Franklin R. Edwards Hugh T. Patrick As the 19908 unfold, we stand on the threshold of a new age of global financial markets. The seeminglyinevitable, market-driven dynamicofthe international integration of banking, securities, and futures markets is bringing about a profound transformation of financial flows and the efficiency and effectiveness of the domestic and international markets serving them. Propelled in the 1980s by a variety offorces-technological, economic, political, and (de)regulatory-the implications of international financial market integration are pervasive. This new era promises to raise a host of new public and business policy issues as well as opportunities. These include issues of financial market integrity, international competitiveness, and regulatory harmony. What will the rules of the game be? How will prudential concerns for the safety as well as the efficiency of international financial markets, and their national counterparts, be met? What are the appropriate new institutional arrangements? How and to what degree will international financial mar kets be supervised, harmonized, and regulated, and for what purposes? Whowill be makingthese decisions andimplementingthem?Thesearethe issues that confront-and bedevil-policymakers, practitioners, and scho lars alike. 1 2 INTRODUcnON The Context The 1980s were witness to major transformations of the international political, economic, andfinancial environment. Amongthe majordevelop ments was rapidly increasing international financial market integration across major nations and across financial product markets. The major sources of financial change were several, interrelated, and reinforcing.
Download or read book The Comptroller and the Transformation of American Banking 1960 1990 written by Eugene N. White and published by DIANE Publishing. This book was released on 1997-07 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: Covers the history of the oversight of the American banking industry by the Office of the Comptroller of the Currency (OCC), beginning in 1960 and continuing to 1990. It begins with a discussion of the OCC in 1960 -- regulation and supervision under the New Deal regime, and continues with an examination of the beginning of the banking revolution, 1960-72; the crisis years, 1973-75; revitalizing the OCC, 1975-80; and the challenge of the 1980s. Extensive bibliography. Photos, tables and figures.
Download or read book Reform of the Nation s Banking and Financial Systems written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1988 with total page 776 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Analytical Studies in Islamic Finance and Economics written by Zamir Iqbal and published by Walter de Gruyter GmbH & Co KG. This book was released on 2020-08-10 with total page 723 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook offers a unique and original collection of analytical studies in Islamic economics and finance, and constitutes a humble addition to the literature on new economic thinking and global finance. The growing risks stemming from higher debt, slower growth, and limited room for policy maneuver raise concerns about the ability and propensity of modern economies to find effective solutions to chronic problems. It is important to understand the structural roots of inherent imbalance, persistence-in-error patterns, policy and governance failures, as well as moral and ethical failures. Admittedly, finance and economics have their own failures, with abstract theory bearing little relation with the real economy, uncertainties and vicissitudes of economic life. Economic research has certainly become more empirical despite, or perhaps because of, the lack of guidance from theory. The analytics of Islamic economics and finance may not differ from standard frameworks, methods, and techniques used in conventional economics, but may offer new perspectives on the making of financial crises, nature of credit cycles, roots of financial system instability, and determinants of income disparities. The focus is placed on the logical coherence of Islamic economics and finance, properties of Islamic capital markets, workings of Islamic banking, pricing of Islamic financial instruments, and limits of debt financing, fiscal stimulus and conventional monetary policies, inter alia. Readers with investment, regulatory, and academic interests will find the body of analytical evidence to span many areas of economic inquiry, refuting thereby the false argument that given its religious tenets, Islamic economics is intrinsically narrative, descriptive and not amenable to testable implications. Thus, the handbook may contribute toward a redefinition of a dismal science in search for an elusive balance between rationality, ethics and morality, and toward a remodeling of economies based on risk sharing and prosperity for all humanity
Download or read book Financial Crises Contagion and the Lender of Last Resort A Reader written by Charles Goodhart and published by OUP Oxford. This book was released on 2002-01-17 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt:
