Download or read book Education without Debt written by Scott D. MacDonald and published by Indiana University Press. This book was released on 2021-01-12 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.

Download or read book Good for the Money written by Bob Benmosche and published by Macmillan. This book was released on 2016-04-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Legendary CEO Robert Benmosche's astonishing memoir, detailing how he pulled AIG back from the brink of bankruptcy and engineered one of history's most remarkable corporate turnarounds.

Download or read book The Poor Always Pay Back written by Asif Dowla and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nobel Prize-winning microcredit institution Grameen Bank has financially empowered the poorest families in more than a hundred countries across the globe for over three decades through savings and loans. Recently, Grameen has undergone a complete overhaul of its system, creating "Grameen II" and seeking to make its loan programs more effective. The Poor Always Pay Back not only uncovers how a major financial institution is able to change its system in response to the needs of its borrowers, but also how Grameen redefined and continues to redefine the basic assumptions of credit worthiness. The immense success of Grameen Bank shows a hopeful trend in the alleviation of poverty. Grameen Bank II is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). The story behind these and other innovations show why Grameen has become such an inspiration to those working for social justice everywhere.

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Download or read book Get a Financial Life written by Beth Kobliner and published by Simon and Schuster. This book was released on 2000 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility.

Download or read book The Theory of 5 written by Chris Saraceno and published by The Theory Of 5. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: None of us live alone. We are a reflection of those around us. Look at your spouse, co-workers, relatives or the friends you have had since childhood. In most cases, your income, happiness, relationships, health, political views and prosperity will be the “average” of these five people. This is why parents are worried about the influences in their child’s group of friends; those around us will have an impact — either positive or negative — on our income, attitude, goals and future. The Theory of 5 is based on the philosophy of making this idea work for us. With the Theory, we find mentors in the different areas of our lives that matter most to our happiness and prosperity: • Spirituality • Marriage • Parenting • Business and Finance • Health By listening to their advice and asking them to guide and challenge us, we begin to walk the best path to our best selves. Start gathering your personal group with The Theory of 5 today and get ready for prosperity built on the foundation of time-tested traditions and fresh ideas.

Download or read book Combined Statement of Receipts Outlays and Balances of the United States Government written by and published by . This book was released on 2003 with total page 712 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Your Federal Student Loans Learn the Basics and Manage Your Debt written by U. S. Department U.S. Department Of Education and published by Createspace Independent Publishing Platform. This book was released on 2014-05-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you're considering college-or some form of education after high school- financial aid almost always comes to mind.While you have the primary responsibility of paying for college, sometimes those funds just aren't enough and you need to look at other resources. The U.S. Department of Education provides more than $150 billion in federal student aid (grants, work-study, and loans) each year to students seeking a postsecondary education (a degree after high school). About 14 million students currently receive federal student aid with a majority receiving federal student loans. In addition to federal student aid, financial aid is alsoavailable from colleges, companies, private scholarship funds, or the state in which you live. So there are resources to help you pay for college, but you have to utilize them!As you explore your financial aid options, make sure to consider federal student loans. These loans are a possibility for everyone because not all federal student loans are based solely on financial need. If you have any questions or concerns about getting a federal student loan, then make sure to review this publication.

Download or read book The Wealth Chef written by Ann Wilson and published by Hay House, Inc. This book was released on 2015-01-20 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: An extraordinary new recipe for financial success from a woman who has experience making millionaires International finance coach Ann Wilson is known as the Wealth Chef because of her ability to help people cook up monetary success. In this previously self-published book, Ann has laid out a step-by-step guide to creating financial freedom. In its pages, readers will find five recipes for wealth that helped Ann go from having nothing to becoming a multimillionaire. These recipes reveal the secrets to: • Becoming debt-free while simultaneously generating wealth • Getting your "wealth accelerators" working • Increasing your quality of life while reducing your expenses • Focusing on personal goals and tracking successes for rapid results Ann takes what she's learned from her own life and from teaching around the world-from Africa, to Asia, to Australia, to America, to Europe-and gives readers an in-depth yet manageable plan and tested principles to improve their relationship with money. Simply put, she shows readers how to become financially savvy and build wealth starting immediately. They realize they can create financial freedom and live their dream life now, feeling empowered to throw away the old recipe for success: mix together one secure job with a lifelong portion of hard work and sacrifice to hopefully live the dream life after retirement. Why wait? With the practices and techniques Ann presents here they don't have to!

Download or read book Repaying Your Student Loans written by and published by . This book was released on 2002 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Medical and Dental Expenses written by and published by . This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Never Pay the First Bill written by Marshall Allen and published by Penguin. This book was released on 2021-06-22 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health care system--and win. Every year, millions of Americans are overcharged and underserved while the health care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health care power players want you to think. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair, and shows how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as: Analyze and contest your medical bills, so you don't pay more than you should Obtain the billing codes for a procedure in advance Write in an appropriate treatment clause before signing financial documents Get your way by suing in small claims court Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families--and everyone else.

Download or read book The Poor Always Pay Back written by Asif Dowla and published by Kumarian Press. This book was released on 2006 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back

Download or read book American Crisis written by Andrew Cuomo and published by Crown. This book was released on 2020-10-13 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • Governor Andrew Cuomo tells the riveting story of how he took charge in the fight against COVID-19 as New York became the epicenter of the pandemic, offering hard-won lessons in leadership and his vision for the path forward. “An impressive road map to dealing with a crisis as serious as any we have faced.”—The Washington Post When COVID-19 besieged the United States, New York State emerged as the global “ground zero” for a deadly contagion that threatened the lives and livelihoods of millions. Quickly, Governor Andrew Cuomo provided the leadership to address the threat, becoming the standard-bearer of the organized response the country desperately needed. With infection rates spiking and more people dying every day, the systems and functions necessary to combat the pandemic in New York—and America—did not exist. So Cuomo undertook the impossible. He unified people to rise to the challenge and was relentless in his pursuit of scientific facts and data. He quelled fear while implementing an extraordinary plan for flattening the curve of infection. He and his team worked day and night to protect the people of New York, despite roadblocks presented by a president incapable of leadership and addicted to transactional politics. Taking readers beyond the candid daily briefings that became must-see TV across the globe, and providing a dramatic, day-by-day account of the catastrophe as it unfolded, American Crisis presents the intimate and inspiring thoughts of a leader at an unprecedented historical moment. In his own voice, Andrew Cuomo chronicles the ingenuity and sacrifice required of so many to fight the pandemic, sharing the decision-making that shaped his policy as well as his frank accounting and assessment of his interactions with the federal government, the White House, and other state and local political and health officials. Real leadership, he shows, requires clear communication, compassion for others, and a commitment to truth-telling—no matter how frightening the facts may be. Including a game plan for what we as individuals—and as a nation—need to do to protect ourselves against this disaster and those to come, American Crisis is a remarkable portrait of selfless leadership and a gritty story of difficult choices that points the way to a safer future for all of us.

Download or read book Paying Back Jack written by Christopher G. Moore and published by Open Road + Grove/Atlantic. This book was released on 2010-11-09 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A gripping tale of human trafficking, mercenaries, [and] international conspiracies . . . set against the lovely and sordid backstreets of Bangkok.” —Barry Eisler Paying Back Jack is a gritty crime thriller in the Shamus Award–winning series featuring Vincent Calvino, a disbarred American lawyer working as a PI in the dangerous and steamy Thailand capital. Calvino has agreed to follow the “minor wife” of a Thai politician and report on her movements. His client is Rick Casey, a shady American whose life has been darkened by the unsolved murder of his idealistic son. But what seems to be a simple surveillance job pulls Calvino into a quest for revenge, as well as a perilous web of political allegiance. Calvino narrowly escapes an attempt on his life and then avoids being framed for a murder only through the calculated lever-pulling of his best friend, Thai police colonel, Pratt. But unknown to our man in Bangkok, in an anonymous apartment tower in the center of the city, a two-man sniper team awaits its shot, a shot that will change everything . . . “A terrific character . . . A terrific writer.” —T. Jefferson Parker

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Sirat written by Tamara Wilhite and published by Tamara Wilhite. This book was released on 2007-12 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sirat is the narrow path where travelers will find the fires of hell around them in their desperate flight to Paradise. From the moment the Archer crew were stranded on the violent, young world of Sirat, they were plagued by death, disease, and disasters. Over the generations, they reshaped Sirat and themselves in pursuit of paradise. The arrival of a new starship from Earth threatens to destroy the world they have created.