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EBookClubs

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Book Goodbye Welfare  Go from Economic Hardship to Financial Security

Download or read book Goodbye Welfare Go from Economic Hardship to Financial Security written by Tracy Harvey and published by Strategic Book Publishing. This book was released on 2009-07-01 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Goodbye Welfare is the first book of its kind. It covers what you need to know to get off welfare, how to overcome difficult financial times and why you must build your own financial future - right now! With global economic hardship and a recession forecast for most of the western world, more people and their families will be joining the ever-growing welfare lines. Unfortunately, there is limited information available on how to get off and stay off welfare, much less how to overcome financial hardship. Tracy's own story of welfare to millionaire has inspired thousands of people throughout the world. Her own experience living on welfare as a child then as an adult, struggling as a single mother with one catastrophe after another on limited resources has provided credibility and a genuine understanding to her readers. Since then her extraordinary achievements have motivated people to accomplish much more than they ever thought possible. Goodbye Welfare is written in simple terms with real life stories to demonstrate what is possible. It shows how to create a life that isn't permanently focused on the next bill and why it's so important to get off welfare and start building your future wealth.

Book Overcoming Economic Hardship

Download or read book Overcoming Economic Hardship written by Jiwon Seo and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: Human capital theory and social capital theory provide a framework for analyzing the economic well being of families. The primary objective of this dissertation is to examine the effects of women's human capital and social capital on economic well being. For the empirical analysis, data from two waves of the National Survey of Families and Households are used. The final sample for analysis is 696 households that had a female primary respondent family income below the hardship threshold in Wave 1. The empirical models include measures of the levels of human capital and social capital characteristics at the time of Wave 1 and the changes in levels of human and social capital characteristics over the five years between Wave 1 and Wave 2. The dependent variable is economic well being above the hardship threshold, measured as the amount by which the ratio of family income to the poverty threshold in Wave 2 exceeds 150%, expressed in percentage points. This measure is lower censored at zero. Human capital is measured by educational attainment, employment hours, physical health, and depression. Social capital is measured by informal relationships, formal relationships, residential moves, social help, and familial help. Family structure variables are included as controls. To analyze the censored dependent variable, Tobit analysis is used. McDonald and Moffitt's decomposition procedure is used to derive the threshold effect and the change effect. The threshold effect shows the effect of women's resources on the probability of economic well being above the hardship threshold. The change effect is the effect of women's resources on changes in the level of economic well being above the hardship threshold for families above the hardship threshold. Human capital and social capital are resources that can contribute to overcoming economic hardship. Also, the relative contribution of women's resources to overcoming economic hardship varies by the level of human capital, social capital, and depth of previous poverty. Based on the empirical results, implications are provided.

Book Six Steps to Overcoming Adversity

Download or read book Six Steps to Overcoming Adversity written by Jack Doueck and published by . This book was released on 2020-08-06 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you dealing with a difficult time in your life, such as the loss of a job or a devastating disappointment? If so, this book will help you overcome the adversity you face. You will be able to master these six steps easily and learn how to survive and thrive. Hundreds of people have used this program successfully and effectively. Jack Doueck tells his incredible story of losing his business and how he and many others overcame extreme adversity using the methods described in this book. If you are looking to make a comeback, this inspirational book will help change your life. This book provides valuable information on the six steps to overcoming adversity in a clear and simple style. It inspires the reader with true anecdotes of dozens of people who implemented these steps to improve their lives. This is a practical guide to turn tragedy into triumph, stress into success and enrich your life. You will learn how to apply these six simple strategies to create long-term success. If you or a loved one are feeling hopeless or depressed, this book is just what you need to turn your life around. If you have just lost your job and you need a lifeline - this book will give you the tools you need to get through it and emerge stronger, wiser, happier, and more successful. Click here for a video animation about the book: https://www.youtube.com/watch?v=rebkumxsijY&t=3s

Book The Hugging Tree

    Book Details:
  • Author : Jill Neimark
  • Publisher : American Psychological Association
  • Release : 2015-09-15
  • ISBN : 1433819090
  • Pages : 18 pages

Download or read book The Hugging Tree written by Jill Neimark and published by American Psychological Association. This book was released on 2015-09-15 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Hugging Tree tells the story of a little tree growing all alone on a cliff, by a vast and mighty sea. Through thundering storms and the cold of winter, the tree holds fast. Sustained by the natural world and the kindness and compassion of one little boy, eventually the tree grows until it can hold and shelter others. A Note to Parents and Caregivers by Elizabeth McCallum, PhD, provides more information about resilience, and guidelines for building resilience in children.

Book The Poverty Problem

    Book Details:
  • Author : Horacio Sanchez
  • Publisher : Corwin
  • Release : 2021-01-05
  • ISBN : 1071842951
  • Pages : 281 pages

Download or read book The Poverty Problem written by Horacio Sanchez and published by Corwin. This book was released on 2021-01-05 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: Improve outcomes for students in poverty by understanding their developing brains Economic hardship is changing our students’ brain structures at a genetic level, producing psychological, behavioral, and cognitive issues that dramatically impact learning, behavior, physical health, and emotional stability. But there is hope. This groundbreaking book by one of the nation’s top experts in brain science and resilience offers solutions that will change minds, attitudes, and behaviors. Learn about how problems develop between people of different races, how the brain develops in persistent poverty, and how it might react to solutions. Inside, you will find real-life applications on topics including: • The lack of culturally competent instruction and its impact on students of color • Poverty′s effect on language development and how it can be positively influenced • The importance of reading • How to counteract the effects of the widespread stress in lower SES environments Children make up 23% of the U.S. population and account for almost 33% of those living in poverty, making the education system our most distressed institution. In The Poverty Problem, you’ll learn how to increase students’ perseverance and confidence and positively impact outcomes by arming yourself with research-based instructional strategies that are inspiring, realistic, and proven to work.

Book Recognizing and Addressing Economic Hardship

Download or read book Recognizing and Addressing Economic Hardship written by Sondra Beverly and published by . This book was released on 2002 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Oxford Handbook of Poverty and Child Development

Download or read book The Oxford Handbook of Poverty and Child Development written by Valerie Maholmes, Ph.D., CAS and published by OUP USA. This book was released on 2012-05-21 with total page 750 pages. Available in PDF, EPUB and Kindle. Book excerpt: Comprehensive and integrative, The Oxford Handbook of Poverty and Child Development describes the contextual and social ecology of children living in poverty and illuminates the biological and behavioral interactions that either promote optimal development or that place children at risk of having poor developmental outcomes.

Book A Roadmap to Reducing Child Poverty

Download or read book A Roadmap to Reducing Child Poverty written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2019-09-16 with total page 619 pages. Available in PDF, EPUB and Kindle. Book excerpt: The strengths and abilities children develop from infancy through adolescence are crucial for their physical, emotional, and cognitive growth, which in turn help them to achieve success in school and to become responsible, economically self-sufficient, and healthy adults. Capable, responsible, and healthy adults are clearly the foundation of a well-functioning and prosperous society, yet America's future is not as secure as it could be because millions of American children live in families with incomes below the poverty line. A wealth of evidence suggests that a lack of adequate economic resources for families with children compromises these children's ability to grow and achieve adult success, hurting them and the broader society. A Roadmap to Reducing Child Poverty reviews the research on linkages between child poverty and child well-being, and analyzes the poverty-reducing effects of major assistance programs directed at children and families. This report also provides policy and program recommendations for reducing the number of children living in poverty in the United States by half within 10 years.

Book Overcoming the Hardships in Life

Download or read book Overcoming the Hardships in Life written by Edward Kwarteng and published by Balboa Press. This book was released on 2017-10-20 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Imparting Into A Destined Life.. The tenacity of your well-being in life depends on your identification in Christ through Godly investments and their implementations. This book explains it all with the knowledge of life experiences, mysteries and the power to overcome lifes crises and their struggles with the spiritual strategies to set one free from any challenges in life. However, there are some insights of lifes formation and its stands set by the author through the power of the Holy Spirit to relieve the pain and stress that are attached to individual lives. In living for peace, you need to search for the Prince of Peace (Jesus Christ), who by His knowledge and wisdom has inspired the author to write this divine book. This book, Overcoming The Hardships In Life teaches us how we can effectively overcome the causes of lifes stresses, pains and its difficulties with the inspired principles here received from God, to direct every life that faces hardships continually. Reading this book will help you catch a glimpse of indispensable basic principles to be successful in your life. For as you win, you win for yourself and the people around you, but whereas you fail, you fail for yourself. Hence, you must know for sure that, A better life holds some intrinsic values which nobody knows, except the one who owns it Be for yourself, and be for others. Psalm 68:11, Says, God gave the word, and Great was the Company of those who proclaimed it. Reach your Goals in Life. For, Gods power is always super imposed against any forces that try to harass a delicate life been ordained by God by the author.

Book Goodbye Welfare

    Book Details:
  • Author : Tracy Lee Harvey
  • Publisher : Goodbye Renting
  • Release : 2007
  • ISBN : 9780646473376
  • Pages : 125 pages

Download or read book Goodbye Welfare written by Tracy Lee Harvey and published by Goodbye Renting. This book was released on 2007 with total page 125 pages. Available in PDF, EPUB and Kindle. Book excerpt: Goodbye Welfare is the first book of its kind. It covers everything you need to know about getting off welfare and building long term financial wealth. It details how to create a life that isn't permanently focused on worrying about the next bill. You will find out: The tricks of the trade used by people to build financial wealth from nothing. How getting a job allows you to grow wealth even when your job income is the same or lower than welfare payments. Why it is so important to get off welfare - right now! How long you have before the welfare dollar dries up. Demand for this brilliant new book has been staggering since Tracy appeared on the Today Tonight program, nationally. Since this first appearance, Tracy has been on a roller coaster ride with media chasing her for appearances on TV, radio and in press and magazine interviews. The viewer feedback to Today Tonight was so strong that the program is currently shooting a second interview to appear after 30th March. In addition, Tracy has conducted a lengthy interview with That's Life Magazine (circulation of over 1.4 million) which will go on sale from March 30th.Tracy currently features on the Wizard Home Loan website together with extracts from Goodbye Welfare. Additional media commitments are currently being confirmed and include TV, press and radio.

Book The Fragile Middle Class

    Book Details:
  • Author : Teresa A. Sullivan
  • Publisher : Yale University Press
  • Release : 2020-02-18
  • ISBN : 0300251890
  • Pages : 405 pages

Download or read book The Fragile Middle Class written by Teresa A. Sullivan and published by Yale University Press. This book was released on 2020-02-18 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why have so many middle-class Americans encountered so much financial trouble? In this classic analysis of hard-pressed families, the authors discover that financial stability for many middle-class Americans is all too fragile. The authors consider the changing cultural and economic factors that threaten financial security and what they imply for the future vitality of the middle class. A new preface examines the persistent and new threats that have emerged since the original publication. "[A] fascinating, alarming study. . . . [This] chilling diagnosis of middle-class affliction demonstrates that we all may be only a job loss, medical problem or credit card indulgence away from the downward spiral leading to bankruptcy."--Publishers Weekly "A well-designed and carefully executed study."--Andrew Greeley, University of Chicago "The Fragile Middle Class, a well-written work of social science that is about as gripping as the genre gets, forces us to reevaluate notions about consumerism."--American Prospect

Book Communities in Action

    Book Details:
  • Author : National Academies of Sciences, Engineering, and Medicine
  • Publisher : National Academies Press
  • Release : 2017-04-27
  • ISBN : 0309452961
  • Pages : 583 pages

Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Book What To Do With Your Money When Crisis Hits

Download or read book What To Do With Your Money When Crisis Hits written by Michelle Singletary and published by HarperCollins. This book was released on 2021-05-18 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.

Book The End of Poverty

Download or read book The End of Poverty written by Jeffrey D. Sachs and published by Penguin. This book was released on 2006-02-28 with total page 465 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Book and man are brilliant, passionate, optimistic and impatient . . . Outstanding." —The Economist The landmark exploration of economic prosperity and how the world can escape from extreme poverty for the world's poorest citizens, from one of the world's most renowned economists Hailed by Time as one of the world's hundred most influential people, Jeffrey D. Sachs is renowned for his work around the globe advising economies in crisis. Now a classic of its genre, The End of Poverty distills more than thirty years of experience to offer a uniquely informed vision of the steps that can transform impoverished countries into prosperous ones. Marrying vivid storytelling with rigorous analysis, Sachs lays out a clear conceptual map of the world economy. Explaining his own work in Bolivia, Russia, India, China, and Africa, he offers an integrated set of solutions to the interwoven economic, political, environmental, and social problems that challenge the world's poorest countries. Ten years after its initial publication, The End of Poverty remains an indispensible and influential work. In this 10th anniversary edition, Sachs presents an extensive new foreword assessing the progress of the past decade, the work that remains to be done, and how each of us can help. He also looks ahead across the next fifteen years to 2030, the United Nations' target date for ending extreme poverty, offering new insights and recommendations.

Book Financial Peace

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Book Overcoming

    Book Details:
  • Author : Steve Mays
  • Publisher : Gospel Light Publications
  • Release : 2012-03-21
  • ISBN : 0830762000
  • Pages : 209 pages

Download or read book Overcoming written by Steve Mays and published by Gospel Light Publications. This book was released on 2012-03-21 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things can (and do) happen to good people. Sometimes difficult circumstances are the natural result of our own choices, but other times they stem from someone else’s bad behavior. Either way, God is calling Christians to move beyond adversity and live a victorious life that brings glory to His name. Can we overcome our debilitating emotions? Can we rise above our overwhelming circumstances? Steve Mays insists that we can and must, with the power of the Holy Spirit. Mays helps readers deal with discouragement, fear, depression, hostility and worry and invites them to build character by overcoming distraction, selfishness and weakness. Finally, he shows readers how to grow by teaching them how to deal with criticism, jealousy, irresponsibility and suffering.

Book Family Stress Management

Download or read book Family Stress Management written by Pauline Boss and published by SAGE Publications. This book was released on 2016-07-27 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Third Edition of Family Stress Management by Pauline Boss, Chalandra M. Bryant, and Jay A. Mancini continues its original commitment to recognize both the external and internal contexts in which distressed families find themselves. With its hallmark Contextual Model of Family Stress (CMFS), the Third Edition provides practitioners and researchers with a useful framework to understand and help distressed individuals, couples, and families. The example of a universal stressor—a death in the family—highlights cultural differences in ways of coping. Throughout, there is new emphasis on diversity and the nuances of family stress management—such as ambiguous loss—plus new discussions on family resilience and community as resources for support.