Download or read book On the Iron Law of Interest Rate Restrictions written by Claudio González Vega and published by . This book was released on 1976 with total page 974 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book World Development Report 1987 written by and published by World Bank Publications. This book was released on 1987 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report, consisting of two parts, is the tenth in the annual series assessing development issues. Part I reviews recent trends in the world economy and their implications for the future prospects of developing countries. It stresses that better economic performance is possible in both industrial and developing countries, provided the commitment to economic policy reforms is maintained and reinforced. In regard to the external debt issues, the report argues for strengthened cooperation among industrial countries in the sphere of macroeconomic policy to promote smooth adjustment to the imbalances caused by external payments (in developing countries). Part II reviews and evaluates the varied experience with government policies in support of industrialization. Emphasis is placed on policies which affect both the efficiency and sustainability of industrial transformation, especially in the sphere of foreign trade. The report finds that developing countries which followed policies that promoted the integration of their industrial sector into the international economy through trade have fared better than those which insulated themselves from international competition.
Download or read book Undermining Rural Development With Cheap Credit written by Dale W Adams and published by Taylor & Francis. This book was released on 2021-11-28 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Download or read book The Economics of Microfinance written by Beatriz Armendariz and published by MIT Press. This book was released on 2007 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.
Download or read book The Microfinance Revolution written by Marguerite S. Robinson and published by World Bank Publications. This book was released on 2001 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt: ??? ... Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement.
Download or read book Handbook of Agricultural Economics written by Robert E. Evenson and published by Elsevier. This book was released on 2007-06-28 with total page 847 pages. Available in PDF, EPUB and Kindle. Book excerpt: Volume 3 of this series of the Handbooks in Economics follows on from the previous two volumes by focusing on the fundamental concepts of agricultural economics. The first part of the volume examines the developments in human resources and technology mastery. The second part follows on by considering the processes and impact of invention and innovation in this field. The effects of market forces are examined in the third part, and the volume concludes by analysing the economics of our changing natural resources, including the past effects of climate change.Overall this volume forms a comprehensive and accessible survey of the field of agricultural economics and is recommended reading for anyone with an interest, either academic or professional, in this area.*Part of the renown Handbooks in Economics series*Contributors are leaders of their areas*International in scope and comprehensive in coverage
Download or read book Handbook of Agricultural Economics written by Bruce L. Gardner and published by Elsevier. This book was released on 2001 with total page 847 pages. Available in PDF, EPUB and Kindle. Book excerpt: Volume 3 of this series of the Handbooks in Economics follows on from the previous two volumes by focusing on the fundamental concepts of agricultural economics. The first part of the volume examines the developments in human resources and technology mastery. The second part follows on by considering the processes and impact of invention and innovation in this field. The effects of market forces are examined in the third part, and the volume concludes by analysing the economics of our changing natural resources, including the past effects of climate change. Overall this volume forms a comprehensive and accessible survey of the field of agricultural economics and is recommended reading for anyone with an interest, either academic or professional, in this area. *Part of the renown Handbooks in Economics series *Contributors are leaders of their areas *International in scope and comprehensive in coverage
Download or read book Reasserting the Rural Development Agenda written by Arsenio Molina Balisacan and published by Institute of Southeast Asian Studies. This book was released on 2007 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a reinvigorated agenda on agricultural and rural development in Asia both for research and policy discussions in the coming decades.
Download or read book Development Finance As Institution Building written by Jan Pieter Krahnen and published by Routledge. This book was released on 2023-12-31 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this comparative study of programmes against poverty in developing countries, the authors argue that building sustainable, target group-oriented financial institutions is important and feasible, and that it is likely to have greater development impact than the channelling of external funds to poor target groups (small and micro-scale business, small farmers, and women). The analysis has far-reaching implications for development policy and will interest development specialists, policymakers, and scholars of development finance and international banking.
Download or read book The Theory and Practice of Microcredit written by Wahiduddin Mahmud and published by Routledge. This book was released on 2016-10-04 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: The remarkable speed at which microcredit has expanded around the world in the last three decades has piqued the curiosity of practitioners and theorists alike. By developing innovative ways of making credit available to the poor, the idea of microcredit has challenged many traditional assumptions about both poverty reduction strategies and financial markets. While this has encouraged new theorising about how microcredit works, the practice of microcredit has itself evolved, often in unpredictable ways, outpacing the development of theory. The Theory and Practice of Microcredit aims to remedy this imbalance, arguing that a proper understanding of the evolution of practice is essential both for developing theories that are relevant for the real world and for adopting policies that can better realize the full potential of microcredit. By drawing upon their first-hand knowledge of the nature of this evolution in Bangladesh, the birthplace of microcredit, the authors have pushed the frontiers of current knowledge through a rich blend of theoretical and empirical analysis. The book breaks new grounds on a wide range of topics including: the habit-forming nature of credit repayment; the institutional strength and community-based role of microfinance institutions; the relationships between microcredit and informal credit markets; the pattern of long-term participation in microcredit programmes and the variety of loan use; the scaling up of microenterprises beyond subsistence; the "missing middle" in the credit market; and the prospects of linking micro-entrepreneurship with economic development. The book will be of interest to researchers, development practitioners and university students of Development Economics, Rural Development, or Rural Finance, as well as to public intellectuals.
Download or read book Microfinance In Asia written by Christopher E C Gan and published by World Scientific. This book was released on 2017-03-27 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.
Download or read book Informal Credit Markets And The New Institutional Economics written by Sagrario L Floro and published by Routledge. This book was released on 2019-03-07 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: The conventional wisdomaboutcreditmarketshas been radically alteredin recent years through the introduction of elements of moral hazard,adverseselectionofrisk,and quality-price relationships. Important empiricalstudies have been published which are leading to vastly different policyimplications. This analysis has not been explicitly extended to informalcredit markets so far, although it is widely recognized that credit transactedoutside the banking circuit is quantitatively huge and qualitatively critical,especially in developing countries.This book combines the new theoretical approach to credit markets withcertain precepts of the New Institutional Economics in order to analyzeinformal credit markets. While the formal financial institutions in developingcountries carry out credit transactions within the limits set by the marketenvironment and by government policies, informal institutions evolve by aparticular selection of modes of economic behavior which are responses tointrinsic imperfections of the market. The informal sector enhances trust bymakingexistingtiesanintegralcomponentofcreditcontracts:thecontractualcomponent of informal credit capitalizes on the personalistic (social andeconomic) relationships between the transacting parties.
Download or read book International Agricultural Development written by Carl K. Eicher and published by JHU Press. This book was released on 1998-11-20 with total page 636 pages. Available in PDF, EPUB and Kindle. Book excerpt: Other topics include market failures, food insecurity, rural poverty, environmental degradation, income and asset inequality, fiscally sustainable organizations, the changing roles of the public and private sector in research, input delivery systems, marketing and low rates of agricultural growth in much of sub-Saharan Africa.
Download or read book Rural Poverty Risk and Development written by Marcel Fafchamps and published by Food & Agriculture Org.. This book was released on 1999 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: All men and women are subject to risk: illness, accident, death. Some shocks affect their ability to feed and support themselves properly, either temporarily: unemployment, crop failure, and loss of property; or permanently: disability, and skill obsolescence.This report summarises what is known and also what is not known about the sources of risk faced by the rural poor and their coping strategies. It examines the impact of risk and risk-coping strategies on development and the way in which governments and international organisations can assist in dealing with risk and overcoming poverty.
Download or read book The State of World Rural Poverty written by Idriss Jazairy and published by NYU Press. This book was released on 1992 with total page 539 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite almost four decades and billions of dollars in development activities, we are barely in a position to track the changing dynamics of poverty or to define with conviction the processes that entrap the poor in their misery. Accounting for about 90% of global poverty, rural poverty, through transmigration, is also a main contributor to urban poverty. It is in the rural areas of the world where poverty is most severe in human terms, where the hunger, hopelessness, hardship, and despair commonly associated with entrenched poverty are most pronounced, where basic health services, sanitation, educational opportunities, and other common amenities are most lacking. The alleviation of rural poverty is therefore tantamount to the alleviation of global poverty in its entirety. The State of World Rural Poverty offers the first comprehensive look at the economic conditions and prospects of the world's rural poor.
Download or read book Peasants In Distress written by Rosemary Vargas-Lundius and published by Routledge. This book was released on 2019-09-05 with total page 411 pages. Available in PDF, EPUB and Kindle. Book excerpt: A study of economic development in the Dominican Republic, this book argues that rigid economic structures and poor use of labour resources have created conditions that undermine the demand for labour, and maintain perpetual poverty and unemployment. Viewing the problem from a broad perspective, the author analyzes labour and credit markets, offers empirical data on agricultural yields, and examines such socioeconomic issues as the living conditions among the peasantry, the demand for immigrant Haitian labour, and migration from rural to urban areas.
Download or read book Strategic Issues in Microfinance written by Mwangi S. Kimenyi and published by Routledge. This book was released on 2019-05-23 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1998, this collection of essays by eminent microfinance practitioners provides a range of perspectives on contemporary issues in the field. Different approaches are proposed for achieving improved access by the poor to financial services. The common denominator in these essays is financial sustainability for the service provider. Issues addressed include: is savings mobilization integral to microfinance and, if so, how should it be incorporated in new programs? Are borrower groups a necessary element of successful microfinance programs? Are NGOs the right institutional vehicle for sustainable microfinance interventions? Is standardized and generalizable microfinance credit rating system feasible? While there is considerable diversity in the approaches recommended in these essays, the importance of cost efficiency and cost recovery forms the basis for most of the discussions.
