EBookClubs

Read Books & Download eBooks Full Online

EBookClubs

Read Books & Download eBooks Full Online

Book Never Pay the First Bill

Download or read book Never Pay the First Bill written by Marshall Allen and published by Penguin. This book was released on 2021-06-22 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health care system--and win. Every year, millions of Americans are overcharged and underserved while the health care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health care power players want you to think. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair, and shows how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as: Analyze and contest your medical bills, so you don't pay more than you should Obtain the billing codes for a procedure in advance Write in an appropriate treatment clause before signing financial documents Get your way by suing in small claims court Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families--and everyone else.

Book No Matter How Much You Promise to Cook Or Pay the Rent You Blew It Cauze Bill Bailey Ain t Never Coming Home Again

Download or read book No Matter How Much You Promise to Cook Or Pay the Rent You Blew It Cauze Bill Bailey Ain t Never Coming Home Again written by Edgardo Vega Yunqué and published by Macmillan. This book was released on 2004 with total page 662 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Washington Post Best Book of Year Winner of the 2004 Latino Book Award This sweeping drama of intimately connected families-black, white, and Latino-boldly conjures up the ever-shifting cultural mosaic that is America. At its heart is Vidamia Farrell, half Puerto Rican, half Irish, who sets out in search of the father she has never known. Her journey takes her from her affluent suburban home to the Lower East Side of Manhattan, where her father Billy Farrell now lives with his second family. Once a gifted jazz pianist, Billy lost two fingers in the Vietnam War and has since shut himself off from jazz. While Billy's colorful new family draws Vidamia into their fold, so she determines to draw her father back into the world he left behind.

Book The Price We Pay

    Book Details:
  • Author : Marty Makary
  • Publisher : Bloomsbury Publishing USA
  • Release : 2019-09-10
  • ISBN : 1635574129
  • Pages : 305 pages

Download or read book The Price We Pay written by Marty Makary and published by Bloomsbury Publishing USA. This book was released on 2019-09-10 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestseller Business Book of the Year--Association of Business Journalists From the New York Times bestselling author comes an eye-opening, urgent look at America's broken health care system--and the people who are saving it--now with a new Afterword by the author. "A must-read for every American." --Steve Forbes, editor-in-chief, FORBES One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr. Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research, and his own experience, The Price We Pay paints a vivid picture of the business of medicine and its elusive money games in need of a serious shake-up. Dr. Makary shows how so much of health care spending goes to things that have nothing to do with health and what you can do about it. Dr. Makary challenges the medical establishment to remember medicine's noble heritage of caring for people when they are vulnerable. The Price We Pay offers a road map for everyday Americans and business leaders to get a better deal on their health care, and profiles the disruptors who are innovating medical care. The movement to restore medicine to its mission, Makary argues, is alive and well--a mission that can rebuild the public trust and save our country from the crushing cost of health care.

Book Unaccountable

    Book Details:
  • Author : Marty Makary
  • Publisher : Bloomsbury Publishing USA
  • Release : 2013-10-15
  • ISBN : 1608198383
  • Pages : 257 pages

Download or read book Unaccountable written by Marty Makary and published by Bloomsbury Publishing USA. This book was released on 2013-10-15 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues for more transparent, democratic and safer healthcare practices to keep patients better informed and hold poor-performing doctors and flawed systems accountable.

Book The Road Ahead

Download or read book The Road Ahead written by Bill Gates and published by Penguin Group. This book was released on 1996 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this clear-eyed, candid, and ultimately reassuring

Book Factfulness

    Book Details:
  • Author : Hans Rosling
  • Publisher : Flatiron Books
  • Release : 2018-04-03
  • ISBN : 125012381X
  • Pages : 353 pages

Download or read book Factfulness written by Hans Rosling and published by Flatiron Books. This book was released on 2018-04-03 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: INSTANT NEW YORK TIMES BESTSELLER “One of the most important books I’ve ever read—an indispensable guide to thinking clearly about the world.” – Bill Gates “Hans Rosling tells the story of ‘the secret silent miracle of human progress’ as only he can. But Factfulness does much more than that. It also explains why progress is so often secret and silent and teaches readers how to see it clearly.” —Melinda Gates "Factfulness by Hans Rosling, an outstanding international public health expert, is a hopeful book about the potential for human progress when we work off facts rather than our inherent biases." - Former U.S. President Barack Obama Factfulness: The stress-reducing habit of only carrying opinions for which you have strong supporting facts. When asked simple questions about global trends—what percentage of the world’s population live in poverty; why the world’s population is increasing; how many girls finish school—we systematically get the answers wrong. So wrong that a chimpanzee choosing answers at random will consistently outguess teachers, journalists, Nobel laureates, and investment bankers. In Factfulness, Professor of International Health and global TED phenomenon Hans Rosling, together with his two long-time collaborators, Anna and Ola, offers a radical new explanation of why this happens. They reveal the ten instincts that distort our perspective—from our tendency to divide the world into two camps (usually some version of us and them) to the way we consume media (where fear rules) to how we perceive progress (believing that most things are getting worse). Our problem is that we don’t know what we don’t know, and even our guesses are informed by unconscious and predictable biases. It turns out that the world, for all its imperfections, is in a much better state than we might think. That doesn’t mean there aren’t real concerns. But when we worry about everything all the time instead of embracing a worldview based on facts, we can lose our ability to focus on the things that threaten us most. Inspiring and revelatory, filled with lively anecdotes and moving stories, Factfulness is an urgent and essential book that will change the way you see the world and empower you to respond to the crises and opportunities of the future. --- “This book is my last battle in my life-long mission to fight devastating ignorance...Previously I armed myself with huge data sets, eye-opening software, an energetic learning style and a Swedish bayonet for sword-swallowing. It wasn’t enough. But I hope this book will be.” Hans Rosling, February 2017.

Book These Truths  A History of the United States

Download or read book These Truths A History of the United States written by Jill Lepore and published by W. W. Norton & Company. This book was released on 2018-09-18 with total page 733 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Nothing short of a masterpiece.” —NPR Books A New York Times Bestseller and a Washington Post Notable Book of the Year In the most ambitious one-volume American history in decades, award-winning historian Jill Lepore offers a magisterial account of the origins and rise of a divided nation. Widely hailed for its “sweeping, sobering account of the American past” (New York Times Book Review), Jill Lepore’s one-volume history of America places truth itself—a devotion to facts, proof, and evidence—at the center of the nation’s history. The American experiment rests on three ideas—“these truths,” Jefferson called them—political equality, natural rights, and the sovereignty of the people. But has the nation, and democracy itself, delivered on that promise? These Truths tells this uniquely American story, beginning in 1492, asking whether the course of events over more than five centuries has proven the nation’s truths, or belied them. To answer that question, Lepore wrestles with the state of American politics, the legacy of slavery, the persistence of inequality, and the nature of technological change. “A nation born in contradiction… will fight, forever, over the meaning of its history,” Lepore writes, but engaging in that struggle by studying the past is part of the work of citizenship. With These Truths, Lepore has produced a book that will shape our view of American history for decades to come.

Book Bill  the Galactic Hero

    Book Details:
  • Author : Harry Harrison
  • Publisher : Macmillan
  • Release : 2012-07-03
  • ISBN : 1466822732
  • Pages : 189 pages

Download or read book Bill the Galactic Hero written by Harry Harrison and published by Macmillan. This book was released on 2012-07-03 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The funniest science fiction book ever written” is a space military parody about a hapless soldier from a Science Fiction Hall of Fame inductee (Terry Pratchett, New York Times–bestselling author of the Discworld novels). It was the highest honour to defend the Empire against the dreaded Chingers, an enemy race of seven-foot-tall lizards. But Bill, a Technical Fertilizer Operator from a planet of farmers, wasn’t interested in honour—he was only interested in two things: his chosen career, and the shapely curves of Inga-Maria Calyphigia. Then a recruiting robot shanghaied him with knockout drops, and he came to in deep space, aboard the Empire warship Christine Keeler. And from there, things got even worse . . . Praise for Harry Harrison “A perfectly grand storyteller.” —David Brin, Hugo and Nebula Award–winning author of Star Tide Rising “Few commercial writers are more deserving of their popularity than Harrison, a fine writer who occasionally reaches brilliant heights.” —Publishers Weekly

Book First Light

    Book Details:
  • Author : Bill Rancic
  • Publisher : Penguin
  • Release : 2016-11-01
  • ISBN : 1101982284
  • Pages : 322 pages

Download or read book First Light written by Bill Rancic and published by Penguin. This book was released on 2016-11-01 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: A moving story of love, family, and survival against all odds from beloved entrepreneur and reality TV star Bill Rancic. Set amid the deep, wild woods of the Yukon, First Light tells the story of Daniel Albrecht and Kerry Egan, a young couple just beginning their life together: in love, engaged, and, as Kerry soon discovers, expecting their first child. While they are flying home from a work trip in Alaska to plan their wedding in Chicago, both engines of their plane catch fire and send the plane careening into a mountainside in the middle of a terrible snowstorm. Kerry is seriously injured in the accident, and Daniel—the one person among the passengers with some survival experience—makes the courageous decision to search for help, hoping against hope that he can return to save his fellow travelers, especially the woman he loves. Thus begins a harrowing and suspenseful race against time and the elements, as it becomes clear that not everyone will make it out alive. As the couple's story draws to a close, the surprising truth about the boy’s life, and that of his parents’ marriage, will at last be divulged. A romantic and heart-wrenching debut from Bill Rancic, First Light is about surviving the most insurmountable obstacles—and finding renewal and love just when it seems that all is lost.

Book If Morning Never Comes

Download or read book If Morning Never Comes written by Bill VandenBush and published by . This book was released on 2003 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bill's VandenBush's account of overcoming tremendous odds during the Vietnam War and near-death experiences which led to his spiritual awakening and a purpose in life.

Book I ll Never Forget My First Car

Download or read book I ll Never Forget My First Car written by Bill Sherk and published by Dundurn. This book was released on 2005-05-01 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this hilarious collection of stories, Old Autos columnist Bill Sherk describes in vivid detail the trials and tribulations of those brave souls who, throwing caution to the wind and money down the drain, made the fateful decision that would forever change the course of their lives. They went out and bought their very first cars. And whether it came from the showroom or the scrapyard, your first car was your ticket of admission into the adult world. Gas, oil, repairs, tow trucks, speeding tickets, insurance, and fender benders would take a vacuum cleaner to your bank account, but you didn’t care. You were behind the wheel and on the road.

Book Overcharged

    Book Details:
  • Author : Charles Silver
  • Publisher : Cato Institute
  • Release : 2018-07-03
  • ISBN : 1944424776
  • Pages : 587 pages

Download or read book Overcharged written by Charles Silver and published by Cato Institute. This book was released on 2018-07-03 with total page 587 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why is America's health care system so expensive? Why do hospitalized patients receive bills laden with inflated charges that com out of the blue from out-of-network providers or demands for services that weren't delivered? Why do we pay $600 for EpiPens that contain a dollar's worth of medicine? Why is more than $1 trillion - one out of every three dollars that passes through the system - lost to fraud, wasted on services that don't help patients, or otherwise misspent? Overcharged answers these questions. It shows that America's health care system, which replaces consumer choice with government control and third-party payment, is effectively designed to make health care as expensive as possible. Prices will fall, quality will improve, and medicine will become more patient-friendly only when consumers take charge and exert pressure from below. For this to happen, consumers must control the money. As Overcharged explains, when health care providers are subjected to the same competitive forces that shape other industries, they will either deliver better services more cheaply or risk being replaced by someone who will.

Book Why Nations Fail

Download or read book Why Nations Fail written by Daron Acemoglu and published by Currency. This book was released on 2013-09-17 with total page 546 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brilliant and engagingly written, Why Nations Fail answers the question that has stumped the experts for centuries: Why are some nations rich and others poor, divided by wealth and poverty, health and sickness, food and famine? Is it culture, the weather, geography? Perhaps ignorance of what the right policies are? Simply, no. None of these factors is either definitive or destiny. Otherwise, how to explain why Botswana has become one of the fastest growing countries in the world, while other African nations, such as Zimbabwe, the Congo, and Sierra Leone, are mired in poverty and violence? Daron Acemoglu and James Robinson conclusively show that it is man-made political and economic institutions that underlie economic success (or lack of it). Korea, to take just one of their fascinating examples, is a remarkably homogeneous nation, yet the people of North Korea are among the poorest on earth while their brothers and sisters in South Korea are among the richest. The south forged a society that created incentives, rewarded innovation, and allowed everyone to participate in economic opportunities. The economic success thus spurred was sustained because the government became accountable and responsive to citizens and the great mass of people. Sadly, the people of the north have endured decades of famine, political repression, and very different economic institutions—with no end in sight. The differences between the Koreas is due to the politics that created these completely different institutional trajectories. Based on fifteen years of original research Acemoglu and Robinson marshall extraordinary historical evidence from the Roman Empire, the Mayan city-states, medieval Venice, the Soviet Union, Latin America, England, Europe, the United States, and Africa to build a new theory of political economy with great relevance for the big questions of today, including: - China has built an authoritarian growth machine. Will it continue to grow at such high speed and overwhelm the West? - Are America’s best days behind it? Are we moving from a virtuous circle in which efforts by elites to aggrandize power are resisted to a vicious one that enriches and empowers a small minority? - What is the most effective way to help move billions of people from the rut of poverty to prosperity? More philanthropy from the wealthy nations of the West? Or learning the hard-won lessons of Acemoglu and Robinson’s breakthrough ideas on the interplay between inclusive political and economic institutions? Why Nations Fail will change the way you look at—and understand—the world.

Book Seveneves

    Book Details:
  • Author : Neal Stephenson
  • Publisher : Harper Collins
  • Release : 2015-05-19
  • ISBN : 0062190415
  • Pages : 419 pages

Download or read book Seveneves written by Neal Stephenson and published by Harper Collins. This book was released on 2015-05-19 with total page 419 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the #1 New York Times bestselling author of Anathem, Reamde, and Cryptonomicon comes an exciting and thought-provoking science fiction epic—a grand story of annihilation and survival spanning five thousand years. What would happen if the world were ending? A catastrophic event renders the earth a ticking time bomb. In a feverish race against the inevitable, nations around the globe band together to devise an ambitious plan to ensure the survival of humanity far beyond our atmosphere, in outer space. But the complexities and unpredictability of human nature coupled with unforeseen challenges and dangers threaten the intrepid pioneers, until only a handful of survivors remain . . . Five thousand years later, their progeny—seven distinct races now three billion strong—embark on yet another audacious journey into the unknown . . . to an alien world utterly transformed by cataclysm and time: Earth. A writer of dazzling genius and imaginative vision, Neal Stephenson combines science, philosophy, technology, psychology, and literature in a magnificent work of speculative fiction that offers a portrait of a future that is both extraordinary and eerily recognizable. As he did in Anathem, Cryptonomicon, the Baroque Cycle, and Reamde, Stephenson explores some of our biggest ideas and perplexing challenges in a breathtaking saga that is daring, engrossing, and altogether brilliant.

Book Numbers Don t Lie

    Book Details:
  • Author : Vaclav Smil
  • Publisher : Penguin
  • Release : 2021-05-04
  • ISBN : 0525507817
  • Pages : 368 pages

Download or read book Numbers Don t Lie written by Vaclav Smil and published by Penguin. This book was released on 2021-05-04 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Vaclav Smil is my favorite author… Numbers Don't Lie takes everything that makes his writing great and boils it down into an easy-to-read format. I unabashedly recommend this book to anyone who loves learning."--Bill Gates, GatesNotes From the author of How the World Really Works, an essential guide to understanding how numbers reveal the true state of our world--exploring a wide range of topics including energy, the environment, technology, transportation, and food production. Vaclav Smil's mission is to make facts matter. An environmental scientist, policy analyst, and a hugely prolific author, he is Bill Gates' go-to guy for making sense of our world. In Numbers Don't Lie, Smil answers questions such as: What's worse for the environment--your car or your phone? How much do the world's cows weigh (and what does it matter)? And what makes people happy? From data about our societies and populations, through measures of the fuels and foods that energize them, to the impact of transportation and inventions of our modern world--and how all of this affects the planet itself--in Numbers Don't Lie, Vaclav Smil takes us on a fact-finding adventure, using surprising statistics and illuminating graphs to challenge conventional thinking. Packed with fascinating information and memorable examples, Numbers Don't Lie reveals how the US is leading a rising worldwide trend in chicken consumption, that vaccination yields the best return on investment, and why electric cars aren't as great as we think (yet). Urgent and essential, with a mix of science, history, and wit--all in bite-sized chapters on a broad range of topics--Numbers Don't Lie inspires readers to interrogate what they take to be true.

Book Money Troubles

Download or read book Money Troubles written by Bill Cosby and published by Cartwheel Books. This book was released on 1998 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: While trying to raise enough money for a telescope, Little Bill makes a discovery about generosity and the needs of others.

Book Freezing Order

Download or read book Freezing Order written by Bill Browder and published by Simon and Schuster. This book was released on 2022-04-12 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: At once a financial caper, an international adventure, and a passionate plea for justice, Freezing Order is a stirring morality tale about how one man can take on one of the most dangerous and ruthless villains in the world.