Download or read book National Foreclosure Awareness written by Tia M. Selner-Monday and published by Facts of Foreclosure. This book was released on 2005-11 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: This empowering handbook is designed to educate distressed homeowners about their options in the foreclosure process by giving valuable insight into what steps to take, who to talk to, and what to say.
Download or read book The Foreclosure Crisis written by United States. Congress. House. Committee on Oversight and Government Reform and published by . This book was released on 2011 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Foreclosure Workbook written by Carla Douglin and published by Morgan James Publishing. This book was released on 2009-01-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: America's #1 Do-It-Yourself Foreclosure Prevention Resource! Across the nation, foreclosures are on the rise due to designer mortgages, rising debt ratios, & depressed housing markets. Most homeowners have no idea where to find basic, credible, & instructional information about the foreclosure process, or what to do when facing the time crunch before an auction. The Foreclosure Workbook is a revolutionary system that provides an unprecedented approach to foreclosure avoidance, protection, & survival. This workbook presents a proven step-by-step process that guides the homeowner through the hurdles of foreclosure, & presents critical information about state procedures, foreclosure protection legislation, con artists, options, & much more! This is the one-stop resource that homeowners need with easy to understand facts & processes for how to maneuver through the onslaught of mail they receive, fight off foreclosure scams, & organize & prepare a plan for saving their home & credit.
Download or read book Strengthening Our Economy written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Local Look at the National Foreclosure Crisis written by United States. Congress. Joint Economic Committee and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Toolkit on foreclosure prevention scam awareness for faith based and community organizations written by and published by . This book was released on 2010 with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Reducing Foreclosures written by Christopher Foote and published by DIANE Publishing. This book was released on 2009 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.
Download or read book Home Foreclosures written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law and published by . This book was released on 2010 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book American Foreclosure Everything U Need to Know About Preventing and Buying written by Trevor Rhodes and published by McGraw Hill Professional. This book was released on 2008-05-01 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Definitive Foreclosure Guide for Every Homeowner and Investor Whether you're trying to protect your home from foreclosure or invest in foreclosed properties, you still need reliable information and expert advice to protect your investment. Drawn from years of experience helping thousands of borrowers, American Foreclosure covers all the ins and outs of foreclosures, for both homeowners and real estate investors nationwide. Everything U Need to Know..about Foreclosures Preventing foreclosure and avoiding scams Discovering your financial options and risks Understanding the foreclosure process state-by-state Communicating and negotiating with lenders Finding and buying foreclosed properties BONUS CD-ROM FEATURES: Ready-to-print real estate forms, foreclosure prevention resources, plus foreclosure investing tools - including free property listings - and much more!
Download or read book Finding Foreclosures written by Danielle Babb and published by Entrepreneur Press. This book was released on 2007-08-01 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover Hard-to-Find Foreclosures at Rock Bottom Prices! Foreclosures are the ultimate bargain, and there’s never been a better time for you to cash in on the booming foreclosure market. Imagine the thrill of buying a house, vacation home or investment property for as little as half price—some are discounted even more! Until now, foreclosures were difficult to find and even harder to buy. Most of the great deals were hidden, purchased early in the pre-foreclosure stage by in-the-know professional investors before they ever made it to a public foreclosure list. Not any more. Real estate experts Danielle Babb and Bill Nazur have leveled the playing field by making this once-privileged information available to you. Armed with their significant knowledge of the foreclosure market and notable expertise in using revolutionary internet tools recently made available to the general public, you’ll have everything you need to find and buy your dream property. You’ll learn how to: Spot foreclosures before other investors Find amazing deals in the pre-foreclosure stage Identify great properties using powerful but easy-to-use internet tools Negotiate with sellers and win auctions with exclusive strategies Estimate market value and secure funding The insider information these foreclosure specialists divulge on how to find, value, negotiate and win is your key to the inner circle and will put you on the inside track to saving big money.
Download or read book The Reverse Mortgage Residential Foreclosure Program written by Anthony Fields and published by Dog Ear Publishing. This book was released on 2006-11 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Reverse Mortgage Residential Foreclosure Program was designed with the understanding that there are SHARKS out there waiting to take your home when you are facing forclosure. The Reverse Mortgage Residential Foreclosure Program is designed to be considered, something like, your super hero. A super hero that comes to rescue you from foreclosure when it looks like there's no hope, and everything else has failed. The Reverse Mortgage Residential Foreclosure Program is Simple, Plain and EASY to understand.
Download or read book The Foreclosure Survival Guide written by Amy Loftsgordon and published by Nolo. This book was released on 2023-08-01 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? Put together a plan. Take action. If your home is in foreclosure, you don’t have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You’ll learn how to: • determine whether you should try to keep your house • find loss mitigation programs that could help you save your home • apply for mortgage relief from your lender • avoid foreclosure rescue scams • bring your loan current in Chapter 13 bankruptcy, and • if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy. This edition’s powerful yet practical advice also explains your most important tool—the 120-day foreclosure waiting period before foreclosure starts. You’ll also find information on foreclosure procedures, potential tax consequences, and more. In addition, this updated edition includes a new chapter covering HOA liens, foreclosures, and what you can do if your HOA threatens you with foreclosure.
Download or read book How To Use New York Foreclosure Protection Bill written by Kyle Ransom and published by . This book was released on 2020-02-18 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the best-seller author of Wall Street Mortgage Cancellation Secrets: What Smart Rich People Don't Tell and Big Banks Will Steal To Not Let You Know, comes a fast solution to help stop imminent foreclosure in New York. The foreclosure crisis was thought to be gone and over for 10 years until foreclosure-gate started visiting homes in NYC! The U.S. housing market took a serious beating between 2007 and 2010. Nearly 7.8 million homes were foreclosed on from 2007 - 2016, it was a scary time in history and known as the Great Recession. Kyle Ransom used his financial industry expertise and over 16 years of experience as a former mortgage broker to uncover mortgage securitization errors that are void. Having served as a U.S. Navy War Veteran under Top Secret Clearance, he quickly became aware that a large number of mortgage loan documents were missing necessary paperwork to foreclose on homeowners. Mortgage servicing companies hired Robo-signers to sign paperwork to conduct foreclosures without having personal knowledge and failing to verify or fact-checking documents. The state of New York has one of the highest mortgage delinquency and foreclosure rates in the United States, where the average foreclosure timeline is 1,103 days. As many as 1 in 21 homes are in foreclosure and another 1 in 10 are at risk of foreclosure status.New York Foreclosure Protection Bill is a Standing foreclosure defense that could stop mortgage lenders in their tracks.
Download or read book Foreclosure Prevention Loss Mitigation Specialist written by Kenney and published by Eiram Publishing. This book was released on 2011-03 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Congratulations on your decision to enter the field of loss mitigation or expand your current industry skill set to encompass the details of loss mitigation, loan modification, or refinance options. Loss mitigation has long been an element within the banking industry. Present market conditions have caused this small segment of the industry to expand. This expansion presents you with an exceptional opportunity to enhance your career options. As a lender loss-mitigation expert, private loss-mitigation negotiator, or lender seeking career expansion through the processing of loss mitigation paper the newly expanded opportunity presented in loss mitigation specialization are unsurpassed in other, current career options. You will use your newly learned skills to Streamline the negotiation process between homeowners and lending institutions Maximize the negotiation position for the party for whom you work Facilitate fair and timely resolution to financial crises Ensure all parties achieve the loss mitigation results best suited to the situation Scrutinize the qualifications inherent to each homeowner and property to ensure that all loss mitigation resolutions achieve long term sustainability. Over the coming weeks, this coursework will provide you with the foundation of knowledge, tools, and skills that you need to bring each transaction to the most successful conclusion possible. The field of loss mitigation is an expanding arena that presents incredible opportunity for career expansion and growth. You will gain the ability to chart your own career path while ensuring that each day brings the satisfaction of knowing that your actions have increased the stability of the homeowner, the lender, and the national real estate market.
Download or read book Foreclosed written by Daniel Immergluck and published by Cornell University Press. This book was released on 2011-07-20 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans—and their associated regulatory infrastructure—failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years—including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products—led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.
Download or read book Foreclosure Nation written by Shari B. Olefson and published by Prometheus Books. This book was released on 2009-12-04 with total page 522 pages. Available in PDF, EPUB and Kindle. Book excerpt: The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.
Download or read book Fire Sale written by Philip McKernan and published by John Wiley & Sons. This book was released on 2010-10-12 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ads are everywhere. US real estate at rock-bottom prices. Posh homes in gated communities devalued 50% from a year ago. US real estate agents with nowhere to go in their own backyard are targeting Canada and other countries to attract buyers to the land of the foreclosed and the home of the bushwhacked. As the US housing market remains in crisis and foreign currencies increase in strength relative to the US dollar, foreign investment into real estate in America is reaching new highs, particularly in the sunbelt states. The opportunity to invest in these properties, either as an investment property or a vacation home, is made even more attractive in light of the record number of distressed properties (AKA foreclosures) on the market or in the pipeline due to high levels of unemployment in the US, high consumer debt, and ongoing fallout from the subprime crisis. But what does "opportunity" really look like? What due diligence must an investor do to buy with confidence? What are the pitfalls? The legal and tax considerations? While the property and price may look good on paper, how can you ensure that your investment is a sound one? Philip McKernan and his crack team of experts teach you everything you need to know about investing in distressed properties in the United States, including sourcing distressed properties; building the right team of real estate agent, finance expert, lawyer, and accountant; understanding the tax and legal issues; and having an exit strategy. Make sure you're getting the best deals possible and avoiding any nasty surprises. Be prepared and aware, with Fire Sale: How to Buy US Foreclosures.
