Download or read book National Flood Insurance Program Commitment to Policyholders and Reform Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2006 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book National Flood Insurance Program Commitment to Policyholders and Reform Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2006 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Affordability of National Flood Insurance Program Premiums written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-01-21 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of flood prone properties, in part, by offering affordable premiums. The NFIP has been reauthorized many times since 1968, most recently with the Biggert-Waters Flood Insurance Reform Act of 2012 (BW 2012). In this most recent reauthorization, Congress placed a particular emphasis on setting flood insurance premiums following actuarial pricing principles, which was motivated by a desire to ensure future revenues were adequate to pay claims and administrative expenses. BW 2012 was designed to move the NFIP towards risk-based premiums for all flood insurance policies. The result was to be increased premiums for some policyholders that had been paying less than NFIP risk-based premiums and to possibly increase premiums for all policyholders. Recognition of this possibility and concern for the affordability of flood insurance is reflected in sections of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). These sections called on FEMA to propose a draft affordability framework for the NFIP after completing an analysis of the efforts of possible programs for offering "means-tested assistance" to policyholders for whom higher rates may not be affordable. BW 2012 and HFIAA 2014 mandated that FEMA conduct a study, in cooperation with the National Academies of Sciences, Engineering, and Medicine, which would compare the costs of a program of risk-based rates and means-tested assistance to the current system of subsidized flood insurance rates and federally funded disaster relief for people without coverage. Production of two reports was agreed upon to fulfill this mandate. This second report proposes alternative approaches for a national evaluation of affordability program policy options and includes lessons for the design of a national study from a proof-of-concept pilot study.

Download or read book Management and Oversight of the National Flood Insurance Program written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2005 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Review and Oversight of the National Flood Insurance Program written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2005 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Information on Proposed Changes to the National Flood Insurance Program written by Orice M. Williams and published by DIANE Publishing. This book was released on 2009-06 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Nat. Flood Insur. Program (NFIP) currently has 5.6 million policyholders that are insured for $1.1 trillion. The program collects $2.9 billion in annual premiums. As of Jan. 2009, NFIP owed $19.2 billion to the U.S. Treasury, primarily as a result of loans that the program received to pay claims from the 2005 hurricane season. This is a briefing on: (1) the percentage and geographic distribution of policyholders that purchase the max. NFIP coverage; (2) the availability of private commercial and residential flood insur.; (3) the potential effect of adding bus. interruption coverage to commercial flood insur., particularly for small and medium-sized bus.; and (4) the challenges and issues surrounding the potential creation of an NFIP loss fund. Illus.

Download or read book Flood Insurance written by Stanley J. Czerwinski and published by . This book was released on 1999 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book National Flood Insurance Program Further Enhanced Borrowing Authority Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2005 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Report on the Activity of the Committee on Financial Services for the 109th Congress written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The National Flood Insurance Reform Act of 1992 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1992 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book National Flood Insurance Reform Act of 1993 S 1405 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1994 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Future of the National Flood Insurance Program written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2007 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Look at the National Flood Insurance Program written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2006 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Socioeconomic Effects of the National Flood Insurance Program written by James P. Howard, II and published by Springer. This book was released on 2016-04-20 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Brief presents a benefit-cost analysis of the National Flood Insurance Program (NFIP) as well as an evaluation of its cumulative socioeconomic effects. Created by Congress in 1968, the NFIP provides flood insurance protection to property owners, in return for local government commitment to sound floodplain management. Since 1994, the NFIP has included a Flood Mitigation Assistance (FMA) program to provide local communities with support for flood mitigation. This book offers quantitative evidence of the net social benefit of the NFIP for the years 1996-2010, including an independent assessment of the consumer benefit. Second, it provides distributionally weighted analysis to show the socioeconomic effects of payments and claims. Finally, this Brief includes an analysis of the change in government revenue attributable to the NFIP and FMA programs. The models used in each component of the analysis are usable by others for extending and revising the analysis. Providing a comprehensive analysis of this increasingly important federal policy, this Brief will be of use to students of environmental economics and public policy as well as those interested in risk management in the era of climate change.

Download or read book United States Congressional Serial Set Serial No 15049 House Reports No 314 Pt 2 Nos 315 Pt 2 3 No 316 Pt 3 No 332 Pt 2 and Nos 356 Pt 2 365 376 written by United States. 79th Congress, 2nd session and published by Government Printing Office. This book was released on with total page 610 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Le Camouflet donn a la ville de Paris pour la reveiller de sa lethargie written by and published by . This book was released on 1652 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Views and Estimates of Committees of the House with Additional Supplemental and Minority Views on the Concurrent Resolution on the Budget for Fiscal Year 2007 written by United States. Congress. House. Committee on the Budget and published by . This book was released on 2006 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: