EBookClubs

Read Books & Download eBooks Full Online

EBookClubs

Read Books & Download eBooks Full Online

Book Money Wellness  Is Money Making You Sick

Download or read book Money Wellness Is Money Making You Sick written by Laura Fredricks and published by Balboa Press. This book was released on 2016-01-18 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Wellness is defined by health, not wealth. It is the sum of everything that goes with being financially, emotionally, and physically sound, and is the balanced holistic integration of financial, emotional, and physical health. To have “Money Wellness” means having adequate cash flow, sufficient assets, the absence of illness, and the presence of emotional wellbeing. What can Money Wellness do for YOU? Boost your self-worth to have and hold money. Empower you to make positive and powerful choices about money. Enhance your self-confidence in every aspect of your life. Increase your options and opportunities where YOU get to be in control of your thoughts and beliefs and ACTIONS with each money choice Let Laura, the industry leader on “How to A$K for Money...and More of It,” show you how to work out your money worries to achieve your best health possible.

Book The Ask

    Book Details:
  • Author : Laura Fredricks
  • Publisher : John Wiley & Sons
  • Release : 2017-10-31
  • ISBN : 1119374499
  • Pages : 242 pages

Download or read book The Ask written by Laura Fredricks and published by John Wiley & Sons. This book was released on 2017-10-31 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Asking is more than a skill—it's a lifestyle The Ask is your personal manual for building the best, most fulfilling personal and professional life possible. Crafting the perfect ask can fund your new business, support your favorite charity, and get more quality time with your significant other—but it can do so much more than that. It can change your life. In learning how to ask for what you really want and deserve, you lose your fear of rejection and judgement. You create the greatest sense of self-worth that no one can give you, you give it to yourself when you ask. The critical moment is when you turn your skills inward and make the hardest asks, the ones you ask yourself. This book is designed to make you an Exceptional Asker, and in the process, give you the confidence and skills you need to achieve all your goals and realize your dreams. You'll learn how to prepare, what words to use, what to avoid, and how to follow up, and you'll purge the natural hesitancy that has been holding you back for so long. Asking is about empowerment. It shows the world that what you want matters. It defines who you are, where you're going, and who will be by your side. This book provides over 175 sample asks, with clear actionable steps to help you claim your space in relationships, at work, and in the world. Rewrite your own rulebook and find empowerment in asking Learn the simple five steps to craft the perfect ask Discover the secret of the ask – it's two sentences and a question Remove your Money Blockers and turn a bad ask into a win Conquer the hardest asks you'll ever make—the ones you ask yourself Mastering the art of the ask reconfigures your approach to life, and changes the way you tackle challenges and goals. The Ask gives you the skills—and the mindset—you need to accomplish anything you can dream.

Book Uneasy Street

    Book Details:
  • Author : Rachel Sherman
  • Publisher : Princeton University Press
  • Release : 2019-05-14
  • ISBN : 0691195161
  • Pages : 329 pages

Download or read book Uneasy Street written by Rachel Sherman and published by Princeton University Press. This book was released on 2019-05-14 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: A surprising and revealing look at how today’s elite view their wealth and place in society From TV’s “real housewives” to The Wolf of Wall Street, our popular culture portrays the wealthy as materialistic and entitled. But what do we really know about those who live on “easy street”? In this penetrating book, Rachel Sherman draws on rare in-depth interviews that she conducted with fifty affluent New Yorkers—from hedge fund financiers and artists to stay-at-home mothers—to examine their lifestyle choices and understanding of privilege. Sherman upends images of wealthy people as invested only in accruing social advantages for themselves and their children. Instead, these liberal elites, who believe in diversity and meritocracy, feel conflicted about their position in a highly unequal society. As the distance between rich and poor widens, Uneasy Street not only explores the lives of those at the top but also sheds light on how extreme inequality comes to seem ordinary and acceptable to the rest of us.

Book Financial Recovery

Download or read book Financial Recovery written by Karen McCall and published by New World Library. This book was released on 2011-03-21 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: After healing her own unhealthy relationship with money, and transforming her financial disaster into prosperity and security, Karen McCall created a recovery program she has now used for more than twenty years to help individuals, couples, and businesses large and small. In the midst of her money troubles, she saw a need for something other than financial planners, accountants, and credit counselors. These experts could tell her what she should be doing differently, but she needed someone to help her understand the underlying causes of chronic, self-defeating overspending and credit card debt, underearning, and low or no savings. To save herself, she created practical, holistic tools that address these sources of pain and shame. McCall’s program supports people as they uncover their deep-seated attitudes about money; provides simple, step-by-step tools for healing areas of physical, emotional, and spiritual deprivation; and teaches skills and strategies for experiencing lasting personal and financial fulfillment even in the midst of economic challenges and reversals.

Book What are Healthy Behaviors

Download or read book What are Healthy Behaviors written by AQEEL AHMED and published by AQEEL AHMED. This book was released on 2022-11-08 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: Intro: Because of the harmful influences of negative behaviors, many short articles as well as books have been written on just how to determine them, their triggers, as well as how to conquer them. There is no doubt that these initiatives are good, and many people have been able to enhance the quality of their lives by leveraging the tips in these products. However, the fact that several authors as well as viewers stop working to see is that poor actions is basically the lack of healthy ones. For that reason, if good habits can be promoted, they will instantly remove as well as replace damaging ones. This conviction is the factor behind this project. Health is the most crucial point in this globe. Unfortunately, many people do not realize it up until they lose it. The truth is that our health will degrade as we grow older and move towards the end of our lives. Nonetheless, we can select to age progressively or look older than our genuine age because of poor health and wellness management. Healthy and balanced practices guarantee that you will be able to remain even more far from the medical professional and also have the toughness to carry out your everyday tasks. It is about time you prioritized your health and wellness. If you are sick, it is misting likely to be challenging for you to achieve and live your dreams. Your liked ones require you to be healthy and balanced. If your physical health and wellness is affected, it will certainly influence every other aspect of your life including your mental as well as social wellness. Life comes to be anemic and useless when you are not healthy and balanced. What is the escape? Take advantage of the suggestions in this book.

Book Wellbeing  The Five Essential Elements

Download or read book Wellbeing The Five Essential Elements written by Tom Rath and published by Simon and Schuster. This book was released on 2010-05-04 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shows the interconnections among the elements of well-being, how they cannot be considered independently, and provides readers with a research-based approach to improving all aspects of their lives.

Book Congressional Record

    Book Details:
  • Author : United States. Congress
  • Publisher :
  • Release : 2008
  • ISBN :
  • Pages : 788 pages

Download or read book Congressional Record written by United States. Congress and published by . This book was released on 2008 with total page 788 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

Book Hand to Mouth

Download or read book Hand to Mouth written by Linda Tirado and published by Penguin. This book was released on 2015-09-01 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: The real-life Nickel and Dimed—the author of the wildly popular “Poverty Thoughts” essay tells what it’s like to be working poor in America. ONE OF THE FIVE MOST IMPORTANT BOOKS OF THE YEAR--Esquire “DEVASTATINGLY SMART AND FUNNY. I am the author of Nickel and Dimed, which tells the story of my own brief attempt, as a semi-undercover journalist, to survive on low-wage retail and service jobs. TIRADO IS THE REAL THING.”—Barbara Ehrenreich, from the Foreword As the haves and have-nots grow more separate and unequal in America, the working poor don’t get heard from much. Now they have a voice—and it’s forthright, funny, and just a little bit furious. Here, Linda Tirado tells what it’s like, day after day, to work, eat, shop, raise kids, and keep a roof over your head without enough money. She also answers questions often asked about those who live on or near minimum wage: Why don’t they get better jobs? Why don’t they make better choices? Why do they smoke cigarettes and have ugly lawns? Why don’t they borrow from their parents? Enlightening and entertaining, Hand to Mouth opens up a new and much-needed dialogue between the people who just don’t have it and the people who just don’t get it.

Book Healthy Sustainable Living

Download or read book Healthy Sustainable Living written by Tom Bougsty and published by iUniverse. This book was released on 2012-12 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, humanity faces the ultimate challenge: creating a sustainable future. It's natural that everyone wants to live a long, meaningful life in optimal health. Because of this universal desire, we can integrate health and sustainability to create a proverbial North Star to guide our future development. Twelve dimensions of life synergize and balance into healthy living, while sustainable living depends on understanding and acting in integrity with reality. An ethical living model introduces a map of reality, so we can evaluate the consequences of our actions and choose how to live in harmony with other people, the environment, and evolutionary processes. The health dimensions, as well as global ethics, apply to all levels of human activity. Therefore, we now have universal tools to work to create healthy sustainable living for individuals, families, businesses, nations, and the entire global community.

Book Mind Over Medicine

Download or read book Mind Over Medicine written by Lissa Rankin and published by Hay House. This book was released on 2014 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents evidence from medical journals that beliefs, thoughts, and feelings can cure the body and shows readers how to apply this knowledge in their own lives. -- provided by publisher.

Book The Miracle Morning  Updated and Expanded Edition

Download or read book The Miracle Morning Updated and Expanded Edition written by Hal Elrod and published by Simon and Schuster. This book was released on 2024-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Start waking up to your full potential every single day with the updated and expanded edition of the groundbreaking book that has sold more than two million copies. “So much more than a book. It is a proven methodology that will help you fulfil your potential and create the life you’ve always wanted.” —Mel Robbins, New York Times bestselling author of The High 5 Habit and The 5 Second Rule Getting everything you want out of life isn’t about doing more. It’s about becoming more. Hal Elrod and The Miracle Morning have helped millions of people become the person they need to be to create the life they’ve always wanted. Now, it’s your turn. Hal’s revolutionary SAVERS method is a simple, effective step-by-step process to transform your life in as little as six minutes per day: - Silence: Reduce stress and improve mental clarity by beginning each day with peaceful, purposeful quiet - Affirmations: Reprogram your mind to overcome any fears or beliefs that are limiting your potential or causing you to suffer - Visualization: Experience the power of mentally rehearsing yourself showing up at your best each day - Exercise: Boost your mental and physical energy in as little as sixty seconds - Reading: Acquire knowledge and expand your abilities by learning from experts - Scribing: Keep a journal to deepen gratitude, gain insights, track progress, and increase your productivity by getting clear on your top priorities This updated and expanded edition has more than forty pages of new content, including: - The Miracle Evening: Optimize your bedtime and sleep to wake up every day feeling refreshed and energized for your Miracle Morning - The Miracle Life: Begin your path to inner freedom so you can truly be happy and learn to love the life you have while you create the life you want

Book Health Opportunities Through Physical Education

Download or read book Health Opportunities Through Physical Education written by Charles B. Corbin and published by Human Kinetics. This book was released on 2014-05-28 with total page 817 pages. Available in PDF, EPUB and Kindle. Book excerpt: This innovative new textbook, with a full suite of related resources, has been created to support student development and enhancement of healthy behaviors that influence their lifestyle choices and fitness, health, and wellness. A key feature of this curriculum is the complete integration of physical education and health concepts and skills to maximize student interest, learning, and application. This objective was accomplished by combining the expertise of our author teams from two related textbooks--Fitness for Life, Sixth Edition, and Health for Life. This is not just a health textbook with a few physical education concepts thrown in. School systems that want a single textbook to help them address both physical education and health education standards will find that this book provides them a unique and cost-effective option. Health Opportunities Through Physical Education is available in print and digital formats, including an iBooks interactive version for iPads plus other e-book formats that students can use across a variety of platforms. Part I, Fitness for Life, will help students become physically literate individuals who have the knowledge, skills, and confidence to enjoy a lifetime of healthful physical activity. The book will guide students in becoming informed consumers on matters related to lifelong physical activity and fitness, taking responsibility for setting individualized goals, and making their own plans for active living. To accomplish this overarching goal, they learn a variety of self-management skills, including self-assessment. The program is based on established educational theory, which is outlined in the teacher web resources. And they learn all of this through a combination of classroom and physical activity lessons that meet national, state, and local physical activity guidelines and help instill a love for lifetime fitness activities. Part I also enables students to achieve the following goals: · Meet college and career readiness standards by learning and using critical thinking, decision making, and problem-solving skills · Use the Stairway to Lifetime Fitness concept, created by author Chuck Corbin, to encourage higher-order learning (move from dependence to independence) · Perform self-assessments, including all tests in the Fitnessgram battery and the Presidential Youth Fitness Program Part I includes many features that actively engage students by allowing them to: • Assess their own fitness and other health and wellness factors to determine personal needs and assess progress resulting from healthy lifestyle planning. • Use Taking Charge and Self-Management features to learn self-management skills (e.g., goal setting, self-monitoring, self-planning) for adopting healthy lifestyles. • Learn key concepts and principles, higher-order information, and critical thinking skills that provide the basis for sound decision making and personal planning. • Do reading and writing assignments as well as calculations that foster college and career readiness. • Try out activities that are supported by lesson plans offered in the teacher web resources and that can help students be fit and active throughout their lives. • Take part in real-life activities that show how new information is generated by using the scientific method. • Become aware of and use technology to learn new information about fitness, health, and wellness and learn to discern fact from fiction. • Use the web and the unique web icon feature to connect to relevant and expanded content for essential topics in the student web resource. • Find Academic Connections that relate fitness topics to other parts of the curriculum such as science, language arts, and math. • Use other features such as fitness quotes, consumer corner, Fit Facts, and special exercise features (including exercise and self-assessment videos) that promote higher-order learning. • Focus their study time by following cues from Lesson Objectives and Lesson Vocabulary elements in every chapter. • Use the chapter-ending review questions to test their understanding of the concepts and use critical thinking and project assignments to meet educational standards, including college and career readiness standards. Part II, Health for Life, teaches high school students the fundamentals of health and wellness, how to avoid destructive habits, and how to choose to live healthy lives. This text covers all aspects of healthy living throughout the life span, including preventing disease and seeking care; embracing the healthy lifestyles choices of nutrition and stress management; avoiding destructive habits; building relationships; and creating healthy and safe communities. Part II also has an abundance of features that help students connect with content: • Lesson Objectives, Lesson Vocabulary, Comprehension Check, and Chapter Review help students prepare to dive in to the material, understand it, and retain it . • Connect feature spurs students to analyze various influences on their health and wellness. • Consumer Corner aids students in exploring consumer health issues. • Healthy Communication gets students to use and expand their interpersonal communication skills as they share their views about various health topics. • Skills for Healthy Living and Making Healthy Decisions help students learn and practice self-management so they can make wise choices related to their health and wellness. • Planning for Healthy Living assists students in applying what they’ve learned as they set goals and establish plans for behavior change. • Self-Assessment offers students the opportunity to evaluate their health habits and monitor improvement in health behaviors. • Find Academic Connections that relate fitness topics to other parts of the curriculum such as science, language arts, and math. • Take It Home and Advocacy in Action prepare students to advocate for health at home and in their communities. • Health Science and Health Technology focus on the roles of science and technology as they relate to health and where science and technology intersect regarding health issues. • Living Well News challenges students to integrate health literacy, math, and language skills to better understand a current health issue.

Book Fitness for Life Canada With Web Resources

Download or read book Fitness for Life Canada With Web Resources written by Guy C. Le Masurier and published by Human Kinetics. This book was released on 2017-01-17 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fitness for Life Canada: Preparing Teens for Healthy, Active Lifestyles is the only health and fitness education program backed by research and focused on shifting teens from dependence to independence when it comes to lifelong healthy lifestyles. Through Fitness for Life Canada, students are engaged in the process of personal program planning for a variety of health behaviours including physical activity, fitness, and health eating. This evidence-based and standards-based program follows a pedagogically sound scope and sequence to enhance student learning and progress and presents the science of healthy living at age-appropriate levels. Research clearly demonstrates that active and healthy adults use a variety of self-management skills to maintain their positive behaviours. Fitness for Life Canada helps students develop numerous self-management skills—such as self-assessment, self-monitoring, goal setting, finding social support, overcoming barriers, and managing time—to prepare them to independently engage in healthy lifestyles. Students also learn to engage in community physical activity opportunities, with national sport and health organizations, and with technology that supports healthy lifestyles. Through Fitness for Life Canada, students explore these aspects: The foundations of active and healthy living, including adopting healthy lifestyles and self-management skills and setting goals and planning personal programs Learning the basics for lifelong activity and health, including engaging in smart and safe physical activity, knowing how much activity is enough, and understanding healthy eating Beginning activity and building fitness, including participating in moderate- and vigorous-intensity physical activity and developing cardiorespiratory endurance Building muscle fitness and flexibility, including understanding muscle fitness applications and ergogenic aids Maintaining a healthy lifestyle, including achieving a healthy body composition, choosing nutritious foods, and making good consumer choices Creating positive and healthy experiences, including managing stress, developing lifelong leadership skills, understanding reproductive and sexual wellness, and making wise choices regarding alcohol, drugs, and tobacco Fitness for Life Canada has extensive teacher resources with more than 100 lesson plans (classroom and activity based) that provide teachers with numerous options for student assessment and opportunities to demonstrate evidence of student learning (e.g., quizzes, tests, worksheets, student demonstrations, student projects). Teachers can integrate the program with existing curricula or deliver it as a stand-alone program. They can also apply our Fitness Club approach to deliver fitness education to large numbers of students using multiple activity areas. Teacher Ancillaries are available free with the adoption and purchase of a class set of the student text. Special Features in Chapters and Units Every chapter in the student text features two classroom lessons, one feature that engages students with prominent Canadian sport organizations and health organizations, and a chapter review. The book devotes multiple lessons to personal program planning, implementation, and evaluation. Go to Sample Content to view sample page layouts that show these special features. Each unit offers a Consumer Corner feature. The teacher web resources feature the same chapter content as the student text plus three physical activity lessons per chapter that help students apply what they’ve learned from the classroom lessons. In addition, the chapters have a series of other prominent features: Lesson objectives direct student learning. Lesson vocabulary helps students understand multiple uses of words (definitions in glossary and online). Art includes a version of the physical activity pyramid for teens. Photos and design give the chapters a refreshing student-friendly look with its dynamic four-color design. Muscle art identifies the muscles used in each exercise. Fit Facts give quick information about relevant topics. Quotes from famous people reveal their thoughts on fitness, health, and wellness. Fitness Technology offers opportunities for students to use and study technology. Science in Action provides in-depth coverage of innovations in fitness, health, and wellness. Self-Assessment allows students to evaluate their fitness, health, and wellness as the first step in personal planning for improvement. Taking Charge and Self-Management allow students to learn self-management skills for adopting healthy behaviors and interacting with other students to solve problems encountered by hypothetical teens. Taking Action features activities that are supported by the lesson plans. Consumer Corner helps students become good consumers of information on fitness, health, and wellness as they learn how to separate fact from fiction. Web-Based Resources Fitness for Life Canada provides physical educators with numerous delivery and assessment options in health and physical education. Specifically, the program has more than 100 detailed activity- and classroom-based lesson plans that can be delivered out of the box for beginner teachers and are modifiable for experienced teachers. The lesson plans are supported with assessment and teaching materials such as worksheets, activity cards, PowerPoint slides, quizzes, chapter and unit tests, an online test bank, portfolios (including digital), demonstrations (live, video, and pictures), journals and reflections (written and video), class presentations and video presentations, and supplemental project ideas. For students, web resources are included with each student text and feature the following: Video clips that demonstrate the self-assessments in each chapter Video clips that demonstrate the exercise in selected chapters Worksheets without answers Review questions from the text presented in an interactive format so students can check their level of understanding Expanded discussions of topics marked by web icons in the text Vocabulary terms with definitions Teacher web resources are available free with any class set purchase and include the following: An introduction that describes the body of knowledge and pedagogical foundations behind Fitness for Life Canada as well as the evidence supporting its effectiveness Daily lesson plans, including five lessons per chapter: two classroom plans and three activity plans Worksheets with answers Premade chapter and unit quizzes with answers Activity cards and task cards Presentation package of slides with the key points for each lesson A test bank that teachers can use to make their own quizzes if they prefer SummaryFitness for Life Canada develops higher-order physical literacy knowledge and skills that help students become active and healthy adults. Fitness for Life Canada focuses on developing students’ knowledge of health and health-related fitness concepts, training principles, and personal physical activity and fitness program planning. That knowledge is combined with numerous self-management skills that are critical for maintaining physical activity, healthy eating, and general health behaviours. In short, Fitness for Life Canada enhances engagement, learning, and assessment while paving the way to a healthy lifestyle throughout the life span.

Book Fitness for Life Canada

    Book Details:
  • Author : Le Masurier, Guy C.
  • Publisher : Human Kinetics
  • Release : 2016-12-09
  • ISBN : 1492511730
  • Pages : 544 pages

Download or read book Fitness for Life Canada written by Le Masurier, Guy C. and published by Human Kinetics. This book was released on 2016-12-09 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fitness for Life Canada is an evidence-based program focused on shifting teens from dependence to independence when it comes to healthy behaviours, including physical activity, fitness, and healthy eating. It includes an array of web-based resources for students and teachers and more than 100 lesson plans.

Book Ask and It Is Given

Download or read book Ask and It Is Given written by Esther Hicks and published by ReadHowYouWant.com. This book was released on 2009-10 with total page 470 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, which presents the teachings of the nonphysical entity Abraham, will help you learn how to manifest your desires so that you're living the joyous and fulfilling life you deserve. You'll come to understand how your relationships, health issues, finances, career concerns, and more are influenced by the Universal laws that govern your time-space-reality and you'll discover powerful processes that will help you go with the positive flow of life.--From publisher description.

Book Fitness for Life  6E

    Book Details:
  • Author : Corbin, Chuck B.
  • Publisher : Human Kinetics
  • Release : 2014-03-05
  • ISBN : 1450400221
  • Pages : 496 pages

Download or read book Fitness for Life 6E written by Corbin, Chuck B. and published by Human Kinetics. This book was released on 2014-03-05 with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fitness for Life, Sixth Edition, is the award-winning text that continues to set the standard for teaching personal fitness (fitness education) at the high school level. It will help students become physically literate individuals who have the knowledge, skills, and confidence to enjoy a lifetime of healthful physical activity. This classic, evidence-based book will guide students in becoming informed consumers on matters related to lifelong physical activity and fitness, taking responsibility for setting individualized goals, and making their own plans for active living. To accomplish this overarching goal, they learn a variety of self-management skills, including self-assessment.

Book How to Be a Financial Grownup

Download or read book How to Be a Financial Grownup written by Bobbi Rebell and published by Maven House. This book was released on 2016-10-18 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bobbi Rebell, award-winning TV anchor and personal finance columnist at Thomson Reuters, taps into her exclusive network of business leaders to share with you stories of the financial lessons they learned early in their lives that helped them become successful. She then uses these stories as jumping off points to offer specific, actionable advice on how you can become a financial grownup just like them. Financial role models such as Author Tony Robbins, Entrepreneur Ivanka Trump, Shark Tank's Kevin O’Leary, Mad Money's Jim Cramer, Designer Cynthia Rowley, Macy's CEO Terry Lundgren, Zillow's CEO Spencer Rascoff, PwC's CEO Bob Moritz, and twenty others share their stories with you. The book walks you through some of the biggest money decisions you'll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You're guided by proven examples and given the information you need to make choices that are right for you. How to Be a Financial Grownup will especially appeal to you if you're interested in new ideas to better manage your finances, especially if you're going through life changes where you have to pay more attention to your financial well-being.