Download or read book Mom and Dad We Need to Talk written by Cameron Huddleston and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.

Download or read book The Wall Street Journal Financial Guidebook for New Parents written by Stacey L. Bradford and published by Crown Currency. This book was released on 2009-06-02 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical approach to affording your kids from cradle to college. Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance • Best weigh your child-care options and decide whether to go back to work • Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work • Manage your family’s health-care costs • Save for long-term costs by setting up a college fund • Spend smart and save money at every stage of your child’s development • Continue to contribute to your own retirement savings From maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.

Download or read book The 30 Minute Money Plan for Moms written by Catey Hill and published by Center Street. This book was released on 2018-04-24 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes max. Let's face it, kids are expensive -- in 24 states, daycare actually costs more than in-state college tuition! And the older kids get, the more you will spend. Every mom could use more money. But who has hours to search for coupons just to save a few dollars? And sure, you know you should learn how to get the most of your 401k, but when will you possibly find the time? Luckily, financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she'll show you how to save in each area of your life, including practical tips on: Shopping second-hand vs. what to buy new and where Lowering your grocery bill (without coupons!) Building up a college fund Dealing with high interest credit card debt Saving on insurance Best of all, these tips are designed to be done in less than half an hour, and the few things that might take a little longer are broken down in 30-minute segments. Catey will even guide you through a one-time five-step process that will allow you to manage all your bills, keep an eye on the family budget, and build savings for that dream family vacation in just 30 minutes a week, so you can stress less and enjoy your life more!"A handy resource for any parent trying to figure out how to balance a family budget." -- Soledad O'Brien, anchor of Matter of Fact with Soledad O'Brien "An indispensable guide for parents who want to gain control of their finances." -- Elizabeth Willard Thames, author of Meet the Frugalwoods

Download or read book Money Doesn t Grow On Trees written by Neale S. Godfrey and published by Simon and Schuster. This book was released on 2013-03-12 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: At a time when kids have more debt and temptation than ever comes a completely revised and updated edition of the #1 New York Times bestseller on teaching children aged three to twenty about money Money Doesn't Grow on Trees is the book that parents turn to when it comes to teaching their children about money. With 180,000 young adults between the ages of eighteen and twenty-four declaring bankruptcy last year and college students graduating with an average of $28,000 in debt, Neale S. Godfrey is the definitive expert on the subject and her time-tested advice is more important than ever. Money Doesn't Grow on Trees offers exercises and concrete examples on everything from responsible budgeting to understanding the difference between "want" and "need" for children of every age. This revised edition includes entirely new sections that discuss The power of the Internet The tactics of television advertisers The world of eBay Godfrey's years of experience as a mother and a financial expert make Money Doesn't Grow on Trees a book no responsible parent can afford to pass up.

Download or read book Raising Financially Fit Kids Revised written by Joline Godfrey and published by Ten Speed Press. This book was released on 2013-06-04 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: This combination parenting and personal finance book helps parents teach their children key money skills--such as saving, spending, budgeting, investing, building credit, and donating--that they'll need to become financially secure adults. In this updated edition of Raising Financially Fit Kids, Joline Godfrey shares knowledge gleaned from two decades of preparing children and families for financial independence and stewardship, philanthropic effectiveness, and meaningful economic lives. At the heart of the book are three big ideas: • Financial education is not just about the money; it’s about building great families and raising self-confident kids who have the tools to realize their dreams. • Financial sustainability means living within one’s means and acquiring skills to create and manage human and financial capital. • Giving wisely is a global citizen’s responsibility. Designed for parents, grandparents, mentors, advisors, and educators, Raising Financially Fit Kids uses ten core money skills applied across five developmental life stages: children, tweens, middle schoolers, high schoolers, and twenty-somethings. Each stage includes age-appropriate activities that make financial fitness fun, from mall scavenger hunts to financial film festivals. In this global economic landscape, we all need financial fluency. Whether your child is five, fifteen, or twenty-five years old, it’s never too late to teach financial literacy. Raising Financially Fit Kids prepares your children for the complexities of living in a global economy and helps your family up your game from good to great.

Download or read book Smart Money Smart Kids written by Dave Ramsey and published by Ramsey Press. This book was released on 2014-04-22 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

Download or read book Three Cups written by Tony Townsley and published by Harper Collins. This book was released on 2011-11-08 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Teaching children how to save, spend, and be charitable can be as simple as 1, 2, 3. All parents want to teach their children good money habits from an early age. Many start by giving them an allowance. But it’s equally important to teach children a positive, generous attitude as they learn to use money responsibly. Filled with warm, memorable illustrations by award-winning painter, April Willy, Three Cups is the story of one family’s unique and effective method of teaching personal financial management—and how one boy reaped first the small, then the immeasurably great rewards of the lessons he learned. Families will be delighted with the heart-warming tale and want to integrate the three-cup system in their own children’s lives.

Download or read book Money Saving Tips For New Parents written by Vena Wingert and published by Independently Published. This book was released on 2021-05-24 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Congratulations new parents! The joy of becoming a parent is amazing and a new chapter in your life. Becoming new parents is scary, it's wonderful, and it is the best thing ever. It can also lead to financial challenges for new parents. This book, written by a mother of three young children, shares some practical tips to ease the financial burden of new parenthood

Download or read book Your Kids Their Money written by Clifton D. Corbin and published by Patterin Publishing. This book was released on 2021-10-27 with total page 219 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Kids, Their Money gives you the tools to teach your children about the one area many parents never talk about - money. Drawing on his master's in business administration (MBA), finance experience, and practices with his own children, Clifton Corbin provides a guide for the modern parent. In this book you will learn how to educate your children on the basics of money management such as allowances and first jobs, borrowing, credit, and investing, in ways that make sense to parents and appeal to kids. Clifton's innovative approach starts by identifying teachable moments during everyday activities. You will see how to: * Involve your children in the family's finances, * Explain where money comes from, * Teach why it's essential to invest, manage debt and donate, * Gain tools to explain why sometimes you just can't afford some things, and * So much more. Throughout the book, you and your kids can participate in activities and games to engage further with financial literacy and build greater confidence. Your Kids, Their Money is the clear and simple guide you need to help teach financial literacy to your children. Applicable for kids of all ages, this guide is an investment you will want to make in building a solid foundation for your children’s future.

Download or read book 10 Time Saving Tips for Busy Parents written by Magdalena Battles and published by Whitaker House. This book was released on 2021-04-13 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt: Manage Your Time to Maximize Your Joy Searching for some practical steps to a smoother, simpler, more organized life? Look no further than this practical guide from author and parenting expert Dr. Magdalena Battles. Packed with personal examples of tried-and-true methods of saving time and maximizing your potential, 10 Time-Saving Tips for Busy Parents will inspire and equip you to take charge of your schedule and transform your life, your home, and your family for the better. Who of us hasn’t wasted time searching for lost items, scrolling social media, nagging our children to do their chores, or wandering the grocery store in search of items we should have put on a list? The regret and stress caused by squandered time is a burden for many families, but it doesn’t have to plague yours any longer. With the advice and wisdom of Dr. Battles, you can streamline your schedule, stop wasting precious time, and start seizing every moment with energy and joy. No matter your age or the age of your children, it isn’t too late to take charge of your schedule and set up routines that will save you time—and preserve your sanity!

Download or read book The Barefoot Investor for Families written by Scott Pape and published by HarperCollins. This book was released on 2018-09-01 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the ten things your kids need to know about money before they leave home. Forget chore charts, guesswork and parenting guilt: you won't find any of that in this road map for raising hard-working, generous and financially confident kids of all ages. In the same easy-to-read style that made The Barefoot Investor a phenomenal success, Barefoot Investor for Families, published in 2018, is aimed at parents who want to teach their kids the value of a buck. In this #1 bestseller that has sold more than 270,000 copies, Scott Pape has taken the ten money milestones kids need to nail . . . and laid them out for you in a simple, step-by-step plan. Over the course of ten hilarious, poignant and sometimes downright crazy 'Barefoot Money Meals', you'll get the skinny on: The simple pocket money strategy that takes just three minutes a week The kitchen challenge that 'breaks the brat' and shows kids how good they've got it Helping your teen land their first job (even with zero experience) The $453 329 gift to your child that won't cost you a cent How to boost your kids into the property market with the 'Barefoot Ladder' strategy Along the way, you'll meet proud mums and dads-Aussie families from all walks of life-who've used this exact plan to give their kids life-changing money skills. If you're a parent, grandparent, uncle, aunty or have children in your life, whether they're two or twenty-two, it's never too early or too late to start.

Download or read book The Opposite of Spoiled written by Ron Lieber and published by Harper Collins. This book was released on 2015-02-03 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times Bestseller “We all want to raise children with good values—children who are the opposite of spoiled—yet we often neglect to talk to our children about money. . . . From handling the tooth fairy, to tips on allowance, chores, charity, checking accounts, and part-time jobs, this engaging and important book is a must-read for parents.” — Gretchen Rubin, author of The Happiness Project In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money” columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity—not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values. Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic. But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don’t know how and when to start.

Download or read book Soldier of Finance written by Jeff Rose and published by AMACOM. This book was released on 2013-09-03 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Too much debt? Not enough savings? It's time to become a battle-ready financial warrior, prepared to tackle any money challenge. Modeled on the Soldier's Handbook, which is issued to all new U.S. Army recruits, Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth. Financial planner and experienced army veteran Jeff Rose has divided this book into 14 modules, each section covering an essential element of financial success. You will learn how to: Evaluate your position and commit to change Target and methodically eliminate debt Clean up your credit report Create tactical budgets Build emergency savings Invest for the short and long term Determine an affordable mortgage size, insurance needs, and more. Complete with tales from the trenches and useful tools including quizzes, debriefings, and more, Soldier of Finance is the survival guide you need to face down your finances and bring order and prosperity to your life.

Download or read book Financial Tips to Help Kids written by Bukky Ekine-Ogunlana and published by TCEC Publishers. This book was released on 2023-02-12 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: “You’ve got to tell your money what to do or it will leave.” - Dave Ramsey In Financial Tips to Help Kids, author Bukky Ekine-Ogunlana draws on over a decade helping children and their parents and her own experience teaching her own 3 children about money management to offer valuable kids’ money advice that will help them to learn the value of saving for college, budgeting for ‘wants’ like toys and cell phone service and building for financial freedom in the future. In this helpful kids money guide, grade school and middle school aged children learn life-changing advice for money saving tips and kids investing tactics: How to start a successful child savings plan and start saving for future goals, like college, their first car and other large purchases Teaching children how ATMs and credit cards work and the costs of using them Proven methods for building kids spending plans that will work How to talk to kids about adult issues like debt and monthly payments How to say ‘No’ when your child asks for money or unnecessary wants Kids and money for any age range from early elementary school through middle school Teaching children the value of work and the reward of receiving payment for completed tasks and jobs Page Up and Order Now.

Download or read book Parenting On a Budget written by Mikuz Publishing and published by Independently Published. This book was released on 2023-01-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Parenting On a Budget: Tips and Tricks for Raising a Family Without Breaking the Bank" is a must-read for any parent looking to save money while still providing for their family. This comprehensive guide offers practical advice on how to set your budget, plan meal and groceries, and make the most of your money. Whether you're a new parent or a seasoned veteran, this book has something for everyone. With tips on everything from feeding your family to finding affordable child care, "Parenting On a Budget" is the ultimate resource for frugal parents. Don't miss out on this essential guide to raising a family without breaking the bank. The book covers a wide range of topics including budgeting, saving money on groceries, finding free or low-cost activities for children, and even how to save money. It also includes a section on how to plan for and manage unexpected expenses without breaking the bank. Overall, "Parenting On a Budget" is an invaluable resource for any parent looking to save money and still provide for their family. The author's practical illustrations, make this book a must-read for anyone looking to raise a family on a budget. Order your copy today and start saving money while still providing the best for your family."

Download or read book America s Cheapest Family Gets You Right on the Money written by Steve Economides and published by Crown Currency. This book was released on 2007-01-23 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are? Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too. Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life. You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you: - hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever! America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.

Download or read book Intentional Children written by Kalen Bruce and published by . This book was released on 2020-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: You CAN Raise Money-Smart Kids! Personal finance simply isn't taught in school, but you are more than capable of raising money-smart kids. In Intentional Children, you'll learn how to raise money-smart, debt-free kids. You will be able to instill a sense of gratitude, a love for giving, and a proper view of wealth, while avoiding the consumerism trap and the entitlement mentality. What if you could raise kids who aren't materialistic? What do your kids need to know about money? What if your kids could be debt-free forever? How should you pay your kids for chores? Get ready to have practical conversations on things like purchasing your children's first car and paying for college. In Intentional Children, Kalen Bruce simplifies complex topics like budgeting and investing, bringing it all to a level kids can grasp and you can teach.In a conversational tone, Kalen not only covers how to raise money-smart kids, he also covers things you won't find in other books... The Things That Slip Through the Cracks in Parenting Books Intentional Children relates to where you are. Having five kids of his own, Kalen understands how advice must be practical, actionable, and most importantly, realistic. He shows you how to raise intentional children who know why they are on this earth. Find the answers to questions beyond finance, such as: How can we fit everything into our day with such a busy schedule? How does fewer toys lead to happier children? How does advertising affect your children? How should we approach smartphones? Why are child-centered homes toxic? It's everything you need to know about relating to your children on money and mindset.