Download or read book Milestones of Financial Freedom written by Niyi Adeoshun and published by Independently Published. This book was released on 2022-11-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is There Life After Debt? Yes, there is life after debt. Unfortunately many people never experience it. Knowing what to do is one thing; how to do it is another while knowing WHERE to begin is an entirely different matter. As overwhelming as your financial situation may seem, this book will show you the simple but necessary steps you need to take if you want to be totally financially free. If your financial life is a journey, then Niyi Adeoshun has put the map into your hands. If you are in debt, you will find your way out; if you are financially stable, you will see your way to the freedom you really crave. You will discover: Steps to take in rightly organising your finances How to build a cash cushion for emergencies Ways to eliminate your dependence on credit cards How to pay-off your mortgage early How to start investing with minimal risk The joy of leaving a sound financial legacy for your children "Niyi has redefined the conventional idea of wealth creation from that of a "get-rich-quick" scheme." --- Emmanuel Dogo, Pastor, Dominion Chapel International, London, UK "With this book - you have a real, step-by-step system to you follow, that works...." --- Tracy Repchuk, Author of "31 Days to Millionaire Marketing Miracles", California, USA "I have never come across a book of this standard in both brevity and clarity." --- Lawrence Abu, C.E.O. Liberty Financial, London, UK "Fantastic piece of work, easy to read and very practical." --- Toyin O. Jama, Author of "Put Your Moses in the Basket", Manchester, UK The steps which have helped hundreds at seminars are now in your hands. What are you waiting for?

Download or read book The Fiology Workbook written by David Q Baughier and published by . This book was released on 2019-06-25 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fiology is a free online resource for anyone looking to understand their finances, take action, and become Financially Independent. In addition to the mechanics of saving and investing, the course addresses the issues of happiness, mindset, decision-making, dreaming big, and philosophy, enhancing your Financial Independence journey. The Fiology Workbook: Your Guide to Financial Independence will lead you through the online courses with worksheets, journaling, and helpful trackers so that you can measure your progress and establish your most effective habits.

Download or read book Can I Retire Yet written by Darrow Kirkpatrick and published by StructureByDesign. This book was released on 2016-05-20 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

Download or read book Your Money Milestones written by Moshe A. Milevsky Ph.D. and published by FT Press. This book was released on 2009-11-30 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Whole New Way to Look at Your Money...and Make It Grow! “Here is a lively new guide that offers fresh and actionable ways to approach everyday financial problems. Whether you’re rich or just getting by, starting your career or winding down, you’ll benefit from the author’s insightful observations and suggestions—all delivered with warmth and wit.” —Evan Cooper, Deputy Editor, InvestmentNews “The author’s unique gift is to make complex ideas from the world of high finance simple to understand, and his new book gently coaches readers in how to think about their personal finances. Best of all, readers can use Milevsky’s financial calculators online to test these ideas, so they can make choices with confidence. Investing in this book might be the wisest financial decision you make this year.” —Gil Weinreich, Editor, Research Magazine “The author has accomplished the near impossible. He has made the complicated, confusing, and often contradictory world of personal financial planning easy to understand. More importantly, he’s made it easy to act on his ground-breaking advice and guidance and has made it easy for readers to address their most important financial decisions in a thoughtful, practical, and painless manner.” — Robert Powell, Editor, Retirement Weekly and Retirement Columnist, www.MarketWatch.com/retirement “What are the nine crucial financial decisions every person must make over the course of a lifetime? If you don’t know, read this book. The author’s nine choices revolve around his core concept of human capital and how it must be gradually converted to financial capital to achieve a successful retirement.” —Jonathan Chevreau, National Post Columnist and Author of Findependence Day “Your Money Milestones helps just about anyone see life’s most important money decisions in a fresh and completely rational light. If you want a smart, practical roadmap to a financially sound future, you need this book.” —Eric Schurenberg, Editor-in-Chief, BNET Your Money Milestones illustrates how four principles inspired by basic arithmetic can be applied to manage the most important financial decisions (money milestones) people face over their entire financial lifecycles. Addition: Identify the true value all of your financial resources. Subtraction: Budget for the hidden liabilities in your future. Division: Spend your total resources evenly over time. Multiplication: Prepare for many alternative and unexpected universes. This book offers a complete framework for thinking about money that’s every bit as provocative as Freakonomics. Drawing on the newest research into psychology and personal finance, Milevsky helps you identify the true value all of your resources; budget for hidden liabilities in your future; plan to spend your total resources smoothly over time; and prepare for unexpected events that could upend even the most careful planning. You’ll discover why children are short-term investment liabilities but may be long-term pension assets, why winning the lottery may increase your chances of going bankrupt, and why giving up control of your retirement nest egg might actually make you happier. The insights are fascinating and useful throughout your life whether you're deciding what to study, contemplating your first home purchase, deciding whether to keep contributing to your 401(k), or considering when and whether to retire.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Choose FI written by Chris Mamula and published by . This book was released on 2019-10 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.

Download or read book Financial Freedom A Complete Guide to Achieving Financial Objectives and Living Your Dream Life at Any Age written by Jordan Parker and published by scott m ecommerce. This book was released on 2019-12-16 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to achieve financial freedom at any age, even if you don’t know how to budget or save. No matter who you are, where you live, or what you do, chances are you long for financial freedom. You want the peace of mind that comes with knowing you can take care of yourself and that your money works for you, not the other way around. Unfortunately, to most people, financial freedom seems impossible. The debt cycle traps many victims and can make you feel hopeless. How are you supposed to get ahead when you’re so far behind? It’s time to change your mindset and realize that you’re not a passive player in life. You can take control of your financial future. You just need to know-how. Financial Freedom aims to show you how to budget, manage your finances, and use clever tactics to build your wealth and become debt-free. In this book, you’ll learn: ●How to create an effective budget that works for you ●The psychology behind debt ●How minimalism can help you save money ●Why investing is always a good idea ●How to start a low-maintenance business ●Money myths that you should unlearn asap ●How to apply all the tips and tricks to your life to achieve financial freedom You don’t have to look at money as a curse. Financial freedom is possible. It’s not easy, but nothing worth it ever is. Reclaim control over your financial future. Click “add to cart” to find out how to build your wealth and achieve the life you’ve always dreamed of.

Download or read book How to Achieve Absolute Financial Freedom written by Joseph J. Janiczek and published by . This book was released on 2001 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt: Isn't it ironic? We are taught from early-childhood to become responsible and functional adults. Yet, when it comes to personal finances, we are left mostly to trial and error. We need a path and plan that will help us achieve the level of financial freedom to eliminate our exposure to economic dangers, build upon our talents and strengths. Reading this book is like receiving hundreds of hours of personal financial advice from one of this nation's most qualified and experienced financial advisors: Joseph J. Janiczek, MSFS, ChFC. In language that is down-to-earth and compassionate, Janiczek provides the direction, confidence and new capabilities needed to completely master money. His exceptional understanding of human nature combined with his broad experience and knowledge in personal finance shines through and grabs reader interest from beginning to end.

Download or read book Financial Freedom Simplified written by Robert L. Harvey and published by . This book was released on 2023-12-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many people who struggle with financial difficulty desire for a life free from financial worries but are ignorant of how to get there. Your road map to clarity is "Financial Freedom Simplified". Learn useful techniques to simplify your financial journey and reach your desired level of freedom. Inside this extraordinary and life changing book, you will learn about: 1. How to become financially independent throughout your life. 2. The fundamentals and competencies for achieving financial independence. 3. The logic and easy math of financial freedom. 4. Recognizing your financial condition and mentality. 5. Establishing your financial objectives and purpose. 6. Creating your financial independence plan and milestones. 7. Reducing your spending and increasing your savings. 8. Boosting your earnings and establishing several sources. 9. Reducing your debt and strengthening your financial position. 10. Putting money into investments to increase your wealth. 11. How to maintain discipline and motivation while pursuing financial independence. Written by renowned financial expert Robert L. Harvey, who has a track record of helping many people achieve financial success, this book is your trusted travel friend on the path to wealth. Ready to change the course of your finances? Take advantage of this chance right now. Read a copy of "Financial Freedom Simplified" and set off on a joyful journey to a life of greater riches and less worry!

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Download or read book Your Money Map written by Howard Dayton and published by Moody Publishers. This book was released on 2015-09-29 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The practical principles in Your Money Map are powerful and life-changing because are they based on the Bible. My only regret is that I did not read it twenty years ago. Don’t make the same mistake!" —Joe Gibbs, former NFL head coach and founder of NASCAR’s Joe Gibbs Racing This book will transform your finances . . . and your life. When you learn what the God of the universe says about handling money—and apply it—everything changes. Your Money Map shows you how. This biblical and practical guide is for everyone—single or married, young or old, whether you earn a little or a lot. It helps you: Frame your finances within God’s big picture Determine and change the trajectory of your financial situation Establish and follow 7 steps for wise stewardship. Follow the principles in Your Money Map toward financial freedom and you will know a joy, peace, and confidence about your finances that few ever do. Includes discussion questions, tools, and resources to help you put the book into practice.

Download or read book Financial Freedom written by Manish Lath, Mukesh Kumar Agrawal and published by Notion Press. This book was released on 2021-04-07 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: The primary objective of the book is to create awareness and leave an impression on the mind of the reader on the importance of wealth creation and financial freedom. One can become financially free in coming time if the principles illustrated in the book are used consistently. The authors expect that after complete reading of this book, the reader’s mind will be directed towards the single goal of financial freedom, leaving all other trivial consideration which keeps on deflecting the mind of the reader from its main objective of living their dreams on their own terms. Becoming financially free is a dream for many, but one can enjoy the whole journey of becoming financially free if it is linked with a solid passion or a reason. In this book, the authors have described the importance of mental strength, habits, savings and investments to become financially free in life.

Download or read book Retire Before Mom and Dad The Simple Numbers Behind A Lifetime of Financial Freedom written by Rob Berger and published by Glenbrook Press. This book was released on 2019-08-29 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Retire Before Mom and Dad, you'll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you'll discover that it's not about scrimping and sacrificing to get there.

Download or read book Happy Ever After written by Seven Dollar Millionaire and published by John Wiley & Sons. This book was released on 2021-02-02 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover how financial freedom – and not fairy tales – is at the heart of your very own Happy Ever After Did you know you can become a millionaire by saving just $7 a day and investing for 7% returns? Probably not, because financial literacy is a subject that’s overlooked by the vast majority of schools and universities, despite its importance to every single person on the planet. Written initially for a teenage daughter and then turned into a course to train migrant workers, Happy Ever After: Financial Freedom Isn’t a Fairy Tale focuses on the fundamentals of understanding money, saving and investing, showing how the "magic" of compound investing can transform tiny initial amounts into genuine wealth. Finally, it shows readers how to achieve the "Freedom Formula" of 25x your annual spending – that can set you free. Perfect for anyone who hopes to make their future financially brighter than their present, or help their own children avoid mistakes they made, Happy Ever After has a playful tone, featuring a spoiled princess and talking frog, hand-illustrated to help explain some of the trickier ideas that can help change your life.

Download or read book Financial Freedom and the American Dream Five Steps for Financial Independence and Early Retirement written by Justin Boucher and published by . This book was released on 2019-11-09 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Imagine for a moment that you could achieve financial freedom and live the American Dream ... What would it mean to you? Retiring early? Freedom to live life the way you want? Work when you want or not? Travel? More time with your family? The resources to explore hobbies and things you have been wanting to do for years? I realize that for many people the idea of true financial freedom may not be believable. This is understandable as a lot of us have grown up with very little education around money and creating wealth. However, as a Certified Financial Planner(R) who has worked with hundreds of people in different stages of life, I am here to tell it is very possible to reach financial freedom. It takes the right mindset and a willingness to follow a few essential principles which I lay out for you in this book. As you read through it you will discover: -Unique and effective methods to significantly reduce or eliminate taxes -Clever ways to create an everlasting portfolio for generations to come so no one in your lineage ever struggles with money again -The secrets for managing debt (including credit card and student loan debt) -How to stretch your dollar further than you ever imagined -How to make sure you never run out of money in retirement -Why investing in yourself first is critical to your financial freedom This is not a get rich scheme or a program of severe budgeting, it is however a very clear and defined path to achieving financial freedom and living the American Dream. Whether you are already on track for reaching your goals, just getting started, or are struggling financially, you can start or dramatically accelerate your journey for achieving your financial dreams today!

Download or read book Playing with FIRE Financial Independence Retire Early written by Scott Rieckens and published by New World Library. This book was released on 2019-01-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if a happier life was only a few simple choices away? A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (financial independence retire early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing that money can’t buy: a simpler — and happier — life. Based on the documentary

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!