Download or read book Selection and Confirmation of Federal Judges written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1979 with total page 1402 pages. Available in PDF, EPUB and Kindle. Book excerpt:

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Download or read book Reports of the Decisions of the Appellate Courts of the State of Illinois written by Illinois. Appellate Court and published by . This book was released on 1881 with total page 718 pages. Available in PDF, EPUB and Kindle. Book excerpt:

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Download or read book FCC Record written by United States. Federal Communications Commission and published by . This book was released on 2003 with total page 1032 pages. Available in PDF, EPUB and Kindle. Book excerpt:

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Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by . This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.

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Download or read book Circular of Information written by University of Southern California and published by . This book was released on 1921 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:

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Download or read book Studies written by University of Southern California and published by . This book was released on 1928 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Cambridge History of the Romance Languages Volume 1 Structures written by Martin Maiden and published by Cambridge University Press. This book was released on 2010-12-02 with total page 889 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Cambridge History is the most comprehensive survey of the history of the Romance languages ever published in English. It engages with new and original topics that reflect wider-ranging comparative concerns, such as the relation between diachrony and synchrony, morphosyntactic typology, pragmatic change, the structure of written Romance, and lexical stability. Volume 1 is organized around the two key recurrent themes of persistence (structural inheritance and continuity from Latin) and innovation (structural change and loss in Romance). An important and novel aspect of the volume is that it accords persistence in Romance a focus in its own right rather than treating it simply as the background to the study of change. In addition, it explores the patterns of innovation (including loss) at all linguistic levels. The result is a rich structural history which marries together data and theory to produce new perspectives on the structural evolution of the Romance languages.