Download or read book Medicare Prescription Drug Cards and Association Health Plans written by United States Senate and published by . This book was released on 2019-11-16 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare prescription drug cards and association health plans: hearing before a subcommittee of the Committee on Appropriations, United States Senate, One Hundred Eighth Congress, second session, special hearing, April 2, 2004, Norristown, PA.
Download or read book Medicare Prescription Drug Cards and Association Health Plans written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on Departments of Labor, Health and Human Services, Education, and Related Agencies and published by . This book was released on 2004 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medicare Prescription Drug Cards and Association Health Plans written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-02-14 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare prescription drug cards and association health plans : hearing before a subcommittee of the Committee on Appropriations, United States Senate, One Hundred Eighth Congress, second session, special hearing, April 2, 2004, Norristown, PA.
Download or read book Medicare Prescription Drug Cards and Association Health Plans written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on Departments of Labor, Health and Human Services, Education, and Related Agencies and published by . This book was released on 2004 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medicare Prescription Drug Cards and Association Health Plans S Hrg 108 718 April 2 2004 108 2 Hearing written by United States. Congress. Senate. Committee on Appropriations and published by . This book was released on 2005* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medicare Prescription Drug Coverage For Dummies written by Patricia Barry and published by John Wiley & Sons. This book was released on 2008-09-29 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confused about Medicare’s drug coverage? You’re not alone. Medicare Prescription Drug Coverage For Dummies explains Part D in plain English and shows you how to find the best deal among numerous drug-coverage plan options. Whether you’re new to Medicare or already in the program, you’ll navigate the system with more ease and confidence, avoid pitfalls and scams, and have plenty of help choosing the plan that’s right for you. This easy-to-understand, consumer-friendly guide helps you find out whether Part D affects any drug coverage you already have and weigh the consequences of going without coverage. You’ll find ways to compare plans, identify the one that covers your drugs at the least cost, and make sure you sign up at the right time. And you’ll learn how to minimize your expenses, use the “right” pharmacies, and troubleshoot any problems with your coverage. Discover how to: Decide whether you need Part D Understand how Part D works, from costs to coverage Choose and enroll in the best plan for you Get up and running with Part D Handle the coverage gap Lower your drug costs Join and switch plans Comply with long-term-care rules and rights Challenge plan decisions Avoid scams and hard-sell marketing Now, more than ever, you need clear, reliable information that helps you understand Part D and make smart, cost-saving healthcare decisions. You need Medicare Prescription Drug Coverage For Dummies.
Download or read book Medicare endorsed Prescription Drug Discount Card written by United States. Congress. House. Committee on Small Business and published by . This book was released on 2002 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Medicare drug discount card hearing before the Subcommittee on Health of the Committee on Ways and Means U S House of Representatives One Hundred Eighth Congress second session April 1 2004 written by and published by DIANE Publishing. This book was released on 2006 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Your Guide to Medicare Prescription Drug Coverage written by U. S. Department Human Services and published by Createspace Independent Publishing Platform. This book was released on 2013-10-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare prescription drug coverage (Part D) adds to your Medicare health care coverage. It helps you pay for both brand-name and generic drugs. Medicare drug plans are offered by insurance companies and other private companies approved by Medicare. You can get coverage two ways: Medicare Prescription Drug Plans (sometimes called "PDPs") add prescription drug coverage to Original Medicare, some Medicare Private Fee-for-Service (PFFS) Plans, some Medicare Cost Plans, and Medicare Medical Savings Account (MSA) Plans; Medicare Advantage Plans (like an HMO or PPO) or other Medicare health plans that offer prescription drug coverage. You generally get all of your Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), and Medicare Part D (prescription drug coverage) through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called "MA-PDs." In this publication, the term "Medicare drug plans" means all plans that provide Medicare prescription drug coverage. You must choose and join a Medicare drug plan to get Medicare prescription drug coverage. Everyone with Medicare has to make a decision about prescription drug coverage. If you don't use a lot of prescription drugs now, you still may think about joining a Medicare drug plan to help lower your prescription drug costs now and help protect against higher costs in the future. If you're new to Medicare and already have other prescription drug coverage, you have new options to think about. If you aren't new to Medicare, you may want to look over your options to find drug coverage that meets your needs. You can join or switch Medicare drug plans between October 15-December 7 each year, with your coverage beginning January 1 of the following year. To join a Medicare Prescription Drug Plan, you must have Medicare Part A or have Medicare Part B (Medical Insurance). To join a Medicare Advantage Plan or other Medicare health plan with prescription drug coverage, you must have Medicare Part A and Part B. You must also live in the service area of the Medicare health plan or drug plan you want to join. Medicare drug plans may be different from each other in the prescription drugs they cover, how much you have to pay, and which pharmacies you can use. All Medicare drug plans must give at least a standard level of coverage set by Medicare. However, plans offer different combinations of coverage and cost sharing. Having more than one plan to choose from helps you get the coverage you want at a price you can afford. Also available in Spanish.
Download or read book Medicare Endorsed Prescription Drug Discount Card Program written by and published by . This book was released on 2004 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: On December 8, 2003, the President signed into law the Medicare Prescription Drug, Improvement and Modernization Act of 2003 (MMA, P.L. 108-173). This legislation provides for the implementation of a Medicare prescription drug program, effective January 1, 2006. In the interim, MMA requires the Secretary of Health and Human Services (HHS) to establish a temporary program to endorse prescription drug discount card programs meeting certain requirements. The purpose is to provide access to prescription drug discounts to persons who voluntarily enroll with a private card plan. Each card sponsor is to provide each enrollee with access to negotiated prices. The program will also provide up to $600 in transitional assistance in both 2004 and 2005 for low-income persons enrolled in endorsed card programs. All Medicare beneficiaries, except those receiving Medicaid drug coverage, are eligible to enroll in a discount card program. Card enrollees with incomes below 135% of poverty are eligible for transitional assistance provided they do not have drug coverage under a group health plan. Not all persons eligible to enroll will actually enroll in the card program. Many persons who currently have access to discount prices through other sources will likely elect not to enroll in the temporary program. An individual can be enrolled in only one card program at a time. Sponsors may charge a uniform annual enrollment fee, not to exceed $30; the Centers for Medicare and Medicaid Services (CMS, the agency administering Medicare) will pay the fee for those receiving transitional assistance. A card sponsor must be a nongovernmental single legal entity doing business in the U.S. A Medicare Advantage (MA)organization (i.e., a Medicare managed care plan) may apply to become an exclusive card sponsor by limiting enrollment to persons enrolled in its managed care plan; certain requirements otherwise applicable to card programs are waived for this group. At a minimum, card programs are required to offer a negotiated price for at least one drug in each of the 209 therapeutic categories identified by CMS on a list of medications frequently used by Medicare beneficiaries. The sponsor must contract with a sufficient number of pharmacies (other than mail-order) in its service area to ensure that access requirements are met. Several issues have been raised since the program began operating June 1, 2004. All beneficiaries not enrolled in an MA plan have a choice of at least 34 national plans; in all but nine states, beneficiaries may also select from additional regional cards. CMS has placed on its website comparative information, by zip code, on plans available in the area and plan prices for drugs specified by a senior. Many observers have stated that beneficiaries are faced with too many confusing choices. While over 4 million persons have enrolled in the program, there is concern that many persons eligible for the $600 subsidy have not yet enrolled; special education efforts are being targeted toward this population group. Some observers have also suggested that discounts may not be that much when compared with other discounts available to seniors. Two recent studies suggest that these programs do provide savings when compared with retail prices and some other discount programs. This report will be updated as events warrant.
Download or read book Making Medicines Affordable written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-03-01 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thanks to remarkable advances in modern health care attributable to science, engineering, and medicine, it is now possible to cure or manage illnesses that were long deemed untreatable. At the same time, however, the United States is facing the vexing challenge of a seemingly uncontrolled rise in the cost of health care. Total medical expenditures are rapidly approaching 20 percent of the gross domestic product and are crowding out other priorities of national importance. The use of increasingly expensive prescription drugs is a significant part of this problem, making the cost of biopharmaceuticals a serious national concern with broad political implications. Especially with the highly visible and very large price increases for prescription drugs that have occurred in recent years, finding a way to make prescription medicinesâ€"and health care at largeâ€"more affordable for everyone has become a socioeconomic imperative. Affordability is a complex function of factors, including not just the prices of the drugs themselves, but also the details of an individual's insurance coverage and the number of medical conditions that an individual or family confronts. Therefore, any solution to the affordability issue will require considering all of these factors together. The current high and increasing costs of prescription drugsâ€"coupled with the broader trends in overall health care costsâ€"is unsustainable to society as a whole. Making Medicines Affordable examines patient access to affordable and effective therapies, with emphasis on drug pricing, inflation in the cost of drugs, and insurance design. This report explores structural and policy factors influencing drug pricing, drug access programs, the emerging role of comparative effectiveness assessments in payment policies, changing finances of medical practice with regard to drug costs and reimbursement, and measures to prevent drug shortages and foster continued innovation in drug development. It makes recommendations for policy actions that could address drug price trends, improve patient access to affordable and effective treatments, and encourage innovations that address significant needs in health care.
Download or read book Implementation of the Part D Drug Benefit written by and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: AHLA will present a teleconference discussing the newly released final regulations governing the Medicare prescription drug benefit featuring speakers who have monitored the drug benefit's development during the past year. This teleconference will describe the features of the benefit (including premium costs and subsidies, beneficiary protections and access options, eligibility and enrollment requirements, and the Medicare prescription drug discount card provisions) and will analyze some of the effects the drug benefit will have on providers, physicians, payers, manufacturers, suppliers, employers and beneficiaries.
Download or read book Guide to Health Insurance for People with Medicare written by and published by . This book was released on 1986 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Pharmacy Benefits written by F. Randy Vogenberg and published by International Foundation of Employee benefit. This book was released on 2011 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pharmaceuticals have become an integral component of medical treatment, with some medications completely transforming health care outcomes and delivery. Drug therapy has been proven to reduce health care costs, increase productivity and enhance the quality of life for many people. When was the last time you examined the prescription drug component of your health care benefits? This primer offers factors to consider when designing or modifying pharmacy benefits, including the pros and cons of carving benefits into a health plan as well as carving them out as a separate prescription drug plan. A practical checklist is provided in almost every chapter to help you focus on important issues, including what questions to ask potential vendors.
Download or read book Health Benefits Coverage Under Federal Law written by and published by . This book was released on 2010 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
