Download or read book Management Information Systems for Microfinance written by Arvind Ashta and published by Cambridge Scholars Publishing. This book was released on 2015-10-19 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a double bottom line sector which is growing fast, making money and doing well in a variety of socially interesting ways. The growth of its institutions requires good strategies, good control systems and informed decision-making, all of which require an appropriate Management Information System (MIS). While a good MIS is needed in any sector, the management of a double bottom line requires systems which yield information on economic, financial and social metrics. The essays in this book explore the metrics required for success in this field. Communicating on these metrics may provide competitive advantage in fund-raising. Reaching out to the bottom of the pyramid requires low-cost catalytic innovations, disrupting the existing way of doing things. These necessitate not only social innovations, but also technological innovations to reduce costs drastically. The book presents various alternative ways of distributing software for microfinance, including case studies on open-source and cloud-based software, indicating how software providers are seeking to create competitive advantage. It offers a detailed analysis of the problems that are often faced and innovative techniques for implementing MIS in microfinance. This volume represents essential reading for anyone interested in learning about not only microfinance and MIS, but also social innovations and competitive advantage strategies. The contributors to the book are executives, consultants and academics who have considerable research experience in working and researching in these areas. Their work has been reviewed and developed by comments from both academics and practitioners to yield a book which is useful to students, academics and practitioners alike.

Download or read book Management Information Systems for Microfinance Institutions written by Charles Waterfield and published by . This book was released on 1998-02 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Cases in Management Information Systems written by SANJAY MOHAPATRA and published by PHI Learning Pvt. Ltd.. This book was released on 2008-01-01 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is intended as a supplement for courses in Management Information Systems (MIS). It uses cases to explain MIS concepts. It illustrates how computer-based information systems can be used to support an organization’s objectives and strategic plans. The book’s objective is to capture the material from a wide range of sectors such as health care, developmental activities, bank operations, microfinance, etc. and organize it around a framework that would be useful for students to understand how MIS can help in overcoming corporate challenges. It prepares students as managers, providing a clear focus on information, rather than data, and its use in business. These cases can also be used by practitioners as examples for designing MIS in their own organizations. For each case, the costs and benefits of the information system have been evaluated by calculating the Return on Investment (ROI). What is more, not only quantitative benefits, but also qualitative benefits (social and public benefits) have been identified to justify the need for technology-enabled MIS for supporting corporate strategies and operations. The book would be useful to students of MBA, BE (ICT), MCA and M.Sc. (Computer Science) courses. Besides, it would be of benefit to senior executives participating in Management Development Programmes.

Download or read book Transforming Microfinance Institutions written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2006-08-30 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Download or read book Linking Up and Reaching Out in Bangladesh written by Henry K. Bagazonzya and published by World Bank Publications. This book was released on 2010-01-21 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: The microfinance sector in Bangladesh has matured rapidly in the past 30 years and now boasts the largest number of clients in the entire world. Despite these successes, the day-to-day operations of most microcredit institutions in Bangladesh are done manually. The introduction of a centralized information and communications technology (ICT) platform in the microfinance sector will provide further cost savings by streamlining data so that errors, omissions, and duplications (client overlap) are eliminated. Moreover, the introduction of a centralized ICT platform will help to ensure transparency through the standardization of information exchange and accounting mechanisms, increase outreach to rural areas, and integrate the largely informal microfinance sector with the formal financial system. 'Linking Up and Reaching Out in Bangladesh' shows how the establishment of a centralized microfinance platform would revolutionize the country s microfinance sector. This volume will be a useful guide for practitioners, policy makers, and microfinance institutions around the world.

Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Download or read book Sustainability of Indian Microfinance Institutions written by Nadiya Marakkath and published by Springer Science & Business Media. This book was released on 2013-10-23 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

Download or read book Management Information Systems for Microfinance written by Arvind Ashta and published by . This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a double bottom line sector which is growing fast, making money and doing well in a variety of socially interesting ways. The growth of its institutions requires good strategies, good control systems and informed decision-making, all of which require an appropriate Management Information System (MIS). While a good MIS is needed in any sector, the management of a double bottom line requires systems which yield information on economic, financial and social metrics. The essays in this book explore the metrics required for success in this field. Communicating on these metrics may provide competitive advantage in fund-raising. Reaching out to the bottom of the pyramid requires low-cost catalytic innovations, disrupting the existing way of doing things. These necessitate not only social innovations, but also technological innovations to reduce costs drastically. The book presents various alternative ways of distributing software for microfinance, including case studies on open-source and cloud-based software, indicating how software providers are seeking to create competitive advantage. It offers a detailed analysis of the problems that are often faced and innovative techniques for implementing MIS in microfinance. This volume represents essential reading for anyone interested in learning about not only microfinance and MIS, but also social innovations and competitive advantage strategies. The contributors to the book are executives, consultants and academics who have considerable research experience in working and researching in these areas. Their work has been reviewed and developed by comments from both academics and practitioners to yield a book which is useful to students, academics and practitioners alike.

Download or read book Management Information Systems written by S. Shajahan and published by New Age International. This book was released on 2007-12 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: Management Information Systems - Text And Cases Presents An Overview Of Updated, Multifaceted, And Latest Global Information Systems. This Book Covers The Contemporary Business Information Systems; Knowledge Management And E-Commerce Organisation Practices And Is Comprehensive In Its Presentation Of Knowledge And Practical Advice For Both Students And Managers. This Book Opens With The Appropriate Background On Current Practices Of Mis And Then Flows From Micro And Macro Concepts Like Computer Power, Buying Computer, Small Pc, Various Printers, Agile System Development And Team Management. Divided Into 11 Chapters This Book Provides An Overview Of Management Information System Concepts, Elucidating Live Examples Of Global Projects Undertaken By Authors. It Also Provides Detailed Description Of Knowledge Management, Internet Technology, Systems Analysis & Design And Database Management. Chapter 11 Provides Application Of Technology In Business And Daily Life Highlighting Various Applications Like Sms, Internet Telephony, Space Communication, Netscape Version 7.0 Browser, I-Pad, And Market News From Microsoft, Ibm And Intel In Indian Business Business Environment. This Book Provides An Opportunity To Acquire The Knowledge And Aptitude To Become Good It Managers By Providing The List Of Selected Readings, 15 Case Study, 11 Management Perspective, Focusing 50 Company /Theme And Review Questions At The End Of Every Chapters. The Book Substantially Contributes To The Main Stream Of Mis And Attends All The Vital Facets Of Emerging Concepts With Clarity And Perspicacity. This Book Covers Syllabi Requirements Of Mba, Mca, Bba, Bca, Mit, Mib And Other Post Graduate, Degree, And Diploma Level Engineering And Management Course Of Indian Universities. The Book Will Provide Invaluable To The Students Of Management, Research Scholars, Corporate Executives And Ceo`S.

Download or read book Advanced Technologies for Microfinance Solutions and Challenges written by Ashta, Arvind and published by IGI Global. This book was released on 2010-08-31 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt: Advanced Technologies for Microfinance: Solutions and Challenges is the first book to systematically address technology's impact on microfinance. It discusses a wide variety of technology applications that will define the next generation of the microfinance movement and it addresses the tough questions surrounding technology in microfinance. For instance, what are the disadvantages of technology-enabled microfinance and what will it mean for the inclusiveness and empowerment of the service? This dynamic collection is a must-have for anyone interested in microfinance, whether you are a donor, lender, or investor.

Download or read book Making Insurance Work for Microfinance Institutions written by Craig Farren Churchill and published by International Labour Organization. This book was released on 2003 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This how-to manual guides managers of microfinance institutions (MFIs) through the complexities of offering basic insurance products, either on their own or in partnership with an insurance company. Insurance is one solution to help low-income households and microfinance institutions to manage risks, but it is not the only solution and it is not always the best solution. This manual helps determine whether it is appropriate to offer insurance, which type of insurance product(s) to offer, and through what institutional structure.

Download or read book Technology at the Margins written by Sailesh Chutani and published by John Wiley & Sons. This book was released on 2010-10-26 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Remain competitive by offering more accessible, affordable, and relevant information technologies that meet mass-market needs Technology at the Margins demonstrates that by making IT more accessible, affordable, and relevant, new mass markets can be opened. Based on solid insights generated in key areas of health, education, finance and the environment, the book offers practical recommendations and insights from world leaders, innovators, practitioners and new users of emergent technologies. Offers recommendations on how companies can ensure their own competitiveness by offering more accessible, affordable, and relevant information technologies to support mass market needs Suggests practical recommendations and insights from world leaders, innovators, practitioners and new users of emergent technologies Challenges businesses to rethink their uses of existing technologies Technology at the Margins will be of interest to decision makers in the private, public and nonprofit sectors who are interested in opportunities offered by IT in meeting the needs of those at the base of the worlds economic pyramid.

Download or read book Social Reinsurance written by David M. Dror and published by World Bank Publications. This book was released on 2002-01-01 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This volume views community-based microinsurance as an incremental first step to improved financial protection and better access to health services for the poor. While community-based financing can be structured in various ways, this volume focuses on reinsurance as a mechanism for improving micro-level health insurance units. It outlines strategies and policies that can be applied by countries and donors to improve access to health care services.

Download or read book The State of Global Microfinance written by United States. Congress. House. Committee on Financial Services. Subcommittee on International Monetary Policy and Trade and published by . This book was released on 2010 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Information Systems in Indian Microfinance written by Doug Johnson and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A high quality management information system (MIS) is a key component of any high performing microfinance institution (MFI). Information systems allow MFIs to reduce time spent on rote paperwork, more effectively monitor both staff and clients, and quickly roll out new products and services. An independent survey conducted by the CMF reveals that many Indian MFIs, despite being located in a country with readily available IT talent, suff er from very low quality information systems. Further, a brief analysis of average times required to perform basic functions by MFIs with low quality information systems compared to those with high quality information systems provides strong evidence that the costs associated with having a low quality MIS significantly exceed the cost of upgrading to a higher quality MIS. We estimate that the MFIs with the most basic MISs in our sample could reduce their overall annual cost per client by 38.1 rupees simply by moving to an off -the-shelf MIS and that such an investment would payoff within two years. We propose some potential causes for this apparent under-investment in MIS technology and evaluate prospects for improvement.

Download or read book Increasing Access to Rural Finance in Bangladesh written by Aurora Ferrari and published by World Bank Publications. This book was released on 2008 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the mid-1990s, Bangladesh's banking sector has grown considerably. Despite the boom and the government's efforts to increase access in rural areas, rural financial markets have shrunk in relative terms. As a result, access to finance by micro, small, and medium-size enterprises and marginal, small, and medium-size farmers - the "missing middle" - remains limited, which is significant because these groups are the engines of growth in rural Bangladesh in terms of employment, contribution to GDP, and prospects for future growth.

Download or read book Factors Affecting the Performance of Microfinance Institutions in Uganda written by Andrew Katusabe and published by . This book was released on 2017-09-26 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2013 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: .69, Uganda Management Institute (Uganda Management Institute), course: Masters in Business Administration Degree, language: English, abstract: The purpose of this study was to examine factors affecting the performance of microfinance institutions in Uganda. Hofokam Limited (Ltd) was used as a case study. The objectives of the study were: to assess the effect of governance mechanisms on the performance of Hofokam Ltd, to establish the effect of management information systems on the performance of Hofokam ltd and to find out the extent to which finding affects the performance of it. The study sample was 48 and the findings showed that the selection criteria of the board members was not based on related experience and management remuneration was not competitive enough to attract and retain talent. The Management Information System didn't support real time reporting for decision making and branches were not networked with head office with the MIS, the microfinance institution had struggled to access reasonable capital with affordable terms since the donor funding stopped. The study drew conclusions that governance mechanisms greatly affected the performance of microfinance as they determine the direction of the MFI, MIS in its state had a relatively low impact on the performance of Hofokam Limited and that funding was not a critical success factor for MFI performance as compared to other factors. The study recommends that the selection of the Board should be to a large extent based on ones' professional experience, the MFI shouldn't commit all efforts to be regulated as it has not proved a success factor for many other MFIs, the MIS in use should be upgraded to enable linkage across the branches and head office rather than invest in a totally new software, the MFI should look at increasing the level of operational efficiency e