Download or read book Making Decisions About Liability And Insurance written by Colin F. Camerer and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the `liability crisis' - the disappearance of liability protection in markets for particularly unpredictable risks. This book examines decisions people make about insurance and liability. An understanding of such decision making may help explain why the insurance crisis resulted from the new interpretations of tort law and what to do about it. The articles cover three kinds of decisions: consumer decisions to purchase insurance; insurer decisions about coverage they offer; and the decisions of the public about the liability rules they prefer, which are reflected in legislation and regulation. For each of these three kinds of decisions, normative theories such as expected utility theory can be used as benchmarks against which actual decisions are judged.
Download or read book Making Decisions about Liability and Insurance written by Colin Camerer and published by . This book was released on 1993 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Law and Policy written by Tom Baker and published by Aspen Publishing. This book was released on 2021-01-31 with total page 1038 pages. Available in PDF, EPUB and Kindle. Book excerpt: A contemporary, easy-to-teach text by the Reporters for the new Restatement of the Law Liability Insurance, this casebook invites students and teachers to re-imagine the field of Insurance Law. The authors demonstrate the big-picture role of insurance law and policy in American business and society, exploring federal-state regulatory roles in depth as well as the traditional topics covered in casebooks. Insurance Law and Policy: Cases and Materials uses more statutory material than any other casebook, with statutes typically presented through problems. Manageable assignments contain one major case followed by informative notes, questions and a problem. This text appeals to Insurance teachers as well as teachers of Torts and Contracts considering a new course. The Teacher’s Manual—with case briefs, backgrounds on selected cases, simple diagrams that explain complex issues, and answers to questions and problems—is especially useful for instructors new to the course. New to the Fifth Edition: Expanded coverage of the role of insurance in disasters and catastrophes, including the COVID-19 pandemic Extensive treatment of the now-finalized Restatement of the Law, Liability Insurance Reorganization of the liability insurance chapters to facilitate more step-by-step learning Replacement of a few difficult-to-teach cases with new, more straightforward cases Professors and student will benefit from: Focus on the big picture of federal-state regulatory roles in addition to the traditional insurance coverage topics addressed in other Insurance Law casebooks Extensive use of statutory materials, with statutes typically presented through carefully-constructed problems Manageable assignments structured with one major case, informative notes, questions, and a problem Interesting, up-to-date cases, with context-setting introductions, on topics such as cyber insurance, the role of private insurance in responding to public catastrophes, and the new Restatement of the Law Liability Insurance Cases are longer, providing students better grounding in the art of extracting useful knowledge from judicial opinions Elimination of some of the arcane aspects of insurance law in favor of presenting a broad and conceptual overview of the field
Download or read book Digest of Insurance Cases written by and published by . This book was released on 1901 with total page 1492 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The economic effects of the liability system written by and published by Hoover Press. This book was released on with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook on Insurance Coverage Disputes written by Barry R. Ostrager and published by Wolters Kluwer. This book was released on 2014-12-01 with total page 2814 pages. Available in PDF, EPUB and Kindle. Book excerpt: In todayand’s insurance coverage litigation environment, the practitioner who needs to determine what isand—and is notand—covered under various policy provisions is up against some formidable challenges. Literally thousands of cases on insurance issues find their way into courtrooms every year, and the decisions can be as difficult to decipher as they are to track. Find the authoritative guidance you need with Ostrager and Newmanand’s Handbook on Insurance Coverage Disputes. This three-volume resource helps you quickly and easily pinpoint detailed analysis of lead cases in key jurisdictions, provides excerpts from standard insurance policies, including critical commentary on key provisions, and offers insights into planning and implementation of successful litigation strategies. Ostrager and Newmanand’s Handbook on Insurance Coverage Disputes, Seventeenth Edition addresses todayand’s critical coverage issues, such as: The Insurerand’s Duty to Defend Trigger and Scope of Occurrence-Based Coverage Bad Faith and Wrongful Refusal to Settle Property Insurance Rights and Obligations of Co-Insurers Insurability of Punitive Damages Excess Insurance and Analysis of Pollution Exclusions Directors and Officers Coverage Employee Discrimination and Sexual Harassment Claims Make the Handbook on Insurance Coverage Disputes your one-stop source for the current state of the law on: The effect of a reservation of rights letter...disclaimer and denials of coverage The rules governing all aspects of giving notice of a claim including mechanics of language and timelines Effect of misrepresentations and omissions in insurance applications Reverse bad faith and contributory bad faith Reinsurance The legal issues presented in litigation involving hazardous waste and environmental cleanup Coverage provided by general liability insurance, including personal injury and advertising injury coverage Rules for apportioning the cost of defense among insurers
Download or read book General Liability Insurance Coverage written by Randy J. Maniloff and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Liability written by Robert E. Litan and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States has recently witnessed an explosion of personal injury lawsuits involving medical malpractice, unsafe products, and widespread environmental hazards. Jury awards and out-of-court settlements have escalated in many cases to hundreds of thousands of dollars. At the same time, premiums for liability insurance have skyrocketed. As a result, physicians have cut back services and some municipalities and businesses have been denied liability coverage altogether. Some experts claim that only fundamental reform of the nation's civil justice system will end this "insurance crisis." But critics of such wholesale judicial reform contend that the insurance industry has launced a "tort reform" campaign to cover its own past underwriting mistakes. Liability brings together economists and experts in liability law and the insurance industry to assess the merits of the conflicting positions and to formulate sound public policy. Led by Robert Litan and Clifford Winston, the contributors describe the major changes that have contributed to the insurance crunch and set forth a methodological framework for evaluating the debate over the current liability system. They conclude that increases in premiums and cutbacks in coverage have been real but selective; that the forces in the judicial system responsible for rising liability costs are not readily subject to change; and that we know too little about the cost and benefits of the current tort system to replace it with an alternative compensation program.
Download or read book General Liability Insurance Coverage written by Randy J. Maniloff and published by National Underwriter Company. This book was released on 2015-02-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Those involved with general (and professional) liability insurance claims, such as insurance company claims professionals, coverage counsel, risk managers and brokers all respond to a new claim scenario with the same three words: Is it covered? [That may also be the last time that they agree on anything.] It's just three words -- but the answer can be vexing. Despite the relative uniformity of general liability policies, states can differ widely in their interpretation and application of them. So the answer to the "Is it covered?" question can depend a great deal on whether the case arises on one side of the street (or river or mountain) or another.General liability issues usually involve one or more rules, or schools of thought, that govern their resolution. The task for courts is often to identify and examine these various rules and decide which to apply to the claim before it. "General Liability Insurance Coverage -- Key Issues in Every State" sets forth the rules that have been adopted by all 50 states, and the District of Columbia, for 21 important and commonly occurring general liability insurance coverage issues. And about half the issues are just as relevant for professional liability claims scenarios. 50 State Surveys on insurance coverage issues are inherently limited. "Key Issues" understands this and seeks to provide as much relevant information as possible to maximize their usefulness. To the extent possible, "Key Issues" sets out the aspects of cases (e.g., facts and/or policy language) that were at issue in the court's decision. This enables the reader to compare the cases in the book, to his or her claim at hand, and come away with an understanding of how the issue may be resolved by a court. Although "Key Issues" is aimed at attorneys and insurance professionals with some degree of experience, it is accessible to entry-level readers as well. Chapter 1 provides an overview of the CGL policy. Each chapter after that contains an overview of the nature, background, development, and competing schools of thought concerning a key issue followed by a comprehensive state-by-state summary of relevant law, including the latest cases and developments.Table of ContentsCommercial General Liability Insurance-An OverviewChoice of Law for Coverage DisputesLate Notice Defense Under "Occurrence" Policies: Is Prejudice to the Insurer Required? Coverage for Pre-Tender Defense CostsDuty to Defend Standard: "Four Corners" or Extrinsic Evidence?Insured's Right to Independent CounselInsurer's Right to Reimbursement of Defense Costs Prevailing Insured's Right to Recover Attorney's Fees in Coverage LitigationNumber of OccurrencesCoverage for Innocent Co-Insureds: "Any" Insured vs. "The" Insured and the Severability of Interests ClauseIs Emotional Injury "Bodily Injury?"Is Faulty Workmanship an "Occurrence?"Permissible Scope of Indemnification in Construction ContractsQualified Pollution ExclusionAbsolute Pollution Exclusion Trigger of Coverage for Latent Injury and Damage Claims Trigger of Coverage for Construction Defects and Non-Latent Injury and Damage Claims Allocation of Latent Injury and Damage Claims Coverage For Privacy Claims and Cyber RisksInsurability of Punitive DamagesFirst- and Third-Party Bad Faith Standards The Reasonable Expectations Approach to Insurance
Download or read book General Liability Insurance Coverage written by Randy J. Maniloff and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medical Professional Liability Insurance written by and published by American Medical Association Press. This book was released on 1998 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Timely and authoritative, Medical Professional Liability Insurance is the most comprehensive source for unbiased information about one of the most critical aspects of medical practice. Concise and easy-to-understand, it can give physicians and other decision makers the confidence they need to make informed decisions about professional liability insurance to maximize protection for themselves and their practices.
Download or read book Directors Officers Liability Insurance Deskbook written by Martin O'Leary and published by American Bar Association. This book was released on 2007 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Law and Policy written by Tom Baker and published by Aspen Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tom Baker, a highly regarded teacher and scholar on the faculty of both Penn Law and Wharton demonstrates the big picture in insurance law and policy, exploring federal-state regulatory roles in depth as well as the traditional topics covered in the casebooks. Insurance Law and Policy: Cases and Materials uses more statutory material than any other casebook, with statutes typically presented through problems. Manageable assignments contain one major case followed by informative notes, questions and a problem. Here is a text that appeals to Insurance teachers as well as teachers of Torts and Contracts considering a new course. The Third Edition welcomes new co-author Kyle Logue, who, along with Tom Baker, is a Reporter for the new ALI Principles of Liability Insurance Project. A new and improved ERISA unit incorporates recent Supreme Court decisions. Relevant new material from the Affordable Care Act informs the discussion of health insurance. The Third Edition makes extensive use of the ALI Principles of Liability Insurance Project, with black letter rules presented through problems. Judicious pruning of notes, problems, and cases to allows room for recent developments in case law and insurance regulation. Features: stellar authorship in Tom Baker highly regarded teacher and scholar on the faculty of both Penn Law and Wharton focus on the big picture--federal-state regulatory roles and traditional insurance topics more statutory materials than other casebooks, typically presented through problems structured to contain one major case followed by informative notes, questions and a problem appeals to Insurance teachers as well as teachers of Torts and Contracts considering a new course introductory essay for new Insurance Law teachers case briefs and suggestions for how to teach cases descriptions of the commercial backgrounds of selected cases simple diagrams that explain complex issues Thoroughly updated, the revised Third Edition presents: new co-author Kyle Logue, Reporter for the new ALI Principles of Liability Insurance Project a new and improved ERISA unit, incorporating recent Supreme Court decisions relevant materials from the Affordable Care Act in the health insurance material extensive use of the ALI Principles of Liability Insurance Project, with black letter rules presented through problems judicious editing of notes, problems, and cases to spotlight recent developments in case law and insurance regulation
Download or read book General Liability Insurance Coverage written by Randy Maniloff and published by . This book was released on 2018-03-07 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the relative uniformity of general liability policies (and professional liability policies), states can differ widely in their interpretation and application of them. Case law can have a dramatic impact on the question whether coverage is owed. Simply put, those involved with liability claims cannot adequately assess coverage issues without knowing how case law in the relevant state may impact the decision. "General Liability Insurance Coverage -- Key Issues in Every State" (Vols. I and II) sets forth the rules that have been adopted by all 50 states, and the District of Columbia, for 20 important and commonly occurring general liability insurance coverage issues. And about half the issues are just as relevant for professional liability claims scenarios. 50 State Surveys on insurance coverage issues are inherently limited. "Key Issues" understands this and seeks to provide as much relevant information as possible to maximize its usefulness. To the extent possible, "Key Issues" sets out the aspects of cases (e.g., facts and/or policy language) that were at issue in the court's decision. This enables the reader to compare the cases in the book, to his or her claim at hand, and come away with an understanding of how the issue may be resolved by a court. Chapters Included (Vol. I) -Choice of Law; Late Notice; Coverage for Pre-Tender Defense Costs; Duty to Defend Standard: "Four Corners" or Extrinsic Evidence?; Insured's Right to Independent Counsel; Insurer's Right to Reimbursement of Defense Costs; Prevailing Insured's Right to Recover Attorney's Fees in Coverage Litigation; Number of Occurrences; Coverage for Innocent Co-Insureds: "Any" Insured vs. "The" Insured; Is Emotional Injury "Bodily Injury?" Vol. II Chapters: Is Faulty Workmanship an "Occurrence?"; Permissible Scope of Indemnification in Construction Contracts; Qualified Pollution Exclusion; Absolute Pollution Exclusion; Trigger of Coverage for Latent Injury and Damage Claims; Trigger of Coverage for Construction Defects and Non-Latent Injury and Damage Claims; Allocation of Latent Injury and Damage Claims; Coverage For Privacy Claims and Cyber Risks; Insurability of Punitive Damages; First- and Third-Party Bad Faith Standards; and the ALI's Restatement of the Law of Liability Insurance. For more information visit www.InsuranceKeyIssues.com
Download or read book General Liability Insurance Coverage written by Randy Maniloff and published by . This book was released on 2018-03-07 with total page 518 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the relative uniformity of general liability policies (and professional liability policies), states can differ widely in their interpretation and application of them. Case law can have a dramatic impact on the question whether coverage is owed. Simply put, those involved with liability claims cannot adequately assess coverage issues without knowing how case law in the relevant state may impact the decision. "General Liability Insurance Coverage -- Key Issues in Every State" (Vols. I and II) sets forth the rules that have been adopted by all 50 states, and the District of Columbia, for 20 important and commonly occurring general liability insurance coverage issues. And about half the issues are just as relevant for professional liability claims scenarios. 50 State Surveys on insurance coverage issues are inherently limited. "Key Issues" understands this and seeks to provide as much relevant information as possible to maximize its usefulness. To the extent possible, "Key Issues" sets out the aspects of cases (e.g., facts and/or policy language) that were at issue in the court's decision. This enables the reader to compare the cases in the book, to his or her claim at hand, and come away with an understanding of how the issue may be resolved by a court. Chapters Included (Vol. II) -- Is Faulty Workmanship an "Occurrence?"; Permissible Scope of Indemnification in Construction Contracts; Qualified Pollution Exclusion; Absolute Pollution Exclusion; Trigger of Coverage for Latent Injury and Damage Claims; Trigger of Coverage for Construction Defects and Non-Latent Injury and Damage Claims; Allocation of Latent Injury and Damage Claims; Coverage For Privacy Claims and Cyber Risks; Insurability of Punitive Damages; First- and Third-Party Bad Faith Standards; and the ALI's Restatement of the Law of Liability Insurance.Chapters (Vol. I) - Choice of Law; Late Notice; Coverage for Pre-Tender Defense Costs; Duty to Defend Standard: "Four Corners" or Extrinsic Evidence?; Insured's Right to Independent Counsel; Insurer's Right to Reimbursement of Defense Costs; Prevailing Insured's Right to Recover Attorney's Fees in Coverage Litigation; Number of Occurrences; Coverage for Innocent Co-Insureds: "Any" Insured vs. "The" Insured; Is Emotional Injury "Bodily Injury?" For more information visit www.InsuranceKeyIssues.com
Download or read book Insurance Law and Policy written by Tom Baker and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance Law and Policy: Cases and Materials, Second Edition, authored by Tom Baker, a well-known and highly regarded figure in insurance law teaching and scholarship, Is a contemporary text that stresses the big-picture role of insurance in American business and society. Thoroughly revised for currency in its second edition, this highly regarded casebook continues to be interesting and eminently teachable. Among the features that made this casebook a success: Coverage that focuses on the big picture of federal-state regulatory roles in addition To The traditional insurance coverage topics Extensive use of statutory materials, presented through problems Manageable assignments, most structured to contain one major case followed by informative notes and questions and a problem Interesting, well-edited, up-to-date cases on topics such as the World Trade Center attack, Katrina, And The latest Supreme Court decisions on punitive damages and employment-based insurance benefits A comprehensive Teacher’s Manual that contains an introductory essay for teachers new to insurance law; case briefs and suggestions for how to teach the cases ; descriptions of the commercial backgrounds of selected cases; simple diagrams that help explain complex issues; and answers to questions and problems A web site — www.aspenlawschool.com/baker2 —that features links to supplemental reading, updates, and other materials Revised and completely updated, The Second Edition: Now organizes liability insurance coverage into separate units for different kinds of liability insurance and includes new units on auto and professional liability insurance Includes a new unit in the property insurance section on Katrina Moves regulation To The back of the text, reflecting the judgment that students appreciate and understand that topic best once they have learned about insurance through the traditional insurance coverage topics Simplifies and updates ERISA materials and incorporates them into the units on health and disability insurance so that students learn about ERISA in context Incorporates extensive feedback from satisfied adopters of the first edition Concise and problem-oriented, Insurance Law and Policy: Cases and Materials, Second Edition, Is an excellent choice for those teaching insurance law For The first time as well as for seasoned teachers of insurance law. Don’t wait any longer – request your examination copy today. An author website to support classroom instruction using this title is available at http://www.aspenlawschool.com/baker2
Download or read book Tort Law and Liability Insurance written by Gerhard Wagner and published by Taylor & Francis. This book was released on 2005-10-27 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: With contributions by numerous experts
