Download or read book Living Smart Spending Less written by Stephen Sorenson and published by . This book was released on 1993 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: The indulgence of the '80s has left people with a mindset that has a difficult time adjusting to the frugal '90s. The practical tips in this timely guide will help readers discover what they can do without, how they can take charge of certain areas in their lives, and how they can channel resources to enhance their overall lifestyles.

Download or read book Living Smart Spending Less Workbook written by Stephen Sorenson and published by . This book was released on 1994 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: The tool readers need to get their spending under control, this workbook helps put into practice the principles first presented in the book Living Smart, Spending Less. The book covers areas where daily financial decisions must be made, as well as providing money-saving tips on the big decisions of life.

Download or read book Living Well Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries

Download or read book Living Well Spending Less Unstuffed Bible Study Guide written by Ruth Soukup and published by HarperChristian Resources. This book was released on 2018-11-06 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered whether a life of contentment is even possible? So has Ruth Soukup. "God had a plan for even a broken shopaholic like me. I hit bottom in my own journey and learned a totally different way to think about money and possessions...and discovered true happiness along the way." If you feel overwhelmed by either money or possessions (or both!), these companion video-based studies (DVD/streaming video content sold separately) will help you discover the way to a life rich in faith and unshakable contentment—and a budget that balances with space to breathe. Take back your life from the stuff that is weighing you down and learn to shift your priorities toward treasures that last. Living Well Spending Less: 12 Secrets of the Good Life In the first four-session video Bible study, Ruth Soukup explores the two sides of the cure for overindulgence and the chaotic life it creates. She’ll helps you redefine what it means to live the good life and walk you through how to spend less by developing good habits of living on a budget, saving on groceries, and keeping a clean and de-cluttered home. Unstuffed: Declutter Your Home, Mind, and Soul In the second four-session video Bible study, Ruth continues the process of freeing us from being overwhelmed by a life filled with too much. Discover that more closet space is not the solution, and instead learn how to set strict limits for the stuff we bring in. Recognize the pitfalls of an overstuffed schedule and learn to combat the culture of busy. And begin to cultivate real friendships while eliminating the toxic relationships that weigh you down. Living Well Spending Less sessions include: What Is the Good Life? Finding Your Sweet Spot Develop Good Habits Less Stuff Equals More Joy Unstuffed sessions include: Home Mind Soul Unstuffed for Good This study guide is designed for use with the Living Well Spending Less/Unstuffed Video Study, (9780310092469) sold separately.

Download or read book Living Rich by Spending Smart written by Gregory Karp and published by Addison-Wesley Professional. This book was released on 2008-01-23 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: As The Millionaire Next Door revealed, and millions of Americans now realize, building wealth isn't just about working harder or what you choose to invest in: it's about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a "financial anorexic," and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.

Download or read book Living the Savvy Life written by Melissa Tosetti and published by Morgan James Publishing. This book was released on 2011-01-01 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to master your finances with this practical guide full of tips and techniques that help you live rich while spending less. Money isn’t the most important thing in a woman’s life—but it effects every aspect of how we live. So if you want to enjoy the best of life, it’s important to be money savvy. Living the Savvy Life teaches you how to be mindful about money so that you have it when you need it—and also when you truly want to splurge or treat yourself. Living the Savvy Life isn’t about being a cheapskate, a miser, or a tightwad. It’s about having security and peace of mind by spending less than you make. It’s about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. It’s about cooking at home more often so you can afford an occasional dinner at your favorite restaurant. It’s about having a wardrobe made entirely of clothes that fit and look great on you. It’s about enjoying your time off because you planned for it and know you can “afford it.” It’s about attaining and maintaining a balance that can sustain the life you love.

Download or read book Spend Less Live More written by Alvin Hall and published by Hodder & Stoughton. This book was released on 2010-01-07 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully updated edition of the hugely successful What Not To Spend - this is the ultimate guide to managing your money from the nation's favourite money man. Are you desperate to get a grip on your finances but don't know where to start? Does it seem impossible to think about saving in the current climate? Have you tried to budget in the past and failed? No matter what your attitude to money or how you've handled your finances in the past, this is the only guide you need to get back on track. Alvin's tried and tested advice takes you through step-by-step, from clearing debt and managing credit, to saving, budgeting and planning for the future. Fully up-to-date with sections on how to save when things are tight, and how to deal with redundancy, Alvin's simple, straightalking style provides the perfect antidote to the doom and gloom of news reports.By tackling money matters head on, you really can spend a bit less and live a lot more.Chapters include: -What is your money personality? -Clearing debt - the knockout method -The mortgage maze -Getting started with shares -Planning for the great beyondand much, much more...

Download or read book Live Well Spend Less written by Sophie Gray and published by Penguin Random House New Zealand Limited. This book was released on 2009-04-24 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Simple practical ways to save money in your household. This simple, practical and definitely not boring book on living well while spending less will appeal to families but also to students, flatters and fixed income households. It incorporates tips, suggestions and serious strategies but with a light-hearted, easy-to-apply and, honest approach. Covering all aspects of life, there are suggestions for making money as well using less of it. Sophie Grey aka the Desitute Gourmet wants to motivate and encourage rather than hector and lecture. It is not a book about investment, mortgage repayment or banking. Each chapter includes immediate as well as longer term suggestions. The immediate ideas are to capture the initial enthusiasm and motivation and longer term strategies will result in bigger savings given time or effort. Topics include: food, energy, cleaning, cars, outdoors; family life, kids and money, leisure, celebrations, looking sharp and presents.

Download or read book Living Rich for Less written by Ellie Kay and published by WaterBrook Press. This book was released on 2008 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: With lively humor, proven know-how, and practical principles for financial health, "Living Rich for Less" helps readers stretch their dollars to realize the lifestyle of their dreams.

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book Living Smart written by Joshua C. Klapow and published by DiaMedica Publications. This book was released on 2008 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: The myriad of books and programs that encourage people to stop smoking, get organized, spend less, or exercise more tend to focus on what or why to change, but rarely explain how to change. Living SMART provides this missing piece. Developed by two behavioral psychologists, the program offers a set of practical tools drawn from science, not faddish ideas, that help readers successfully change any unhealthy behavior. Composed of five essential behavioral initiatives -- Set a goal, Monitor your progress, Arrange your world for success, Recruit a support team, Treat yourself -- the program is built on the idea that successful change takes more than mere motivation. Containing helpful tips, checklists, exercises, and progress charts, this simple, step-by-step book enables readers to take control of their lives and make positive, permanent changes. A companion website provides additional information, tips, and downloadable forms.

Download or read book A Catholic Guide to Spending Less and Living More written by Sam Fatzinger and published by Ave Maria Press. This book was released on 2021-04-23 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you struggling under the burden of debt without a financial cushion to fall back on? Do you long for financial freedom—to live comfortably, pay for your children’s education, or retire while you’re still young enough to enjoy it? Sam and Rob Fatzinger can help you cultivate the values and virtues you need to achieve your financial goals. In A Catholic Guide to Spending Less and Living More, the husband-and-wife team shares their extraordinary story of raising fourteen children on a modest income while living in an expensive metropolitan region. Their practical wisdom, hard-won spiritual insights, and Catholic perspectives on how they have created their own plan based on the financial advice of popular experts such as Dave Ramsey, Chris Hogan, and Brandon “Mad Fientist” Ganch will help you achieve your financial goals: Break free of debt—even if your family lives on one income. Pay off your mortgage and other big-ticket expenditures. Save for long- and short-term goals. Enjoy fun family vacations without going into debt. Cultivate interior virtues such as gratitude and generosity to prevent resentment and hoarding. Help your kids become good money managers and discerning consumers. Achieve a happier marriage and family life through Catholic principles of good stewardship.

Download or read book Living Smart written by Joshua C. Klapow Ph.D. and published by iUniverse. This book was released on 2018-08-30 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lifestyle change made simple! By following each of the steps outlined in the book, the reader can immediately implement a program to eat better, exercise consistently, and diminish the stress in their lives. If all Americans would follow these important steps, we could reduce the risk of heart disease, diabetes, and stroke dramatically. Robert Pearl, MD, former executive director and CEO of the Permanente Medical Group Anyone interested in changing their lifestyle will be empowered by this book. It is straightforward and easy to read, even though it is based on a scientifically evaluated, conceptually grounded model of behavioral change. Living SMART demystifies health behavior change using information, motivation, and behavioral skills that anyone can learn to improve their health. Jeffrey Fisher, PhD, Board of Trustees Distinguished Professor of Psychological Sciences at the University of Connecticut and founding Director of Institute for Collaboration on Health, Intervention, and Policy (InCHIP) Living SMART is an easy-to-follow behavioral program that offers what others do not: a simple approach to changing any unhealthy behavior. Whether you want to quit smoking, reduce stress, start an exercise program, or make any other lifestyle change, its helpful tips, checklists, interactive exercises, charting tools to track progress, and specific action plans for some of the most common health-related issues will get you on the right track and keep you there. The SMART acronym refers to five essential skills: Set a goal. Monitor your progress. Arrange your world for success. Recruit a support team. Treat yourself.

Download or read book Live Smarter Not Harder Live Wiser written by Sunni Pattiwal and published by Sunni Pattiwal. This book was released on 2024-10-07 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unlock the Power of Living Smarter, Not Harder. Are you tired of the endless hustle, feeling overwhelmed by life's demands, and constantly working hard without seeing the results you deserve? Live Smart, Not Hard: Live Wiser is your essential guide to breaking free from the grind and stepping into a life of clarity, purpose, and balance. In this book, you’ll discover: Smart strategies for maximizing your time and energy while reducing stress. Mindful habits to help you make wiser decisions and live with greater intention. Actionable insights on achieving work-life harmony without sacrificing your personal well-being. Timeless wisdom from ancient philosophies to modern-day productivity hacks. Packed with 200 bite-sized chapters, this book offers practical tips and tools you can implement today to create lasting success without burning out. Whether you’re a busy professional, a student, or someone seeking more balance in life, Live Smart, Not Hard: Live Wiser will help you work smarter, live wiser, and achieve more with less effort. It’s time to stop working harder—and start living smarter!

Download or read book Live Save Spend Repeat written by Kim Anderson and published by Harvest House Publishers. This book was released on 2017-10-03 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Tired of Coming Up Short? Do you feel stuck in a cycle of work, bills, and worry? Maybe you're too nervous to take a hard look at your budget, or your past budgeting efforts have resulted in little success. Either way, when your bank account flatlines and frustration mounts, real progress seems impossible. There is a better way to reach your goals! In Live. Save. Spend. Repeat. you will discover a simple-to-implement plan that will help you wisely use your money to break the cycle of financial mistakes and worry. Your confidence will grow as you learn how to create a realistic easy-sync budget accomplish the most with the money you have rather than wish you had unshackle yourself form the burden of debt spend without regret on the things that matter most to you make small, intentional choices that lead to big change Financial freedom isn't all about sacrifice. Use your money as a tool to reach your goals and finally experience joy and success as you Live. Save. Spend. Repeat.

Download or read book Lotto written by John Gilmore and published by Wipf and Stock Publishers. This book was released on 2013-08-09 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did biblical characters gamble in casting lots? Did reliance on casting lots encourage gambling? Do all risk-taking decisions have a gambling element? Are Stock Exchange investments a form of gambling? As more and more Christians are buying lottery tickets, Lotto: Is the Lottery Fun or Folly? examines and argues cogently the biblical, theological, historical, and ethical dimensions of lotteries. It provides up-to-date information on many of the increasingly popular forms of gambling, including charity gambling, but with particular emphasis on lotteries. It explores theological issues and examines biblical and historical viewpoints often overlooked by other works. This book is highly readable style and nonjudgmental in its approach. It offers practical and pastorally sensitive advice on the control of gambling, and each chapter concludes with discussion questions to prompt further study.

Download or read book The Complete Idiot s Guide to Self Sufficient Living written by Jerome D. Belanger and published by Penguin. This book was released on 2009-12-01 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to be green, save green, grow greens-even turn a thumb green Self-sufficient living can mean a healthier life, a way to protect the earth, or a way to save money. This guide helps readers find their perfect degree of self reliance in the areas of food, shelter, energy, clothing, and more. For both the urban and rural dweller, it covers gardening, cooking from scratch, preserving food, raising livestock, keeping chickens, generating or supplementing energy, essential tools and equipment, foraging for wild foods, hunting, fishing, and trapping. • Saving money in today's economy and self-sufficiency go hand-in-hand • For the growing number of eco-friends considering self-sufficiency • Existing books focus on either rural or urban self-sufficiency, but this covers both