Download or read book Do More Spend Less written by Brad Wilson and published by John Wiley & Sons. This book was released on 2013-01-14 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve stellar savings with the techniques used on bradsdeals.com Do More, Spend Less provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Author Brad Wilson, founder of BradsDeals.com, explains the techniques and buying strategies that are used on his site, which have saved 19 million consumers more than $200 million on BradsDeals.com in the past year alone. The majority of deals on his site provide free, or nearly free, products and services. This book provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Shares why you should never buy an Apple product from the Apple store Details how to spend three weeks in a suite at the Park Hyatt Paris for $20 Shares the unknown way to clean up your credit report and add at least 20 points to your score The entire basis for thinking about how best to shop, spend, travel, bank—essentially all aspects of being a consumer—has fundamentally changed. The power is now in your hands, and Do More, Spend Less shows you how to master your savings.

Download or read book Living Well Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries

Download or read book The Thrift Book written by India Knight and published by Penguin UK. This book was released on 2009-07-02 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Thrift Book is a guide to how to live well while spending less by bestselling writer India Knight. Feeling poor because of the credit crunch? Feeling guilty because of global warming? Feeling like you'd like to tighten your belt, but aren't ready to embrace DIY macramé handbags? No need to panic. Put down the economy mince and buy this book instead - it's a blueprint for living beautifully, while saving money and easing your conscience. India Knight will show you: - How to make wonderful dinners with every little money - How to dress on a budget and still look fabulous - How to make friends and start sharing with your neighbours - How to holiday imaginatively - with barely a carbon footprint Try it - you have nothing to lose but your overdraft. 'A blueprint for living well, however broke you are, with thrifty tips on looking fab, cooking, pampering and partying' Cosmopolitan 'The Thrift Book might be the only sure-fire investment out there' Harper's Bazaar 'A triumphant treat and a useful and sensible manual' Independent India Knight is the author of four novels: My Life on a Plate, Don't You Want Me, Comfort and Joy and Mutton. Her non-fiction books include The Shops, the bestselling diet book Neris and India's Idiot-Proof Diet, the accompanying bestselling cookbook Neris and India's Idiot-Proof Diet Cookbook and The Thrift Book. India is a columnist for the Sunday Times and lives in London with her three children.Follow India on Twitter @indiaknight or on her blog at http://indiaknight.tumblr.com.

Download or read book Go Green Spend Less Live Better written by Crissy Trask and published by Simon and Schuster. This book was released on 2013-04-20 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Go Green, Spend Less, Live Better is an authoritative, practical guide that details the money-saving side of greener, healthier, and simpler living. Bestselling author of It’s Easy Being Green and sustainable-living expert Crissy Trask provides a prescriptive handbook for making better decisions about our homes, how we get around, what we eat, and how we behave as consumers, in order to simultaneously achieve two desirable and imperative goals—to be better off financially and to do what is good for the planet. Laying out steps that will yield immediate results, Trask also provides explanations of bigger commitments that take time to implement, but also produce much bigger savings. With her practical money-saving strategies and environmental know-how, Trask empowers readers to confidently pursue change, knowing their bank accounts will grow as a result. Go Green, Spend Less, Live Better shows how typical families can easily save at least $10,000—and even as much as $30,000—in the first year alone by greening up some key areas of their homes and lives. Other areas covered include: How green living is not exclusive, but highly accessible and affordable Five reasons you will live better and save money when going green How to start reaping economic rewards right away Taking green to the next level and getting more for your money Earning rich returns on green investments The link between better health and greater wealth And much more!

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book Work Less Live More written by Bob Clyatt and published by Work Less, Live More: The New. This book was released on 2007 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast. Fortunately, there's an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.The author, who achieved semi-retirement at age 42, shows how to make it work, step by step and in plain English. The 2nd edition addresses health care issues and focuses on readers of any age, especially “late bloomers” who may feel they're way behind.

Download or read book A Catholic Guide to Spending Less and Living More written by Sam Fatzinger and published by Ave Maria Press. This book was released on 2021-04-23 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you struggling under the burden of debt without a financial cushion to fall back on? Do you long for financial freedom—to live comfortably, pay for your children’s education, or retire while you’re still young enough to enjoy it? Sam and Rob Fatzinger can help you cultivate the values and virtues you need to achieve your financial goals. In A Catholic Guide to Spending Less and Living More, the husband-and-wife team shares their extraordinary story of raising fourteen children on a modest income while living in an expensive metropolitan region. Their practical wisdom, hard-won spiritual insights, and Catholic perspectives on how they have created their own plan based on the financial advice of popular experts such as Dave Ramsey, Chris Hogan, and Brandon “Mad Fientist” Ganch will help you achieve your financial goals: Break free of debt—even if your family lives on one income. Pay off your mortgage and other big-ticket expenditures. Save for long- and short-term goals. Enjoy fun family vacations without going into debt. Cultivate interior virtues such as gratitude and generosity to prevent resentment and hoarding. Help your kids become good money managers and discerning consumers. Achieve a happier marriage and family life through Catholic principles of good stewardship.

Download or read book Frugal Isn t Cheap written by Clare Levison and published by Red Wheel/Weiser. This book was released on 2013-07-19 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Frugal Isn’t Cheap, Clare Levison serves up practical financial advice with a side of southern charm. Filled with real-life stories, it will challenge you to change the way you think about money. Her message is deceptively simple and clear: it’s cool to be smart about your money; it’s stylish to be sensible rather than overindulgent; financial stability is more glamorous than extravagance. But cut up the credit cards? No way. Levison prefers to promote responsibility rather than abstinence. She takes a realistic approach to personal finance that we can all live with, including: How to find and nurture your frugal side Why you don’t need to cut up your credit cards The simple formula for financial success The Savings Challenge, 20% The best ways to make large purchases

Download or read book The Buy Nothing Get Everything Plan written by Liesl Clark and published by Atria Books. This book was released on 2021-01-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the spirit of The Gentle Art of Swedish Death Cleaning and The Joy of Less, experience the benefits of buying less and sharing more with this accessible 7-step guide to decluttering, saving money, and creating community from the creators of the Buy Nothing Project. In their island community, friends Liesl Clark and Rebecca Rockefeller discovered that the beaches of Puget Sound were spoiled by a daily influx of plastic items and trash washing on shore. From pens and toothbrushes to toys and straws, they wondered, where did it all come from? Of course, it comes from us—our homes, our backyards, our cars, and our workplaces. And so, a rallying cry against excess stuff was born. In 2013, they launched the first Facebook Buy Nothing Project group in their small town off the coast of Seattle, and they never expected it to become a viral sensation. Today there are thousands of Buy Nothing groups all over the world, boasting more than a million members, and 5,000 highly active volunteers. Inspired by the ancient practice of gift economies, where neighbors share and pool resources,The Buy Nothing, Get Everything Plan introduces an environmentally conscious 7-step guide that teaches us how to buy less, give more, and live generously. At once an actionable plan and a thought-provoking exploration of our addiction to stuff, this powerful program will help you declutter your home without filling landfills, shop more thoughtfully and discerningly, and let go of the need to buy new things. Filled with helpful lists and practical suggestions including 50 items you never need to buy (Ziploc bags and paper towels) and 50 things to make instead (gift cards and salad dressing), The Buy Nothing, Get Everything Plan encourages you to rethink why you shop and embrace a space-saving, money-saving, and earth-saving mindset of buying less and sharing more.

Download or read book The Frugal Life written by Piper Terrett and published by Good Life Press. This book was released on 2009-08-01 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the credit crunch becomes a recession and rising energy prices take their toll on our finances, many of us have little choice but to cut back our spending. But life is for living, so why should budgeting mean a miserable existence? Instead, discover the pleasures of saving by becoming a frugal shopper, cutting energy and transport bills, growing vegetables and eating wild food. The Frugal Life is a tried and tested way of life, covering a huge range of topics, from growing and cooking and entertaining friends and children to enjoying Christmas without debt. It will also show you how to set a budget, cope with redundancy and cultivate a frugal nest egg for the future. This book is ideal for everyone, from the struggling student and first jobber, to families and pensioners getting used to a smaller budget - in fact anyone trying to live life for less.

Download or read book The Minimalist Budget written by Simeon Lindstrom and published by Createspace Independent Publishing Platform. This book was released on 2017-04-22 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!", you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. "Budget" - it's a meager little word, one that all too often comes after "tight". Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. "Budget" brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? "This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection." "This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized." "This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally." Grab your copy TODAY of this LIMITED EDITION boxed set!

Download or read book Live More Spend Less written by Sarah Flower and published by How To Books. This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want - or need - to live more economically? If the idea of a frugal existence does not appeal, don't panic. This book is designed to show you how to live more - but spend less. Live More, Spend Less is for dipping in and out of - as and when you need to. It is not a guide to going without, or to re-using teabags or washing used cling film. It tells you what you need to know to save money without missing out on the good things in life: - Great food ideas and recipes - Money-saving tips for grocery shopping - How to make your own cleaning products - How to earn extra money - Make-up savvy - How to save on utility bills - Brilliant budget clothing - Making do and mending -And much more REVIEWS: 'What a wonderful collection of tips and ideas, ... Sarah's book offers excellent quick recipes not only for cheap, nutritious family meals but also for simple 'do it yourself' skincare and cleaning solutions. By putting into place many of the ideas in this book you will not only save money, you'll also be healthier and you can tick the eco box almost without trying.' Janey Lee Grace, Author of Imperfectly Natural Woman, www.imperfectlynatural.com. 'Live More Spend Less is the ultimate guide to saving money without compromising your standard of living. It's perfect reading for anyone worried about surviving the credit crunch, or who just wants to make their money work harder without sacrificing on life's little luxuries. Learn where to buy designer clothes for less, to make your own beauty products, plan a holiday on a budget, start your own business and loads more. It's easy to read and packed with clever, practical tips you'll wish you'd thought of!' Jennifer McEwan, Features Editor, My Weekly. 'Well worth getting.' www.lowcostliving.co.uk. 'You can dip in and out of this book and find plenty of practical advice and guidance on how to do the things you really enjoy and save money.' Moneywise Magazine. 'I like this book, amongst the myriad of this type of book that are available today this one stands out...highly recommended for all people living on a limited budget.' www.student-express.co.uk. AUTHOR BIOG: Author, Sarah Flower is a journalist, nutritionist and iridologist, who enjoys living in rural North Devon, with her husband and two children. Sarah practises what she preaches and has a weekly column in My Weekly on how to save money. CONTENTS: Acknowledgments Foreword by Janey Lee Grace Introduction 1. Money Matters 2. The Home 3. Cleaning the Home 4. Food and Drink 5. Recipes 6. Beauty 7. Clothing 8. Raising the Family 9. Transport 10. Holidays 11. Make a Do and Mend 12. Earning Extra Money Index

Download or read book Project 333 written by Courtney Carver and published by Penguin. This book was released on 2020-03-03 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wear just 33 items for 3 months and get back all the JOY you were missing while you were worrying what to wear. In Project 333, minimalist expert and author of Soulful Simplicity Courtney Carver takes a new approach to living simply--starting with your wardrobe. Project 333 promises that not only can you survive with just 33 items in your closet for 3 months, but you'll thrive just like the thousands of woman who have taken on the challenge and never looked back. Let the de-cluttering begin! Ever ask yourself how many of the items in your closet you actually wear? In search of a way to pare down on her expensive shopping habit, consistent lack of satisfaction with her purchases, and ever-growing closet, Carver created Project 333. In this book, she guides readers through their closets item-by-item, sifting through all the emotional baggage associated with those oh-so strappy high-heel sandals that cost a fortune but destroy your feet every time you walk more than a few steps to that extensive collection of never-worn little black dresses, to locate the items that actually look and feel like you. As Carver reveals in this book, once we finally release ourselves from the cyclical nature of consumerism and focus less on our shoes and more on our self-care, we not only look great we feel great-- and we can see a clear path to make other important changes in our lives that reach far beyond our closets. With tips, solutions, and a closet-full of inspiration, this life-changing minimalist manual shows readers that we are so much more than what we wear, and that who we are and what we have is so much more than enough.

Download or read book The Ultimate Cheapskate s Road Map to True Riches written by Jeff Yeager and published by Currency. This book was released on 2007-12-26 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: It used to be that “stuff” made you cool. That is so twentieth century. Jeff Yeager, the man dubbed The Ultimate Cheapskate by Matt Lauer on Today, offers a completely fresh take on personal finance, teaching us how to enjoy life more by spending less. He will show you how to buy less stuff, retire young, and live financially free, while you make a positive difference in people’s lives and save the planet along the way. The Ultimate Cheapskate’s Road Map to True Riches lays out the practices and principles that have made cheap the new cool. Live within your means at thirty and stay there. The Ultimate Cheapskate was living well on what he earned at thirty, so when he made more money, he saved every penny. Now he is “selfishly” employed, doing work he loves and helping others. Do for yourself what you could have others do for you. Cheapskates are die-hard do-it-yourselfers. It’s all about having the right tools, and The Ultimate Cheapskate will get you started. Pinch the dollars and the pennies will pinch themselves. It’s not the $3 cup of coffee; it’s the big-ticket decisions that determine whether you’ll be financially free. So buy a house, not a castle. The Ultimate Cheapskate’s Road Map to True Riches promises a quality of life you cannot buy, a sense of satisfaction you cannot fake, and an appreciation for others and for the planet that gives life value. Open your road map and prepare to discover the true joys of financial freedom.

Download or read book Live Save Spend Repeat written by Kim Anderson and published by Harvest House Publishers. This book was released on 2017-10-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Tired of Coming Up Short? Do you feel stuck in a cycle of work, bills, and worry? Maybe you're too nervous to take a hard look at your budget, or your past budgeting efforts have resulted in little success. Either way, when your bank account flatlines and frustration mounts, real progress seems impossible. There is a better way to reach your goals! In Live. Save. Spend. Repeat. you will discover a simple-to-implement plan that will help you wisely use your money to break the cycle of financial mistakes and worry. Your confidence will grow as you learn how to create a realistic easy-sync budget accomplish the most with the money you have rather than wish you had unshackle yourself form the burden of debt spend without regret on the things that matter most to you make small, intentional choices that lead to big change Financial freedom isn't all about sacrifice. Use your money as a tool to reach your goals and finally experience joy and success as you Live. Save. Spend. Repeat.

Download or read book Stay Healthy Live Longer Spend Wisely written by Davis Liu and published by Stetho Publishing. This book was released on 2008 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Liu (a physician with the Permanente Medical Group) offers a practical guide to getting the most benefit from the health care system while saving time and money. The author provides real life examples from his experiences in helping his family and patients avoid common mistakes.

Download or read book 31 Days of Living Well and Spending Zero written by Ruth Soukup and published by . This book was released on 2015-08-27 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: Practical Advice for Getting Ahead Ever feel like your budget has gone off track, or make it to the end of the month and wonder where your money actually went? A month of no-spending is the perfect way to reset your spending habits, but doing it alone can seem downright scary. What if there was a simple resource that offered a month of daily challenges for spending not just less, but absolutely ZERO. What if you could gain confidence from daily ideas for planning your meals, getting your home in order, and becoming more creative-all without spending a dime? 31 Days of Living Well & Spending Zero is that resource. As you work through the ideas found in month-long challenge, you will: Discover the surprising joy of zero spending, and make instant changes that will totally transform your attitude. - Learn how to use the food you already have on hand to create delicious, budget friendly meals for your family. - Be inspired to clean and declutter your living space in order to create the cozy space you've always dreamed of. - Gather innovative ideas for using those items you already have on hand to create new solutions for old problems. - Find encouragement and inspiration from others who have completed this same challenge-and lived to tell the tale. - Learn simple tricks and tips for selling your stuff, slashing your bills, and even saving on food.