Download or read book Leave no employee uninsured written by Jed MacKay Perry and published by . This book was released on 2002 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Leave No Employee Uninsured written by Jed MacKay Perry and published by University of Texas Press. This book was released on 2003-01-01 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report examines how small businesses in Texas can provide health insurance benefits to employees. It describes programs in Florida, New York, and California that seek to improve the level of small employer health insurance coverage and evaluates the concept of health insurance purchasing cooperatives and alliances, a popular concept among small business employers in Texas. Concerns about employer/employee choice, access, market continuity, administrative savings, subsidy programs, and insurance rate regulation are all addressed. According to the author, there are several options for Texas to reform insurance regulations to increase the number of insured employees working for small businesses. However, no single approach is likely to produce dramatic increases in the number of insured employees. As a result, if Texas seeks to increase insured employees in small businesses, policymakers will need to develop initiatives that build on the options discussed in this book.
Download or read book An Employee s Guide to Health Benefits Under COBRA written by and published by . This book was released on 2010 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Erosion of Employment based Insurance written by Elise Gould and published by . This book was released on 2007 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Health and Safety Needs of Older Workers written by Institute of Medicine and published by National Academies Press. This book was released on 2004-03-26 with total page 319 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mirroring a worldwide phenomenon in industrialized nations, the U.S. is experiencing a change in its demographic structure known as population aging. Concern about the aging population tends to focus on the adequacy of Medicare and Social Security, retirement of older Americans, and the need to identify policies, programs, and strategies that address the health and safety needs of older workers. Older workers differ from their younger counterparts in a variety of physical, psychological, and social factors. Evaluating the extent, causes, and effects of these factors and improving the research and data systems necessary to address the health and safety needs of older workers may significantly impact both their ability to remain in the workforce and their well being in retirement. Health and Safety Needs of Older Workers provides an image of what is currently known about the health and safety needs of older workers and the research needed to encourage social polices that guarantee older workers a meaningful share of the nation's work opportunities.
Download or read book California Workers Compensation Claims and Benefits written by David W. O'Brien and published by . This book was released on 1996 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Affordable Care Act written by Tamara Thompson and published by Greenhaven Publishing LLC. This book was released on 2014-12-02 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.
Download or read book Uninsured Americans written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and published by . This book was released on 1999 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hidden Costs Value Lost written by Institute of Medicine and published by National Academies Press. This book was released on 2003-06-19 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.
Download or read book The Care of the Uninsured in America written by Nancy J. Johnson and published by Springer Science & Business Media. This book was released on 2009-10-27 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: As Dr. Cullen’s chapter on information technology points out, what is required is not just a new electronic system that follows the patients, but a new language that creates and defines a system that can appropriately care for the patient. What we design for the complexities of caring for the medically underserved can serve as model for caring for everyone in this country. Many innovative, bold, and wonderful solutions have been developed as local/ regional models. As communities and states we can learn from, and support, each other. But the local models are not, by and large, self-sustaining. Ultimately, so- tions to the lack of medical insurance in this country will require a national persp- tive, and federal funding. That is part of the work we all must do, and Dr. Dalen’s chapter points out some of the possibilities and pitfalls other countries have experienced. When I wonder how the system we have hasn’t already collapsed from its own weight, I just need to look at the people working within it. Healthcare is a service industry, and we have been blessed with professionals who understand and live the concept of service in their daily lives, who go the extra mile for the patient despite the vagaries, the barriers, and the sometimes mean spiritedness of the organi- tional infrastructure.
Download or read book Employment and Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
Download or read book Health Insurance is a Family Matter written by Institute of Medicine and published by National Academies Press. This book was released on 2002-09-18 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.
Download or read book Health Benefits Coverage Under Federal Law written by and published by . This book was released on 2010 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Uninsured written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and published by . This book was released on 2005 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic Costs of the Uninsured written by Stephen Blakely and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This article highlights the May 3, 2000, policy forum on "The Economic Costs of the Uninsured," sponsored by Employee Benefit Research Institute Education and Research Fund (EBRI-ERF). Attended by about a hundred invited experts, the policy forum examined the research that has been done connecting health insurance status to the performance of the economy, and the implications for consumers, business, and government. Most Americans have health insurance protection, but for more than a decade the proportion of nonelderly Americans without health insurance has been steadily creeping up. Today, some 44 million people in the United States - 18.4 percent of those under 65 - do not have insurance coverage to pay for their health care. But it is widely recognized that people without health insurance still receive health care. The uninsured are not staying out of the health care system; rather, they are receiving higher-cost medical care (through emergency room visits), and they are forcing others to pay for their health care. Economists say these costs are picked up in various ways: by businesses and their employees, in the form of higher premiums for their insurance; by workers, in the form of taxes; and by all Americans, in the form of an opportunity cost in lost value to the U.S. economy. Employers in both the private and public sectors are the dominant source of health insurance for nonelderly individuals in the United States, providing coverage for nearly two-thirds of this under age 65 population in 1998. But increasingly, the uninsured are being viewed as a challenge to and criticism of the employment-based health care system in this country - not just because the ranks of the uninsured are growing, but also because roughly 85 percent of the 44 million uninsured Americans are in a family with a working adult. As a result, many critics see the employment-based health insurance system as a failure, and are calling for it to be replaced with an individual-based system. However, even an individual-based system would not change the reality that health insurance in the United States is voluntary. Employers are not legally required to provide coverage to their workers, and individuals are not legally required to maintain coverage. In this kind of system, some segments of the working population will have coverage, while others will not. In addition, it is often overlooked that there are effectively two employment-based health insurance systems - one for small employers (where coverage rates are low) and one for large employers (where coverage rates are high). Mandated solutions are not as simple as they might seem, as indicated by experience in the states concerning noncompliance with income tax, driver's license registration, or automobile insurance. The PDF for the above title, published in the August 2000 issue of EBRI Notes, also contains the fulltext of another August 2000 EBRI Notes article abstracted on SSRN: "Recent Evidence on Pension Coverage and Sponsorship, by Employer Size and Industry."
