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Book Learn  Save  Budget

Download or read book Learn Save Budget written by Daryl Rixon and published by Xlibris Corporation. This book was released on 2019-12-13 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book is about money and is a must read if we are to learn about it and save. Budget too when necessary as a helpmate. The “W” family and their friends are worth knowing. This Book was written for three reasons – Education, Encouragement, and Practicality. The world is a school room, life an education, we never stop learning. It begins with School Banking and goes beyond to encourage saving money by the School leaver also. Money is used to purchase essential items for living. Money is used by people from the cradle to the grave so to speak. Money is a powerful commodity. It tells us if a country or person is rich or poor. Saving and spending money is common throughout the world. It has been called many things such as “loot”, and “bread and butter” as examples. Banks, Governments, Councils, Insurance Companies, and others use money. Some countries provide a Welfare System for those in need. Although money is not everything, it is important how we earn, save, and spend it. The Bible says the “love” of money is the root of all evil as well as gives us guidance. However, some things are free such as a favourable compliment. May reading this Book, help us all to have an increased knowledge about money. Also help us to have a rewarding, satisfied, enjoyable and meaningful life. The “W” family and friends are worth knowing too.

Book A Boy  a Budget  and a Dream

    Book Details:
  • Author : Jasmine Paul
  • Publisher : Createfinstew, LLC
  • Release : 2020-11-20
  • ISBN : 9781733453837
  • Pages : 34 pages

Download or read book A Boy a Budget and a Dream written by Jasmine Paul and published by Createfinstew, LLC. This book was released on 2020-11-20 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Kass budgets her money carefully and expects her brother Joey to do the same. But Joey spends every dollar he earns. When he realizes he hasn't saved enough money to pay for something he's been dreaming about, Joey must either learn to budget or risk giving up his dream. A Boy, A Budget, and a Dream helps teach financial literacy and money management to children ages 4-8 in a fun and easy to comprehend way! Grab yours today and encourage the children in your life to start budgeting for their dreams! Follow Jasmine on Instagram @jasminelikepaul or visit www.createfinstew.com for more financial literacy resources. Here's what others have said about A Boy, A Budget, and a Dream: ★★★★★ - My children loved learning how the children saved and budgeted their allowances to buy what they wanted. It also shows children how to prioritize their spending habits. A big win! This topic is an important lesson for children to learn at an early age. Making great financial decisions at a tender age will allow them better choices as they mature and get older. Highly recommend!

Book How to Create A Family Budget

    Book Details:
  • Author : John Geater
  • Publisher : CreateSpace
  • Release : 2010-01-05
  • ISBN : 9781450513869
  • Pages : 76 pages

Download or read book How to Create A Family Budget written by John Geater and published by CreateSpace. This book was released on 2010-01-05 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Simply a complete guide to controlling your family budget with over 50 topics you can learn everything from saving money and teaching your children to save money to generating more income for your family and learning the best ways to make sure you're getting the best deal when it comes to spending your money. "How To Create A Family Budget" has helped thousands of people across the world become the master of their finances and continues to do so no matter what the financial world is doing.

Book Learn  Save  Budget

Download or read book Learn Save Budget written by Daryl Rixon and published by Xlibris Au. This book was released on 2019-12-13 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book is about money and is a must read if we are to learn about it and save. Budget too when necessary as a helpmate. The "W" family and their friends are worth knowing. This Book was written for three reasons - Education, Encouragement, and Practicality. The world is a school room, life an education, we never stop learning. It begins with School Banking and goes beyond to encourage saving money by the School leaver also. Money is used to purchase essential items for living. Money is used by people from the cradle to the grave so to speak. Money is a powerful commodity. It tells us if a country or person is rich or poor. Saving and spending money is common throughout the world. It has been called many things such as "loot", and "bread and butter" as examples. Banks, Governments, Councils, Insurance Companies, and others use money. Some countries provide a Welfare System for those in need. Although money is not everything, it is important how we earn, save, and spend it. The Bible says the "love" of money is the root of all evil as well as gives us guidance. However, some things are free such as a favourable compliment. May reading this Book, help us all to have an increased knowledge about money. Also help us to have a rewarding, satisfied, enjoyable and meaningful life. The "W" family and friends are worth knowing too.

Book How to Budget   Manage Your Money

Download or read book How to Budget Manage Your Money written by Rachel Mercer and published by . This book was released on 2020-05-04 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you having a hard time paying your bills and saving your money?Do you want to get out of the Paycheck to Paycheck cycle and have more money left in your account at the end of each month?Do you want to learn how to manage your money better?Ready to finally take control your finances but don't know where to begin? Then this book is for you. Many Americans today struggle with saving money and addressing increasing debt. Now more than ever, it is important for people of all ages to understand the importance of frugality and how their actions today will affect their futures. In this book, you will be introduced to a wealth of tips, tricks, and strategies for better financial management, no matter your current age, financial situations, past, or future goals. In this simple personal budgeting book, you will learn how to make a realistic budget that actually works and you can stick to, to reach your financial goals faster and to take control of your finances. This book is different in that, instead of just throwing you some tips, you will begin at a starting point that many people try to skip. And that is, to assess Where you are Right now. The road to wealth is paved with goals, without financial goals, you have no direction, so it's easy to spend money on things you'll regret later. But if you're saving for a house, your son's college education, or a new car, your goal will keep you focused. Financial success is more about mastering the mental game of money than about understanding numbers. The math is simple: it's controlling your habits and emotions that's hard. In "How to Budget and Manage your Money", you'll discover: What budgeting is and its benefits to your financial success A step-by-step guide on how to make a realistic budget that actually works How to have better spending habits & learn personal budget planning How to budget for groceries and many ways to save money How to pay off Debt fast and manage your money better How to budget for retirement whether you've started saving in your 20s or have yet to start in middle age. And much, much more! You will also get a Free bonus gift of special PDF report, "The Best Side Hustles You can Do Anywhere at Any Time" to make extra money to help you grow your wealth. This is a financial planning book for beginners. You will learn how to make a budget that works for beginners. But it's for anyone who struggles with saving money and managing money. It is easy to understand and follow. As the saying goes, you get what you put into it, and your new life of stability and overall peace and happiness is waiting for you to get started. There is no magic wand to transport you to a land of milk and honey, but with a little effort, patience, and consistency, you can realize your goals on a timeline that works for you. Don't continue stressing over your finances as you work and work and feel like you're getting nowhere. That is a reality that too many people today are stuck in, but this doesn't have to be you. So... Scroll up to the top and hit that BUY BUTTON to kick debt to the curb, save for the future, and pursue your financial

Book Improve Money Management by Learning the Steps to a Minimalist Budget

Download or read book Improve Money Management by Learning the Steps to a Minimalist Budget written by Gareth Woods and published by . This book was released on 2020-04-06 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Financial Peace

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Book Bunny Money

    Book Details:
  • Author : Rosemary Wells
  • Publisher : Penguin
  • Release : 2000-11-29
  • ISBN : 014056750X
  • Pages : 34 pages

Download or read book Bunny Money written by Rosemary Wells and published by Penguin. This book was released on 2000-11-29 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: A tale of funny bunny money for Rosemary Wells's bestselling Max and Ruby! It's Grandma's birthday, and Ruby knows exactly what Grandma would love-a beautiful ballerina box. Max also knows what she'd love-a scary pair of ooey-gooey vampire teeth. Ruby has saved up a walletful of bills, but as unexpected mishap after mishap occurs, money starts running through the bunnies' fingers.... Will they have enough left for the perfect present? Wells' adorable story is also a fun and lively introduction to early math.

Book My Money My Way

Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Book Budgeting 101

Download or read book Budgeting 101 written by Michele Cagan and published by Simon and Schuster. This book was released on 2018-11-06 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

Book Budgeting  The 21 Day Budgeting Challenge

Download or read book Budgeting The 21 Day Budgeting Challenge written by Ingrid Lindberg and published by Kemah Publishing. This book was released on with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want? In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: - Identify your "money personality" - Set up a realistic budget that works for you - Get out of debt - Understand minimalism and how it compares to consumerism - Incorporate practical and fun tips to save money you might not have thought of before - ...and much more! Are you ready to take action? To take responsibility over your earnings and expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? ---------------- Keywords: budget bytes, budgeting 101, money management, money mastery, budget book, budgeting journal, beyond budgeting, money skills for teens, financial management, budget challenge

Book Budgeting for Beginners

    Book Details:
  • Author : Lorraine McKinney
  • Publisher :
  • Release : 2021-06-12
  • ISBN : 9781774850633
  • Pages : 202 pages

Download or read book Budgeting for Beginners written by Lorraine McKinney and published by . This book was released on 2021-06-12 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everyone wants a simple and practical way to manage their money, but with countless financial planners, budgeting articles, and websites available, it's not always easy to figure out where to start. Filled with only the most essential information on budgeting, this book shows you how to build a financial plan that not only meets your needs, but helps you stay on track. Take a look at what this practical guide to family budgeting has to offer: - A comprehensive guide to constructing a budget that fits all your needs, with no hassle. - A budget that is flexible for times when unexpected expenses come up. - Techniques for planning ahead for annual expenses. - Bonus money, not part of your budget you can spend on whatever you want. - A budget that has been tested and proven by the author and many others. - Tips and techniques on saving money without compromising your current lifestyle. - Ways to earn extra money, so your budget is completely taken care of! - Several examples of budgets Good management of finances can mean many things to you. For instance, it can mean living within your means and providing for your loved ones; it can mean the ability to save for desired goals and also paying off any debts you incurred. Well, you cannot do that without a plan on how you will use the money you make. In any case, failing to plan is planning to fail. If you are serious about saving, then setting up a budget is the first thing to do.

Book Save Money

    Book Details:
  • Author : Anthony Stacey
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2016-12-19
  • ISBN : 9781541201705
  • Pages : 114 pages

Download or read book Save Money written by Anthony Stacey and published by Createspace Independent Publishing Platform. This book was released on 2016-12-19 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to learn exactly how to get started Saving Money and learn what the pros do? Discover The Secrets For Successful Money Saving That Teach You How to Keep to Your Budget Every Time...Even As A Beginner! Just Follow The Instructions And You'll Be Saving Like A Pro In No Time! Are you ready to get started on your journey to becoming a skilled money saver? Yes? Then let's get started! All too often a budding budgeter will rush right out, buy up all the bargains they see and end up spending more than they would if they had thought about it first. A bargain is not a bargain unless you need it. Sadly, the experience is usually less than positive and they arrive home tired and dejected with an empty wallet yet again. The bargain products end up in the kitchen bin because they went bad before they could be used and the dream of staying within your budget disappears. Another scenario that occurs frequently is going shopping with a buddy or acquaintance presenting himself as a self-proclaimed "expert." You know the type. He knows it all and proceeds to let you know everything you are doing "wrong." Before you know it you have connected the experience with the jerk and you let the whole money saving idea fade into oblivion never willing to try it again. It doesn't have to be like that. You can learn the basics of saving money and take it to whatever destination you desire. You can do it with your own copy of "How to Save Money." You Can Get Started Right Away "How to Save Money" gives you everything you need to get started. Not only will you learn how to select the right bargains for your needs, you will learn also learn how to maintain that budget in optimum condition. Here's more: Are You Psychologically Prepared for the Saving Experience? Although it is an activity destined to put money in your pocket, you may have to change the way you think about spending for the challenges at hand. Different Areas where You can Save. Many people think that saving money will keep them from having any pleasures in life, but there are many ways to find free entertainment and enjoy life without spending money. Learn more inside. What about Christmas? After a long time of saving you may end up going ballistic over buying Christmas presents. This is the time of year that people typically overspend. But this need not happen if you use these few tips for gift giving. All About Holidays. There are many different ways to save money on holidays, each with its unique strengths and characteristics. Some kinds of savings work better for different families or different holiday types, depending on what you like best. You know that you are acquiring knowledge that can give you pleasure - and keep you out of debt - for years. We guarantee it! Start now! Grab your copy. You'll be glad you did. Tag: money saving app, money saving bank, money saving books, money saving family, money saving for adults, money saving for dummies, money saving for teens, money saving ideas, money saving mindset, money saving mom book, money saving moms budget, money saving plan, money saving secrets, money saving system

Book You Need a Budget Now

    Book Details:
  • Author : D. D. Daniels
  • Publisher :
  • Release : 2016-12-26
  • ISBN : 9781984003973
  • Pages : 122 pages

Download or read book You Need a Budget Now written by D. D. Daniels and published by . This book was released on 2016-12-26 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Need A Budget Now... This indispensable book will help you transform your relationship with money and help you experience a life of financial abundance. You'll learn practical ways of saving money, getting out of debt and living the lifestyle you always wanted. A Simple Practical Approach to Managing Your Money & Saving for the Future. Get Control Over Your Money A budget is a way of being intentional about the way you spend and save your money. It is said that with budgeting, you control your money and not your money controlling you. Budgeting saves you the stress of suddenly having to adjust to lack of funds because you did not initially plan how to spend them. It also helps you decide if you want to sacrifice short term spending like buying coffee everyday in exchange for a long-term benefit like a cruise vacation or a new HDTV. Budgeting Makes You Aware What is Going on With Your Money With budgeting, you are clear on what money is coming in, how fast it goes out, and where it is going to. Budgeting saves you from wondering every end of the month where your money went. A budget enables you to know what you can afford, take advantage of buying and investing opportunities, and plan how to lower your debt. It also tells you what is important to you based on how you allocate your funds, how your money is working for you, and how far you are towards reaching your financial goals. The advantages of budgeting way outdo the time and effort put into it. A budget helps eliminate unnecessary expenses and hidden fees; getting your savings organized can really make the extra money work for you. A Budget Gives You Knowledge. This book is aimed toward those who do not have experience or knowledge of budgeting. It will take you through methods of budgeting, and the steps necessary to make them work. By the end of this book, you should be prepared to begin budgeting and achieve a long awaited financial stability. What You'll Learn... How to develop clear financial goals to succeed. How to dramatically curb your spending. How to easily track your income and expenses. How to budget by payday or by month, depending on your type of income. How to save for expected and unexpected costs How to identify and eliminate unnecessary spending like late fees, penalties and interests. How to take charge, adjust money habits, eliminate stress, and build the life you want to live. Finally! You Do Not Need To Perspire When Your Bills Arrive! You Can Now Learn Some Amazingly Effective Tips To Plan Out A Realistic Budget And Drastically Slash Down Your Monthly Bills... While Giving You That Much-Needed Peace Of Mind! DOWNLOAD YOUR COPY TODAY! Download "You Need A Budget Now" and experience a life of financial abundance! Scroll to the top of the page and select the buy now button. Discount For A Limited Time Only!

Book Saving Money Tips

    Book Details:
  • Author : Andrew Parsons
  • Publisher :
  • Release : 2015-05-12
  • ISBN : 9781512132816
  • Pages : 40 pages

Download or read book Saving Money Tips written by Andrew Parsons and published by . This book was released on 2015-05-12 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Saving Money Tips: Discover How Saving Money on a Budget is Possible with This Must Have Saving Money GuideToday only, get this Amazon bestseller for just $9.97.So why should you purchase this book? Because you having been thinking of ways of how you can save money and get ahead, but you don't know where to start and you don't know how to map out a written plan. Because now is the moment in time where you are motivated to save, and you need some guidance on how to go about it. You realize there are ways to save money, but you just haven't thought it through until now. You need to learn the basics, and you consciously started to look around for a guide to help. Well you found the right source and you must buy this book today - right now. Let me convince you! So now, you have found this book, and you will download it. Once purchased, this book will tell you how to methodically plan to save money and map out your future and financial freedom. The book takes you step-by-step, taking you by the hand to be well on your way to saving money. The solution is within you and your desire to change. Many,many people in today's society live way beyond their means. Usually it is because they buy things they really don't need, they try to keep up with the Joneses, and to top it all off, they spend money they do not have by charging it on credit cards. The reality is that you have to be smart with your money and you can't indulge in things that are not necessities in life. However, that doesn't mean you can't enjoy your life and still spend money on yourself. How you ask? With a little discipline, you would be surprised how much money you can save starting in the very first month. As long as you bring in more money each month than you have going out, there is an opportunity to save. Most people who spend too much often wonder where their money goes each and every paycheck. The truth is, it is being wasted on frivolous things and there is usually plenty of disposable income that can be stashed away each and every month. Do you qualify as one of these people? Most likely yes - or you wouldn't be purchasing this book now. I commend you for getting this far.....you are almost there. This book will walk you through the essential 'things you should know' about saving money while on a limited or minimal income. Six Reasons To Purchase 'Saving Money Tips1. You are tired of living check to check and you know you need help. 2. You realize there is plenty of money coming each month, and too much going out. 3. You want help and you need advice on how to get started and to know what the first step is. 4. You realize there is money to be saved in so many places, but have been too lazy to think about them until now. 5. You will learn the 10 reasons why it is so important to save money. 6. You will learn the importance of saving accounts and how to set them up. properly. What You Will Learn By Purchasing 'Saving Money Tips'1. Saving Money Strategies 2. The Importance of Saving Money 3. Steps on How to Save Money 4. Places to Save Money 5. Setting a Savings Goal 6. Money Saving Tips 7. Mistakes to Avoid When Saving Money And much more. Take advantage of this new found discovery of this book and start saving today. You will be surprised on actually how easy it is. Take action now and purchase your copy of "Saving Money Tips" by scrolling up and adding this book to your shopping cart.Tags: saving money tips, saving money guide, saving money on a budget,saving money tips and tricks,saving money kindle books,saving money for dummies,saving money on groceries,saving money finances,saving money book,saving money in the kitchen,saving money free kindle books, money savings, money saving tips,money saving ideas,money saving tricks,money saving apps, money saving tips

Book Get Good with Money

Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Book The Total Money Makeover  Classic Edition

Download or read book The Total Money Makeover Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.