Download or read book Knowing More about Student Loans and How to Pay Them Back written by Dueep Jyot Singh and published by . This book was released on 2018-04-10 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of ContentsIntroductionKnowing More about Student LoansMinimum Reduced Loan AmountSaving for a Higher EducationScholarship ApplicationsStudent Loan TypesFederal LoansChecking Your Eligibility for Federal LoansWhen Do Student Loans Need to Be Paid BackDifferent types of Repayment PlansCannot make your loan payment?Can loans be deferred?So how do I pay off my huge student loan?ConclusionAuthor BioPublisherIntroductionA friend of mine, a professor in an Ivy League college in America happen to bemoan the fact that a large percentage of really brilliant students could not afford to join colleges and dropped out after high school graduation, because of the exorbitant cost of education. And those who really were determined to get a good college degree and higher qualifications spent most of their lives paying off their student loans. And then she said to me, "I just want to know, you were a part of the college academic circle, in your country, is the expenditure in getting a college education degree and postgraduate qualifications so expensive over there?"She could not believe her ears, when I told her that when I had got my Science Degree, way back in the late 80s and then my Masters, two years later, the total expenditure borne by my parents for those Degrees was exactly zero."You must have taken out a student loan," she said."What student loan? Higher education is subsidized by the government and has been done so for the past 40 years; especially if you are a woman, and want to do your Masters, M. Phil, and PhD. That is because women in our land were culturally not encouraged to learn the 3R's, reading, writing, arithmetic, and so the government decided that this could only be done by making sure that education for women was free. So their parents could have absolutely no excuse of saying, that higher education for women is so costly, we had better keep the funds for getting our sons a Professional College Degree."
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Download or read book Knowing More about Student Loans How to Pay Them Back written by Dueep Jyot Singh and published by Mendon Cottage Books. This book was released on 2018-05-21 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of Contents Introduction Knowing More about Student Loans Minimum Reduced Loan Amount Saving for a Higher Education Scholarship Applications Student Loan Types Federal Loans Checking Your Eligibility for Federal Loans When Do Student Loans Need to Be Paid Back Different types of Repayment Plans Cannot make your loan payment? Can loans be deferred? So how do I pay off my huge student loan? Conclusion Author Bio Publisher Introduction A friend of mine, a professor in an Ivy League college in America happen to bemoan the fact that a large percentage of really brilliant students could not afford to join colleges and dropped out after high school graduation, because of the exorbitant cost of education. And those who really were determined to get a good college degree and higher qualifications spent most of their lives paying off their student loans. And then she said to me, “I just want to know, you were a part of the college academic circle, in your country, is the expenditure in getting a college education degree and postgraduate qualifications so expensive over there?” She could not believe her ears, when I told her that when I had got my Science Degree, way back in the late 80s and then my Masters, two years later, the total expenditure borne by my parents for those Degrees was exactly zero. “You must have taken out a student loan,” she said. “What student loan? Higher education is subsidized by the government and has been done so for the past 40 years; especially if you are a woman, and want to do your Masters, M. Phil, and PhD. That is because women in our land were culturally not encouraged to learn the 3R’s, reading, writing, arithmetic, and so the government decided that this could only be done by making sure that education for women was free. So their parents could have absolutely no excuse of saying, that higher education for women is so costly, we had better keep the funds for getting our sons a Professional College Degree.”
Download or read book Fears of a Setting Sun written by Dennis C. Rasmussen and published by Princeton University Press. This book was released on 2021-03-02 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The surprising story of how George Washington, Alexander Hamilton, John Adams, and Thomas Jefferson came to despair for the future of the nation they had created Americans seldom deify their Founding Fathers any longer, but they do still tend to venerate the Constitution and the republican government that the founders created. Strikingly, the founders themselves were far less confident in what they had wrought, particularly by the end of their lives. In fact, most of them—including George Washington, Alexander Hamilton, John Adams, and Thomas Jefferson—came to deem America’s constitutional experiment an utter failure that was unlikely to last beyond their own generation. Fears of a Setting Sun is the first book to tell the fascinating and too-little-known story of the founders’ disillusionment. As Dennis Rasmussen shows, the founders’ pessimism had a variety of sources: Washington lost his faith in America’s political system above all because of the rise of partisanship, Hamilton because he felt that the federal government was too weak, Adams because he believed that the people lacked civic virtue, and Jefferson because of sectional divisions laid bare by the spread of slavery. The one major founder who retained his faith in America’s constitutional order to the end was James Madison, and the book also explores why he remained relatively optimistic when so many of his compatriots did not. As much as Americans today may worry about their country’s future, Rasmussen reveals, the founders faced even graver problems and harbored even deeper misgivings. A vividly written account of a chapter of American history that has received too little attention, Fears of a Setting Sun will change the way that you look at the American founding, the Constitution, and indeed the United States itself.
Download or read book Repaying Your Student Loans written by and published by . This book was released on 2002 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Destroy Your Student Loan Debt written by Anthony ONeal and published by Ramsey Press. This book was released on 2020-04-07 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: You don’t have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn: -The ugly truth about how debt hurts you -The importance of an emergency fund and how to budget (Baby Step 1) -The power of the debt snowball (Baby Step 2) -Exactly what to do to pay off your student loans faster -How to control your money so it doesn’t control you -You’ll also hear stories from real people about how they paid off their debt fast You don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this! (Ramsey Press)
Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt
Download or read book The College Student s Guide to Paying Off Your College Loan written by Steven Needham and published by Hyperink Inc. This book was released on 2012-03-02 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: ABOUT THE BOOK Graduation from college is a time of joy and relief, but for those saddled with student loan debt, it can also be a time of fear and trepidation. Students get a six-month grace period before they’re required to start paying their loans, but this will pass quickly, so it is a good idea to start planning how to pay off your student loans as soon as possible. The good news is, student loan debt is one of the best kinds of debt to have. It carries a low interest rate, and there are many different payment plans that can be utilized in order to pay down the debt. The most important thing to remember is that it is very important to address student debt and not ignore your student loan payments. The loan companies have many different programs to help you reduce your debt and avoid accruing more interest, but it is vital that you stay in touch with these companies so that they understand your unique financial situation. When you get a new job or lose a job, the terms of your student loan payment agreements will change accordingly. Anytime you have a major life change, you will need to consider how it will affect the repayment of your student loans. EXCERPT FROM THE BOOK There are also some programs that offer student loan forgiveness. When a student loan is forgiven, a portion or all of the debt amount is wiped clean and you are no longer required to pay. Some student loan forgiveness programs are based on the type of career that you have. Teaching Programs If you owe on Stafford student loans, you can teach full time for five consecutive years in a low-income public school, and you may be eligible to have a portion of your loan cancelled. This program is set up to encourage graduates to utilize their skills in improving the American public school system. You can find out more about this forgiveness program on the Federal Student Aid Website on their Stafford Loan Forgiveness Program for Teachers page. Buy a copy to keep reading!
Download or read book 100 Ways to Get Rid of Your Student Loans Without Paying Them written by SALT and published by eBookIt.com. This book was released on 2015-07-31 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: A number of programs exist that may forgive, discharge, or pay for all or a portion of your federal student loans. However, finding the ones that could work for you can be dizzying and confusing—especially if you have to do it out all on your own. That's why SALT created the 2015 edition of our loan forgiveness eBook, "100+ Ways To Get Rid Of Your Student Loans (Without Paying Them)." This easy-to-navigate eBook collects all of the discharge and forgiveness options you're looking for in one place. We haven't found another resource like it (and we should know—we've worked in student loans for more than 50 years). So, dig in to get the details on: * Federal programs like Public Service Loan Forgiveness and Teacher Loan Forgiveness. * State-by-state programs that could eliminate all of a portion of your student loans. * The next steps to take advantage of any of these options. Download your copy for free and learn more about how SALT helps young people borrow less, borrow smart, and repay their loans at saltmoney.org.
Download or read book College Success written by Amy Baldwin and published by . This book was released on 2020-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Download or read book Get a Financial Life written by Beth Kobliner and published by Simon and Schuster. This book was released on 2000 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility.
Download or read book The Total Money Makeover Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Download or read book Everything You Need to Know About Student Loans written by Leslie Green and published by Lulu.com. This book was released on 2012-10-24 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is for parents of students who are in college or have graduated. If you've ever wanted to know what to do about student loan debt but was afraid to ask or no one told you this is it!! You've chosen the career but you are concerned if the career can pay back the money you borrowed from the government. Now that some student loan aid has changed since July 1, 2012 you need to know what has changed and what can you do with this issue.
Download or read book Paying For College For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2020-04-21 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover a concrete financial plan to finance a college education Financing a college education is a daunting task no matter what your circumstances. Bestselling author and personal finance expert, Eric Tyson offers tried and true strategic advice on how to understand loans, know your options, and how to improve your financial fitness while paying down your student loan debt. Armed with the checklists and timelines, you’ll be able to: Figure out what colleges actually cost Get to know the FAFSA® and CSS Profile(TM) Research scholarship opportunities Quickly compare financial aid offers from different schools Find creative ways to lighten your debt load Explore alternatives such as apprenticeships, online programs Paying for College For Dummies helps parents and independent students navigate everything from planning strategically as a married/separated/divorced/widowed parent, completing every question on the FAFSA and CSS PROFILE forms, understanding tax laws, and so much more. No other book offers this much practical guidance on choosing and paying or college.
Download or read book Everything You Need to Know About Student Loans written by Noah Daniels and published by BookRix. This book was released on 2014-04-04 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you been wondering how you can go to college? In today's world it is hard to keep gas in your vehicle, let alone worry about college funding. You need to know where to get the funding. You need to know which colleges you can go to. Whether you want to know about student loans or grants and scholarships we can help. The information contained in this book can help you understand the process of getting a student loan or grant. Have you ever wondered what programs are available? Did you want to know if there were grants you could qualify for? Have you thought you could never go to college because of the cost? Learn the options available for funding your education. Understand the FAFSA application process. We show you where to find information about campus aid funding and more. This informative ebook will guide you through the steps to finding every form of financing available. You can find out how to get “free” money for your college education. Learn about the programs the government has for students.
Download or read book The Federal Student Aid Information Center written by and published by . This book was released on 1997 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
