Download or read book Earthquake Insurance In California written by Risa I. Palm and published by Routledge. This book was released on 2019-03-07 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.
Download or read book Earthquake Insurance written by and published by . This book was released on 1987 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquake Insurance written by Risa Palm and published by Routledge. This book was released on 2019-03-07 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the nature of the earthquake hazard and the availability of insurance and reports on a longitudinal study of homeowners in four California counties to chart their growing concern with earthquakes.
Download or read book Earthquake Hazard Mitigation and Earthquake Insurance written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 1108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquakes and Earthquake Insurance written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 1420 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquake Insurance Availability written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development and published by . This book was released on 1980 with total page 754 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquake Protection written by Andrew Coburn and published by John Wiley & Sons. This book was released on 2003-02-21 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the publication of the successful first edition of Earthquake Protection there have been 110 lethal earthquakes, killing 130 000 people; there have also been significant developments in the field of earthquake risk management, particularly in the modelling and analysis of risk for insurance and financial services. Furthermore, major earthquake disasters, such as the 1994 Northridge earthquake in California, the 1995 Kobe earthquake in Japan and the 1999 Kocaeli earthquake in Turkey have occurred. The experience and knowledge gained through these events have improved our understanding of how to manage, mitigate and work towards the prevention of similar catastrophes. The 1990s were in fact the costliest decade on record in terms of disaster management due to such seismic events, placing unprecedented pressure on the insurance industry in particular, and changing its view of earthquake protection. Significantly revised and updated, this second edition continues to provide a comprehensive overview of how to reduce the impact of earthquakes on people and property, and implement best practice in managing the consequences of such disasters. It also includes significant coverage of the techniques of modelling earthquake catastrophe. Each chapter deals with a separate aspect of protection, and covers a wide range of economic and social conditions, drawing on the authors' considerable personal experience and with reference to real life examples. Key features include: Recent event coverage Modern developments in the theory and practice of planning and engineering loss estimation techniques, along with new engineering techniques such as microzonation and hazard-mapping Historic buildings experience An entirely new chapter on 'Earthquakes and Finance' This valuable book provides essential reading for earthquake and structural engineers and geoscientists, as well as insurers and loss prevention specialists, risk managers and assessors involved in managing earthquake risk, urban and regional planners, and emergency management agencies.
Download or read book Paying the Price written by Richard J. Roth, Sr. and published by Joseph Henry Press. This book was released on 1998-07-09 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disastersâ€"and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.
Download or read book Earthquake Insurance a Public Policy Dilemma written by James D. Goltz and published by . This book was released on 1985 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this report is to examine issues and problems associated with the availability and procurement of earthquake insurance from points of view of both consumers and providers. The discussion outlines the provisions of earthquake insurance policies currently available to homeowners, businesses, local governments and special districts. It examines the extent to which earthquake insurance is purchased or why it may be unattractive to consumers. The Federal role in providing or promoting earthquake insurance is reviewed. Finally, policies are recommended for the Federal Government and others in order to develop a more adequate system of coverage.
Download or read book Earthquake hazard mitigation and earthquake insurance written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquake Insurance in Turkey written by and published by World Bank Publications. This book was released on 2006-01-01 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The persistent potential for large scale natural disasters has become a real concern for the Turkish government since the late 1990s, which ultimately led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP). Among the main rationale of the creation of the TCIP were a grave government fiscal exposure to natural disasters and a disproportionately low level of catastrophe insurance penetration for such a disaster-prone country. Since the commencement of this program in 2000, the TCIP has provided coverage to more than 2 million households, being by far the largest insurance program in the country. In four years, the TCIP has managed to become one of the most trusted brand names in the Turkish insurance industry, and one of the largest catastrophe insurance pools in the world. Its success has also brought an international recognition, inspiring more than a dozen of countries world wide. The TCIP experience has also been a watershed for the World Bank as it has led to a rethinking of the roles of ex ante risk management relative to ex post donor support. This book presents the main technical imperatives and challenges in the development and the implementation of the TCIP and shows how a public-private partnership may be the way forward in the financing of natural disasters. If offers valuable advise and guidelines to policymakers involved in the development of catastrophe insurance programs.
Download or read book Alaska Earthquake Insurance written by United States. Congress. Senate. Committee on Interior and Insular Affairs and published by . This book was released on 1964 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers legislation to authorize retroactive Federal insurance protection to cover damages sustained from Mar. 27, 1964 earthquake disaster in south central Alaska.
Download or read book Earthquake Insurance and Hazard Mitigation written by United States. Congress. House. Committee on Science, Space, and Technology. Subcommittee on Science, Research, and Technology and published by . This book was released on 1990 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Informational Hearing on are Insurer Denials of Earthquake Claims for Hidden Damage Undermining Homeowner Security written by California. Legislature. Senate. Committee on Insurance and published by . This book was released on 1997 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hearing on the Loma Prieta Earthquake written by California. Legislature. Senate. Committee on Insurance, Claims, and Corporations. Subcommittee on Earthquake Insurance and published by . This book was released on 1990 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Earthquake Insurance and Disaster Assistance written by Tom LaTourrette and published by Rand Technical Report. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Click to Read Online In an effort to increase the availability and affordability of insurance for catastrophic events, the Catastrophe Obligation Guarantee Act was introduced in Congress in 2009. One of the arguments in support of this provision is that it lowers insurer costs, which lowers premium rates, increases the number of residents who buy catastrophe insurance, decreases the uninsured loss in disasters, and, ultimately, decreases federal disaster-assistance spending. The California Earthquake Authority, a state-managed catastrophe-insurance program that would qualify for the loan guarantees, sought an estimate of the potential magnitude of this effect for earthquakes in California. As part of the analysis, the report examines the price elasticity for earthquake insurance and relationships between earthquake-insurance coverage and loss compensation. We find that catastrophe obligation guarantees would reduce federal disaster-assistance costs by $3 million to $7 million for every $10 billion in total earthquake loss. Our findings show that changes in insurance coverage would have to be dramatic to have an appreciable impact on uninsured loss and disaster assistance. This result suggests that other avenues for increasing earthquake-insurance coverage, including offering new earthquake-insurance products that provide more-attractive options for consumers, might warrant consideration."--Publisher's description.
Download or read book Hearing on Earthquake Insurance Coverage written by California. Legislature. Senate. Committee on Insurance, Claims, and Corporations. Subcommittee on Earthquake Insurance and published by . This book was released on 1990 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
