Download or read book Insurance Activities of Banks written by Karol K. Sparks and published by Wolters Kluwer. This book was released on 2011-12-19 with total page 1480 pages. Available in PDF, EPUB and Kindle. Book excerpt: As more and more banking organizations enter the insurance business, the line between banks and insurance agencies has virtually disappeared - in practice and in the eyes of federal and state legislators. The need has never been greater for a clear guide that explains the legal and regulatory limits placed on banks involved in insurance sales activities. Insurance Activites of Banks, Second Edition provides authoritative coverage of insurance products now offered by banks plus the latest judicial and legislative developments, including the landmark Gramm-Leech-Bliley Act, that affect their activities. It presents in clear detail on such vital topics as: The many types of insurance activities now being handled by banks, including retail sales of insurance and underwriting risk Major state insurance regulatory issues and how banks are affected State banks, national banks, and thrifts, and the insurance activities permissible for each type of institution The various organization structures, such as bank holding companies, financial holding companies, financial subsidiaries, and how to choose the right entity for conducting insurance activities. Offshore insurance activities.
Download or read book Insurance Activities of Banks written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness and published by . This book was released on 1989 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Interstate Banking and Insurance Activities of National Banks written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1994 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Activities Permissible for Banks and Bank Holding Companies written by James C. Sivon and published by . This book was released on 1997 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Risks and Returns Associated with the Insurance Activities of Foreign Subsidiaries of U S Banking Organizations written by Gary Whalen and published by . This book was released on 2000 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Powers written by United States. General Accounting Office and published by . This book was released on 1990 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Activities written by James Sivon and published by . This book was released on 1998 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Risks and Returns Associated with the Insurance Activities of Foreign Subsidiaries of U S Banking Organizations written by Gary Whalen and published by . This book was released on 2000 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In late 1999, U.S. banking organizations were granted permission to indirectly engage in insurance underwriting by affiliating with insurance companies in a holding company framework. To date, however, few such combinations have occurred and so little empirical evidence on the actual benefits of this sort of merger exists. Most of the available empirical evidence on the risks and returns of bank involvement in insurance activities is drawn from studies examining only hypothetical mergers of banks and insurance companies. Although some U.S. banks have begun to sell insurance products domestically in recent years, there have been virtually no studies of the actual risks and return of this activity because banks are not required to report information on this individual line of business. But U.S. banking organizations have been permitted to sell insurance and underwrite life insurance outside the U.S. through foreign subsidiaries and file financial statements for each of these subsidiaries with the Federal Reserve. The primary aim of this study is to use these data over a 13-year time span (1987-1999) to generate evidence on the risks and return actually associated with bank controlled insurance operations. This exercise should provide needed insight on the likely effects of an increase in domestic insurance activities by U.S. banks. Although the results are somewhat sensitive to the aggregation method employed, the evidence is basically consistent with the findings reported in previous work where only hypothetical bank-insurance combinations were analyzed. When ROA is used as the measure of returns, the mean and median returns earned in insurance activities exceed banking returns as well as the returns earned in other nonbanking activities by a substantial margin. When ROE is used to measure returns, the pattern is more mixed because equity-asset ratios in insurance activities are much higher than they are for the two benchmark activities. The evidence generally shows that when viewed on a stand-alone basis, insurance activities are slightly riskier than banking but less risky than the other nonbanking activities BHCs have been permitted to engage in. The results of an analysis of simple two-asset portfolios (banking and insurance) suggest banking organizations can improve, or at least not unfavorably alter their risk/returnopportunities by engaging in both banking and insurance activities"--Office of the Comptroller of the Currency web site.
Download or read book Administration Proposal to Recapitalize the Bank Insurance System Modify the Regulation of Banks and Other Depository Institutions and Expand Allowable Activities of Banking Corporations written by United States. Congress. House. Committee on Ways and Means and published by . This book was released on 1991 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Laws Impacting Insurance Activities of Banks written by and published by . This book was released on 1984 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The International Banking Facility Deposit Insurance Act written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1982 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Activities of Bank Holding Companies written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs and published by . This book was released on 1980 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Interrelationship of the Banking and Insurance Industries written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1987 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Interstate Banking and Insurance Activities of National Banks Hearings Before the Committee on Banking Housing and Urban Affairs United States Sen written by United States Congress Senate Committ and published by Palala Press. This book was released on 2018-03-02 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Download or read book Your Insured Deposits written by Federal Deposit Insurance Corporation and published by GPO FCIC. This book was released on 2010 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Download or read book Deposit Insurance Reform and Financial Modernization written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1990 with total page 1108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Holding Company Legislation and Related Issues written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1980 with total page 684 pages. Available in PDF, EPUB and Kindle. Book excerpt:
