Download or read book Institutional and Communcation Factors Affecting Small Farmer Participation in and Success of Rural Group Credit Programs written by and published by IICA Biblioteca Venezuela. This book was released on with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Small Farmer Credit Cultural and Social Factors Affecting Small Farmers Participation i in Formal Credit Programs written by Cynthia Gillette and published by . This book was released on 1973 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Cultural and Social Factors Affecting Small Farmer Participation in Formal Credit Programs written by Cynthia Gillette and published by . This book was released on 1973 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Credit Connection written by C. Gillette and published by . This book was released on 19?? with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Small Farmer Credit written by United States. Agency for International Development and published by . This book was released on 1973 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Small Farmer Credit written by Cynthia Gillette and published by . This book was released on 1973-01-01 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Rural credit in developing countries written by Avishay Braverman and published by World Bank Publications. This book was released on 1995 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Managing Rural Development with Small Farmer Participation written by Coralie Bryant and published by . This book was released on 1984 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Credit Programs for Small Farmers in Latin America Can be Improved written by United States. General Accounting Office and published by . This book was released on 1977 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Review the Farm Credit System and Its Provisions for Associations to Exit the System written by United States. Congress. House. Committee on Agriculture. Subcommittee on Conservation, Credit, Rural Development, and Research and published by . This book was released on 2004 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Credit for Small Farmers in Developing Countries written by Gordon Donald and published by . This book was released on 1976 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: AID experience with farm credit programs; Why small farmer credit? The role of credit; Financial institutions and policies; Related institutions and policies; Strategies;

Download or read book The Rolse of Groups and Credit Cooperatives in Rural Lending written by and published by World Bank Publications. This book was released on with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Review of Conditions in America s Rural Communities and Legislative Proposals to Stimulate Economic Development written by United States. Congress. House. Committee on Agriculture. Subcommittee on Conservation, Credit, and Rural Development and published by . This book was released on 1988 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Impact and Accessibility of Agricultural Credit written by Kojo Spio and published by . This book was released on 2013 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This study is an exploratory analysis of the impact and accessibility of formal agricultural credit to small-scale farmers, based on data collected from a sample of farmers in two regions of South Africa's Limpopo Province. The main aims of the research were to: -- Determine the impact of credit and its shadow price. -- Investigate the efficiency of the rural financial market. -- Determine the characteristics and factors that influence the accessibility of credit in the small-scale farming sector, as well as the differential access to credit within the sector. The results of the study indicate that productivity differs between borrowers and non-borrowers. The difference of 40% in favour of borrowers is caused both by credit use (21%) and the farmers' inherent characteristics. Thus, credit can increase a randomly selected farmer's output b 21 per cent. The marginal credit return rate is 2.10 at zero loan, implying a 110 per cent shadow price of capital. The hypothesis that non-borrowers are credit constrained is empirically supported. The marginal credit effect at mean loan size is 1.35, indicating that the average loan size is below income-maximising size. This implies that loan-quantity rationing is still prevalent among borrowers, and that it is possible that borrowers may still be liquidity constrained but to a lesser degree than non-borrowers. The estimated shadow-price of credit (35%) exceeds the average interest rate (18%) also suggesting that the rural credit markets in the survey areas are not o9perating in the most efficient manner. It also indicates that the farmers in the study area can afford to pay the prevailing market interest rate. About 29.4% of the farmers sampled for the study had access to formal credit. More than 57% of the credit used by small farmers comes from informal credit. Access to formal credit is also highly skewed, and shows greater ease of access for large farm size than smaller groups. Factors such as area cultivated, family labour, title deed, non-farm income, remittances and pensions (social benefits), awareness of the availability of credit, and repayment records are found to be important variables in predicting accessibility of credit to small scale farmers in the study area. The main findings are: -- Small-scale farmers have limited and differential access to credit: those with holdings approaching commercial size are better-off. -- Rural agricultural financial markets are inefficient. Borrowers and non-borrowers alike are credit constrained. -- Credit is not too expensive to be used profitably: it effects on productivity can improve the welfare of small-scale farmers. In view of these findings, the following policy proposals are suggested. Firstly, the policy of not providing interest rate subsidies for loans is justified. Credit subsidisation, with its unfortunate history, should be avoided. Secondly, there is the need to restructure costly and poorly performing rural financial institutions to effectively and efficiently provide the needed services to its clientele. To ensure rapid credit delivery, it is also imperative that agricultural institutions are encouraged to decentralise their activities. Expansion of banking outlets is one of the most important surge factors affecting financial services. In addition, policy makers should also focus on critical elements of the financial infrastructure, such as the information system and training facilities, which are necessary for the development of the rural financial system in South Africa. Finally, the threshold for entry into the financial market is simply too high for many. Hence, creating a conducive environment in rural areas is one of the areas that will require more attention. Investment in rural infrastructure will also act as catalyst for the establishment of some of the missing institutions that cause market failures in rural financial markets.

Download or read book Small Farmer Credit written by Cornell University. Rural Development Committee and published by . This book was released on 1973 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Rural Credit in Developing Countries written by Avishay Braverman and published by . This book was released on 1989 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: The record on subsidized credit to farmers is dismal. It shows a significant failure either to achieve an increase of agricultural output cost-effectively or to improve rural income distribution and alleviate poverty. Many of the financial institutions have proven to be inept and to lack accountability. Common features in success stories are tougher stands on default; strict auditing and accounting procedures and financial control; and some form of joint responsibility or liability by small groups of farmers, whereby default by one member cancels future loans to the whole group.

Download or read book Unlocking markets to smallholders written by Herman D. van Schalkwyk and published by Springer Science & Business Media. This book was released on 2012-03-10 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses the institutional, technical and market constraints as well as opportunities for smallholders, notably, emerging farmers in disadvantaged areas such as the former homelands of South Africa. Emerging farmers are previously disadvantaged black people who started or will start their business with the support of special government programs. Public support programs have been developed as part of the Black Economic Empowerment strategy of the South African government. These programs aim to improve the performance of emerging farmers. This requires, first and foremost, upgrading the emerging farmers skills by providing access to knowledge about agricultural and entrepreneurial practices. To become or to remain good farmers they also need access to suitable agricultural land and sufficient water for irrigation and for feeding their cattle. Finally, for emerging farmers to be engaged in viable farming operations, various factors need to be in place such as marketing and service institutions to give credit for agricultural inputs and investments; input markets for farm machinery, farm implements, fertilizers and quality seeds; and accessible output markets for their end products. This book develops a policy framework and potential institutional responses to unlock the relevant markets for smallholders.