Download or read book Instant Retirement written by Vickie Petix and published by . This book was released on 2013-04-01 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: While chances for sudden "out of the blue" wealth are slim, you are far more likely to get an inheritance or other financial windfall than you may initially think. Not only are baby boomers retiring at record rates, but almost $4 trillion of wealth is currently held by families with life expectancies of less than 10 years. In many cases, a windfall may be your last shot at financial security, and we don't want you to blow it Instant Retirement: Transform Your Inheritance or Windfall into Your Retirement Dreams is based on nearly 50 years of combined experience in the financial industry. It offers information on everything from creating and implementing a financial plan to monitoring and adapting that plan to picking a financial planner, and much, much more. While many consider it a blessing, a major windfall can result in an equally devastating financial disaster. This clear, unbiased, step-by-step guide will help you manage your windfall and create a secure financial future.

Download or read book Retirement Savings and Investing for Beginners written by Instafo and published by Instafo. This book was released on 2018-12-13 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Beginner’s Guide to “Retirement Savings and Investing” Welcome Newbie - who wants to save and invest for early retirement and financial freedom, no matter your age... Too young to think about retirement you say? Or too old now to save for retiring? Think again! It’s never too early or too late to begin your path towards future financial freedom through retirement. In fact, planning, saving, and investing for your retirement will be the most crucial decision you’ll make and action you’ll take in your life. Retirement should be the golden years that you have long prepared and waited for, where you can finally reap the fruits of your labor. It is the time where life should be worry-free and no longer revolve around work due to the limited amount of time you have left on this planet as well as the physical and mental constraint you naturally inherit as you get older. Rather, it should be the stage where you can look back and reflect on all your memorable experiences and enjoy all the best that life has to offer with families, friends, and all those who are important to you. However, you won’t be able to do so if you don’t have some means of financing your final years. You might as well be working yourself to death literally. But what about social security? The sad truth - social security may not be enough. The scarier part is that there is no guarantee that social security will still exist in the unforeseen and uncertain future as population continues to rapidly grow, in addition to the astronomical deficit that the government is already in with its ever-increasing spending. And let’s not even get into pension because it is becoming more extinct each year. First and foremost, you must be the one to steer and secure your own financial future. How? “Retirement Savings and Investing for Beginners” will guide you through: - All the different types of investment options and the best ones suited for you - Hidden methods of earning and saving more money during retirement - What are the ways to cut back on your spending and living expenses - Calculating how much money you’ll need to retire comfortably - The fastest routes you can take to reach your financial freedom ...on top everything else that beginners need to know. So still think you’re too young for early retirement? You’ll discover how starting young with the luxury of “time” on your side can automatically make you a millionaire through the power of compounding. More importantly, don’t ever feel that you’re too late because that is detrimental only preventing you from taking action. Even if you didn’t start when you were young, you will at least have the extra advantages of experience, knowledge, and income to invest more and avoid costly mistakes that your younger self would have naively made. The best time to start is now! Don’t waste another second as time really is money when it comes to savings, investing, and retiring rich.

Download or read book Tax Free Income for Life written by David McKnight and published by Penguin. This book was released on 2020-11-17 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.

Download or read book Retirement Planning For Dummies written by Matthew Krantz and published by John Wiley & Sons. This book was released on 2024-09-04 with total page 359 pages. Available in PDF, EPUB and Kindle. Book excerpt: Proactively plan for a successful financial future after leaving the workforce Are you ready for retirement? Retirement Planning For Dummies is your comprehensive guide to shoring up your finances as you prepare to leave the workforce. Learn to manage and optimize your 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. Plus, get the latest updates on all things retirement, including the SECURE Act and new withdrawal rules. Written by an expert investment writer, this beginner-friendly guide is full of financial wisdom that will smooth the road as you embark on your retirement planning journey. Learn the best saving practices to make your money grow Maximize your retirement knowledge to set you up for success Balance retirement savings with other needs Get up to speed on withdrawal limits, HSA rules, and self-employment considerations This book is for anyone looking for the best ways to save and plan for retirement, whether you just joined the workforce or are contemplating retirement in the near future.

Download or read book Radical Immediate Retirement written by David Downie and published by . This book was released on 2014-09-15 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A whole new perspective on retirement. Highly recommended" - BILLY EAKIN, Founder, Dublin Imbibers Association Working on something interesting can be rewarding, but there is no worse fate than spending the best part of your life slaving away in a soul destroying job. Whether you are curious about immediately retiring to free your time, escaping your cubicle or improving your health this book will show you how. THIS GUIDE TO RADICAL IMMEDIATE RETIREMENT TEACHES: - How the author went from full time wage slavery to immediately retiring forever in his 30s - How to recognize that you are already a millionaire and prioritize what makes you happy - How to determine the minimum effective dose for the good life -How to prioritize your life and clear your debts - How to radically and immediately retire to a life filled with joyous activities. Radical Immediate Retirement was featured in a guest post in the leading blog Early Retirement Extreme (www.earlyretirementextreme.com). " Over at Early Retirement Extreme, this Guest post: Can anyone retire immediately? nearly made me call into work and quit my job. This post should come with a warning. " - MessyMoney.com "You can learn a lot from David Downie and his book - Radical Immediate Retirement." - WhyToRetire.com

Download or read book Retirement Reinvention written by Robin Ryan and published by Penguin. This book was released on 2018-03-06 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement has changed, and America’s most trusted career counselor is here to guide you through your own Retirement Reinvention “Robin Ryan is the most knowledgeable career expert in the nation today.” —PBS For twenty years, Robin Ryan has been helping clients get the most out of their careers and their lives. Now, in Retirement Reinvention, she shatters the myths of retirement. The old model of retirement is changing. The majority of retirees today are seeking fun and meaningful ways to spend their time. Full of practical advice, this thought-provoking guide offers readers a path for reinventing their own retirements, including step-by-step instructions for: • Leaving an old career behind • Pinpointing interests and skills • Exploring different places to live • Defining new, satisfying opportunities • Finding meaningful ways to give back to your community • Striking the right balance between work and leisure From starting a dream business to shifting to the nonprofit sector to volunteering, Robin Ryan will help you create a plan and pivot toward a future as vital as it is truly rewarding.

Download or read book Life and Death Planning for Retirement Benefits written by Natalie B. Choate and published by . This book was released on 1996 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Download or read book Retirement Planning Guidebook written by Wade Pfau and published by . This book was released on 2023-03-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The New Rules of Retirement written by Robert C. Carlson and published by John Wiley & Sons. This book was released on 2016-03-29 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Create the retirement you desire with proven financial strategies The New Rules of Retirement throws away the rules of thumb, clichés, and obsolete ideas. It provides a proven, updated approach to retiring successfully in today's world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. You'll learn how much you really need to save for retirement, how to invest that nest egg before and during retirement, and how to establish a wise and sustainable spending strategy. Carlson will explain how to overcome the threats to lifetime financial security, such as longer life expectancy, low investment returns, higher taxes, and more. Importantly, you'll learn how to plan for the wildcards of retirement planning: health care and long-term care expenses. This edition covers changes in key areas such as annuities, IRA management, estate planning, and income taxes. You'll learn how to merge these insights into your plan to enhance financial security and to provide for loved ones in the future. Retirement no longer means being put out to pasture. Today's retirees are traveling the world, attending classes, developing new skills, starting businesses, mastering neglected hobbies, and more—well into their golden years. This guide helps ensure you have the financial independence to pursue the retirement you want through smart planning and effective financial strategies. Know and overcome the threats to retiree financial security Learn the right way to estimate retirement spending Develop a sustainable spending strategy Invest your nest egg to make it last Plan for potential long-term health care Leave a legacy for loved ones The retirement is now a new phase of life, not a winding down. It's a time to live your best life and do things you couldn't before. But all the financial aspects of retirement have changed. To maintain financial security and create the retirement you desire, you need to be on top of the changes. The New Rules of Retirement provides the latest, proven strategies that help put the shine in your golden years.

Download or read book Safe Money written by Brent Tycksen and published by . This book was released on 2016-07-24 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: Build a Retirement Plan That Will Stand the Test of Time Without Losing Your Money on the Wall Street Roller Coaster

Download or read book It s the Income Stupid written by Philip J. Romero and published by Simon and Schuster. This book was released on 2017-04-25 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.

Download or read book All about Retirement Planning written by Dana Anspach and published by Temescal Press. This book was released on 2014-11-21 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: All About Retirement Planning: A Very Quick Guide It's never too late to start saving for the retirement you've always wanted. Do you want to learn about how to properly plan for your retirement but aren't sure where to start? Our team of experts has done all the hard work for you by creating this easy, step-by-step guide. Achieve your dream of a financially secure retirement with our sensible, ready-to-implement advice. -Retirement Planning at Any Age See page 15 -10 Steps to Start Saving Today See page 24 -6 Essential Social Security Tips See page 95 All About Retirement Planning will help you stop making excuses and start taking control of your finances, your retirement, and your future.

Download or read book How to Make Your Money Last Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Download or read book Conserving Client Portfolios During Retirement written by William P. Bengen and published by Advisorpress. This book was released on 2006-01-01 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Quick Easy Guide to Investing for Retirement written by Gail Liberman and published by . This book was released on 1996 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Retiring with Confidence for the Genius written by Marc Freedman and published by . This book was released on 2014-07-17 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Retirement Planning for the GENIUS, we explore YOUR retirement, on YOUR terms. You'll gain a better understanding about what you've accumulated so that you can decide how to use those resources effectively throughout your retirement years. After all, if you don't know how every piece in your financial puzzle fits into your life, how can you build confidence about your financial future? Though anybody who plans to retire some day will benefit from Retirement Planning for the GENIUS, this book was written specifically for you if: You are over fifty. You have investable assets between $300,000 and $2.5 million. You have a TOTAL net worth (including your home and other personal property) between $500,000 and $2.5 million. In retirement, you seek to spend between $4,000 and $10,000 per month. You have multiple financial accounts and feel a need to get better organized. You worry about taxes, medical costs, and how to take distributions from your accounts. You are seeking validation on whether you have enough money to retire. If this describes you, you're not alone. There are 22 million in America who, like you, deserve authentic advice for YOUR personal retirement needs (not advice that serves the masses). Summary of book contents: Part 1: Building the Foundation for a Successful Retirement Chapter 1: What is Retirement Planning Anyways? Chapter 2: Crafting a Successful Retirement Plan Chapter 3: Getting Your Financial House in Order Chapter 4: Where Does All the Money Go? Chapter 5: Are Your Assets Owned Properly? Chapter 6: Making the Most of Your Retirement Plan Chapter 7: Investments for the Genius Chapter 8: Investing in Mutual Funds Chapter 9: Income-Based Investments Retirees Consider Chapter 10: Preparing to Invest Like a Genius Part 2: This is NOT Your Parent's Retirement - Advice and Instructions for today's retiree. Chapter 11: Retiring-Could it be the Biggest Decision of Your Life? Chapter 12: Retirement - Time to Get Messy Chapter 13: Social Security - It Impacts Everyone! Chapter 14: Pensions and the Secret Millionaire Chapter 15: Understanding Taxes in Retirement Chapter 16: Maximizing Your Money in Retirement Chapter 17: Ideas on Drawing Income to Meet Your Spending Needs Chapter 18: IRA Distributions- Managing Yours and Those You Inherit Part 3: The Elephant in the Room. Issues Retirees Can No Longer Ignore. Chapter 19: Where will you Live in Retirement Chapter 20: What Keeps You Up at Night? Chapter 21: Should Probate Be Feared? Can it Be Avoided? Chapter 22: All Good Things Must Come to an End Part 4: Tools, Templates and Time Tested Advice Chapter 23: Ideas to Ignite Your Retirement Plan Chapter 24: Advice for Geniuses on Finding an Advisor Who Makes Sense for You Chapter 25: The Most Important Question of All For the GENIUS Books Since this is a For the GENIUS book, it is down-to-earth and pragmatic. It is written in an upbeat, conversational style that you'll instantly connect with. You'll find the many stories and sidebars sprinkled throughout especially helpful and relevant. This and all For the GENIUS books are written as comprehensive guides to complex subjects for beginners as well as for those seeking a refresher. You don't have to be a genius to read one, but you'll sure be smarter once you do!(TM)