Download or read book Financial Literacy Among Working Women Need of the Hour written by Dr. Ruchi Jain Dr. Blessy Roy and published by Nitya Publications. This book was released on 2020-01-01 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Literacy is the combination of having knowledge, skills, and understanding of financial concepts that enable an individual to make smarter financial decisions. A Financial literate is the one who knows how to handle, invest, and save income through the right way that will directly lead to more financially secure consumers and financially secure future for himself and the community.
Download or read book Women and Financial Education Evidence Policy Responses and Guidance written by OECD and published by OECD Publishing. This book was released on 2013-10-16 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.
Download or read book Improving Financial Literacy Among Women written by Monika Dwivedi and published by . This book was released on 2015 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: The aim of this research paper is to analyze the NCFE report on financial literacy and financial inclusion in India on the basis of occupation, geographical area and gender mix. The report is analyzed while considering these parameters and it shows that urban population is more financially literate than rural population, similarly men are more financially literate than women. Same is the case with financial inclusion part where urban population has scored more points on financial inclusion as compared to rural population while men have scored more points than women. This paper also throws light on NCFE report on financial education in school which can help the future generation by making them more financially aware about managing their finances and also highlights the role of universities in boosting financial literacy, taking example from the Bank of America sponsored CFPTRW at Banasthali Vidyapith, Rajasthan.
Download or read book Financial Literacy Improvement Among Women in Developing Nations written by Wellington Garikai Bonga and published by . This book was released on 2016 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Global concern on financial involvement of country citizens has been increasing over the years. An improved financial sector transforms to economic growth and greater achievement of equality among citizens. On average financial literacy levels of men are far greater than that of women. The study seeks to identify various ways that can be implemented to raise financial literacy among women in Zimbabwe. Using the Relative Importance Index (RII), the study seeks to determine those ways with greater impact when implemented. Identified ways include micro-interventions, market incentives and macro-interventions. 32 various methods have been empirically identified to have a positive impact on women financial literacy levels. The study found a minimum RII of 0.7184 and a maximum of 0.8922, indicating greater importance of the identified methods. Using the Box and Whisker plot technique, no outliers were observed in the response data. The study recommends attention to be made to the identified methods of raising financial literacy levels among women, paying particular attention to the best ranked methods.
Download or read book How Financially Literate are Women written by Tabea Bucher-Koenen and published by . This book was released on 2014 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: We document strikingly similar gender differences in financial literacy across countries. When asked to answer questions that measure knowledge of basic financial concepts, women are less likely than men to answer correctly and more likely to indicate that they do not know the answer. In addition, women give themselves lower scores on financial literacy self-assessments than men. Both young and old women show low levels of financial literacy. Moreover, women for whom financial knowledge is likely to be very important -- for example widows or single women -- know little about concepts relevant for day-to-day financial decisions. Even women in favorable economic conditions are less financially knowledgeable than men. This is important because financial literacy has been linked to economic behavior, including retirement planning and wealth accumulation. Women live longer than men and are likely to spend time in widowhood. As a result, improving women's financial literacy is key to helping them prepare for retirement and promoting their financial security.
Download or read book Managing Money written by and published by . This book was released on 2012-10-28 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: A financial literacy program to improve the financial literacy and capability of newly arrived and migrant women providing gender-specific and culturally targeted information and training.
Download or read book Financial Education and Capability written by Julie Birkenmaier and published by Oxford University Press. This book was released on 2013-02-21 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.
Download or read book Improving Financial Literacy in the United States written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Women and Financial Literacy Its Measurement Method and Outcomes written by Angelina Scholtysik and published by GRIN Verlag. This book was released on 2018-09-25 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2014 in the subject Economics - Finance, grade: 1,0, , language: English, abstract: The purpose of this paper is to explain financial literacy, its measurement method and outcomes, particularly with respect to gender. Next, we analyze the gender gap by scrutinizing current research on this topic. Finally, we examine current initiatives providing help to women in need of financial education. Data from different household and health surveys revealed that the level of financial literacy is low worldwide. Particularly regarding the gender effect, this finding is concerning. Women tend to be less sophisticated in financial matters than men, whilst facing more demographic and economic barriers. Despite the effort to measure financial literacy, there is no consensus on the sources of gender differences. This suggests that, although policy makers and economies mount initiatives in order to enhance financial literacy among women around the world, research regarding factors affecting women’s financial education and attitude towards financial literacy is still in its infancy. In addition, to date little evidence is given on their efficacy of those new established financial education programs. In times of economic and demographic change, personal financial literacy is crucial in everyday life decisions and future planning. Since several countries changed their pension schemes from traditional defined benefit pensions to individual- account contribution schemes and financial instruments become more and more complex, individuals have been confronted with decision makings over savings, investments and consumption on their own, bearing the risk of wrong investment choices and bad liquidity management leading to an insecure financial future. Overall and regardless of the country’s economic development and pension scheme, the level of knowledge on financial matter referred to as financial literacy is suggested to be very low around the world.
Download or read book Gender on Wall Street written by Laura Mattia and published by Springer. This book was released on 2018-06-13 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains advice and direction for women who are either seeking a career or who have already embarked on a career in financial services. The book first aims to help the female reader gain clarity on her motivation in pursuing a career in finance. It then identifies potential gender-specific challenges that could create problems if she is unaware or unconscious to her surrounding work environment. Lastly, it provides insights and exercises to develop a strategy for career accomplishment. Written by a former Senior Financial Executive for several fortune 500 firms including M&M Mars, a Wealth Manager/Owner of a fee-only Registered Investment Advisory firm, and Professor of financial planning at the University of South Florida, the book will help women identify pitfalls, create game plans to transcend the limitations of their workplace cultures, and learn how to collaborate with their peers to create healthier work environments. Told through personal stories, anecdotes from other women and academic research, Gender on Wall Street helps women identify the internal and external obstacles to their success. This book will also provide a means of overcoming these obstacles through conscious engagement, personal reflection and strategy-building exercises at the conclusion of each chapter. The reader will be guided into creating their own personal career plan—the STAR plan—which will help them achieve career success.
Download or read book Money Order written by Gail Shapiro and published by Simon and Schuster. This book was released on 2001-08-22 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make Your Money Work for You Thirty or forty years ago, most women depended on a weekly allowance from their husbands to run the household and care for children. Although today's women share the breadwinning with their husbands or support families on their incomes alone, their money management skills simply haven't kept pace with their earning power. It's time for women to embrace a new paradigm, doing away with the notion that control of finances is a man's job. Like no other book on personal finance, Money Order offers a new model for managing your money, one that reflects women's constantly changing money needs and helps you develop real financial savvy and resourcefulness. Based on Womankind's grassroots Financial Literacy Project, Money Order covers all the basics, including how to Establish and maintain good credit Save for your children's college education Manage debt Finance car and home purchases Insure yourself and your property Prepare for retirement But it doesn't stop there. Packed with insider tips from women financial experts, as well as real-life stories, exercises, and useful charts and graphs, Money Order is a comprehensive primer that teaches you to treat your money as your greatest asset -- not as an endless burden. Once you have your day-to-day financial life on track, this book will provide you with new options to save, spend, and invest your money. Money Order encourages you to share your financial knowledge with other women and to make meaningful investments that will effect real economic change in your life and the lives of others.
Download or read book The Fiscal Feminist written by Kimberlee Davis and published by LifeTree Media. This book was released on 2022-05-31 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: IBPA BENJAMIN FRANKLIN AWARD WINNER and INDEPENDENT PUBLISHER BOOK AWARD WINNER Wealth manager and host of The Fiscal Feminist podcast Kimberlee Davis taps her 25 years’ experience to teach women how to take charge of their money and control their financial destiny. As a woman, you’re likely to live longer, earn less, and have to work harder than men to get ahead, especially if you’ve spent time out of the workforce raising children. What’s more, the pandemic has undone decades of progress in women’s long, slow march toward financial equality. The good news is, you can improve your financial health and take charge of your destiny by increasing your financial literacy and healing your money issues. Kimberlee Davis, a wealth manager and host of The Fiscal Feminist podcast, taps her twenty-five years’ experience to show you how to independently achieve—and maintain—financial wellness on your own terms, no matter your age or circumstances. In this book, you’ll learn how to: Dismantle obstacles to your financial health Make career choices that are in keeping with your financial goals Implement the five key steps to fiscal freedom Money-proof your relationship Get a jump start on retirement funding Avoid hidden financial risks and technology traps Invest for financial independence Davis’s empowering message is: The better you understand your finances and your own choices regarding money, the more likely you will be to secure your future in both calm and turbulent times. This book will show you how.
Download or read book Financial Literacy Among Women of Punjab written by Gurpreet Pal Kaur and published by . This book was released on 2020 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy is the passport for ensuring financially empowered living. It involves the proficiency with fundamentals of finance. It includes planning regarding financial matters, calculation and understanding of compound interest, managing different debts, money-making saving techniques and understanding the time value of money. The present study considers the financial literacy among females about various investment avenues and efforts of various regulatory authorities in this direction. It also studies the relationship between education and financial decision-making. It relates risk appetite with the investment option chosen by females. The study concludes that initiatives must be taken to enhance financial education among females to empower them.
Download or read book Financial Literacy written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2011-10-27 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.
Download or read book Clever Girl Finance written by Bola Sokunbi and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
Download or read book Financial Nutrition for Young Women written by Melissa Donohue and published by Bloomsbury Publishing USA. This book was released on 2017-09-21 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: A powerful resource for all women who want a better understanding of financial empowerment, this book provides an easy-to-follow approach for adults to teach girls about money—and for girls to do some learning on their own. Women earn 78 cents on the dollar, on average, compared to men in America, despite decades of fighting for wage equality. And while it is true that women have significantly more opportunities for earning than in past eras, this improved ability for women to determine their own financial future makes it more important that girls understand the strategies for financial success. Financial Nutrition® for Young Women: How (and Why) to Teach Girls about Money addresses the two critical levels that are necessary to truly eradicate women's economic inequality: what to teach girls and what women need to learn. Authored by a financial educator who is also a mother and a teacher, this book is for people who care about teenage girls—parents and other family members, educators, financial advisors, troop leaders, camp directors, and community organization leaders. The talking points and independent activities are easily accessible and engaging for both adults and students. Financial Nutrition® for Young Women: How (and Why) to Teach Girls about Money can be used effectively in the home, the classroom, afterschool programs, clubs, and camps, as well as in girls' organizations. It can also be a resource to women who want to better understand how to empower themselves financially.
Download or read book A Study of Financial Literacy Among the Women Entrepreneurs written by Patni Sana and published by Independent Author. This book was released on 2023-05-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In case of "I have purchase enough insurance protection for my future" the value of F=0.893 with significance level p=0.040 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is greater than calculated values i.e. α =0.05> p=0.040. In case of "I believe that it is important to have a financial plan" the value of F=1.265 with significance level p=0.250 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is lesser than calculated values i.e. α =0.05> p=0.250. In case "I regularly read on finance topics in regard to banks, commodity market etc." the value of F=0.284 with significance level p=0.984 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is lesser than calculated values i.e. α =0.05 literacy campaign can be a good way to improve on digital financial literacy" the value of F=1.710 with significance level p=0.008 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is greater than calculated values i.e. α =0.05 have a financial plan"; "I regularly read on finance topics in regard to banks, commodity market etc." the calculated significance level i.e. (p value) is greater than assumed level of significance (α =0.05). Henceforth, H0 Null hypothesis- There is no significant association between individual's occupation and their level of financial literacy was rejected by 0.05 level of significance. H1 Alternate hypothesis- There is a significant association between
