Download or read book Improving Financial Knowledge in the African American Community written by Autumn Huff and published by . This book was released on 2021 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: African Americans are significantly falling behind financially compared to their counterparts. There are significant wealth disparities between African Americans and White American populations. Most of these gaps are due to a lack of financial literacy. Some financial literacy problems stem from the origins of slavery, racism, discrimination, insufficient financial education, and the lack of financial socialization in the Black community (Hamilton & Darity, 2017). Lack of financial education was the main factor that affected the economic desolation of African Americans (Scott-Darden, 2018). The goal of this project was to help make a positive change in African Americans' financial literacy. The purpose of this project was to create an educational booklet on finances to serve African Americans and allow them to have access to essential financial information.
Download or read book Empowering Wealth written by G R Quarles and published by Independently Published. This book was released on 2023-06-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Empowering Wealth: A Financial Literacy Guide for The African American Community" is a transformative book that aims to empower individuals within the African American community with essential financial knowledge and strategies. Authored by Dr. G.R. Quarles, this guide offers practical insights and actionable advice to help readers build a solid foundation for financial success. From understanding budgeting, saving, and investing to tackling debt, managing credit, and building wealth, this comprehensive resource covers a wide range of topics relevant to personal finance. With a focus on addressing the unique challenges faced by African Americans, the book provides culturally relevant examples, real-life stories, and practical tips to inspire and guide readers towards financial empowerment. Whether you are just starting your financial journey or seeking to enhance your financial literacy, "Empowering Wealth" is a valuable companion that equips you with the tools and knowledge needed to navigate the path towards financial well-being.
Download or read book Financial literacy and the impact in the African American community written by Christina L. Brunson and published by . This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Black Wealth Matters written by Amanda D. Shelton and published by Credit. This book was released on 2019-02-20 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: The movement for empowerment through financial literacy in the African American community is especially critical. This journal is a resource that encourages, empowers and motivates African Americans and people of color to strive towards breaking down those financial barriers that enslaves us. This first planner series is dedicated to the concepts and terms of credit.
Download or read book Black Wealth Matters written by Amanda Shelton and published by . This book was released on 2019-02-20 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The movement for empowerment through financial literacy in the African American community is especially critical. This journal is a resource that encourages, empowers and motivates African Americans and people of color to strive towards breaking down those financial barriers that enslaves us. This first planner series is dedicated to the concepts and terms of credit.
Download or read book Financial Education and Capability written by Julie Birkenmaier and published by Oxford University Press. This book was released on 2013-02-21 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.
Download or read book Stop Leaving Money on the Table written by Jason M. Fields and published by AuthorHouse. This book was released on 2018-10-06 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a compact guide about the need for financial planning and future investment in the African American community within the United States. My aim is to provide information and advice about financial literacy, psychology, and the important need to budget and invest for the future. African Americans may be leaving their future down to chance if they do not fully understand the need for self-improvement in financial literacy. There should be an established financial education from an early age to help combat the poor choices that are often made because of this financial illiteracy. You cannot blame a community if the people were never offered any sound financial advice in the first place. Therefore, my wish is to represent and inform African Americans about the benefits of complete financial understanding.
Download or read book Young Royalty written by Brandon Monroe and published by . This book was released on 2019-12-06 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Literacy for Young Adults centered around the African American community.
Download or read book Financial Literacy and Education written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2008 with total page 456 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Literacy and Ownership written by Dameon Russell and published by CreateSpace. This book was released on 2015-04-23 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Literacy & Ownership, from conception this book was meant to facilitate delivery of a singular, but broad message. My message is that of Financial Literacy and Ownership; ownership of assets, real property, commodities, businesses, and intellectual property. I wish to convey to the Black community an urgency regarding this message to say that Financial Literacy and Ownership are surely lacking in the Black community and this fact is, has been, and shall continue to stymie the growth and the evolution of the Black community until we infuse a paradigm shift in our communal thinking. Accept that as Black Americans we do not live in a world of our own making, but we can now more than ever, be the designers of our own true Legacy. We may not have made the world we live in, but we are certainly of the world we live in. Being of a world which we did not construct limits us as a people. It confines us to the limitations, borders, and restrictions set for us, not by us. Why would a determined people limit themselves? I believe they would not. White society, the dominant society has never limited itself as a whole. Think about the glass ceilings Blacks have had to burst through throughout history. Blacks have been bursting through the constraint of such barriers and limitations for centuries now. In the last sixty years in America others who have come before you have laid much broken glass at the feet of Black America. Yet, who placed the barriers; who at first constrained us in the boxes with the glass ceilings? Certainly it was not us. We live in a world not of our own making. I want so very much for my Black community, but not that which can be given, nor granted. No, what I want mostly for my Black community must be taken, it must be acquired through express and diligent intent. It can only be birthed through aggressive and intelligent design; whereas, you must commit your life-time to craft it, to engineer your acquisition and construction of it. You must want it with the utmost zeal, and once acquired you must value it as your most prized possession. What I want most for my Black community is true Legacy.
Download or read book Financial Capability and Asset Building in Vulnerable Households written by Margaret S. Sherraden and published by Oxford University Press. This book was released on 2018 with total page 473 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Capability and Asset Building in Vulnerable Households is the first book of its kind. It prepares students and practitioners for financial practice. This comprehensive text offers knowledge and skills to enable families to improve their financial circumstances, and to promote policies and services for household economic security and development.
Download or read book Financial Capability and Asset Development written by Julie Birkenmaier and published by Oxford University Press. This book was released on 2013-01-11 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. This book is a key resource for those interested in improving financial education and financial products and services for low-income families.
Download or read book Financial Literacy Is Exposing the New Economic Racism written by Dr Kenneth M. Young and published by Xulon Press. This book was released on 2015-05-18 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about:1.) Changing your mindset about money.2.) Avoiding costly mistakes through moderate risk investments.3.) Building your legacy.4.) Collaboration with businesses in your community to empower people through financial literacy. Hopefully, the beginning of your own business journey! The third child of Pastor, Dr Frank M Young & Lady Carrie K. Young. Although, his parents are a living with the celestial host, watching over him, Dr. Young, feel like he has come into his second win because of their watchful eye. First public sermon was preached in 1978 at the Starlight Missionary Baptist Church, Satsuma, AL. Graduate, Satsuma High School, voted most likely to succeed. (1978). US Army, honorable discharge, communication specialist, Vicenza, Italy (1979-1982). Selma University, Selma, AL. BA Religious Studies (1986). Vanderbilt, Nashville, TN. M.Div, Thesis: "Models of Ministry in the Black Christian Tradition" (1990). United Theological Seminary, Dayton, OH., Doctoral Thesis: Changing the Economic Mindset of African American Youth." (2011). Oxford Roundtable, Oxford University Invited, (2010).Notiable speaking engagements: Sixth Avenue Baptist Church, Birmingham, AL, ROME, ITALY.Expecting the release of his third book early June of this year 2015, with Xulon Press, Maitland, FLKenneth M Young Publication is his for profit company, which he distribute his books and speaking tours, on financial literacy, health & wellness and consulting. Former, writer National Baptist Sunday School Publishing Board (2012). Former, Senior Pastor, Greater Beulah Baptist Church, Dothan, AL (1990-1994). Contributing, writer the Vanderbilt University magazine, Nashville, TN. He is divorced and has one daughter, Yolanda J. Young, who he spends much of his time with enjoying going to the movies, beach & running 5K.
Download or read book Financial Literacy for All written by John Hope Bryant and published by John Wiley & Sons. This book was released on 2024-04-10 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new approach to understanding money and achieving financial fulfillment Former Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance. With an insightful foreword by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover: The answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency How to think about exchanging your time and effort for money and the conditions under which you should agree to work Plain-English discussions of the principles of responsible long-term investing and how it differs from speculation Acting as a critical pillar for those seeking to build a rock-solid financial foundation, Financial Literacy for All is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.
Download or read book Historically Black Guide to Wealth written by Kevin M. Lewis and published by AuthorHouse. This book was released on 2021-08-27 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: In college, I started on a journey that would see me filing bankruptcy at age 30. I did not understand finances and was not taught in school. In addition, the books I read regarding money seem to have excluded some of the major challenges African-Americans face in the financial arena. This book was written to help young black people in America understand how to manage their money and achieve wealth so they do not suffer the same consequences I did.
Download or read book Talking Dollars and Making Sense written by Brooke M. Stephens and published by McGraw Hill Professional. This book was released on 1997 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to hold onto hard-earned prosperity.
Download or read book Securing the Future written by Jermaine Whiteside and published by EWTECHNERD LLC. This book was released on 2024-01-03 with total page 131 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Securing the Future" is a groundbreaking handbook designed specifically for African American families, focusing on the crucial role of insurance and financial planning in building and preserving generational wealth. This comprehensive guide addresses a critical gap in financial literacy within the community, offering practical advice, strategies, and insights tailored to African American families' unique needs and challenges. Key Highlights: Understanding Insurance: The book demystifies various insurance policies, including life, health, homeowners, auto, and disability insurance, explaining their importance in a family's financial security. Life Insurance as a Legacy Tool: It delves deeply into how life insurance can be used for financial protection and as a strategic tool for wealth accumulation and legacy planning. Affordability and Policy Optimization: Practical tips on securing affordable insurance policies and maximizing their benefits are provided, making insurance accessible and practical for families on a budget. The Waterfall Method: Inspired by Rockefeller's wealth preservation strategy, the book introduces the Waterfall Method as a framework for African American families to create a sustainable financial legacy. Real-Life Examples and Case Studies: The book includes relatable examples and case studies, illustrating how insurance can be leveraged in various scenarios to enhance financial stability and build wealth. Addressing Historical Context: It acknowledges the historical and cultural factors that have impacted financial planning in African American communities and offers guidance to overcome these challenges. Financial Education for Families: Emphasis is placed on educating and involving the entire family in financial decision-making and planning, fostering a legacy of financial knowledge and responsibility. Particular Focus on Children's Future: Strategies to ensure future generations' financial stability and prosperity, including funding education and entrepreneurial ventures, are highlighted. Actionable Steps for Building Wealth: The book provides actionable steps and strategies for using insurance as a tool for wealth creation and protection, tailored to the needs of African American families. "Securing the Future" is more than just an insurance handbook; it is a manifesto for financial empowerment aimed at equipping African American families with the knowledge and tools necessary to build a secure and prosperous future. This book is essential for anyone seeking to understand the power of insurance in creating a lasting family legacy.
