Download or read book Impact Assessment Methodologies for Microfinance written by D. Hulme and published by . This book was released on 1997 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact Assessment Methodologies for Microfinance written by David Hulme and published by . This book was released on 1999 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Measuring Microfinance Impact written by Benedetta Ferraro and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper introduces the concepts of impact,impact analysis/assessment and management, outlining the differences between assessment and evaluation, and highlighting their growing importance among the international and European communities.The second part presents underlying reasons for undertaking this research, introducing the methodology designed and adopted by Microfinanza which relies on indicators concerning the three dimensions, i.e. economic, social and environmental.Thirdly, two case studies are presented in order to better explain and practically implement the theoretical framework prefaced in the first part. They are not real-life cases, but they do show how the set of indicators should be applied in two different scenarios. One represents its adoption by a Microfinance Institution (MFI), presenting the impact assessment on financial supply side which aims at understanding how financial institutions could apply this aspect into their daily work. The second one, which is an impact assessment of a financial education activity, displays how the set of indicators could be used for evaluating impact assessment of specific activities.Lastly, the paper outlines the importance of impact assessment and the future steps, underscoring the growing importance of this practice at different levels and for different stakeholders.
Download or read book Micro finance Impact Assessment and Methodology written by Kenneth D. Vander Weele and published by . This book was released on 2003 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact Assessment Methodologies for Microfinance written by David Hulme and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance programs and institutions are increasingly important in development strategies but knowledge about their impacts is partial and contested. This paper reviews the methodological options for the impact assessment (IA) of microfinance. Following a discussion of the varying objectives of IA it examines the choice of conceptual frameworks and presents three paradigms of impact assessment: the scientific method, the humanities tradition and participatory learning and action (PLA). Key issues and lessons in the practice of microfinance IAs are then explored and it is argued that the central issue in IA design is how to combine different methodological approaches so that a "fit" is achieved between IA objectives, program context and the constraints of IA costs, human resources and timing. The conclusion argues for a greater focus on internal impact monitoring by microfinance institutions.
Download or read book Microfinance for Entrepreneurial Development written by Douglas Cumming and published by Springer. This book was released on 2017-09-28 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.
Download or read book Impact Assessment of Micro enterprise Projects written by and published by . This book was released on 1999 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook on Impact Evaluation written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 2009-10-13 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Public programs are designed to reach certain goals and beneficiaries. Methods to understand whether such programs actually work, as well as the level and nature of impacts on intended beneficiaries, are main themes of this book.
Download or read book Economics of Microcredit written by Debadutta Panda and published by LAP Lambert Academic Publishing. This book was released on 2011-08 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book discusses on the understanding of microcredit in Indian and global perspective. Microfinance lending models like Self-help Group, Grameen Joint Liability Group, Cooperatives are described. Microfinance impacts are discussed with respect to income, saving, employment, literacy and migration. Exhaustive scanning of literature on microcredit studies is done. Microfinance and microcredit impact assessment methodologies are analyzed. In-depth discussion is made on the methods of sampling, unit of analysis, data collection, impact assessment models, application of statistical and quantitative models in microfinance/microcredit impact measurement. Finally the book provides empirical findings on the microfinance/microcredit impacts on rural households of India. This book is primarily helpful for researchers and practitioners in the domain of microfinance.
Download or read book The Microfinance Impact written by Ranjula Bali Swain and published by Routledge. This book was released on 2013-08-15 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative ... for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.
Download or read book Microfinance Poverty Assessment Tool written by Carla Henry and published by World Bank Publications. This book was released on 2003-01-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Microfinance Poverty Assessment Tool method was developed to increase transparency in the outreach performance of microfinance institutions (MFIs) in order to more effectively assess their impact on the lives of poor people. It provides accurate data on the poverty levels of MFI clients relative to people living in the same community, using a more standardised and rigorous set of indicators than those used by conventional microfinance targeting tools, and allow comparative measurement of poverty outreach within and across countries. Although this method was designed for microfinance, it can also be used to measure the poverty levels of clients of other development programmes.
Download or read book Regulatory Impact Assessment in Microfinance written by Stefan Staschen and published by . This book was released on 2010 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Download or read book The Handbook of Microfinance written by Beatriz Armendariz and published by World Scientific. This book was released on 2011 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Download or read book Methodological review of economic impact assessment written by Hamsa K.R and published by Amazon Publishers, USA. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Evaluation or Assessment plays a crucial role in a policy or programme implementation process. A planned and organized approach to reviewing, analyzing and investigating both the validity and intended or unintended effects of a particular policy or program helps to understand the direction of the programme or policy to achieve the established objectives. Development programs and policies are typically designed to change outcomes such as raising incomes, improving learning, or reducing illness. Impact evaluations seek to answer such cause-and-effect questions precisely. Assessing the impact of a program on a set of outcomes is the equivalent of assessing the causal effect of the program on those outcomes. In this study report some of the important methodologies was discussed in detail.Regression Discontinuity Design (RDD) is not a method in itself but a design. The application of RDD requires presence of a forcing variable on which treatment allocation is made. In this premise, RDD provides a quasi-experimental set up around the cut-off, such that observations near to cut-off on either sides are similar except for the treatment and thus enabling researcher to measure impact with least bias. Graphical representation, an integral component of RDD, is often intuitive and expressive. But, the applicability of the design may be limited by the fact that in most of welfare programs and schemes, use of rating variables for selection of beneficiaries are rare. Differnce-in-Differnce (DiD): It may be difficult to include unobserved differences in characteristics in the analysis. But Difference-in-Difference method helps to resolve this problem to the extent that many characteristics of units or individuals can reasonably be assumed to be constant over time. By using this method we also cancel out the effect of all the characteristics that are unique to that individual and that do not change over time.Economic Surplus (ES) Model: Among the multiple measure, Economic surplus model is popularly used to estimate returns to research investment in Agriculture. Because, this model requires little data and it also easy to use by the person who had a basic knowledge about economics. It also provides useful and effective outputs in showing the benefits generated by agricultural research. The study has demonstrated that the economic surplus method captures the impact of Bhoochetana programme activities in a holistic manner and assesses the distributional effects of producers and consumers and therefore it would be a fairly good methodology to assess the impact of the programme.
Download or read book The Microfinance Impact written by Ranjula Bali Swain and published by Routledge. This book was released on 2013-08-15 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative ... for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.
Download or read book Impact Assessment of Microfinance Programme of MFIs on Their Clients written by Arup Roy and published by . This book was released on 2017-02-24 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
