Download or read book How Will the CFPB Function Under Richard Cordray written by United States and published by . This book was released on 2012 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Watchdog written by Richard Cordray and published by Oxford University Press. This book was released on 2020-02-03 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions to federal candidates and parties, spending about $1 billion annually on campaigns and another $500 million on lobbying. The four biggest banks each now has more than $1 trillion in assets. Financial products have become a mass of fine print that consumers can hardly even read, let alone understand. Growing problems in the increasingly one-sided finance markets blew up the economy in 2008. In the aftermath, Congress created the Consumer Financial Protection Bureau. Sharing the stories of individual consumers, Watchdog shows how the Bureau quickly became a powerful force for good, suing big banks for cheating or deceiving consumers, putting limits on predatory lenders, simplifying mortgage paperwork, and stepping in to help solve problems raised by individual consumers. It tells a hopeful story of how our system can be reformed by putting government back on the side of the people, to strengthen our families, safeguard the marketplace, and establish a new baseline of fairness in our democratic society.
Download or read book The Semi annual Report of the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2013 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Nominations Of Richard Cordray and Mary Jo White written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2013 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Regulation of Consumer Credit written by Sarah Brown and published by Edward Elgar Publishing. This book was released on 2019 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: This incisive book gives a comprehensive overview of the regulation of consumer credit in both the US and the UK. It covers policy, procedure and the dynamics of the consumer credit relationship to advocate for a balanced approach in achieving more effective consumer protection.
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 2011 with total page 1134 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Enhanced Oversight After the Financial Crisis written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2012 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Seven Days Of Possibilities written by Anemona Hartocollis and published by Public Affairs. This book was released on 2004-06 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hartocollis shares the inspirational true story of one plucky young Bronx public school music teacher whose passion for her students transformed their lives--some for only seven days, others for a lifetime.
Download or read book Constitutional Coup written by Jon D. Michaels and published by Harvard University Press. This book was released on 2017-10-23 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans hate bureaucracy—though they love the services it provides—and demand that government run like a business. Hence today’s privatization revolution. Jon Michaels shows how the fusion of politics and profits commercializes government and consolidates state power in ways the Constitution’s framers endeavored to disaggregate.
Download or read book Historic Documents of 2011 written by CQ Press and published by CQ Press. This book was released on 2012-07-17 with total page 849 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Historic Documents series makes primary source research easy by presenting in one volume key excerpts from documents about the important events of each year for the United States and the world. Each volume includes approximately 70 events with over 100 documents from the previous year, from official or other influential reports and surveys, to speeches from leaders and opinion makers, to court cases, legislation, testimony, and much more. Historic Documents is renowned for the well written and informative background, history, and context it provides for each document. Each volume begins with an insightful essay that sets the year's events in context, and each document is preceded by a comprehensive introduction that provides background information on the event. Full-source citations are provided, and links to Web addresses containing complete documents are given, if available. Readers have easy access to material through a detailed, thematic table of contents and a cumulative five-year index that directs them to related material in earlier volumes. Featured documents in Historic Documents of 2011 cover topics including: - Osama Bin Laden's death - Arab Spring - European financial crisis - American financial deficit - Japanese earthquake and tsunami - independence for South Sudan - royal wedding - Wall Street protests - final space shuttle mission - end of "Don't Ask, Don't Tell" - protests at the Wisconsin legislature over collective bargaining
Download or read book Black Edge written by Sheelah Kolhatkar and published by . This book was released on 2017 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The rise over the last two decades of a powerful new class of billionaire financiers marks a singular shift in the American economic and political landscape. Their vast reserves of concentrated wealth have allowed a small group of big winners to write their own rules of capitalism and public policy. How did we get here? ... Kolhatkar shows how Steve Cohen became one of the richest and most influential figures in finance--and what happened when the Justice Department put him in its crosshairs"--Amazon.com.
Download or read book A Legislative Proposal To Create Hope And Opportunity For Investors Consumers And Entrepreneurs Hearing Serial No 115 17 April 26 2017 115 1 written by and published by . This book was released on 2018 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Historical Statistics on Banking written by and published by . This book was released on 1934 with total page 638 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Knowledge Capture in Financial Regulation written by Eva Becker and published by Springer. This book was released on 2016-04-12 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Eva Becker assesses the US financial crisis as a crisis of regulatory data, information and knowledge. Based on the Financial Crisis Inquiry Commission’s interviews as well her own interviews, and drawing on Capture Theory and recent reformulations thereof, she develops “knowledge capture” as a theoretic framework to assess financial regulation under conditions of 21st century complexity.
Download or read book Private Student Loans written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and Consumer Protection and published by . This book was released on 2013 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by Financial Management Associati. This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: This article provides an introduction to a law review symposium by the Journal of Law, Economics, and Policy on our book (co-authored with Michael E. Staten), Consumer Credit and the American Economy (Oxford 2014). The conference, held November 2014, collects several articles responding to and building on the research agenda laid out by our book. For those who have not read the book, this article is intended to summarize several of the main themes of the book, including discussion of economic models of consumer credit usage, trends in consumer credit usage over time, the use of high-cost credit, and behavioral economics.
Download or read book The New Handshake written by Amy J. Schmitz and published by . This book was released on 2017 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: Where we are now -- What consumers want -- Lessons learned on ebay -- The business case for resolutions -- Bringing consumer advocacy online -- Ethical considerations -- Envisioning a global redress system -- The design: newhandshake.org -- How it could succeed and how it could fail -- Case studies -- What's next -- Conclusion
