Download or read book How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances written by Robert Irwin and published by McGraw Hill Professional. This book was released on 2009-08-28 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don’t lose your ho me to foreclosure! Do a short sale! Robert Irwin, one of America’s most trusted real estate experts, provides the tools you need to avoid foreclosure—and protect your credit, your wealth, and your peace of mind. How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances removes the complications and stress often associated with short selling a property. Using real-life success stories, Irwin explains how a short sale works and walks you through the process step by step. You’ll learn how to: Convince lenders to engage in a short sale Deal with a loss mitigation committee Get a loan modification Find an agent Manage issues with the IRS Beat the deadlines that can doom a short sale It contains all the paperwork you’ll need to execute a short sale, along with listings of helpful outside resources. How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances provides everything you need to get out from under—without spending a dime of your own money.

Download or read book How to Avoid Foreclosure written by and published by . This book was released on 2020 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Foreclosure Self Defense For Dummies written by Ralph R. Roberts and published by John Wiley & Sons. This book was released on 2011-04-20 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? You need to do three things: stop worrying about why this has happened to you; resolve to fight the foreclosure and save your home; and read Foreclosure Self-Defense For Dummies. It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome. This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to: Regain your emotional composure Confront your foreclosure head-on Protect your rights Assess your situation and weigh your options Touch base with key people who can help you Stop the financial bleeding Team up with your lender to find solutions Work out a refinancing deal with another lender Avoid quick-fix schemes and scams Cash out before it’s too late Recover from foreclosure Re-establish your credit Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.

Download or read book Texas Foreclosure Manual Third Edition written by William H. Locke and published by . This book was released on 2014-05-02 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Essential Guide to Short Sales and Avoiding Foreclosure in North Carolina written by Tai a Desa and published by . This book was released on 2020-02-22 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the definitive resource for anyone in North Carolina involved in a short sale or a foreclosure, whether they are a homeowner, real estate agent, attorney, homebuyer, or investor. Written in simple, easy to follow language, this book includes: 1.) The timeline for foreclosure in North Carolina, so you know what happens next, 2.) The 15 benefits of a short sale, 3.) The 8 alternatives to foreclosure, 4.) A comprehensive list of federal and state programs for mortgage borrowers who are financially struggling, 5.) The tax and credit consequences to a short sale, plus how to avoid paying tax on the forgiven debt, 6.) 20 ways a short sale gets delayed, 7.) What the bank can and can't take from you, 8.) How landlords and tenants can protect themselves if the mortgage is delinquent, 9.) What to do if you're on the deed but not the mortgage, 10.) How to know if the bank is forgiving your debt, 11.) Ways to postpone the Foreclosure Sale, 12.) How a divorce affects a short sale or foreclosure, 13.) 5 things buyers need to know when purchasing a short sale,14.) Realtor short sale horror stories, 15.) Description of the laws around short sales and foreclosures, 16.) Step by step explanation of how to master the most critical moment in the short sale process, 17.) How to spot and avoid costly foreclosure rescue scams, and 18.) A comprehensive glossary of insider terms to give you the edge in negotiation.This book includes an appendix with sample hardship letters, communications that convinced the bank to approve the short sale, and the North Carolina legal statutes regarding short sales and debt adjustors. Author Tai A. DeSa successfully closed hundreds of short sales in multiple states. A former U.S. Navy Officer, a graduate of the Wharton School of the University of Pennsylvania, and a licensed real estate broker in Pennsylvania and Tennessee, DeSa reveals insider tips on how to prevent foreclosure and convince the bank to forgive the remaining debt in a short sale.

Download or read book Stop Foreclosure Now written by Lloyd SEGAL and published by AMACOM Div American Mgmt Assn. This book was released on 2008-09-15 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: We've all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.

Download or read book Foreclosure Stop Book written by Oscar Morante and published by Advanced Real Estate Concepts, LLC. This book was released on 2012-12-03 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you need a sure-fire way to stop a foreclosure at the last minute? If so, Foreclosure Stop Book is for you. Foreclosure Stop Book explains, step by step, exactly how to postpone a foreclosure at the last minute by filing a last minute emergency bankruptcy petition. This method is infallible because it puts the property under federal protection. This works in all the states. No exceptions. Bankruptcy is also a form of temporary asset protection. It stops all collections efforts, which includes foreclosure. If you need to stop a foreclosure at the last minute, Foreclosure Stop Book will explain you exactly how to do it. Foreclosure Stop Book will show you, step by step, how file and time an emergency bankruptcy petition, at the last minute for purpose of stopping a foreclosure only. This book is only about stopping a foreclosure through bankruptcy. Not about successfully completing bankruptcy process. Foreclosure Stop Book shows you exactly how to stop a foreclosure by filing a last minute emergency bankruptcy petition. This harnesses the power of the Federal Government to protect all your assets from collectors. TRUE STORY Kelly doesn’t like to be taken advantage of. She doesn’t let go of things without putting a fight either. As of this writing, she was almost out of some serious financial problem. However, she going to lose her home anyway. They could for sure pay now. The bank was not helping. They just could not save the property in way that made financial sense. In fact the bank was just trying to squeeze more money from her. I explained her how to do a last minute foreclosure stop. She save the property from foreclosure several times and kept the property an additional two years total. All that time she lived at the property for free, without paying rent or taxes. That gave her plenty of time recover, find another home and do things on her timeframe. Not the bank’s timeframe. YOU CAN DO THE SAME. FORECLOSURE STOP BOOK Is foreclosure only a few days or hours away, and you need more time? Here is the information you need. This Do-it-Yourself, easy to understand e-book shows how to gain more time by filing a last minute emergency bankruptcy for FREE. That will temporarily stop foreclosure for sure. You will have peace of mind and stay at your home longer, for FREE, for at least a few days more. Most likely a few weeks or months. You will to save money, plan better and be in no rush. Not only that, you will accomplish this by yourself, independently, without spending thousands of dollars in attorneys. IS THIS FOR YOU? This is for You If: + You are just about to be foreclosed + You have tried all else and are out of options + You are totally out of time and there is no time to try anything + You need a cost effective, sure-fire, way to postpone foreclosure for sure DO YOU QUALIFY? You Qualify If: + You have never filed for bankruptcy before, or + You have been dismissed from bankruptcy at least six months ago, or + You have been dismissed from bankruptcy more recently but “without prejudice” HOW DOES IT WORK? Once a homeowner is only a few days or hours away from foreclosure, the only sure-fire method to postpone foreclosure is by PROPERLY filing a last minute emergency bankruptcy. For this to work, it has to be done correctly. That means that only the exact documents must be submitted to the court, with just absolutely minimal information completed to be accepted. Not only that, but maybe even more importantly, TIMING needs to just right. BIG SAVINGS Save Thousands of $$$. You don’t need an attorney. You can postpone foreclosure for free or for a minimal cost. In fact, what you will learn in Foreclosure Stop-Book is exactly what an attorney would do if you were to hire one to postpone the foreclosure. The REASON is simple: There is only one option. You can do this yourself for free, or hire an attorney. You know the price difference. FREQUENTLY ASKED QUESTIONS + What are the chances of this working for me? 100% if you qualify + Is it legal for me to file for bankruptcy just for postponing foreclosure? Yes + Is it legal for me to file for bankruptcy by myself, without an attorney? Yes + I just want to postpone the foreclosure. Do I need to complete the whole bankruptcy process or can I leave it incomplete? Not an issue. You can let it dismiss. + Can I Stop Foreclosure More than Once? Most often yes WHAT IS INCLUDED IN FORECLOSURE STOP BOOK? + Case Studies - Learn from others + When to Do It - How to time it just right + Game Plan - Simple, logical, effective, proven + What NOT to Do - Just as important as what to do + List of Needed Forms - Know exactly what forms to fill + What to Do - Step by step detailed and sequential action list + How to Complete the Forms - Correctly entering just the right info + Keeping the Property Longer - How to prolong the foreclosure process + Actions Check List - Makes it easier to “Cross All the Ts” and “Dot all the Is”

Download or read book Make Money in Short Sale Foreclosures written by Chantal Howell Carey and published by John Wiley & Sons. This book was released on 2005-07-08 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: MAKE MONEY IN SHORT-SALE FORECLOSURES Foreclosures are the most profitable way to invest in real estate. But most real estate books on foreclosures don't tell you how to invest in short-sale foreclosures--properties with even more profit potential than regular foreclosures. A short-sale foreclosure is a lender accepting a loan payoff for less than the amount owed. This comprehensive new guide from renowned real estate authors Chantal and Bill Carey covers all the ins and outs of short-sale foreclosure investing, from finding properties to negotiating with lenders, to closing the deal and making a bundle. Inside you'll find all the information you need to succeed: * Finding great short-sale foreclosure deals * Dealing with owners in financial distress * When to buy short-sale foreclosures * Creating equity in foreclosure properties * Writing successful short-sale offers * FHA, VA, and private mortgage insurance short-sales * Purchasing short-sale properties at auction * Understanding escrow, closing, and title insurance * Flipping short-sale properties

Download or read book Short Sale Pre Foreclosure Investing written by Dwan Bent-Twyford and published by John Wiley & Sons. This book was released on 2011-01-11 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn all about short-sales, the hottest topic in today’s real estate investing market, with Short-Sale Pre-Foreclosure Investing: How to Buy "No-Equity" Properties Directly from the Bank -- at Huge Discounts. Understand how to buy properties at big discounts, creating windfall profits. Using this guide, you can access information about a topic that 90% of real estate agents and investors know nothing about. Discover how to make huge profits from the banks’ misfortune, how to help homeowners in foreclosure while helping yourself, and how to stay on the cutting edge of the down market.

Download or read book Stop Foreclosure Now Revised Edition for 2012 written by and published by Jonathan Aronson. This book was released on with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Complete Guide to Preventing Foreclosure on Your Home written by Martha Maeda and published by Atlantic Publishing Company. This book was released on 2010 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide provides you with strategies for getting legal advice, keeping current on your mortgage payments, negotiating temporary delays in payments, restructuring loans, refinancing, filing for bankruptcy, and creating and sticking to a budget. You will learn about debt counselling and income maintenance, tax abatement, and public assistance programs. This book also provides details on the March 2010 modifications to the Home Affordable Modification Program (HAMP) and to the Federal Housing Administration (FHA) programs offered by the federal government to assist homeowners who have been affected by the economic crisis through no fault of their own. In addition, this book will show you how to decide if your property is worth saving, how to figure out how much time you have to act, how to use the courts to stop foreclosure, how to decide whether bankruptcy is your best option, and how to use your military status to prevent foreclosure. You will also learn about foreclosure rescue scams, non-judicial foreclosure, judicial foreclosure, and notice of default. Also included is an explanation of the alternatives to foreclosure, such as special forbearance, mortgage modification, partial claim, pre-foreclosure, and deed-in-lieu of foreclosure. With foreclosures on the rise, it makes sense to know how to protect your home. The guide also provides you with tips, tricks, strategies, and secrets to prevent your home s foreclosure now before it is too late.

Download or read book Surviving Debt written by and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Foreclosures Short Sales Insider Guide Buy Foreclosures Become an Investor Avoid Foreclosure written by T. S. Hedley and published by . This book was released on 2009-12 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Short Sales Insiders are smart people...they don't spend countless hours working for someone else. They become their own boss - it's that simple...There is no other way to be financially independent. And, like any journey, your adventure begins with the first step. The rest is quick and easy. Finally, a Foreclosure Short Sale System the works! * Are you a Business Opportunity Seeker? -Are you looking for part-time or full-time income? -Do you dream of someday owning your own home-based business? -Do you want to enjoy all the happiness of financial freedom? You can get started and work from home with virtually no money, no credit, and no income. Earn Big Cash Profits quick and easy! * Are you a Distressed Homeowner? -Are you facing foreclosure? -Do you want to salvage your credit or avoid bankruptcy? -Do you owe more on your home than the current Fair Market Value? There is a solution - it is called the Short Sale. Get out of a bad situation with an easy to understand Step-by-Step process! * Are you Home Buyer looking for your dream home? -Do you want to take the maximum advantage of this down market with a new home purchase? -Are you seeking the best deal possible on your home? -Would you like learn how to have instant "market equity" by buying your new home for 40% or more below the current market value? This is the time to ACT! - this economic downturn won't last forever! Find your dream home at pennies on the dollar and help a distressed owner at the same time!

Download or read book Military Finances written by Don Philpott and published by Rowman & Littlefield Publishers. This book was released on 2013-07-11 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Military Finances is essential reading for any soldier, veteran, or military family member concerned with their financial future. Members of the military often have a tough time handling their finances, whether it be while serving active duty or when returning to civilian life; and our uncertain economy and job market only magnify those issues. Many serving in the military are young, with little or no training in financial affairs, and face frequent deployments and relocations—all of which can wreak havoc on a person’s finances. This book provides a one-stop guide to navigating the many financial questions facing today’s military in all phases of service: Active duty Preparing for transition or retirement And post-military lives and careers It covers general financial planning along with many specific aspects of money management vital to military members and their families, proving an indispensable and informative resource for those who fight to defend our freedoms every day, and have for generations.

Download or read book Cashing in on Pre foreclosures and Short Sales written by Chip Cummings and published by John Wiley & Sons. This book was released on 2009-03-16 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cashing in on Pre-foreclosures and Short Sales shows investors exactly how to take advantage of what many are calling the best upcoming investment real estate market we have experienced in decades! Chip distinguishes the difference between good deals and bad deals, reveals just how easy it is to find, evaluate, and obtain foreclosure properties, tells how to negotiate a profitable transaction, and unveils the power of using short sales and other strategies to create a win-win situation for the investor, the seller, and the bank. Even first-time buyers looking to score a bargain on purchasing their own home will be armed with all the tools they need to confidently evaluate and pursue a profitable deal - and save thousands in the process. Cashing In on Pre-foreclosures and Short Sales incorporates quotes and advice from top industry professionals, as well as a healthy appendix packed with state and national foreclosure guidelines, including valuable contacts and websites, sample forms, checklists, and all the necessary tools you need to find, evaluate, secure and profit from foreclosure properties.

Download or read book Help for Homeowners Facing Foreclosure written by sylvia black and published by Sylvia Black. This book was released on 2020-01-28 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you have been laid off or are facing unemployment, you can keep your home - - if you know the right steps to take. If your family is facing any of these changes and cannot pay your bills, now is the time to look closely at what you owe and what you earn, eliminating unnecessary spending and reaching out for help if you still cannot meet your financial obligations. Taking action now can help you protect your family from the loss of your home. And Affordable Homes and Apartments can help. First and foremost, if you can keep your mortgage current, do so. However, if you find that you are unable to make your mortgage payments, you may qualify for programs that you may not know about. Even for the unemployed and senior citizerns and those with bad credit may qualify for many of these programs never before thought of. This book will give you information you need to help you save your home from foreclosure. The information contained herein is for informational purposes only and Affordable Homes and Apartments cannot guarantee approval of any program listed herein. The sooner you call; the sooner help is available. We buy houses for cash. so if you haven't been able to get the help you need or want give Affordable Homes and Apartments a call we may be able to purchase your home and help you save your home and your credit. The contents of this book are being provided for informational purposes only. It is not intended to provide legal advice and should not substitute for the advice of an experienced real estate attorney. Also, the links and references to web sites and organizations are provided for informational purposes only. Affordable Homes and Apartments do not endorse any specific organization or web site and does not suggest that one source should be utilized to the exclusion of another and cannot guarantee approval.

Download or read book The Foreclosure Survival Guide written by Amy Loftsgordon and published by Nolo. This book was released on 2023-08-29 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? Put together a plan. Take action. Foreclosure can be an intimidating and scary experience. The stress of potentially losing the family home can drive people to make mistakes, either by doing the wrong thing or failing to act at all. You need to know your options if you're having trouble making your mortgage payments or are already in danger of foreclosure. Your actions are vitally important if you want to keep your home or at least get through the process with as little anxiety as possible. This book has essential tips on what to do--and what not to do--if you're facing a foreclosure. Don't wait to take action if you're behind in mortgage payments and facing a potential foreclosure. The Foreclosure Survival Guide covers your options for avoiding the loss of your home or at least delaying it. The strategies and useful information in this book will give you the tools you need to develop a plan to try to keep your home or decide if it makes sense to move on.This guide can help you learn how to navigate foreclosure and potentially stay in your home. It gives you the practical information you need, including: the ins and outs of foreclosure how to decide whether you should try to keep your house what loan workout programs are available to potentially save your home and how to apply for them how to bring your loan current in Chapter 13 bankruptcy if you can't stay in your home, how to avoid unnecessary costs by filing for Chapter 7 bankruptcy what alternatives for giving up the property, like short sales and deeds in lieu of foreclosure, are available, and how to avoid becoming the victim of foreclosure rescue scams. This book's powerful yet practical advice also explains the 120-day foreclosure waiting period before foreclosure starts, how the foreclosure process works in each state, potential tax consequences, and more. This edition is updated with the latest information on mortgage-assistance programs for homeowners, federal mortgage servicing laws, relief for victims of natural disasters, and recent court decisions affecting homeowners' rights.