Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Download or read book How to Save Thousands of Dollars on Your Home Mortgage written by Randy Johnson and published by John Wiley & Sons. This book was released on 2002-08-08 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find The Home Mortgage That's Right For You Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand: * First-time buyers programs * APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans * Refinancing strategies * Closing costs, lender fees, and other expenses * How to dispute credit report errors and fix credit problems * How to use the Internet for loan analysis

Download or read book Sell Your Home and Save Thousands on the Commission written by Robert Irwin and published by John Wiley & Sons. This book was released on 2004-04-28 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pay a lower commission-and keep more of your money! Most homeowners assume that everyone pays the same six percent on Realtor commissions. But, in fact, some people pay much less and some people pay much more. And with today's overheated housing market, it seems like most homes practically sell themselves. Is it really worth paying a Realtor tens of thousands of dollars to find a buyer for a home that's in high demand? There are actually many ways to lower the commission you pay-all it takes is knowledge of the selling process and basic negotiating skills. In this helpful, comprehensive guide, Robert Irwin teaches you everything you need to know to get a better deal. He presents a detailed, precise explanation of how the commission system works, and proven strategies and tactics for keeping more of your equity. You'll learn how to lower-and even eliminate-the commission by taking advantage of such little known options as: * Using a discount agent * Negotiating for rebates or reduced rates * Offering flat fees or cash bonuses * Basing commissions on speed of sale and other factors * Creating your own listing agreement * Paying for services rendered rather than percentage * Finding a buyer yourself and paying only for the closing Six percent doesn't sound like much. But for many homeowners, six percent is a fortune better spent on something else. In a booming real estate market, it pays to consider the alternatives-and you'll find them all in this handy, helpful guide.

Download or read book Little House Living written by Merissa A. Alink and published by Gallery Books. This book was released on 2021-02-23 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The immensely popular blogger behind Little House Living provides a timeless and “heartwarming guide to modern homesteading” (BookPage) that will inspire you to live your life simply and frugally—perfect for fans of The Pioneer Woman and The Hands-On Home. Shortly after getting married, Merissa Alink and her husband found themselves with nothing in their pantry but a package of spaghetti and some breadcrumbs. Their life had seemingly hit rock bottom, and it was only after a touching act of charity that they were able to get back on their feet again. Inspired by this gesture of kindness as well as the beloved Little House on the Prairie books, Merissa was determined to live an entirely made-from-scratch life, and as a result, she rescued her household budget—saving thousands of dollars a year. Now, she reveals the powerful and moving lessons she’s learned after years of homesteading, homemaking, and cooking from scratch. Filled with charm, practical advice, and gorgeous full-color photographs, Merissa shares everything from tips on budgeting to natural, easy-to-make recipes for taco seasoning mix, sunscreen, lemon poppy hand scrub, furniture polish, and much more. Inviting and charming, Little House Living is the epitome of heartland warmth and prairie inspiration.

Download or read book Home Buying For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2009-04-01 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

Download or read book Real Estate Without Agents written by Terry Ryder and published by . This book was released on 2004 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Save Thousands of Dollars When You Buy or Sell Your Home. This practical book shows why not to use a real estate agent and clears away the misconceptions of buying and selling a home without one. As Terry Ryder demonstrates, anyone can buy and sell their own property - the process is not complicated, and will save time and a considerable amount of money. The fact is, removing real estate agents from the event makes the whole process far more straightforward. Every year, growing numbers of people sell or buy property quickly, easily and profitably by themselves. As the many private buyers and sellers in the book reveal, being able to deal direct with each other streamlines the process making it less stressful, and gives both sides a feeling of control and involvement. People who buy or sell without an agent express surprise at how easy it was and satisfaction with the whole process. This book shares the secrets of these successful people. Terry Ryder takes sellers through the all steps of marketing and selling their property. There are many cheap and effective alternatives to the expensive and mostly useless advertising promoted by agents. It shows buyers how to find properties for sale privately, and how best to approach the sellers. The book includes:- Why not to believe what agents say, especially about selling or buying privately- Developing your Game Plan- How to negotiate- Using your own networks to buy or sell- Setting the sale price for your house- Mistakes to avoid for buyers and sellers

Download or read book The Home Buyer s Advisor written by Andrew James McLean and published by John Wiley & Sons. This book was released on 2004-02-16 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: The tax-smart guide for first-time buyers and second-home investors Whether you're a first-time home buyer or a seasoned investor, this practical guide covers everything you need to know to invest safely, confidently, and profitably in today's real estate market-while getting the most out of the latest tax laws. The Home Buyer's Advisor shows you precisely what to look for in a real estate investment, where to find the best buying opportunities, how to use proven holding strategies such as land-banking and lease options, and how to make your home a secure foundation for future real estate investments. Ideas for a secure retirement are also included. Packed with ideas, strategies, and real-world examples, Andrew McLean's Home Buyer's Advisor will show you how to: * Take advantage of a wide range of financing methods, such as originating new VA, FHA, and conventional loans; loan assumption; wrap-around loans; and other alternative financing methods * Hunt for bargain properties using the Internet * Profit from HUD and VA repossessions and bank foreclosures, and bid for property at special auctions * Use professional appraisal techniques to ensure you're getting the best value for your investment * Utilize smart investment strategies and holding techniques * Manage properties without all the hassles * Minimize, defer, and transfer more of your tax liability * And much more!

Download or read book Clever Girl Finance written by Bola Sokunbi and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.

Download or read book Sell My House Fast written by Sell My House Fast Andy Kolodgie and published by Sell My House Fast. This book was released on 2022-05-03 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're thinking "I need to sell my house fast" you've found the right book. Working with a cash home buyer like Sell My House Fast will allow you to sell your house for cash to an authoritative we buy houses company in your region. If you're looking to get cash for your house. https://www.sellmyhousefast.com/

Download or read book SELL YOUR OWN HOME AND SAVE THOUSANDS written by Barbara Allen and published by AuthorHouse. This book was released on 2005-03-01 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many publications have been written on How to Buy a Home, but few if any has been been written to help You the home seller to sell your own home. Most people that decide to sell their own home themselves have no guide-lines, only their desire to save the dollars that go for Real Estate commissions. This book has been designed to help you do just that This is a step by step instruction book,with the forms you need to accomplish your goal. There may be different needs for different States, we have tried to compensate for this. Some of the forms will not be needed for some transactions but are included for the needs of others. Now that you have made the addition to save THOUSANDS of Dollars by selling your own home lets talk about a few things that may beneficial to you. I am not telling you it will be easy, it takes patience and I hope by buying this book you will be relieved of a lot of guess work. NOW LETS GET GOING!!!!

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book The Homeowner s Guide to for Sale by Owner written by Jackie Bondanza and published by . This book was released on 2008 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Homeowner's Guide to For Sale by Owner details each benefit FSBO brings and explains how you can accomplish this task while saving money. Now, selling your home without a realtor or broker will be fast and easy. You will learn the entire FSBO process. You will learn how to set the sales price and how to save the 6 to 8 percent real estate commission, which can add up to thousands or tens of thousands of dollars in savings. You will learn how to stage your home for a showing and have a professional appraisal and home inspection to ensure a successful sale. You will learn how to market, advertise, and show your home, list your home for sale on the Internet or local multiple listing service (MLS), host an open house, and develop and market a fact sheet. If selling your home is on your list of things to do, do not [let] the current market deter you: Let this book be your guide to saving money and selling your house the FSBO way"--Page 4 of cover.

Download or read book Simple and Sold written by Sissy Lappin and published by . This book was released on 2012-05-01 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Internet has great tools available for homeowners that are selling. This book guides you through the process, whether you are using an agent or want to save the commission and do it yourself.--Publisher.

Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Download or read book 99 Cent Solutions written by Editors at Reader's Digest and published by Simon and Schuster. This book was released on 2015-06-02 with total page 734 pages. Available in PDF, EPUB and Kindle. Book excerpt: Save a fortune with over 1,300 easy solutions to hundreds of common household problems. You don’t have to be rich to live well; now you can outfox the high cost of living the old-fashioned five-and-dime way. Don’t be tempted by all of those “new” products on the shelves; instead, rediscover the power of those time-honored, thrifty household items your grandparents and parents used. You’ll save a bundle with over 1,300 of these clever hints and tips: • A Frisbee is a handy item to keep around the house and can be used as a portable pet dish, paint palette, and paper plate holder • Hair spray is an inexpensive way to preserve flowers, remove pet hair from a couch, kill bugs, and stop static cling • Cedar chips will drive fleas from a pet bed, keep snails at bay in your garden, and repel moths from your wool sweaters • Furniture polish will spiff up hubcaps and bicycles, add shine to shower doors, and stop squeaky door hinges • Glass cleaner will make your jewelry sparkle, relieve bee sting pain, dry out pimples, and shine patent leather shoes • Aluminum foil makes a stunning wrap for a wedding gift, works effectively as a substitute for hair curlers in a pinch, and when placed under your ironing board cover will increase the efficiency of your iron • An ice cream scoop can be used to measure the perfect amount of potting soil, shape butter into fancy shapes for a holiday dinner, and form perfect meatballs and cookies • A pillowcase will dry lettuce in seconds, makes a cute summer dress for a child, covers a baby’s changing pad, and functions as a travel laundry bag • Knitting needles make stylish hair accessories, can serve as kebab holders for a fun fruit snack, function in place of toothpicks to test a cake’s doneness, and can be used to protect your garden from invading critters

Download or read book How the Tax Laws Can Save Thousands of Dollars for Residents of Florida written by First National Bank of Miami. Trust Department and published by . This book was released on 1955 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.