Download or read book How To Live Cheap In An UnCheap World written by Peter Legrove and published by Independently Published. This book was released on 2019-08-13 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Right now 2019 the world has gone mad, it has changed completely from what it was like when I was young. The government has gone tax mad and regulation mad. And to top it off we have the added expense of the internet. Electricity prices keep going up, and rents are definitely not cheap anymore. And if you have made the biggest investment of your life and actually brought your house, you can guarantee land taxes will go up and keep going up. And while keeping up with world events, the price of oil has dropped over 50% this year and the price of gas at the pump has dropped about 05 cents. We are getting screwed on all sides. What about milk -- the bottom has fallen out of the world price, but on the supermarket shelf the price hasn't moved. All expenses have gone up, but wages and if you are on the pension, nothing has moved up. Things are not good on the home front. Saving money is something your parents used to do, and something you'd love to do, but there is nothing left at the end of the week. Money just slips through your fingers. Even now if you have a job, you still need to have a plan to save money. If you are living paycheck to paycheck, you cannot afford any hiccups. Even the price of food has gone through the roof. Bread a staple food, and butter what you eat with bread, has gone out of reach of anybody pinching pennies. Just to survive you need to keep track of how much money slips through your fingers. The worst expense is the rent, and that comes out every week. That is first expense and there is not much left after that. Now, how do you pay cheap rent. I know one guy who lives in a van. All he pays is the parking space in a covered, locked, parking garage. And that is a lot cheaper than paying rent on a room or apartment. It takes a while to get to know what any place has to offer, so you got to ask around. In the end he knew all the toilets, where to go for a shower, cost $2 and all the churches and community places that handed out free food. He lived very cheap and loved it. The garage he lived in was pretty run down, had spaces for about 30 cars, but after work and on the weekends he had the whole place to himself. But not everybody can do that. What if you've got a family. He was on his own. Also every month expenses like water and electricity has just increased incredibly. And the new expense, the internet has added a new monthly bill that has to be paid. About 10 years ago that was not an every month expense. We could call it a modern expense. But with the internet we don't need TV and the cable companies. We can also forget about the everyday newspapers and even books for that matter. So there is a few savings there. Everybody talks about budgeting, but all I do is try and keep track of where it all goes. I keep receipts from everything and add them up at the end of the month. That is on top of all the other expenses, like the car. That is a major expense added onto all the other monthly expenses. If you know where the money goes you can plug the leaks, so the first thing to do is to keep all receipts, and know where it is going out. Very difficult to budget when you are living money in money out. Then there are the yearly expenses like taxes that sneak up on your and they aren't cheap. How can you budget when you have nothing to budget with?
Download or read book How to Travel the World on 50 a Day written by Matt Kepnes and published by Perigee Books. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A budget-conscious traveler who toured the world for eight years offers tips for saving thousands of dollars on the road, featuring advice on such topics as avoiding currency conversion fees and acquiring free frequent flyer points.
Download or read book MFA Vs NYC written by Chad Harbach and published by Macmillan. This book was released on 2014-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Writers write—but what do they do for money? In a widely read essay entitled "MFA vs NYC," bestselling novelist Chad Harbach (The Art of Fielding) argued that the American literary scene has split into two cultures: New York publishing versus university MFA programs. This book brings together established writers, MFA professors and students, and New York editors, publicists, and agents to talk about these overlapping worlds, and the ways writers make (or fail to make) a living within them. Should you seek an advanced degree, or will workshops smother your style? Do you need to move to New York, or will the high cost of living undo you? What's worse—having a day job or not having health insurance? How do agents decide what to represent? Will Big Publishing survive? How has the rise of MFA programs affected American fiction? The expert contributors, including George Saunders, Elif Batuman, and Fredric Jameson, consider all these questions and more, with humor and rigor. MFA vs NYC is a must-read for aspiring writers, and for anyone interested in the present and future of American letters.
Download or read book A Better Life for Half the Price written by Tim Leffel and published by Createspace Independent Publishing Platform. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents good value destinations to live in around the world and how to transition.
Download or read book Ten Years a Nomad written by Matthew Kepnes and published by Macmillan + ORM. This book was released on 2019-07-16 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Part memoir and part philosophical look at why we travel, filled with stories of Matt Kepnes' adventures abroad, an exploration of wanderlust and what it truly means to be a nomad. New York Times bestselling author of How to Travel the World on $50 a Day, Matthew Kepnes knows what it feels like to get the travel bug. After meeting some travelers on a trip to Thailand in 2005, he realized that living life meant more than simply meeting society's traditional milestones. Over 500,000 miles, 1,000 hostels, and 90 different countries later, Matt has compiled his favorite stories, experiences, and insights into this travel manifesto. Filled with the color and perspective that only hindsight and self-reflection can offer, these stories get to the real questions at the heart of wanderlust. Travel questions that transcend the basic "how-to," and plumb the depths of what drives us to travel — and what extended travel around the world can teach us about life, ourselves, and our place in the world. Ten Years a Nomad is a heartfelt comprehension of the insatiable craving for travel, unraveling the authenticity of being a vagabond, not for months but for a fulfilling decade.
Download or read book Strong Towns written by Charles L. Marohn, Jr. and published by John Wiley & Sons. This book was released on 2019-10-01 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.
Download or read book My Misspent Youth written by Meghan Daum and published by Macmillan + ORM. This book was released on 2014-12-23 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: My Misspent Youth is an incisive collection that marked the start of a new millennium and became a cult classic, from the editor of Selfish, Shallow, and Self-Absorbed and the author of The Unspeakable An essayist in the tradition of Joan Didion, Meghan Daum is one of the most celebrated nonfiction writers of her generation, widely recognized for her fresh, provocative approach with which she unearths the hidden fault lines in the American landscape. From her well remembered New Yorker essays about the financial demands of big-city ambition and the ethereal, strangely old-fashioned allure of cyber-relationships to her dazzlingly hilarious riff in Harper's about musical passions that give way to middle-brow paraphernalia, Daum delves into the center of things while closely examining the detritus that spills out along the way. With precision and well-balanced irony, Daum implicates herself as readily as she does the targets that fascinate and horrify her.
Download or read book The Affordable City written by Shane Phillips and published by Island Press. This book was released on 2020-09-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.
Download or read book How to Avoid a Climate Disaster written by Bill Gates and published by Vintage. This book was released on 2021-02-16 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BEST SELLER • In this urgent, authoritative book, Bill Gates sets out a wide-ranging, practical—and accessible—plan for how the world can get to zero greenhouse gas emissions in time to avoid a climate catastrophe. Bill Gates has spent a decade investigating the causes and effects of climate change. With the help of experts in the fields of physics, chemistry, biology, engineering, political science, and finance, he has focused on what must be done in order to stop the planet's slide to certain environmental disaster. In this book, he not only explains why we need to work toward net-zero emissions of greenhouse gases, but also details what we need to do to achieve this profoundly important goal. He gives us a clear-eyed description of the challenges we face. Drawing on his understanding of innovation and what it takes to get new ideas into the market, he describes the areas in which technology is already helping to reduce emissions, where and how the current technology can be made to function more effectively, where breakthrough technologies are needed, and who is working on these essential innovations. Finally, he lays out a concrete, practical plan for achieving the goal of zero emissions—suggesting not only policies that governments should adopt, but what we as individuals can do to keep our government, our employers, and ourselves accountable in this crucial enterprise. As Bill Gates makes clear, achieving zero emissions will not be simple or easy to do, but if we follow the plan he sets out here, it is a goal firmly within our reach.
Download or read book Little House Living written by Merissa A. Alink and published by Gallery Books. This book was released on 2021-02-23 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The immensely popular blogger behind Little House Living provides a timeless and “heartwarming guide to modern homesteading” (BookPage) that will inspire you to live your life simply and frugally—perfect for fans of The Pioneer Woman and The Hands-On Home. Shortly after getting married, Merissa Alink and her husband found themselves with nothing in their pantry but a package of spaghetti and some breadcrumbs. Their life had seemingly hit rock bottom, and it was only after a touching act of charity that they were able to get back on their feet again. Inspired by this gesture of kindness as well as the beloved Little House on the Prairie books, Merissa was determined to live an entirely made-from-scratch life, and as a result, she rescued her household budget—saving thousands of dollars a year. Now, she reveals the powerful and moving lessons she’s learned after years of homesteading, homemaking, and cooking from scratch. Filled with charm, practical advice, and gorgeous full-color photographs, Merissa shares everything from tips on budgeting to natural, easy-to-make recipes for taco seasoning mix, sunscreen, lemon poppy hand scrub, furniture polish, and much more. Inviting and charming, Little House Living is the epitome of heartland warmth and prairie inspiration.
Download or read book How To Save Money Doing Online Jobs From Home And Frugal Living written by Peter LeGrove and published by . This book was released on 2019-12-03 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: This little book is for anyone who is struggling to make ends meet. And for the few who want to start saving again. Life is difficult out there and changing one's spending habits is a start. There are some little things you can do to help you not spend so much. Cutting out the good things in life is not easy, especially if you have kids. This book is not for the instant generation, as most new things you have to learn. And learning takes time. This book tries to shorten the learning curve, by showing you how to get up to speed on a new subject, quickly and cheaply. If you are into checking out what you can do online and getting up to speed in your chosen field, then this book is for you.The people on the planet, at the moment, are in the cusp of change and this book will help you stay ahead of the game. With the internet and the wired world, there are many new opportunities available out there in cyberspace. But you need to know what they are, and this book makes a few more opportunities available to you. All you have to do is grab them. This book is about ideas, so read through the book to find out what you could use in your situation. And keep your eyes open to new ideas. Like people who smoke and complain about the price of cigarettes. Why not grow your own tobacco? There are things you can do starting now, that could make a difference in you life rather fast. But most things take time. There is a learning curve. Even with growing vegetables, your first attempt will not be very good. But then again, vegetables you get from the supermarket are a lot better looking than what you can grow yourself. So you have to get used to a different standard of quality. There are ideas scattered throughout the book of what real people are doing now. You could call them case studies. If someone else is doing it, then you can do it too. Check out the freelancer sites, join a few and quote for some jobs, and see what happens. Right now, 2020, the world has gone mad, it has changed completely from what it was like when I was young. The government has gone tax mad and regulation mad. And to top it off we have the added expense of the internet. Electricity prices keep going up, and rents are definitely not cheap anymore. And if you have made the biggest investment of your life and actually brought your house, you can guarantee land taxes will go up and keep going up. And while keeping up with world events, the price of oil has increased so the price of gas at the pump has also increased. You would think the government would use some tax relief on gas but that would give them less money to waste. We are getting screwed on all sides. What about milk - the bottom has fallen out of the world price, but on the supermarket shelf the price hasn't moved. All expenses have gone up, but wages and if you are on the pension, nothing has moved up. Things are not good on the home front. Saving money is something your parents used to do, and something you'd love to do, but there is nothing left at the end of the week. Money just slips through your fingers. Even now if you have a job, you still need to have a plan to save money.If you are living pay-check to pay-check, you cannot afford any hiccups. Even the price of food has gone through the roof. Just to survive you need to keep track of how much money slips through your fingers. The worst expense is the rent, and that comes out every week. That is first expense and there is not much left after that. Now, how do you pay cheap rent?
Download or read book Shut Out written by Kevin Erdmann and published by Rowman & Littlefield. This book was released on 2019-01-21 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States suffers from a shortage of well-placed homes. This was true even at the peak of the housing boom in 2005. Using a broad array of evidence on housing inflation, income, migration, homeownership trends, and international comparisons, Shut Out demonstrates that high home prices have been largely caused by the constrained housing supply in a handful of magnet cities leading the new economy. The same phenomenon is occurring in leading countries across the globe. Gentrifying cities have become exclusionary bastions in the new postindustrial economy. The US housing bubble that peaked in 2005 is more accurately described as a refugee crisis than a credit bubble. Surging demand for limited urban housing triggered a spike of migration away from the magnet cities among households with moderate and lower incomes who could no longer afford to remain, causing a brief contagion of high prices in the cities where the migrants moved. In this book, author Kevin Erdmann observes that the housing bubble has been broadly and incorrectly attributed to various “excesses.” Policymakers and economists concluded that our key challenge was that we had built too many homes. This misdiagnosis of the problem, according to Erdmann, led to misguided public polices, which were the primary cause of the subsequent financial crisis. A sort of moral panic about supposed excesses in home lending and construction led to destabilizing monetary and regulatory decisions. As the economy slumped, a sense of fatalism prevented the government from responding appropriately to the worsening situation. Shut Out provides a much-needed correction to the causes and consequences of financial crises and secular stagnation.
Download or read book Nickel and Dimed written by Barbara Ehrenreich and published by Metropolitan Books. This book was released on 2010-04-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New York Times bestselling work of undercover reportage from our sharpest and most original social critic, with a new foreword by Matthew Desmond, author of Evicted Millions of Americans work full time, year round, for poverty-level wages. In 1998, Barbara Ehrenreich decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job—any job—can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, Ehrenreich left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from Florida to Maine to Minnesota, she worked as a waitress, a hotel maid, a cleaning woman, a nursing-home aide, and a Wal-Mart sales clerk. She lived in trailer parks and crumbling residential motels. Very quickly, she discovered that no job is truly "unskilled," that even the lowliest occupations require exhausting mental and muscular effort. She also learned that one job is not enough; you need at least two if you int to live indoors. Nickel and Dimed reveals low-rent America in all its tenacity, anxiety, and surprising generosity—a land of Big Boxes, fast food, and a thousand desperate stratagems for survival. Read it for the smoldering clarity of Ehrenreich's perspective and for a rare view of how "prosperity" looks from the bottom. And now, in a new foreword, Matthew Desmond, author of Evicted: Poverty and Profit in the American City, explains why, twenty years on in America, Nickel and Dimed is more relevant than ever.
Download or read book Sophie s World written by Jostein Gaarder and published by Farrar, Straus and Giroux. This book was released on 2007-03-20 with total page 735 pages. Available in PDF, EPUB and Kindle. Book excerpt: A page-turning novel that is also an exploration of the great philosophical concepts of Western thought, Jostein Gaarder's Sophie's World has fired the imagination of readers all over the world, with more than twenty million copies in print. One day fourteen-year-old Sophie Amundsen comes home from school to find in her mailbox two notes, with one question on each: "Who are you?" and "Where does the world come from?" From that irresistible beginning, Sophie becomes obsessed with questions that take her far beyond what she knows of her Norwegian village. Through those letters, she enrolls in a kind of correspondence course, covering Socrates to Sartre, with a mysterious philosopher, while receiving letters addressed to another girl. Who is Hilde? And why does her mail keep turning up? To unravel this riddle, Sophie must use the philosophy she is learning—but the truth turns out to be far more complicated than she could have imagined.
Download or read book My New Roots written by Sarah Britton and published by Clarkson Potter. This book was released on 2015-03-31 with total page 585 pages. Available in PDF, EPUB and Kindle. Book excerpt: At long last, Sarah Britton, called the “queen bee of the health blogs” by Bon Appétit, reveals 100 gorgeous, all-new plant-based recipes in her debut cookbook, inspired by her wildly popular blog. Every month, half a million readers—vegetarians, vegans, paleo followers, and gluten-free gourmets alike—flock to Sarah’s adaptable and accessible recipes that make powerfully healthy ingredients simply irresistible. My New Roots is the ultimate guide to revitalizing one’s health and palate, one delicious recipe at a time: no fad diets or gimmicks here. Whether readers are newcomers to natural foods or are already devotees, they will discover how easy it is to eat healthfully and happily when whole foods and plants are at the center of every plate.
Download or read book Rick Steves Europe Through the Back Door written by Rick Steves and published by Hachette UK. This book was released on 2017-09-12 with total page 1115 pages. Available in PDF, EPUB and Kindle. Book excerpt: You can count on Rick Steves to tell you what you really need to know when traveling through Europe. With Rick Steves Europe Through the Back Door, you'll learn how to: Plan your itinerary and maximize your time Pack light and right Find good-value hotels and restaurants Travel smoothly by train, bus, car, and plane Avoid crowds and tourist scams Hurdle the language barrier Understand cultural differences and connect with locals Save money while enjoying the trip of a lifetime After 30+ years of exploring Europe, Rick considers this travel skills handbook his life's work, and with his expert introductions to the top destinations in Europe, choosing your next trip will be easy and stress-free. Using the travel skills in this book, you'll experience the culture like a local, spend less money, and have more fun.
Download or read book The Millennial Travel Guidebook written by Matt Wilson and published by . This book was released on 2020-07-10 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a Millennial who is scared of the work, sleep, repeat paradigm? Would you like to travel more, see the world, and find your personal freedom? Do you want to escape mediocrity and start living the life you were born to? In The Millennial Travel Guidebook: Escape More, Spend Less, & Make Travel a Priority in Your Life, you will find the answers to the questions that eluded your parents and grandparents. Read this book to find the freedom you have been looking for, with chapters that examine: *How to get over your fears of traveling the world. *Why Millennials have more opportunities for world travel than any generation before. *What holds us back from buying a plane ticket and taking the plunge. *Making money on the side and saving for travel. *Finding the unique travel style that suits your personality and budget. *Finding the best deals on flights, car rentals, and accommodations. *Which credit cards, frequent flier miles, and rewards programs are the best. *Packing tips from the world's experts. *How to build a lifestyle you love by following your own path. No one ever lies on their deathbed wishing they had spent more time in the office or waited longer to follow their dreams. No one ever regrets taking time to see the world and discover everything they are capable of. You have the chance to build the life of your dreams while you are still young. Read The Millennial Travel Guidebook and start creating it now!
