Download or read book How to Insure Your Income written by and published by Silver Lake Publishing. This book was released on 2015-02-25 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Continuing Merritt's "How To Insure" series, this book tells consumers what they need to know about disability insurance--the least known yet most often needed coverage. It also provides guidelines for buying credit insurance, mortgage insurance, certain kinds of life insurance and other forms of coverage that protect consumers against unexpected interruptions in their ability to earn a living.
Download or read book How to Insure Your Income A Step By Step Guide to Buying the Coverage You Need at Prices You Can Afford written by and published by . This book was released on 2014-05-13 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Will you be OK if you get sick or are injured and can't work? How much will Social Security cover? How much will workers' comp cover? The chances of suffering a disabling injury during your working life are far greater than of dying during the same period. Yet many more people buy life insurance (which only pays when they die) than buy disability insurance (which pays when they're injured or too sick to work). Many Americans have too much life insurance and not enough disability. This book explains disability coverage, why it's important and how it's sold.
Download or read book Business Income Insurance Demystified The Simplified Guide to Time Element Coverages Third Edition written by Christopher J. Boggs and published by Lulu.com. This book was released on 2013-04-25 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages (Third Edition) details the purpose, processes, and intricacies of business income coverage; and like the title suggests, simplifies business income for the insurance professional. This book walks you through the basics of business income, details and simultaneously simplifies the business income report/worksheet (the form that scares those who have not read this book), teaches you what is required to calculate the period of restoration and coinsurance percentage (these are actually related), clarifies coverage provisions contained in the loss determination section, discusses dependent property exposures and coverage, presents the three non-coinsurance options, and expounds on extra expense coverage. In addition, the book provides a business income checklist and guides you step by step through the business income application.
Download or read book The Affordable Care Act written by Tamara Thompson and published by Greenhaven Publishing LLC. This book was released on 2014-12-02 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.
Download or read book How to Sell Disability Income Insurance written by Jeff Sadler and published by . This book was released on 2005 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: The key to better serving clients while increasing sales in the disability insurance market. Learn how to teach your clients about the options available, determine their needs, and choose products to meet those needs. Show your clients that they need more disabilty income protection than an employer can provide. Present disability income coverage as a wealth preservation vehicle. Explain Social Security and Worker's Compensation limited disability income protection. Build the bridge to future long-term care sales.
Download or read book Protecting Your Income and Your Family s Future written by W. Brock Thoene and published by . This book was released on 1989 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: An easy-to-understand guide to assist in the short- and long-term planning of a family's or individual's financial future.
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book A Consumer s Guide to Disability Income Insurance from Your North Carolina Department of Insurance written by and published by . This book was released on 2011 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this brochure is to help consumers better understand disability income insurance. The ability to work and earn a living is by far the most valuable asset most people have. Few people have sufficient savings to sustain them for an extended period of time if they become disabled and cannot work to earn money. Few events are more financially devastating. For this reason, it is very important that you know and understand how disability income insurance can help insure your future financial security.
Download or read book Income Continuation Insurance written by Wisconsin. Group Insurance Bureau and published by . This book was released on 1978 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Consumer s Guide to Disability Income Insurance written by and published by . This book was released on 2002 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this brochure is to help consumers better understand disability income insurance. The ability to work and earn a living is by far the most valuable asset most people have. Few people have sufficient savings to sustain them for an extended period of time if they become disabled and cannot work to earn money. Few events are more financially devastating. For this reason, it is very important that you know and understand how disability income insurance can help insure your future financial security.
Download or read book The Complete Book of Insurance written by Ben G. Baldwin and published by Irwin Professional Publishing. This book was released on 1991 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Expert advice, clearly stated. No references.
Download or read book Business Income Insurance Disputes written by Richard P. Lewis and published by Wolters Kluwer. This book was released on 2012-08-24 with total page 2628 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unexpected business disruptions and income losses can be triggered by many events: by large-scale disasters - hurricanes, floods, earthquakes, explosions - but also by relatively minor happenings such as a local blackout, computer outages, even something as simple as a street closing. What's more, in today's global economy, major business interruptions can be caused by events far away - a breakdown in goods production in Taiwan or a power failure in India. Business Income Insurance Disputes, Second Edition helps you prepare for any eventuality. It covers everything from the basics of first-party property insurance and case law which impacts time-element coverages - to practical strategies for dealing with today's most complex business income insurance law issues and questions. Unlike the majority of books in this field, this new guide focuses primarily on the side of the policyholder. Yet it will prove useful to insurance company counsel and executives as well, giving them valuable insights into the insured's strategies In clear, plain-English terms Business Income Insurance Disputes, Second Edition helps you.... Provide sound insurance advice to your clients or company Review business income insurance forms; resolve problems stemming from vaguely-worded language; see that coverage is sufficient and all necessary clauses are included Determine the rate of loss accurately and prove that loss Protect against common insurance company tactics Negotiate effectively Avoid pitfalls and costly omissions Anticipate court responses Gain the winning edge in litigation
Download or read book Basic Facts written by and published by . This book was released on with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Estimates of Federal Tax Expenditures written by United States. Department of the Treasury and published by . This book was released on 1975 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Getting Your Money s Worth written by Herbert S. Denenberg and published by . This book was released on 1974 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medical and Dental Expenses written by and published by . This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Retirement Life Insurance written by Steve Heller and published by Walter de Gruyter GmbH & Co KG. This book was released on 2017-11-07 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do your clients have any idea of what they can/should spend in retirement? Do they know what they need to do to optimize their retirement spending? How can you protect a spouse from the drop in social security if a client dies early? Why is it likely that buying insurance or buying a fixed annuity can dramatically increase the level of your client’s spending—even if your customer is already retired? What if you could show your client exactly what the impact would be and at what level they would need to buy to achieve a certain level of spending? How can buying a fixed annuity be a hedge against term life expiration and what level is required? When should your client start taking social security? What can your client spend now and how much can that improve if they purchase insurance or an annuity from you? All these questions and more are answered in this book and in the free software that accompanies this book. The software, though more complex than most end users would care to learn, offers you the opportunity to load in customer financial data and give them results that will calculate various options. The amazing and counter-intuitive part is that it is highly likely that most individuals can see their monthly spending capability go up dramatically by buying insurance and/or buying a fixed annuity and the software enables you to zero in on the desired level. Even though life insurance is an old, established financial product, and annuities are even older, there is one enormous market that has been overlooked: the market for additional retirement funds for a surviving spouse and replacement of Social Security payments that are lost after the death of a spouse. This book explains how to address this market, and includes instructions and a license for software that illustrates how insurance and annuities can increase sustainable spending in retirement. Most people have no idea how much they can really spend in retirement. Many are living frugal lives spending their social security while "saving for a rainy day". They buy life insurance in batches of tens thousands of dollars because it sounds good or what they think they can afford. Almost no one would believe that buying "expensive" life insurance after age 60 actually can free them to spend MUCH more on a monthly basis. Furthermore, no one is looking at an optimum return on the investment based on a certain level of potential spending. Until now. This book, and the accompanying software enable you, the life agent, to input the customer data and come up with a plan for your customer and provide proof that the plan will work for them. The book explains what goes into making these calculations, why they work the way they do and gives various case studies that quite often show that buying term insurance or buying an annuity after retirement can be great investments for them. We think your customers will be convinced. There are detailed instructions as to use of the software (at www.steveheller.org/rhino) that accompanies the book with built in case studies that you can use. But even more importantly, you can input a customer’s data and provide them with options and actually show them the benefits or give them the solutions that they would otherwise not know exist. These solutions will be invaluable to your business and offer you a distinct advantage over competition that are not selling in this manner.
