Download or read book How to Get Onto the Property Ladder written by Ned Browne and published by . This book was released on 2019-10-25 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: Things have never been tougher for first-time buyers. The number of people aged 25-34 who own their own home has more than halved since 1996. But aspirations are still high - the vast majority of young people still want to own their own home. Unfortunately, most would-be first-time buyers believe the dream of homeownership is just that: a dream. This book has been written to make this dream a reality. It also aims to steer you clear of the potential pitfalls that come with buying a property - it's a minefield out there. There are countless tales of properties being repossessed, people being stuck in homes they cannot sell, and of homeowners enduring years of negative equity. This book aims to help you avoid making mistakes that can cost you dear.The book includes the following chapters: Part 1 - Financing your first property purchase. Part 2 - Government help for first-time buyers. Part 3 - Finding the right property for you. Part 4 - From offer to completion. Part 5 - Moving into your first property. Appendix - Property: jargon buster. The property market is fast moving - things are changing every week. As such, I have included my email address at the end of the book and encourage readers to ask questions, make suggestions and point out any inaccuracies. Hopefully there won't be too many of the latter! Please note: I have mainly focused on buying a property in England, although I have included information about buying in Wales, Northern Ireland and Scotland (just not in as much detail). However, 90% of the content will be relevant to anyone buying anywhere in the United Kingdom. Enjoy and good luck. Ned Browne

Download or read book How to Get on the Property Ladder written by Ajay Ahuja and published by How To Books Ltd. This book was released on 2004 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can't buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!

Download or read book Property Ladder written by Sarah Beeny and published by Cassell Illustrated. This book was released on 2002 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you are buying to rent or sell, this book shows how to get it right first time, what the consequences can be if you get it wrong, and how to fix them. Full of practical information to guide you through all stages of improving your house.

Download or read book Property Ladder written by Sarah Beeny and published by . This book was released on 2002 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Foot on the Property Ladder written by Gery Malanda and published by . This book was released on 2021-02-06 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book is on How To Finally Get The Ideal Blueprint That Allows You To Have A Foot On The Property Ladder, Even If You have No Prior Knowledge About Property Investment And Without Spending £ Thousands On Educational Courses/Seminars. John got admission to one of the universities in Glasgow. He moved from Manchester to study in Glasgow. He had a scholarship for 4 years for his studies. We sat with his mother who had become a widow and raised her children on her own for the past decade. We discussed ways how john, with the help of his mother, could own his first property in Glasgow and pay it with the money he was receiving from his scholarship. We showed that mother how she could help her son and at the age of 18 years old John was already a house owner in Glasgow as a student and he was renting out the extra bedroom of his two bedroom house to another student friend. Since then John had graduated and found a job in another town in Scotland but he is renting out that house in Glasgow and is building up his portfolio. With the guided help anyone can be a house owner and build up their portfolio even from the age of 18 years old. You are never too young to have your foot on the property ladder and scale up your property investment. Paul was a trader in London but had a change of career and decided to create his non-profit organisation and do charity work. He established his charity in Scotland. He was not getting enough money from the charitable work he was doing to be able to gather the 25% deposit for the mortgage. After an afternoon with Paul in his living room we were able to point him in the right direction in order to secure 40% deposit from the government toward the purchase of his house. He only had to find the remaining 60% from one of the mortgage lenders. He moved into his newly built house in February 2019. He was in his mid-forties with not enough savings for a deposit for a mortgage. But the simple knowledge he received about property he was directed where he could get the appropriate help that was crucial to him achieving the dream of being a homeowner and no longer a tenant. Many people desire to own their own house but simply do not know where to turn to to get the initial money for the deposit or what strategy to use to circumvent paying the 25% deposit on the house to secure a mortgage. The knowledge was what made the difference in Paul's life for him to move from being a tenant to becoming a house owner. Miriam was a single successful businesswoman in her early thirties. She had some savings and was frustrated with the interest rate she was getting from the bank. She had bought some shares on the stock market but they were not doing well. She was looking for another vehicle that could make her money work for her without taking much of her time for she was busy with building her business. She had lost money on the stock market, therefore, she was looking for a safe, recession proof and inflation proof kind of investment. As a businesswoman, she knows that her money is losing buying power every year while it sits in her saving account; because the annual inflation is greater than the interest the bank gives her on her savings. When we sat with her we were able to demonstrate to her in the simplest way, that even a child can understand, how she had been right about her money shrinking in her saving account but better than that we have been able to demonstrate to her that investing in property WITH THE PROPER GUIDANCE is the best investment in the world: it is safe, recession proof and inflation proof. Today she is has put her money in properties she is getting a far better return on her investment than having her money sit on her saving account or buying some treasury bills, etc. She is leaving a lasting inheritance for her descendants.This book takes you from A to Z & explains all you need to know and do in order for you to have your foot on the property ladder & Climb up

Download or read book Making Housing more Affordable written by Sarah Monk and published by John Wiley & Sons. This book was released on 2011-01-07 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: The movement away from traditional rented approaches to meeting the housing needs of those on modest incomes has taken on new momentum in the latest economic cycle. This book answers some of the questions around affordable housing and low cost home ownership, and whether these intermediate tenures have the potential to play a longer term role in achieving sustainable housing markets. The editors clarify the principles on which the development of affordable housing and intermediate tenures has been based; analyse the policy instruments used to implement these ideas; and make a preliminary assessment of their longer tem value to households and governments alike. Making Housing More Affordable: the role of intermediate tenures brings together an evidence base for researchers and policy makers as they assess past experience and work to understand future options. The book draws mainly on experience of the intermediate housing market in England but also on examples of policies that have been implemented across the world. It clarifies both the challenges and the achievements of governments in providing a well operating intermediate market that can help meet the fundamental goal of ‘a decent home for every household at a price within their means’. The first section outlines the principles and practice of intermediate housing and examines the instruments and mechanisms by which it has been provided internationally. The next section estimates who might benefit from being in intermediate housing and projects the take-up of different products in the future. Section III examines the supply side and Section IV introduces some case studies of who gets what. The final section looks at how effectively the intermediate market operates over the economic cycle.

Download or read book The Supply of Rented Housing written by Great Britain. Parliament. House of Commons. Communities and Local Government Committee and published by The Stationery Office. This book was released on 2008 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Incorporating HC 47-i-vii session 2006-07

Download or read book 50K in DEBT and BUYING a PROPERTY written by Dawn Heels and published by . This book was released on 2018-09-15 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forward thinking and preparation is key when it comes to buying a property. Have you sat down with your finances and thought you just can't buy a property because of debt? Yes you can! Learn how to:-Clear debt fast and efficiently;-Understand what information mortgage providers are looking at;-Improve on your credit score;-Save for a deposit whilst in debt;-Break bad spending habits...and much more.If you are a first time buyer, who is seeking to get themselves out of debt and onto the property ladder, then this guide is for you! Equally, if you are looking to purely sort out your finances, pick up this guide!

Download or read book Getting on the Property Ladder written by Scott Rawlings and published by Powerhouse Publications. This book was released on 2020-03-14 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many first-time buyers are eager to get on the property ladder, but simply don't know where to start. They may lack the funds or feel confused about their options. Many parents and grandparents see their children, or grandchildren, struggling to buy their first home and naturally want to help. But again, they simply don't know what to do or how to release funds to help them. This helpful book answers questions such as: How much can I borrow? What deposit do I need? What are the costs of buying? How do I negotiate with an estate agent? What government schemes can I use? Using his 20 years' experience, Scott Rawlings, gives first-time buyers the information they need to get out there and start searching for their first home. He also helps parents and grandparents to understand the various ways in which they can assist, what options are available, and what their next steps might be.

Download or read book Housing Care and Inheritance written by Misa Izuhara and published by Routledge. This book was released on 2008-09-30 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing, Care and Inheritance draws on the author’s long-standing research into housing issues surrounding the ageing society, a phenomenon which is now a concern in many mature economies. If an adult child provides care for their elderly parent, should that person be rewarded? If so, should they inherit their parent’s house or a larger share of the assets? The ‘generational contract’ is often influenced by cultural norms, family traditions, social policy and housing market, so it is negotiated differently in different societies and at different times. Such generational contract is however breaking down as a result of socio-economic and demographic changes. Drawn from the two-part study funded by the UK Economic & Social Research Council, Misa Izuhara explores the myth and the changing patterns of the particular exchange of long-term care and housing assets between older parents and their adult children in Britain and Japan. Highly international and comparative in perspectives, this study addresses important sociological as well as policy questions regarding intergenerational relations involving housing wealth, long-term care, and inheritance.

Download or read book English planning in crisis written by Ellis, Hugh and published by Policy Press. This book was released on 2016-05-16 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: The English planning system is in crisis, argue the authors of this provocative new book. Reflecting on controversial new Government reforms and deregulation, Kate Henderson and Hugh Ellis provide a comprehensive analysis of these reforms, assessing the implications and significance for the future. They highlight why planning is so essential to quality of life and set out 10 evidence-based steps to rebuild the planning system in England. Drawing on policy and practice examples from across the UK and internationally, the book is a manifesto for change. It provides a direct and vigorous challenge to the current structure and policy of planning that should ignite a debate about the values that shape its future.

Download or read book Affordability and the Supply of Housing written by Great Britain: Parliament: House of Commons: ODPM: Housing, Planning, Local Government and the Regions Committee and published by The Stationery Office. This book was released on 2006-03-20 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt: Affordability and the supply of Housing : Session 2005-06, Vol. 2: Oral and written Evidence

Download or read book Financial Joy written by Ken Okoroafor and published by Quercus. This book was released on 2024-03-28 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE INSTANT SUNDAY TIMES BESTSELLER As seen on ITV's This Morning! A life-changing 10-week plan to help you to turn your life around and design a path to financial freedom, enriched with the small experiences that bring you joy. Stop worrying about money. Start enjoying your life. You might be struggling in debt, living paycheque to paycheque, or worried about preparing for retirement; maybe you're considering your first investment, or you just want an escape plan from the '9 to 5'. Wherever you are on your journey, this book will revolutionize your lifestyle and your relationship with money. Authors Ken and Mary Okoroafor started out as resource-poor, working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth. You'll learn how to take control of your finances, develop good money habits, become debt-free, invest in assets and multiply your income so you can create the freedom to travel, spend time with your loved ones and plan for a stress-free (early) retirement - all whilst prioritising your wellbeing and having fun! It also includes a dozen real-life interviews with singles, couples and those with children, from different backgrounds, age groups and stages of their money journey, including a few well-known public figures. Financial joy can be achieved by anyone - and it can start today, not tomorrow. 'The book that's been missing from this genre. A joy to read and learn from.' -- Cait Flanders, bestselling author of THE YEAR OF LESS and ADVENTURES IN OPTING OUT 'A book to savour' - JL Collins, author of the international bestseller The Simple Path to Wealth 'The most joyful money book out there' - Selina Flavius, author of Black Girl Finance Sunday Times Bestseller No.6 in Paperback Non-fiction April 2024

Download or read book Your Finances written by Gerry Legister and published by Lulu.com. This book was released on with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Chaos Protocols written by Gordon White and published by Llewellyn Worldwide. This book was released on 2016-04-08 with total page 199 pages. Available in PDF, EPUB and Kindle. Book excerpt: The years since the financial crash have seen the realization dawn that the great promise of modern civilization will go unfulfilled. Study hard, work hard, buy a house, retire happy. It's all a lie, spun for the benefit of a tiny elite. The richest eighty-five people on earth have as much wealth as the poorest 3.5 billion. Each month, the numbers change but they never improve. Magical and spiritual discourse has failed to keep up with this new reality. The Chaos Protocols aims to fix that. Join Gordon White as he shows you how to use chaos magic not only to navigate these trying times, but to triumph as well. Discover how to become invincible through initiation, and wage the mind war that will keep you moving toward what you really want. From sigil magic to working with spiritual allies, The Chaos Protocols helps you act on the unwavering belief that your life should matter and you're not going to let something as trifling as the apocalypse get in the way of it. Praise: "Gordon White gives a master class on the hard economic realities and the kind of low down and dirty magic for which he has become famous. Pragmatic, sharp, and funny, The Chaos Protocols is a treasure of a book."—Peter Grey, author of Apocalyptic Witchcraft "Take two parts Magick Without Tears, a measure of The Wealth of Nations, a pinch of Ian Fleming and a dash of Noel Coward and you have this almost promiscuously readable text. Whoever said books on magick can't be fabulously entertaining as well as eminently practical has obviously not read up on their Gordon White. Remedy that situation."—Chris Knowles, author of The Secret History of Rock n' Roll and Our Gods Wear Spandex

Download or read book Housing in Postwar Japan A Social History written by Ann Waswo and published by Routledge. This book was released on 2013-12-19 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Radical changes in the design of housing in post-war Japan had numerous effects on the Japanese people. Public policy toward housing provision and the effects of escalating land prices in Tokyo and a few other very large cities in the country from the mid- to late 1970s onward are examined, but it is dwellings themselves and the slow but steady shift from a floor-sitting to a chair-sitting housing culture in urban and suburban parts of the country that figure most prominently in the discussion. Central to the book is the author's translation of an account written by Kyoko Sasaki, an observant wife and mother, about the housing she and her growing family experienced during the 1960s, and subsequent chapters explore some of the issues that flow from her account. Chief among these are the small size and generally poor quality of the private-sector housing that Japanese of fairly ordinary means could afford to occupy in the early postwar years, the new design initiatives undertaken at about that time by public-sector housing providers and the diffusion of at least some of their initiatives to the housing sector as a whole, and the adjustments that the occupants of housing had to, or chose to, make as the dwellings available to them as renters or as owners changed in character. Attention is also paid to the structural requirements of dwellings and attitudes toward dwellings of diverse types in a country prone to earthquakes.

Download or read book Modern Studies in Property Law Volume 7 written by Nicholas Hopkins and published by Bloomsbury Publishing. This book was released on 2013-07-31 with total page 502 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains a collection of peer reviewed papers presented at the ninth biennial Modern Studies in Property Law conference held at the University of Southampton in March 2012. It is the 7th volume to be published under the name of the conference. The conference and its published proceedings have become an established forum for property lawyers from around the world to showcase current research in the discipline. This collection reflects both the breadth of modern research in property law and its international dimensions. Incorporating a keynote address by Lord Walker of Gestingthorpe, retired Justice of the Supreme Court, on 'The Saga of Strasbourg and Social Housing,' a number of chapters reveal the bourgeoning influence of human rights in property law. Other contributions illustrate an enduring need to question and explore fundamental concepts of the subject alongside new and emerging areas of study. Collectively the chapters demonstrate the importance and relevance of property research in addressing a wide range of contemporary issues.