Download or read book How to Avoid Negative Influences from Society with the Help of Financial Education written by Digital World and published by Digital World. This book was released on 2024-09-06 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hello everyone! I'm excited to introduce you to the fascinating world of financial psychology. In this series, we'll explore how our emotions, beliefs, and behaviors influence our financial decisions. We'll see how this understanding can transform our relationship with money and help us achieve our goals. Financial psychology studies the relationship between the human mind and money. It explores how psychological factors such as emotions, perceptions, and beliefs influence our financial decisions. It combines concepts from psychology and economics to understand financial behavior. Financial psychology isn't just about numbers and graphs. It helps us understand why we sometimes make financial decisions that don't make rational sense. By understanding the psychological mechanisms behind our decisions, we can make more informed decisions that align with our goals. Emotions such as fear, greed, and anxiety significantly influence our financial decisions. Fear of losing money can lead to conservative decisions, while greed can lead to excessive risk-taking. Hope for a better future can motivate us to save, but it can also lead us to invest in high-risk assets. Emotions are like an internal GPS that guides us in our financial decisions. However, they can lead us down a wrong path if not managed properly. By identifying and understanding our emotions, we can make more rational decisions that are aligned with our long-term goals. Cognitive biases are mental shortcuts we use to make decisions faster, but they can lead us to make mistakes. Examples of biases include loss aversion, confirmation bias, and herd behavior. How to identify and overcome these biases to make sounder financial decisions. Our brains are incredible machines, but they are also prone to making mistakes. Cognitive biases are like optical illusions that distort our perception of reality. By being aware of these biases, we can take steps to counteract their effects and make more rational decisions. Our financial habits are shaped by our experiences and beliefs. The importance of developing healthy financial habits, such as saving, investing, and planning for the future. How to create new habits and break old financial habits. Our financial habits are like paths we follow on autopilot. If we want to change our financial results, we need to change our paths. By developing new positive financial habits, we can transform our financial lives. Financial psychology offers us a new perspective on money. Instead of seeing money as an end in itself, we can see it as a means to achieve our goals and live a more fulfilling life.

Download or read book New Challenges for Future Sustainability and Wellbeing written by Ercan Özen and published by Emerald Group Publishing. This book was released on 2021-05-21 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: New Challenges for Future Sustainability and Wellbeing is a collection of studies about sustainability and related challenges, such as income, wealth, the environment, education and regional equality that influence the pace of economic development and affects the well-being of people and organisations all over the world.

Download or read book Rich Free Futureproof written by Conrad Riker and published by Conrad Riker. This book was released on 101-01-01 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of constantly worrying about money? Struggling to make ends meet and feeling stuck in a career you don't love? Discover the powerful strategies to break free from the paycheck-to-paycheck cycle and secure your financial future. In this book, you'll learn how to: 1. Generate passive income sources to achieve financial independence 2. Invest wisely in various options to optimize your returns and protect your wealth 3. Strategically plan your taxes to maximize savings and boost your income 4. Embrace frugality to lessen expenses and make smart financial choices 5. Successfully invest in real estate to create long-term wealth 6. Master the fundamentals of stock market investing for diversified portfolios 7. Leverage entrepreneurship to create a prosperous, self-sufficient life 8. Evaluate the potential of cryptocurrency and blockchain technology for maximizing investment opportunities, all while avoiding unnecessary risks. Don't let financial stress control your life! Say goodbye to your corporate job and achieve early retirement with absolute confidence. Your financial journey starts today – grab your copy of "Rich, Free & Futureproof" and transform your life forever. If you want to attain financial independence and retire early, this is the ultimate guide for you.

Download or read book COVID 19 and the Future of Higher Education In India written by Saraswathi Unni and published by Springer Nature. This book was released on 2023-03-31 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the cost and impact of the novel coronavirus (COVID-19) on Higher Education in India and provide expert forecasts on the future of higher education in this region. This edited book will provide a critical reflection on the sectoral impact, opportunities and challenges for higher education in post-pandemic India. This book will serve as an opportunity for faculty, researchers and practitioners of education to reconsider and reimagine the governance, financing and management of institutions of higher education in India.

Download or read book The Routledge Handbook of Financial Literacy written by Gianni Nicolini and published by Routledge. This book was released on 2021-12-30 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.

Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Download or read book International Handbook of Financial Literacy written by Carmela Aprea and published by Springer. This book was released on 2016-03-24 with total page 708 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Download or read book The Emotional Antecedents and Consequences of Social Rejection written by Richard Pond and published by Frontiers Media SA. This book was released on 2023-10-24 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: Humans are social animals. Our need to belong is a cross-cultural human universal. When our desire for social connection is frustrated, we can suffer from a host of harmful psychological and physiological consequences. As a result, social rejection can be an extremely aversive experience that can be strategically employed to inflict harm/punishment (e.g., relational aggression). Social rejection has both emotional antecedents and consequences. That is, social rejection can be elicited by emotions (e.g., anger, disgust, etc.) within the rejecter and can evoke emotional reactions within the rejected (e.g., anger, sadness, etc.). Thus, the role that emotion plays in social rejection is not simple. It is multifaceted. Negative emotions such as anger and disgust can provoke social rejection and, reciprocally, they can evoke negative emotions in those who are socially rejected. Positive emotions, however, may act as a buffer or shield that insulates us from the deleterious consequences of rejection.

Download or read book Rethinking Corporate Governance in Financial Institutions written by Demetra Arsalidou and published by Routledge. This book was released on 2015-11-06 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are many deep-seated reasons for the current financial turmoil but a key factor has undoubtedly been the serious failings within the corporate governance practices of financial institutions. There have been shortcomings in the risk management and incentive structures; the boards’ supervision was at times weak; disclosure and accounting standards were in some cases inadequate; the institutional investors’ engagement with management was at times insufficient and, last but not least, the remuneration policies of many large institutions appeared inappropriate. This book will provide a critical overview and analysis of key corporate governance weaknesses, focusing primarily on three main areas: directors’ failure to understand complex company transactions; the poor remuneration practices of financial institutions; and, finally, the failure of institutional investors to sufficiently engage with management. The book, while largely focused on the UK, will also consider EU and Australian developments as well as offering a comparative angle looking at the corporate governance of financial institutions in the US.

Download or read book ECRM2012 Proceedings of the 11th European Conference on Research Methods written by Rachel McClean and published by Academic Conferences Limited. This book was released on 2012-01-01 with total page 573 pages. Available in PDF, EPUB and Kindle. Book excerpt: Proceedings of the 11th European Conference on Research Methods in Bolton, UK, on 28-29 June 2011

Download or read book Information Computer and Application Engineering written by Hsiang-Chuan Liu and published by CRC Press. This book was released on 2018-06-12 with total page 1146 pages. Available in PDF, EPUB and Kindle. Book excerpt: This proceedings volume brings together peer-reviewed papers presented at the International Conference on Information Technology and Computer Application Engineering, held 10-11 December 2014, in Hong Kong, China. Specific topics under consideration include Computational Intelligence, Computer Science and its Applications, Intelligent Information Processing and Knowledge Engineering, Intelligent Networks and Instruments, Multimedia Signal Processing and Analysis, Intelligent Computer-Aided Design Systems and other related topics. This book provides readers a state-of-the-art survey of recent innovations and research worldwide in Information Technology and Computer Application Engineering, in so-doing furthering the development and growth of these research fields, strengthening international academic cooperation and communication, and promoting the fruitful exchange of research ideas. This volume will be of interest to professionals and academics alike, serving as a broad overview of the latest advances in the dynamic field of Information Technology and Computer Application Engineering.

Download or read book Electoral Democracy and Management of Election written by Dr. Babudhan Tripura and published by Authors Click Publishing . This book was released on 2023-11-27 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, "Electoral Democracy and Management of Elections," delves into the multifaceted aspects of electoral processes, aiming to provide readers with a comprehensive understanding of the theoretical perspectives and practical intricacies involved in conducting free, fair, and efficient elections. The chapters within this book delve into various dimensions of electoral democracy and election management, exploring the historical development, theoretical underpinnings, and contemporary challenges faced in the pursuit of democratic ideals. In the world where the pulse of democracy beats to the rhythm of informed choices, this chapter explores the pivotal role of voter education in enhancing citizen participation. It navigates the labyrinthine pathways that lead to effective voter education programs, unravelling strategies that illuminate the path for both citizens and policymakers. The journey doesn't end there; the chapter dauntlessly confronts barriers that impede voter participation, dissecting each obstacle and charting ways to surmount them.

Download or read book Global Financial Stability Report October 2017 written by International Monetary Fund. Monetary and Financial Systems Dept. and published by International Monetary Fund. This book was released on 2017-10-11 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: The October 2017 Global Financial Stability Report finds that the global financial system continues to strengthen in response to extraordinary policy support, regulatory enhancements, and the cyclical upturn in growth. It also includes a chapter that examines the short- and medium-term implications for economic growth and financial stability of the past decades’ rise in household debt. It documents large differences in household debt-to-GDP ratios across countries but a common increasing trajectory that was moderated but not reversed by the global financial crisis. Another chapter develops a new macroeconomic measure of financial stability by linking financial conditions to the probability distribution of future GDP growth and applies it to a set of 20 major advanced and emerging market economies. The chapter shows that changes in financial conditions shift the whole distribution of future GDP growth.

Download or read book Child Injury Prevention written by David C. Schwebel and published by MDPI. This book was released on 2018-10-08 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Printed Edition of the Special Issue Published in IJERPH

Download or read book Economic Competence and Financial Literacy of Young Adults written by Eveline Wuttke and published by Barbara Budrich. This book was released on 2016-05-23 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: The authors take a detailed look at the economic competence and financial literacy of young adults, especially of those who start an apprenticeship or who take up their studies at a university. Economic competence and financial literacy are of special interest within this group, because these young people are – mostly for the fi rst time in their lives – responsible for autonomously managing their own fi nancial affairs and deal with economic challenges.

Download or read book Creating Safe and Supportive Schools and Fostering Students Mental Health written by Michael L. Sulkowski and published by Taylor & Francis. This book was released on 2016-10-04 with total page 421 pages. Available in PDF, EPUB and Kindle. Book excerpt: Creating Safe and Supportive Schools and Fostering Students’ Mental Health provides pre- and in-service educators with the tools they need to prevent, pre-empt, handle, and recover from threats to students’ mental health. School safety and fostering a supportive learning environment have always been issues fundamental to educators. Over the last decade, teachers and administrators have been called on more than ever to cope with bullying, suicide, and violence in their schools. Handling every stage of this diverse set of obstacles can be unwieldy for teachers and administrators alike. Framed with interviews from experts on each of the topics, and including practical and applicable examples, this volume draws together the work of top-tier school psychologists into a text designed to work with existing school structures and curricula to make schools safer. A comprehensive and multi-faceted resource, this book integrates leading research with the well-respected Framework for Safe and Successful Schools to help educators support school safety, crisis management, and students' mental health. Featuring interviews with: Dewey G. Cornell, Frank DeAngelis, Beth Doll, Kevin Dwyer, Katie Eklund, Maurice J. Elias, Michele Gay, Ross W. Greene, Rob Horner, Jane Lazarus, Richard Lieberman, Troy Loker, Melissa A. Louvar-Reeves, Terry Molony, Shamika Patton, Donna Poland, Scott Poland, Eric Rossen, Susan M. Swearer, Ken Trump, and Frank Zenere.

Download or read book Global Dermatology and Telemedicine An Issue of Dermatologic Clinics E Book written by Victoria Williams and published by Elsevier Health Sciences. This book was released on 2020-12-04 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: This issue of Dermatologic Clinics, guest edited by Drs. Victoria Williams and Carrie Kovarik, will cover a number of important topics in Global Dermatology and Telemedicine. This issue is one of four each year selected by long-time series Consulting Editor, Dr. Bruce Thiers. Topics discussion include, but are not limited to: Patterns of Skin Disease in the Context of a High Prevalence HIV Population in Botswana; Telemedicine and Community Health Projects in Asia; Utilizing Technology for Dermatology Care in Tajikistan: A Health Systems Perspective; Community Outreach Projects to Increase Dermatology Education and Access to Care in Argentina; Challenges and Successes of Dermatology Training Programs in Africa; Developing an Electronic Platform for Global Dermatology Mentorship and Collaboration; Novel Diagnostics for Kaposi Sarcoma and Other Skin Diseases in Resource Poor Settings; Implementing a Locally Made Low-Cost Intervention for Wound and Lymphedema Care in Western Kenya; Challenges of Managing Skin Disease in Migrants and Refugees; Factors Affecting Quality of Life for People Living with Albinism in Botswana; and Integration of Management Strategies for Neglected Tropical Diseases Affecting the Skin