Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Download or read book Permanent Supportive Housing written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-08-11 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.
Download or read book The Social Services Crisis of the 1990s written by Anna Kajumulo Tibaijuka and published by Routledge. This book was released on 2019-01-04 with total page 568 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1998, this volume represents the outcome of a seminar as part of the continuing efforts of the Convocation of the University of Dar es Salam to maintain a dialogue with the Government of Tanzania on its socio-economic problems. Its aim was to underscore heightened public concern on the continued deterioration of social services in Tanzania following the onset of the economic crisis, to examine the effect of structural adjustment policies and measures on health, education, water, food, security, housing and social welfare services and to make specific recommendations on how to improve the delivery and sustainability of social services. This volume reproduces, as far as is practicable, the full proceedings of that important forum, whose issues remain relevant today. Recent reforms in the country, including privatization, graded user fees and decentralized management of social services by local communities have been substantially influenced by what the seminar recommended. While a section of society has welcomed these reforms as the only realistic way to achieve sustainability, reduce donor dependence, and prevent further deterioration of social services, there are still voices which object to the measures. Key questions raised in the book concern citizens’ rights to social services, the regulatory role of government, democratic participation and partnerships between government, NGOs and private providers of social services. It will serve as a reference point for a fresh review of the social services crisis in the 1990’s and the basis for devising more appropriate and sustainable strategies for the 21st Century.
Download or read book Housing Policy in the 1990s written by Johnston Birchall and published by Routledge. This book was released on 2012-10-12 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Topical - deluge of conservative legislation in recent years regarding housing policy Explains two significant pieces of legislation and assesses their impact Looks beyond current policy changes to the next century
Download or read book Housing Issues of the 1990s written by Sara Rosenberry and published by Praeger. This book was released on 1989-03-07 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: The result of a conference organized to address problems raised by the housing crisis of the 1980s, this volume brings together academic and professional housing experts representing a variety of disciplines and political The essays evaluate the nation's housing stock and assess progress toward reaching national housing goals, address the issue of specialism and the problems of groups with special housing needs, and examine the range of policies aimed at meeting the housing needs of those for whom the market fails to offer acceptable options. The result of a conference organized to address problems raised by the housing crisis of the 1980s, this volume brings together academic and professional housing experts representing a variety of disciplines and political perspectives. Their papers fall into three major groups. Those in the first group are concerned with establishing criteria for evaluating the nation's housing stock and assessing progress toward reaching national housing goals. A second set addresses the issue of specialism and the problems of groups with special housing needs, while the final section examines the range of policies aimed at meeting the housing needs of those for whom the market fails to offer acceptable options. The result is a major contribution to the ongoing dialogue regarding the needs of those for whom adequate housing is not currently available.
Download or read book Major Planning Issues in the 1990s written by East Asia Regional Organisation for Planning & Housing. Congress and published by . This book was released on 1990 with total page 776 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Public Housing and the Legacy of Segregation written by Margery Austin Turner and published by The Urban Insitute. This book was released on 2009 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: For the past two decades the United States has been transforming distressed public housing communities, with three ambitious goals: replace distressed developments with healthy mixed-income communities; help residents relocate to affordable housing, often in the private market; and empower former public housing families toward economic self-sufficiency. The transformation has focused on deconcentrating poverty, but not on the underlying role of racial segregation in creating these distressed communities. In Public Housing and the Legacy of Segregation, scholars and public housing officials assess whether--and how--public housing policies can simultaneously address the problems of poverty and race.
Download or read book Regional Development in the 1990s written by Ron Martin and published by Routledge. This book was released on 2013-10-18 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book documents the changing nature and challenge of regional development in Britain and Ireland in the final decade of this century. In the first half of this book, region-by-region profiles review the experience of the eighties and reflect on the present climate, assessing problems and opportunities. The second half provides 25 commentaries on changes influencing the development of regions from questions of industry, technology and employment to the impact of national policy and 1992, and the prospects and capacity for regional policy and development.
Download or read book The Affordable Housing Reader written by J. Rosie Tighe and published by Routledge. This book was released on 2013 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Affordable Housing Reader brings together classic works and contemporary writing on the themes and debates that have animated the field of affordable housing policy as well as the challenges in achieving the goals of policy on the ground. The Reader - aimed at professors, students, and researchers - provides an overview of the literature on housing policy and planning that is both comprehensive and interdisciplinary. It is particularly suited for graduate and undergraduate courses on housing policy offered to students of public policy and city planning. The Reader is structured around the key debates in affordable housing, ranging from the conflicting motivations for housing policy, through analysis of the causes of and solutions to housing problems, to concerns about gentrification and housing and race. Each debate is contextualized in an introductory essay by the editors, and illustrated with a range of texts and articles. Elizabeth Mueller and Rosie Tighe have brought together for the first time into a single volume the best and most influential writings on housing and its importance for planners and policy-makers.
Download or read book Chinese Research Perspectives on Society Volume 4 written by Peilin LI and published by BRILL. This book was released on 2018-11-01 with total page 407 pages. Available in PDF, EPUB and Kindle. Book excerpt: This collection of articles selected from Blue Book of Chinese Society 2015 published in Chinese reviews China’s social condition from 2013 to 2014. The articles featured cover a range of social issues, including employment, income and consumption, social security, and others. Findings are presented and analyzed from a number of social surveys on topics such as the public’s conception of a “good society”, quality of life in urban areas, migrant workers, university students and graduates, and household registration system reform. In addition, recent development of and future outlook for internet public opinion, labor relations, agriculture and urbanization are examined. Each article ends with policy suggestions, and a statistical overview of China’s social development is given in the appendix.
Download or read book The Housing Crisis written by Peter Malpass and published by Routledge. This book was released on 2021-03-23 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1986 at a time when Britain was facing a major housing crisis, this book, containing much original research, examines the crisis and analyses the reasons for it, providing foundations for the construction of effective new policies. As relevant now as when it was first published the book discusses under investment in housing stock, in both the public and private sectors, renovation and maintenance and neglect of particular disadvantaged groups such as the elderly, the single homeless and those in low income groups.
Download or read book A Wealth of Common Sense written by Ben Carlson and published by John Wiley & Sons. This book was released on 2015-06-22 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.
Download or read book Inequalities in Health written by David Gordon and published by Policy Press. This book was released on 1999-10-20 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 19 papers that were submitted as evidence to the Independent Inquiry into Inequalities in Health Chaired by Sir Donald Acheson.
Download or read book China s Housing Reform and Outcomes written by Joyce Yanyun Man and published by Lincoln Inst of Land Policy. This book was released on 2011 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: This in-depth volume explains China's residential construction boom and reviews how some established trends are likely to challenge its housing market in coming years. It draws on household surveys and public data in China and provides important lessons about housing policy for China and other countries.
Download or read book Rural Policies For The 1990s written by Cornelia Flora and published by Routledge. This book was released on 2019-07-11 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: Crisis in rural America is by now an all too familiar complaint, yet the problems presented by changing demographics, economic decline, and increasing poverty persist. They have not vanished with a new administration. However, with a new farm bill in the offing, now is the time for a fresh initiative to assess the difficulties facing nonurban America and to offer positive solutions. Rural Policies for the 1990s, written by some of the foremost experts on rural America, focuses on policy-relevant research. Within a carefully crafted framework, the contributors present stimulating discussions on resolving problems and improving the situation in rural areas. Looking at the crucial issues of employment, demographics, environment, technology, and the global impacts of national and international policies, they offer a broad analysis that is neither regionally based nor biased. The result is not an advocacy book, but one that effectively enhances our understanding of the problems facing rural America and presents concrete proposals for revitalizing it.
Download or read book Contemporary Housing Issues in a Globalized World written by Padraic Kenna and published by Routledge. This book was released on 2016-05-13 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: The globalization of housing finance led to the global financial crisis, which has created new barriers to adequate and affordable housing. It presents major challenges for current housing law and policy, as well as for the development of housing rights. This book examines and discusses key contemporary housing issues in the context of today’s globalized housing systems. The book takes up the challenge of developing a new paradigm, working towards the possibility of an alternative future. Revolving around three constellations of writing by diverse contributors, each chapter sets out a clear and developed approach to contemporary housing issues. The first major theme considers the crisis in mortgage market regulation, the development of mortgage securitization and comparisons between Spain and Ireland, two countries at the epicentre of the global housing market crisis. The second thematic consideration focuses on housing rights within the European human rights architecture, within national constitutions, and those arising from new international instruments, with their particular relevance for persons with disabilities and developing economies. The third theme incorporates an examination of responses to the decline and regeneration of inner cities, legal issues around squatting in developed economies, and changes in tenure patterns away from home-ownership. This topical book will be valuable to those who are interested in law, housing rights and human rights, policy-making and globalization.
Download or read book The New Housing Shortage written by Graham Hallett and published by Routledge. This book was released on 2021-06-29 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1993, this book is a detailed comparative examination of the housing issue by housing experts, looking at the USA, UK, Germany, the Netherlands and France. The volume offers an excellent blend of critical analysis and practical policy recommendations, including a better targeting of tax concessions, a move back to social housing more diverse than in the past and measures for reducing homelessness. Perennial issues which remain as pertinent today as when the book was first published are also discussed: homelessness, housing affordability for people on low incomes, changes in housing markets.
