Download or read book Taking Shelter written by Patrick McAllister and published by . This book was released on 2021-01-15 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: PUBLISHING NOVEMBER 2020 How do low-income families, representing some 70% of the world's population, finance home building and improvements - and how is the financial sector, from microfinance institutions and banks to investors and regulators, changing to serve their needs? The practice of housing microfinance has evolved substantially, with a large number of innovations across the entire housing financing ecosystem. New research methodologies, such as financial diaries, have yielded a deeper and more nuanced understanding of how poor households use finance, both formal and informal, to construct their homes. The housing finance industry is also growing. The home improvement loans that are at the heart of housing microfinance are offered in hundreds of institutions, leading to important lessons on how they work. Meanwhile, a new class of institutions - micro-mortgage lenders - have emerged to fill the space between housing microfinance and traditional mortgage lending. On the funding side, debt funding is now available to finance or re-finance housing microfinance loans; while other investors have carved out a new role for equity investing in housing finance - showing the critical role that private investors can play. And now a new breed of public wholesale financing has emerged, showing the catalytic role public sector investment can play in encouraging housing finance markets in their countries. This volume explores recent innovations in housing microfinance, presented by the innovators themselves: from field researchers and financial providers, to investors and regulators. It is a key reference to any reader interested in expanding housing finance for the world's poor.
Download or read book Housing Finance in Emerging Markets written by Doris Köhn and published by Springer Science & Business Media. This book was released on 2011-01-21 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
Download or read book Strategies for the Provision of Housing Finance to the Poor written by S. Ligaraba and published by . This book was released on 1996 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Understanding Pro poor Housing Finance in Malawi written by Mtafu M. Z. Manda and published by IIED. This book was released on 2011 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance in Emerging Markets written by Doris Köhn and published by Springer. This book was released on 2011-01-31 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
Download or read book Housing Finance and the Urban Poor written by P. Smets and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Shelter Poverty written by Michael Stone and published by Temple University Press. This book was released on 2010-08-12 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt: "...the most original--and profoundly disturbing--work on the critical issue of housing affordability...." --Chester Hartman, President, Poverty and Race Research Action Council In Shelter Poverty, Michael E. Stone presents the definitive discussion of housing and social justice in the United States. Challenging the conventional definition of housing affordability, Stone offers original and powerful insights about the nature, causes, and consequences of the affordability problem and presents creative and detailed proposals for solving a problem that afflicts one-third of this nation. Setting the housing crisis into broad political, economic, and historical contexts, Stone asks: What is shelter poverty? Why does it exist and persist? and How can it be overcome? Describing shelter poverty as the denial of a universal human need, Stone offers a quantitative scale by which to measure it and reflects on the social and economic implications of housing affordability in this country. He argues for "the right to housing" and presents a program for transforming a large proportion of the housing in this country from an expensive commodity into an affordable social entitlement. Employing new concepts of housing ownership, tenure, and finance, he favors social ownership in which market concepts have a useful but subordinate role in the identification of housing preferences and allocation. Stone concludes that political action around shelter poverty will further the goal of achieving a truly just and democratic society that is also equitably and responsibly productive and prosperous.
Download or read book Housing Finance for the Poor written by Michael Lindfield and published by . This book was released on 2001 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing finance FHA s risksharing programs offer alternatives for financing affordable multifamily housing report to Congressional committees written by and published by DIANE Publishing. This book was released on with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Indonesia written by and published by . This book was released on 2002 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the decentralization of powers and housing responsibilities in Indonesia, the whole institutional and financial context for shelter development has changed. This work looks at the opportunities and constraints posed by this restructuring. Describing the current state of the Indonesian housing and shelter sector, it identifies structural weaknesses in the housing and associated urban development markets and recommends possible areas in which the Asian Development Bank can assist in addressing those weaknesses.
Download or read book Housing Finance and the Urban Poor written by Peer Smets and published by . This book was released on 2004 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study conducted in Hyderabad, India.
Download or read book Housing Finance for the Urban Poor written by Urmee Mehta and published by . This book was released on 2004 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance for the Poor written by and published by . This book was released on 2001 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financing Urban Shelter written by United Nations Human Settlements Programme and published by UN-HABITAT. This book was released on 2005 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies and the Millennium Development Goals target on slums - "a significant improvement in the lives of at least 100 million slum dwellers by 2020". The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and directions that could be taken to strengthen shelter finance systems ere examined.
Download or read book Housing for All written by Xing Quan Zhang and published by UN-HABITAT. This book was released on 2008 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report provides a comprehensive review of the challenges for low and moderate income housing. It focuses on the issues of affordability, accessibility and sustainability in resolving the housing problem. It looks at both formal and informal instruments and how experiences in developed countries and instruments in addressing middle income households can help inspire solutions for low and moderate income housing. The report examines a whole range of major instruments and experiences across the developing and developed worlds.
Download or read book Thirty Years of World Bank Shelter Lending written by Robert M. Buckley and published by World Bank Publications. This book was released on 2006-01-01 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: "As England's Industrial Revolution started the process of urbanization that has since characterized development throughout the world, a poet worried about the ""dark satanic mills"" that were such a fundamental part of this revolution. However, despite his misgivings, he also suggested that it was necessary for societies to arm themselves with ""chariots of fire"" and other weapons so that they could master this process. In a somewhat more prosaic poetic vein World Bank President Robert McNamara launched the bank's shelter assistance programs saying that 'If cities do not begin to deal more constructively with poverty, poverty may begin to deal more destructively with cities.' These concerns would appear to have even more resonance today as the population of cities in developing countries increasing by unprecedented levels of more than 1 billion people per year for the next 15 years. This magnitude suggests the scale of the increase in the investment in shelter needed to meet the needs of this growing population."
Download or read book Social Investment Funds written by David Crosbie and published by . This book was released on 2009 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt:
