Download or read book Housing Finance for Low Income Groups written by N. O. Jorgensen and published by . This book was released on 1977 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance for Low Income Groups with Special Reference to Developing Countries with Special Reference to Developing Countries written by Niels Ove Jørgensen and published by . This book was released on 1975 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing finance for low income groups written by Niels O. Jørgensen and published by . This book was released on 1977 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance for Low Income Groups written by Niels Ove Joergenson and published by . This book was released on 1977 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing and Finance in Developing Countries written by Kavita Datta and published by Routledge. This book was released on 2012-10-12 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.
Download or read book Housing Finance in Emerging Markets written by Doris Köhn and published by Springer Science & Business Media. This book was released on 2011-01-21 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
Download or read book Housing Finance in Emerging Markets written by Doris Köhn and published by Springer. This book was released on 2011-01-31 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of urban areas and population in middle and low income countries is a continuing trend. Urbanization expands as rural to urban migration offers better income opportunities in cities. This trend is both a source of development opportunities and challenges for the housing sector. On the one hand, housing is a large and growing market, and on the other, massive slums confirm the poor housing conditions in many developing countries. These adverse conditions mirror inadequate housing policies, inefficient or absent property registration, as well as limits to access to housing finance. Provision of affordable housing is therefore an important topic in the fight against poverty. This book focuses on solutions that improve the enabling environment for the poor in accessing housing finance. It explores how to develop and integrate housing finance into a sustainable financial system for developing countries and offers ways in which low-income families can obtain better access to housing finance. This book provides a conceptual framework for housing finance development and addresses practical solutions in the provision of housing finance and compares different approaches.
Download or read book Non conventional Financing of Housing for Low Income Households written by United Nations. Department of International Economic and Social Affairs and published by New York : United Nations. This book was released on 1978 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing for Low income Urban Families written by Orville F. Grimes and published by Baltimore : Published for the World Bank [by] Johns Hopkins University Press. This book was released on 1976 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The considerable importance of housing to the urban and national economy contrasts sharply with housing conditions and official policies that exist in many developing countries. For all but the middle- and upper-income groups, housing is usually costly in relation to income and the quality of dwellings available. Cramped, crowded, and unsanitary settlements are the lot of low-income families, conditions that debilitate their energy and reduce national productivity. Families in illegal dwellings constantly face the threat of eviction as well as scarcities of water, sewerage, and transport. Often, under the banner of slum clearance, low-income groups are removed to higher-quality dwellings located far from income-earning opportunities and asked to pay rents they cannot afford. This study is intended to contribute to the discussions of housing policy options among urban planners and policymakers in developing countries. It does not attempt to analyze the optimal allocation of investment in urban areas or to suggest what place housing should have in such investment. There is no argument for a shift of capital and other resources from other sectors into housing. Instead, the principal intention is to achieve a better understanding of the workings of the urban housing market, especially as it affects low-income families, so as to bring about an improved use of the resources already used for housing and to allow new resources to be used effectively.
Download or read book Sustainable Housing Finance for Low income Groups written by Daphne Frank and published by Nomos Verlagsgesellschaft. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieving sustainable housing finance is a daunting goal for an increasing number of countries around the world. Time and again, this proves to be a challenge, particularly for programs that support low-income groups. The failure of government support can have devastating consequences and places added constraints on opportunities for social and economic development. This book investigates the institutional, financial, and social conditions that are necessary for housing programs to effectively address the increasing demand for shelter. Particular emphasis is placed on social networks as a critical component of sustainability. The book proposes an analytical model that illustrates the complexity of relationships and interactions between the diverse actors that participate, contest, and coalesce in and around housing finance programs. Drawing from a rich international experience - with six case studies from Chile, Ecuador, South Africa, and Thailand - it covers a wide range of organizational arrangements. The author demonstrates that the provision and continuity of housing solutions rest fundamentally on community groups and their social networks, with self-sufficiency in organizational capacity and resource management being paramount.
Download or read book Housing for All written by Xing Quan Zhang and published by UN-HABITAT. This book was released on 2008 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report provides a comprehensive review of the challenges for low and moderate income housing. It focuses on the issues of affordability, accessibility and sustainability in resolving the housing problem. It looks at both formal and informal instruments and how experiences in developed countries and instruments in addressing middle income households can help inspire solutions for low and moderate income housing. The report examines a whole range of major instruments and experiences across the developing and developed worlds.
Download or read book Financing Urban Shelter written by and published by UN-HABITAT. This book was released on 2005 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance in Developing Countries written by Robert M. Buckley and published by World Bank Publications. This book was released on with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finance for Housing and Community Facilities in Developing Countries written by United Nations. Department of Economic and Social Affairs and published by . This book was released on 1968 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing and Urban Development in Ghana written by Richard Acquaah-Harrison and published by UN-HABITAT. This book was released on 2004 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance Policy in Emerging Markets written by Loic Chiquier and published by World Bank Publications. This book was released on 2009 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.
Download or read book Housing Finance in Developing Countries written by R. Buckley and published by Springer. This book was released on 1996-11-15 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book analyzes housing finance policy in developing countries at a time of unprecedented change in such systems. It brings together and updates journal articles originally written as background papers and sector studies for the World Bank's involvement in these changes. It focuses on the implications for housing finance of two historic developments: the most turbulent period in world financial history and the subsequent widespread liberalization of financial systems; and the recognition of the failure of centrally-planned economies.
