Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Download or read book Housing and Planning References written by and published by . This book was released on 1975 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Statistical Yearbook of the U S Department of Housing and Urban Development written by United States. Department of Housing and Urban Development and published by . This book was released on 1976 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing and Urban Development Trends written by and published by . This book was released on 1972 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hearings Reports and Prints of the House Committee on Rules written by United States. Congress. House. Committee on Rules and published by . This book was released on 1973 with total page 958 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The White House Fellowships written by and published by . This book was released on with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Monthly Catalog of United States Government Publications written by and published by . This book was released on with total page 1386 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Statistical Abstract of the United States written by and published by . This book was released on 1977 with total page 1076 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Current Housing Reports written by F. John Devaney and published by U.S. Government Printing Office. This book was released on 1994 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Official Year Book of the Commonwealth of Australia No 58 1972 written by and published by Aust. Bureau of Statistics. This book was released on with total page 1104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Official Year Book of Australia written by Australian Bureau of Statistics and published by Aust. Bureau of Statistics. This book was released on 1975 with total page 1200 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Impact of Increased Insurance on Public Deposits written by United States. Advisory Commission on Intergovernmental Relations and published by . This book was released on 1977 with total page 556 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book White House Ghosts written by Robert Schlesinger and published by Simon and Schuster. This book was released on 2008-12-30 with total page 598 pages. Available in PDF, EPUB and Kindle. Book excerpt: An evaluation of the relationships between modern presidents and their speechwriters also offers insight into the agendas behind some of history's most famous addresses, in an account that traces the careers of such figures as Ted Sorensen, Peggy Noonan, and William Safire. Reprint. 50,000 first printing.

Download or read book Future of the Housing Industry and Federal Housing Policy written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development and published by . This book was released on 1982 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Construction Reports written by and published by . This book was released on 1971 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: Has cummulative supplement: Calandar years 1960-1970, issued Apr. 1971.

Download or read book Hearings Reports and Prints of the House Committee on Armed Services written by United States. Congress. House. Committee on Armed Services and published by . This book was released on with total page 1410 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing and Race in Industrial Society written by David H. McKay and published by Routledge. This book was released on 2020-07-26 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a comparative study of the relationship between civil rights law, housing and urban policy in Britain and the United States. It focuses on the ways in which governments have attempted to remove racial discrimination and disadvantage in private and public sector housing. The study, first published in 1977, does not simply consist of an account of administrative and judicial attempts to remove discrimination. A major concern is to place civil rights laws in their total political, economic and social environments. The book explains and compares the nature of racial residential change in both countries, and assesses the impact of civil rights law on existing patterns of discrimination and disadvantage. Other public policies, in particular housing and urban policies, are examined and their relationship to anti-discrimination measures is analysed. In explaining differences between the two countries, emphasis is placed on the role of government in urban society, the political economies of urban areas, and the social and political differences between minority groups. Finally, the study identifies the limits to effective civil rights law enforcement and provides some indication as to the policy alternatives open to decision-makers in the two countries.