Download or read book Home Mortgage Law Primer written by Margaret C. Jasper and published by Oxford University Press, USA. This book was released on 2009 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition ofHome Mortgage Law Primerprovides a historical reference to the concept of mortgaging property, as well as the sources of real estate financing, the types of mortgage devices. Added information includes mortgage interest considerations and information on fixed and adjustable rate mortgages. Also provided, is a basic guide, outlining the start-to-finish of the mortgage process, including getting a loan all the way till the final closing of the real estate transaction. Recent events have been outlined pointing out the Illegal real estate finance practices are covered and the housing market issues many are facing today. In addition to foreclosure proceedings, and the legal options available to a homeowner facing foreclosure, appendices are included providing resources for those who find themselves in a foreclosure situation. The recent housing crisis has had a significant impact on every aspect of Americans' lives. Homes are sitting on the market for much longer than in previous years and forclosures are exponentially increasing. This new edition ofHome Mortgage Law Primerprovides a historical reference to the concept of mortgaging property, as well as the sources of real estate financing, and the types of mortgage devices. Additional information includes mortgage interest considerations and information on fixed and adjustable rate mortgages. Also provided, is a basic guide, outlining the mortgage process from start-to-finish, including getting a loan all the way till the final closing of the real estate transaction. Recent events are outlined to illustrate Illegal real estate finance practices and the housing market issues many are facing today. In addition to foreclosure proceedings, and the legal options available to a homeowner facing foreclosure, appendices are included providing resources for those who find themselves in a foreclosure situation. This book is a helpful resource for anyone looking for an up-to-date and reliable guide on navigating the home mortgage process in today's market.
Download or read book Home Mortgage Law Primer written by Margaret C. Jasper and published by . This book was released on 2011 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Law Primer written by Mavis Fowler and published by . This book was released on 1995 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Primer on Securitization written by Leon T. Kendall and published by MIT Press. This book was released on 2000 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Primer on Securitization introduces readers to America's newest system of raising capital: what it is, how it operates, and what difference securitization makes. Gathering fourteen lectures by the pioneers of securitization and by current practitioners--from Freddie Mac, Paine Webber, JP Morgan, Chrysler, McKinsey & Co, and other major players-- A Primer on Securitization introduces readers to America's newest system of raising capital: what it is, how it operates, and what difference securitization makes.The securitization process bypasses financial intermediaries that have historically collected deposits and loaned them to those seeking funds, and links borrowers directly to money and capital markets. Although little has been written about what is perhaps one of the most important innovations to emerge in financial markets since the 1930s, securitization has revolutionized the way that the borrowing needs of consumers and businesses are met. Today, for example, over two-thirds of all home loans are being securitized, along with substantial percentages of auto loans and credit card receivables, and the process continues to expand into new fields including synthetic securities. Authoritative and practical, these lectures show how securitization was developed to fill a gap in financial markets. They discuss the nature and causes of the market imperfections that made securitization a valuable source of funds, and describe how securitization has linked local mortgage markets with international capital markets. Readers will gain a broad perspective of the different parties--the borrower, the loan originator, the servicer, the rating agency, the special purpose vehicle, the credit enhancer, the underwriter, and the investor--as well as a detailed analysis of how these parties relate to one another. From the inception of the secondary mortgage market through the collapse of the Granite funds, readers will learn not only about the success but also about the excesses and failures that typically accompany the development of any product in the real or financial sector.
Download or read book Well Worth Saving written by Price V. Fishback and published by University of Chicago Press. This book was released on 2013-10-04 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Download or read book The Home mortgage Law Primer written by Irving J. Sloan and published by . This book was released on 1988 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Preventing the Next Mortgage Crisis written by Dan Immergluck and published by Rowman & Littlefield. This book was released on 2015-08-20 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: The great U.S. mortgage crisis was a transformative event that will reverberate for decades across families, neighborhoods, and cities. After years of research on various aspects of the crisis, Dan Immergluck examines what went wrong, identifying the factors that created the fragile housing finance system, which provided fertile ground for calamity. He also examines the federal response to the crisis, including who benefitted most from the response, and how a more effective and fair response could have been formulated. To reduce the incidence of future crises, Immergluck provides a pathway for building a more stable and fair housing finance system that would be less vulnerable to the booms and busts of global finance. Housing finance helps determine access to stable, decent-quality, affordable housing and also affects the geography of housing and educational opportunities. Thus, housing markets shape our communities, our neighborhoods, and our social and economic opportunities. Immergluck’s analysis and formulation of a way forward will be of particular interest to those concerned with urban form, neighborhood change and stability, and urban planning and policy, as well as those interested in housing and mortgage markets more generally.
Download or read book Real Estate Law for the Homeowner and Broker written by Margaret C. Jasper and published by Oxford University Press, USA. This book was released on 2000 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handy guide covers the historical development of real estate ownership, current sources of real estate law, modern day real estate ownership and interests, the sale and transfer of real estate, basic financing, the role of the broker, and more. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.
Download or read book Law for the Layman written by Frank G. Houdek and published by Fred B. Rothman. This book was released on 1991 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Buying 101 written by Jon Gorey and published by Simon and Schuster. This book was released on 2022-02-15 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--
Download or read book Clearinghouse Review written by and published by . This book was released on 2008 with total page 648 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial Law Aspects of Residential Mortgage Securitisation in Australia written by Pelma Rajapakse and published by Springer. This book was released on 2019-04-11 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book evaluates key commercial law aspects of the relevant law and legislation governing residential mortgage-backed securities (RMBSs) in Australia from a legal perspective. Within the context of a “public benefit test” framework, the book seeks to critically evaluate the impact and effectiveness of current law and regulation governing RMBSs. There is a dearth of both academic and practical literature on the legal and regulatory issues surrounding RMBSs in Australia. The book aims to make a contribution to the formulation of law and public policy by suggesting a number of reforms to the current law and practice surrounding RMBSs in Australia. In part, these suggested reforms will be based on the lessons learned from the experiences of overseas jurisdictions such as Canada, the U.K, and the United States.
Download or read book Preserving the American Dream written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fast Real Estate Profits in Any Market written by Sebastian Howell and published by Atlantic Publishing Company. This book was released on 2006 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: For anyone interested in becoming involved in the industry, this guide to flipping property and using it as an investment tool explains the procedure, the roles of those involved, legal aspects, financing and loans, finding property, renovation, and how to show and sell a house. Also covered are timelines, tools needed, negotiation, and sample forms. A lengthy glossary is provided. Annotation ©2006 Book News, Inc., Portland, OR (booknews.com).
Download or read book Bankruptcy Law Basics Understanding Debt Relief and Recovery written by Quinten J. Tenley and published by Book Lovers HQ. This book was released on 2024-11-07 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bankruptcy can feel like a daunting last resort, but a carefully designed legal framework offers a path to financial relief and a fresh start. Bankruptcy Law Basics: Understanding Debt Relief and Recovery is an essential guide for anyone seeking to navigate the complexities of bankruptcy with clarity and confidence. This book provides a thorough overview of bankruptcy laws, the types of bankruptcy available, and the step-by-step filing process, whether you're facing personal financial struggles or business debt challenges. From Chapter 7 liquidation to Chapter 13 reorganization, this book explains each type of bankruptcy, helping you determine which option best fits your unique situation. You’ll learn the intricacies of the automatic stay, a critical feature that halts collection actions and grants you breathing room as you assess your options. Additionally, the book covers exemptions that protect essential assets, allowing you to keep important items such as a home, vehicle, or retirement savings while managing debt. Beyond the legal mechanics, Bankruptcy Law Basics also dispel common myths about bankruptcy, emphasizing that it’s not a mark of failure but a valuable tool for financial renewal. The book offers actionable strategies for rebuilding your credit, managing finances after bankruptcy, and setting realistic goals for lasting financial stability. You’ll find guidance on handling post-bankruptcy challenges, from improving your credit score to navigating future lending and tips for preventing financial pitfalls. What You Will Find in This Book: Detailed explanations of Chapter 7, Chapter 13, and Chapter 11 bankruptcy Step-by-step guidance for filing and understanding the bankruptcy process Insight into asset protection, exemptions, and the role of trustees Strategies for rebuilding credit and establishing financial resilience Common pitfalls and mistakes to avoid during and after bankruptcy Bankruptcy Law Basics is more than a legal manual; it’s a comprehensive resource for anyone ready to take control of their financial future. Let this book guide you to turning a difficult financial situation into a new beginning.
Download or read book The Army Lawyer written by and published by . This book was released on 1998 with total page 562 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Regulatory Directory written by CQ Press and published by CQ Press. This book was released on 2013-11-04 with total page 1041 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Regulatory Directory, Sixteenth Edition continues to offer a clear path through the maze of complex federal agencies and regulations, providing to-the-point analysis of regulations. Information-packed profiles of more than 100 federal agencies and departments detail the history, structure, purpose, actions, and key contacts for every regulatory agency in the U.S. government. Now updated with an improved searching structure, the Federal Regulatory Directory continues to be the leading reference for understanding federal regulations, providing a richer, more targeted exploration than is possible by cobbling together electronic and print sources.
