Download or read book Home Foreclosure and Delinquency Information Packet written by Max L. Carney and published by . This book was released on 1983 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Delinquency and Foreclosure written by John P. Herzog and published by New York : National Bureau of Economic Research. This book was released on 1970 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Buying Real Estate Foreclosures written by Melissa S. Kollen-Rice and published by McGraw Hill Professional. This book was released on 2003-07-14 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: "... want to buy a house or other real estate below market value? If so, read this book."--Robert J. Bruss, syndicated real estate columnist Home foreclosures are at a ten-year high, and this new edition of Melissa Kollen-Rice's bestselling guide fills readers in on everything they need to know to find and finance real estate bargains from banks, S&Ls, public auctions, government agencies, and other sources. Packed with worksheets, checklists, and contact directories, Buying Real Estate Foreclosures is the resource for novices and pros alike. This fully revised and updated edition features: Guidance on pitfalls, hidden costs, sources of foreclosure lists, and creative financing strategies Valuable sample forms and documents A new chapter--"What the banks don't want you to know: why are they so motivated to sell?" New strategies to help investors cut through the red tape In-depth discussions of the benefits and risks of all types of financing A completely updated pre-bid checklist
Download or read book Home Mortgage Delinquency and Foreclosure written by John P. Herzog and published by . This book was released on 1970 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report to Congress on the Root Causes of the Foreclosure Crisis written by Christopher E. Herbert and published by DIANE Publishing. This book was released on 2010-06 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.
Download or read book Home Foreclosures written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law and published by . This book was released on 2010 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Texas Foreclosure Manual Third Edition written by William H. Locke and published by . This book was released on 2014-05-02 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Foreclosure Assistance Packet written by U. S. U.S. Congress and published by CreateSpace. This book was released on 2015-04-17 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: The foreclosure rate in the United States has been rising rapidly since the middle of 2006. Losing a home to foreclosure can hurt homeowners in many ways; for example, homeowners who have been through a foreclosure may have difficulty finding a new place to live or obtaining a loan in the future. Furthermore, concentrated foreclosures can drag down nearby home prices, and large numbers of abandoned properties can negatively affect communities. Finally, the increase in foreclosures may destabilize the housing market, which could in turn negatively impact the economy as a whole. Because of the many negative consequences associated with rising foreclosure rates, there is a broad consensus that the government should explore efforts to prevent further increases in foreclosures and help more families preserve homeownership. Several federal, state, and local foreclosure prevention initiatives have been launched to date These programs include the expired FHA Secure program and the Hope for Homeowners program, both of which allowed troubled borrowers to refinance their loans into new mortgages backed by the Federal Housing Administration (FHA); a loan modification program set up by Fannie Mae and Freddie Mac for mortgages held by those institutions; and a program put in place by the Federal Deposit Insurance Corporation (FDIC) to help troubled borrowers with loans that had been owned by IndyMac Bank before it was taken over by the FDIC. Several states and localities have initiated their own foreclosure prevention efforts, as have private companies including Bank of America, JP Morgan Chase, and Citigroup. A voluntary alliance of mortgage lenders, servicers, investors, and housing counselors has also formed the HOPE NOW Alliance to reach out to troubled borrowers. On February 18, 2009, President Obama announced the Homeowner Affordability and Stability plan, which aims to modify the loans of borrowers who are in danger of default or foreclosure. On February 23, 2009, Representative John Conyers introduced H.R. 1106, the Helping Families Save Their Homes Act of 2009. This bill would make changes to the Hope for Homeowners program, amend bankruptcy law to allow judges to modify mortgages on primary residences, and establish a safe harbor for servicers who engage in certain loan modifications. While many observers agree that more needs to be done to prevent foreclosures, there are several challenges associated with foreclosure mitigation plans. These challenges include implementation issues, such as deciding who has the authority to make mortgage modifications, developing the capacity to complete widespread modifications, and assessing the possibility that homeowners with modified loans will nevertheless default again in the future. Other challenges are related to the perception of fairness, the problem of inadvertently providing incentives for borrowers to default, and the possibility of setting an unwanted precedent for future mortgage lending. This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Download or read book Foreclosure Prevention written by United States. Congress. House. Committee on Oversight and Government Reform and published by . This book was released on 2010 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Delinquency and Foreclosure by John P Herzog and James S Earley written by National Bureau of Economic Research Staff and published by . This book was released on with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Homebuyer s Information Package written by Antony A. Phipps and published by . This book was released on 1979 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Avoid Foreclosure written by Tamera Aragon and published by AuthorHouse. This book was released on 2008-06-26 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally! Help for those who are heading toward foreclosure! This book is written especially for those property owners who are facing foreclosure. Additionally, this book is a goldmine of information to those who work with and/or know others in pre-foreclosure. You will find many helpful online resources referenced throughout this book. To get the most out of the information you read, be sure and take advantages of all the research that has been done by utilizing the free tools and websites needed to create and follow the steps to save yourself from foreclosure. After reading and following the S.M.A.R.T. S.T.E.P.S. plan, you will feel confident you have done all you can to "maximize your financial" and "minimize your legal" liabilities when dealing with pre-foreclosure. The goal of this book is to be sure you have no regrets going forward. You can rest knowing you have exhausted all options prior to the bank taking your home through foreclosure. This information has been put together because many people too easily give up their homes to foreclosure, buckling under the overwhelming crisis they are in. Before this drastic, life changing event happens, it is very important that all options are considered to potentially salvage credit and your home. The purpose of this book is to quickly arm you with the most important information so you can make the right decisions fast. You might be like many people in this situation who do not even know where to begin. So here it is.the first step. Read this book. The next step will be to take action. You can do it! You can Avoid Foreclosure following the S.M.A.R.T. S.T.E.P.S. plan!
Download or read book Reducing Foreclosures written by Christopher Foote and published by DIANE Publishing. This book was released on 2009 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.
Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
Download or read book Home Mortage Delinquency and Foreclosure written by John P. Herzog and published by . This book was released on 1970 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The 250 Questions Everyone Should Ask about Buying Foreclosures written by Lita Epstein and published by Simon and Schuster. This book was released on 2008-06-01 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you're looking to buy foreclosed property as an investment-or as your dream home, The 250 Questions Everyone Should Ask About Buying Foreclosures provides you with the essential questions and answers including how to: Decide if a foreclosure purchase is right for you Learn the foreclosure rules particular to your state Find thousands of property listings before anyone else Place the perfect bid at auctions Buy properties during various stages of the foreclosure process Get an initial investment together This one-of-a-kind guide will explain everything you need to know to get in on-and profit from-this lucrative real estate opportunity. Lita Epstein, MBA, excels at translating complex financial topics critical to people's everyday life. She has more than a dozen books on the market, including The 250 Questions You Need to Ask to Avoid Foreclosure, Streetwise(r) Crash Course MBA, Streetwise(r) Retirement Planning, and Alpha Teach Yourself Retirement Planning in 24 Hours. She was the content director for the financial services Web site MostChoice.com and managed the site Investing for Women. She also wrote TipWorld's Mutual Fund Tip of the Day in addition to columns about mutual fund trends for numerous websites. She lives in Poinciana, FL.
Download or read book Foreclosed Dreams written by Ralph Oliver Thompson and published by . This book was released on 2007-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The indispensable book for homeowners facing foreclosure. Topics include short sales, deeds in lieu, negotiating with lender, mechanics of foreclosure, impact on credit, and applicability of bankruptcy. The foreclosure laws of every state are covered. This timely book is a guide for homeowners seeking information about foreclosure. Mr. Thompson says, "Many books and websites are dedicated to real estate investors seeking to make money on foreclosed homes. Those books teach investors how to make money off your unfortunate circumstances, but don't address your situation. I wrote Foreclosed Dreams specifically for the delinquent homeowner who needs to know what options are available." Thompson is a California Attorney and Real Estate Broker. He holds degrees from Willamette and Stanford Universities. Visit Thompson's blog at http: //www.foreclosurematters.info.
