Download or read book Help for Homeowners Facing Foreclosure written by sylvia black and published by Sylvia Black. This book was released on 2020-01-28 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you have been laid off or are facing unemployment, you can keep your home - - if you know the right steps to take. If your family is facing any of these changes and cannot pay your bills, now is the time to look closely at what you owe and what you earn, eliminating unnecessary spending and reaching out for help if you still cannot meet your financial obligations. Taking action now can help you protect your family from the loss of your home. And Affordable Homes and Apartments can help. First and foremost, if you can keep your mortgage current, do so. However, if you find that you are unable to make your mortgage payments, you may qualify for programs that you may not know about. Even for the unemployed and senior citizerns and those with bad credit may qualify for many of these programs never before thought of. This book will give you information you need to help you save your home from foreclosure. The information contained herein is for informational purposes only and Affordable Homes and Apartments cannot guarantee approval of any program listed herein. The sooner you call; the sooner help is available. We buy houses for cash. so if you haven't been able to get the help you need or want give Affordable Homes and Apartments a call we may be able to purchase your home and help you save your home and your credit. The contents of this book are being provided for informational purposes only. It is not intended to provide legal advice and should not substitute for the advice of an experienced real estate attorney. Also, the links and references to web sites and organizations are provided for informational purposes only. Affordable Homes and Apartments do not endorse any specific organization or web site and does not suggest that one source should be utilized to the exclusion of another and cannot guarantee approval.

Download or read book Need Help with Your Mortgage written by Massachusetts Homeowner Assistance Fund and published by . This book was released on 2021 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book HomeWise written by John L. Merrill and published by . This book was released on 2002 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Low income Homeownership written by Nicolas Paul Retsinas and published by Brookings Institution Press. This book was released on 2002 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities.

Download or read book Helping Responsible Homeowners Save Money Through Refinancing written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development and published by . This book was released on 2013 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A World of Homeowners written by Nancy Kwak and published by University of Chicago Press. This book was released on 2018-09-28 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.

Download or read book The Affordable City written by Shane Phillips and published by Island Press. This book was released on 2020-09-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Download or read book Texas Homeowners Association Law written by Gregory S. Cagle and published by . This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'Texas Homeowners Association Law'' includes more than twenty-five sample forms for use by Texas homeowners associations and homeowners, as well as a table of authorities and subject index to assist readers in quickly identifying applicable topics by key words or subject matter. In addition, with more than 2,500 annotations and citations to Texas and Federal statutes and appellate court decisions, "Texas Homeowners Association Law" is also an indispensable tool for property managers, realtors, and attorneys who work with association-governed communities in Texas.

Download or read book Helping Homeowners Harmed by Foreclosures written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development and published by . This book was released on 2013 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mortgage Delinquencies and Defaults written by United States. Congress. House. Committee on Government Operations. Manpower and Housing Subcommittee and published by . This book was released on 1983 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Deer Resistant Design written by Karen Chapman and published by Timber Press. This book was released on 2019-07-23 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Fear deer no more! The best source I’ve seen on the topic!” —Tracy DiSabato-Aust, award-winning garden designer and best-selling author Deer are one of the most common problems a gardener can face. These cute but pesky animals can quickly devour hundreds of dollars’ worth of plants. And common solutions include the use of unattractive fencing and chemicals. In Deer-Resistant Design, Karen Chapman offers another option—intentional design choices that result in beautiful gardens that coexist with wildlife. Deer-Resistant Design showcases real home gardens across North America—from a country garden in New Jersey to a hilltop hacienda in Texas—that have successfully managed the presence of deer. Each homeowner also shares their top ten deer-resistant plants, all welcome additions to a deer-challenged gardeners shopping list. A chapter on deer-resistant container gardens provides suggestions for making colorful, captivating, and imaginative containers. Lushly illustrated and filled with practical advice and inspiring design ideas, Deer-Resistant Design is packed with everything you need to confidently tackle this challenging problem.

Download or read book Homeowner s Handbook to Prepare for Natural Hazards written by Dennis Hwang and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book House Poor No More written by Romana King and published by Houndstooth Press. This book was released on 2021-11-16 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are plenty of books on how to buy, sell, or invest in real estate. But there isn’t one that brings together homeownership with money management investing and retirement planning. This is that book.” — Bruce Sellery, author of Moolala and CEO of Credit Canada This handbook for smart homeownership explains how to... ✔️ Proactively maintain your home ✔️ Increase property value with smart renos ✔️ Reduce monthly expenses ✔️ Take advantage of debt ✔️ Live life as a happy homeowner What this book will give you Just because you buy a home—or buy stock or save money—doesn't make it smart. It's what you do with the asset—whether it's a home or stock purchase or savings in some account—that is smart. It's whether the asset ends up being an investment that works to grow your net worth or just an expensive product you own. What you'll find in this book are strategies for maintaining, protecting and increasing the value of your home, while finding small and big ways to save money. Broken down into eight steps, with the final ninth step that wraps up what you've learned. What people are saying about the book Personal finance experts agree, this is a must read for homeowners There are plenty of books on how to buy, sell or invest in real estate. There isn’t one that brings together homeownership with money management, investing and retirement planning. This is that book. – Bruce Sellery, author of Moolala and CEO of Credit Canada House Poor No More is the perfect handbook to prepare yourself as a homeowner. After reading House Poor No More, I know what renovations are worth the investment and how to prioritize maintenance, plus so many other homeownership secrets you could never find with a Google search or internet-deep-dive. Romana King's 20 years of real estate experience and homeownership knowledge are pared down into digestible takeaways extremely valuable for the average homeowner. – Alyssa Davies, author of The 100-Day Financial Goal Journal and MixUpMoney Romana offers readers important tools for making strategic real estate decisions. She shows how to fulfil our emotional desire for homeownership while also building long-term wealth — without having to pinch our lifestyle or compromise other financial goals. – Rita Silvan, former Editor-in-Chief at ELLE CANADA and Golden Girl Finance In her new book, Romana King dismisses the notion that homeownership is either a good decision or a bad decision. Instead, she helps us acknowledge the emotional need for owning a home and then sets out a plan to help all homeowners make smarter, more strategic decisions when it comes to their home. – Karin Mizgala, author of Unstuck: How to Get Out of Your Money Rut and Start Living the Life You Want and CEO Money Coaches Canada Romana King helps readers understand if homeownership is the right decision for them (right now.) House Poor No More, King discusses how to set a goal of homeownership and to use it to build your wealth long term. Most importantly she provides much-needed tools to help you navigate today’s overheated housing market. – Rubina Ahmed-Haq, creator of Always Save Money, 20-year business and finance reporter House Poor No More does an excellent job of explaining how and why homeownership is a smart, strategic tool for our emotional and financial well-being. Following the tips and tactics outlined in this book, anyone can become a smarter homeowner and grow their personal net worth. – Robert R. Brown, author of Wealthing Like Rabbits

Download or read book The Book on VA Loans written by Chris Birk and published by . This book was released on 2020-02-18 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.

Download or read book Drawdown written by Paul Hawken and published by Penguin. This book was released on 2017-04-18 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: • New York Times bestseller • The 100 most substantive solutions to reverse global warming, based on meticulous research by leading scientists and policymakers around the world “At this point in time, the Drawdown book is exactly what is needed; a credible, conservative solution-by-solution narrative that we can do it. Reading it is an effective inoculation against the widespread perception of doom that humanity cannot and will not solve the climate crisis. Reported by-effects include increased determination and a sense of grounded hope.” —Per Espen Stoknes, Author, What We Think About When We Try Not To Think About Global Warming “There’s been no real way for ordinary people to get an understanding of what they can do and what impact it can have. There remains no single, comprehensive, reliable compendium of carbon-reduction solutions across sectors. At least until now. . . . The public is hungry for this kind of practical wisdom.” —David Roberts, Vox “This is the ideal environmental sciences textbook—only it is too interesting and inspiring to be called a textbook.” —Peter Kareiva, Director of the Institute of the Environment and Sustainability, UCLA In the face of widespread fear and apathy, an international coalition of researchers, professionals, and scientists have come together to offer a set of realistic and bold solutions to climate change. One hundred techniques and practices are described here—some are well known; some you may have never heard of. They range from clean energy to educating girls in lower-income countries to land use practices that pull carbon out of the air. The solutions exist, are economically viable, and communities throughout the world are currently enacting them with skill and determination. If deployed collectively on a global scale over the next thirty years, they represent a credible path forward, not just to slow the earth’s warming but to reach drawdown, that point in time when greenhouse gases in the atmosphere peak and begin to decline. These measures promise cascading benefits to human health, security, prosperity, and well-being—giving us every reason to see this planetary crisis as an opportunity to create a just and livable world.

Download or read book Fair Play written by Eve Rodsky and published by Penguin. This book was released on 2019-10-01 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: A REESE'S BOOK CLUB PICK "A hands-on, real talk guide for navigating the hot-button issues that so many families struggle with."--Reese Witherspoon Tired, stressed, and in need of more help from your partner? Imagine running your household (and life!) in a new way... It started with the Sh*t I Do List. Tired of being the "shefault" parent responsible for all aspects of her busy household, Eve Rodsky counted up all the unpaid, invisible work she was doing for her family -- and then sent that list to her husband, asking for things to change. His response was... underwhelming. Rodsky realized that simply identifying the issue of unequal labor on the home front wasn't enough: She needed a solution to this universal problem. Her sanity, identity, career, and marriage depended on it. The result is Fair Play: a time- and anxiety-saving system that offers couples a completely new way to divvy up chores and responsibilities. Rodsky interviewed more than five hundred men and women from all walks of life to figure out what the invisible work in a family actually entails and how to get it all done efficiently. With four easy-to-follow rules, 100 household tasks, and a series of conversation starters for you and your partner, Fair Play helps you prioritize what's important to your family and who should take the lead on every chore from laundry to homework to dinner. "Winning" this game means rebalancing your home life, reigniting your relationship with your significant other, and reclaiming your Unicorn Space -- as in, the time to develop the skills and passions that keep you interested and interesting. Stop drowning in to-dos and lose some of that invisible workload that's pulling you down. Are you ready to try Fair Play? Let's deal you in.

Download or read book Mortgage Relief Programs written by Sylvia Black and published by . This book was released on 2015-09-11 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book was originally entitled Help for Homeowners Facing a Home of your own. This book talks to homeowners who are facing foreclosure and are faced with questions. There are a lot of mortgage programs that will help homeowners keep their home thereby saving their home and/or their credit even if the homeowner if unemployed. There are also things a homeowner needs to know about foreclosure is that a legal action can be taken against for a foreclosure that doesn't exist. There are lot of scams out there that the homeowner needs to be aware of especially when facing a desperate situation such as foreclosure. I talk about who you should contact and when, where to get free help, how to recognize scam artists and stop them in their tracks. What mortgage programs are out there that a homeowner can qualify for and who to talk to, and so much more. If you are facing foreclosure and need help this book will be the best investment you get for yourself and it will be well worth the cost.