Download or read book Has There Been a Shift to Small Firms The Impact of Firm Size on Employment Based Health Benefits written by Paul Fronstin and published by . This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines changes in the distribution of workers among different size firms and the resulting impact on employment-based health benefits. Small firms account for much of the new job growth in the United States. However, the percentage of workers in firms with fewer than 500 employees has declined slightly between the 1980s and today. In addition, workers in small firms are much less likely to have health benefits than workers in large firms. There has been a decline in the probability that a worker had employment-based health benefits between 1987 and 2002 across nearly all firm sizes. Only in firms with fewer than 25 employees did the percentage of workers with employment-based health benefits from their own employer not decline, increasing slightly from 30 percent to 30.8 percent over the period. The PDF for the above title, published in the August 2004 issue of EBRI Notes, also contains the fulltext of another August 2004 EBRI Notes article abstracted on SSRN: "IRA and Keogh Assets and Contributions."
Download or read book Health Care Half Truths written by Arthur Garson and published by Rowman & Littlefield. This book was released on 2008-08 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of hearing that the American health care 'system' is broken? Well, it is. You can't understand your bill--or pay it; you wait an hour before seeing the doctor for ten minutes; and that was your child who was just laid off, and whose family has no health insurance. Health Care Half-Truths shows the ways in which American health care is tarnished and ways in which it shines, explaining that if we are going to make our health care system work for us we must begin with a common set of information. Unfortunately, our current information comes from sound bites that on their surface seem perfectly reasonable, but on closer examination are wrong. Health Care Half-Truths untangles the misinformation, misperceptions, and confusion that have confounded the American public and our elected officials. Dr. Arthur Garson identifies twenty myths about the U.S. health care system and uses his extensive knowledge and keen insights to blow them apart.
Download or read book Expanding the Employer provided Health Insurance System written by Sheila R. Zedlewski and published by The Urban Insitute. This book was released on 1991 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Care Reform written by Cheryl Damberg and published by . This book was released on 1996 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Benefits at Work written by Mark V. Pauly and published by University of Michigan Press. This book was released on 1999-06-04 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who really pays for health benefits? An accessible explanation of the economic theory behind this question
Download or read book Effects of Changes to the Health Insurance System on Labor Markets written by Janet Holtzblatt and published by DIANE Publishing. This book was released on 2010-10 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the U.S., health insurance (HI) coverage is linked to employment in ways that can affect both wages and the demand for certain types of workers. That close linkage can also affect people¿s decisions to enter the labor force, to work fewer or more hours, to retire, and even to work in one particular job or another. This economic brief shows that the overall impact on labor markets (LM) is difficult to predict. Although economic theory and experience provide some guidance as to the effect of specific provisions, large-scale changes to the HI system could have more extensive repercussions than have previously been observed and also may involve numerous factors that would interact ¿ affecting LM in potentially offsetting ways.
Download or read book A Look at Health Benefits and the Workforce written by and published by . This book was released on 1992 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Employment and Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Download or read book Health Benefits and the Workforce written by and published by Department of Labor Pension and Welfare Benefits Administration. This book was released on 1992 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic Burden of Providing Health Insurance written by Christine Eibner and published by Rand Corporation. This book was released on 2008-04-02 with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 60 percent of nonelderly Americans receive health-insurance (HI) coverage through employers. However, rising health-care costs may threaten the long-term viability of the employer-based insurance system. This report explores trends in the economic burden associated with HI provision for small and large businesses, as well as the quality of plans that small and large firms offer.
Download or read book The Impact of Massachusetts Health Insurance Reform on Labor Mobility written by Norma Coe and published by . This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the impact of the Massachusetts Health Insurance reform of 2016 on job mobility and employment exit using administrative data from the Social Security Administration. The Massachusetts reform mandated that every resident have insurance coverage and facilitated this initiative by requiring employers to offer coverage, as well as expanding Medicaid and creating health insurance exchanges with subsidized premiums. These elements provided the basis for the Patient Protection and Affordable Care Act (ACA) passed nationwide in 2010, so the experience of workers in Massachusetts provides evidence for how the ACA may affect labor market efficiency. Of particular interest is the extent to which Massachusetts' reform reduced “job lock” - the phenomenon in which workers stay with employers to maintain their health insurance coverage, rather than move to a more productive match at another employer (especially a small firm unlikely to offer coverage) or exit employment entirely. The project measures differential effects by age, gender, and firm size, and tries to disentangle the effects of the employer mandate and the individual mandate by identifying individuals who cross state lines between home and work. This paper found that: • Trend analysis and regression estimates indicate that Massachusetts residents were actually less likely to move to new employers after the reform, relative to workers in neighboring states that did not make structural changes to their health insurance markets. • Estimates of whether Massachusetts workers moved from large firms, which likely offered insurance, to small firms is statistically insignificant. • Employment transitions were largely unaffected by the Massachusetts reform, though some select groups saw increases in employment exits that may be consistent with the easing of job lock. The policy implications of this paper are: • On the whole, the evidence that the Massachusetts reform increased mobility across employers or out of employment is weak. • These findings suggest that either job lock does not tie workers to their jobs as much as labor economic theory had suggested, or that the Massachusetts reform, and by extension the ACA, may not ease job lock as much as some previous research had suggested.
Download or read book The State of Small Business written by United States. President and published by . This book was released on 1995 with total page 462 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effects of the Health Law s Definitions of Full time Employee on Small Businesses written by United States. Congress. House. Committee on Small Business. Subcommittee on Health and Technology and published by . This book was released on 2013 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Decent Work Concept Theory and Measurement written by Nausheen Nizami and published by Springer. This book was released on 2017-04-03 with total page 453 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces readers to the concept and theories of decent work and provides a framework for measuring it at the micro, meso and macro level in a given country. Further, it addresses the importance of measuring decent work in today’s world and in connection with the different challenges countries face depending on their respective stage of development. The essence of the book lies in highlighting the practical applications of decent work in terms of its ability to deliver empirical measurements of qualitative and subjective phenomena with a mixed-methods approach combining tools and techniques from economics and statistics. Moreover, as the applicability of decent work is not confined to the IT industry and formal sectors of the economy, the book also provides useful guidelines on how further empirical studies can be undertaken to measure decent work in non-IT industries. As such, the book offers a rich compilation of empirical and theoretical contributions on decent work designed to not only enrich readers’ understanding, but also promote awareness of the practical relevance and technical aspects of the subject matter.
Download or read book Small Business and Health Care Reform written by United States. Congress. House. Committee on Small Business and published by . This book was released on 1994 with total page 824 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Dual Standard written by United States. Congress. Senate. Committee on Labor and Human Resources and published by . This book was released on 1994 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book America s Uninsured Crisis written by Institute of Medicine and published by National Academies Press. This book was released on 2009-07-01 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: When policy makers and researchers consider potential solutions to the crisis of uninsurance in the United States, the question of whether health insurance matters to health is often an issue. This question is far more than an academic concern. It is crucial that U.S. health care policy be informed with current and valid evidence on the consequences of uninsurance for health care and health outcomes, especially for the 45.7 million individuals without health insurance. From 2001 to 2004, the Institute of Medicine (IOM) issued six reports, which concluded that being uninsured was hazardous to people's health and recommended that the nation move quickly to implement a strategy to achieve health insurance coverage for all. The goal of this book is to inform the health reform policy debateâ€"in 2009â€"with an up-to-date assessment of the research evidence. This report addresses three key questions: What are the dynamics driving downward trends in health insurance coverage? Is being uninsured harmful to the health of children and adults? Are insured people affected by high rates of uninsurance in their communities?
