Download or read book Extending Working Life for Older Workers written by Alysia Blackham and published by Bloomsbury Publishing. This book was released on 2016-11-03 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: The UK population is ageing rapidly. While age discrimination laws are seen as having broad potential to address the 'ageing challenge' and achieve instrumental and intrinsic objectives in the context of employment, it is unclear what impact they are having in practice. This monograph addresses two overarching research questions in the employment field: How are UK age discrimination laws operating in practice? How (if at all) could UK age discrimination laws be improved? A reflexive law theoretical standpoint is employed to investigate these issues, applying a mixed methods research design that engages qualitative, quantitative, doctrinal and comparative elements. This book demonstrates the substantial limitations of the Equality Act 2010 (UK) for achieving instrumental and intrinsic objectives. Drawing on qualitative expert interviews, statistical analysis and organisational case studies, it illustrates the failure of age discrimination laws to achieve attitudinal change in the UK, and reveals the limited prevalence of proactive measures to support older workers. Integrating doctrinal analysis, comparative analysis of Finnish law, and the Delphi method, it proposes targeted legal and policy changes to address demographic change, and offers an agenda for reform that may increase the impact of age discrimination laws, and enable them to respond effectively to demographic ageing. Runner up of the 2017 SLS Peter Birks Prize for Outstanding Legal Scholarship. The author was also awarded the 2020 ISA-RCSL Adam Podgórecki Junior Prize.
Download or read book Pensions written by Sinéad Agnew and published by Bloomsbury Publishing. This book was released on 2020-08-20 with total page 415 pages. Available in PDF, EPUB and Kindle. Book excerpt: State pensions are the largest item in the UK social security budget, costing £96.7 billion in 2017/18. In the same year, 45.6 million people were members of UK occupational pension schemes (out of a total population of 66.4 million) and the total amount saved into workplace schemes in 2018 was £90.4 billion. A consequence of the pensions sector's large size has been that pensions law and social security law have become increasingly specialised areas of practice. Yet despite their social and economic importance and the fascinating legal issues they generate, pensions have not been the subject of sustained academic attention. This book starts to fill this gap by initiating a dialogue between practitioners and scholars working on pensions law and policy, groups who have much to learn from one another. This title is included in Bloomsbury Professional's Pensions Law online service.
Download or read book Nonfinancial Defined Contribution Pension Schemes in a Changing Pension World written by Robert Holzmann and published by World Bank Publications. This book was released on 2012-11-01 with total page 535 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nonfinancial Defined Contribution (NDC) schemes are now in their teens. The new pension concept was born in the early 1990s, implemented from the mid-1990s in Italy, Latvia, Poland and Sweden, legislated most recently in Norway and Egypt and serves as inspiration for other reform countries. This innovative unfunded individual account scheme created high hopes at a time when the world seemed to have been locked into a stalemate between piecemeal reforms of ailing traditional defined benefit schemes and introducing pre-funded financial account schemes. The experiences and conceptual issues of NDC in its childhood were reviewed in a prior anthology (Holzmann and Palmer, 2006). This new anthology published in 2 volumes serves to review its adolescence and with the aim of contributing to a successful adulthood. Volume 1 on Progress, Lessons, Implementation includes a detailed analysis of the experience and the key policy lessons in the old and new pilot countries and the implementation of NDCs elements in other reform countries. This volume 2 on Gender, Politics, Financial Stability includes deeper and new analyses of these issues that found little or no attention in the 2006 publication. The gender perspective includes 5 chapters with, perhaps, the most complete discussion on gender and pension issues available to date. The financial stability perspective addresses in 6 chapters critical micro- and macroeconomic aspects such as the balancing mechanism, the use of a reserve fund, the handling of legacy costs, and technicalities related to the management of the longevity risk when designing annuities. While the 2 volumes address many issues it also opens a number of new questions for which good answers are not yet readily available.
Download or read book Personal Finance written by George Callaghan and published by Bloomsbury Publishing. This book was released on 2011-11-03 with total page 498 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance. Personal Finance is an innovative text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including: * Decisions on spending, borrowing, saving and investing are set within a broader context. * Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, caring responsibilities and lifestyle changes. * The impact of important economic events, such as the financial crises of recent years, on individuals and households is shown. * Case studies are used to demonstrate practical relevance, while diagrams and activities help distil complex issues into digestible form. 'Keeping a text in this area up to date was always going to be a critical and monumental challenge. The editors have done a timely and impressive job.' – Professor Peter Howells, Centre for Global Finance, UWE Bristol 'Personal Finance addresses a particular gap, and the overview is impressive.' – Steve McKay, Bristol University (Personal Finance Research Centre) 'What distinguishes this book is that it focuses not only on 'what you need to know' about personal finance, but also on 'what you might be interested in knowing' about the socio-economic context in which financial decisions are made – it makes the text more useful for an academic course and certainly makes for interesting reading.' – Jane King, Oxford Brookes University 'Personal Finance presents the subject of financial planning in an intellectually stimulating way which links theory to practice and is comprehensible to both the student and the layperson.' – James Mallon, Napier University Second edition of this successful introductory personal finance text, published in association with the Open University. Its innovative approach of distilling important, but complex, concepts into a useable form and relating them to actual experience make it a 'must have' book for anybody that wants their money to work as hard as they do!
Download or read book A New Pension Settlement for the Twenty first Century written by Pensions Commission and published by The Stationery Office. This book was released on 2005-11-30 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Pensions Commission is an independent body established by the Government to review the adequacy of current arrangements for private pensions and retirement savings in the UK and to make recommendations on appropriate policy changes, including the option of moving to a compulsory system. Following on from its first report (ISBN 0117027804) published in October 2004, this second report sets out the Commission's conclusions on the likely evolution of the UK pension system if policy is unchanged, and makes recommendations for a new policy direction. Recommendations are based on two key elements: the automatic enrolment of employees into either a new National Pensions Savings System or into existing company pension schemes, with an option for employees to opt-out, and with a modest compulsory employer matching contribution; and reform of state pension provision in order to make it simpler to understand and less means-tested. The Commission concludes that these reforms will require some increase in public expenditure on pensions as a percentage of GDP over the next 45 years, and that increases in state pension ages will be needed to keep that increase within sustainable levels over the long term. The Commission presents a range of possible combinations of public expenditure and state pensions ages, and calls for a public debate to consider these options. It also recommends the establishment of a successor body to continue to review the situation and report to Parliament and government every four years.
Download or read book Pension Reform written by Great Britain: Parliament: House of Commons: Work and Pensions Committee and published by The Stationery Office. This book was released on 2006-07-22 with total page 459 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pension Reform : Fourth report of session 2005-06, Vol. 2: Oral and written Evidence
Download or read book National Insurance Fund Long Term Financial Estimates written by Great Britain. Government Actuary and published by . This book was released on 1982 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Social Security and the Stock Market written by Alicia Haydock Munnell and published by W.E. Upjohn Institute. This book was released on 2006 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this book is to explore the use of equities to help solve the Social Securityfinancing problem.
Download or read book National Insurance Act 1946 written by Great Britain. Government Actuary and published by . This book was released on 1964 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The economic and fiscal impact of immigration written by Great Britain: Home Office and published by The Stationery Office. This book was released on 2007-10-16 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report by the Home Office, HM Treasury, the Department for Work and Pensions and the Office for National Statistics has been produced as a cross-departmental submission to the inquiry being conducted by the House of Lords Select Committee on Economic Affairs into the economic impact of immigration in the UK. The report includes chapters on public finance and net fiscal impacts; macroeconomic impacts; labour market, productivity and skills impacts; sectors and occupations; demographic impacts; the economic impact of illegal immigration; improving immigration data; and government policy on immigration. The Office for National Statistics has also produced a separate statistical submission as a background paper to this report.
Download or read book Parliamentary Debates Hansard written by Great Britain. Parliament. House of Commons and published by . This book was released on 2005 with total page 1388 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Pension Schemes and Projection Models in EU 25 Member States written by and published by . This book was released on 2008 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper reviews the public pension schemes and the pension models used for the projections carried out by the Economic Policy Committee and the European Commission on age-related expenditure in 2005. The pension schemes are described as they were in force in 2005, including the effects of pension reforms enacted by mid-2005 even though the implementation of reforms would occur over a longer period of time (...) This paper aims at contributing to the comparability of the pension projections across Member States and to make the projections transparent and better understandable through country-specific descriptions of the pension systems and the models used for the projection exercise."--Page 1.
Download or read book Current Law Statutes written by Great Britain and published by . This book was released on 2000 with total page 1872 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Annual Report on Medicare written by United States. Health Care Financing Administration and published by . This book was released on 1980 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Pensions written by Pensions Commission and published by The Stationery Office. This book was released on 2004 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: This pack sets out the first report by the Pensions Commission, an independent body established by the Government (following the publication of the Pensions Green Paper ("Simplicity, security and choice: working and saving for retirement", Cm 5677, ISBN 0101567723) in December 2002) in order to review the adequacy of current arrangements for private pensions and retirement savings in the UK and to make recommendations on appropriate policy changes. This report sets out the Commissions detailed analysis of the current situation and trends in place, challenges identified and options for policy responses; and seeks to stimulate a structured, comprehensive fact-based debate about the problems facing Britains pension system which can contribute to the development of a sustainable pensions policy. The pack contains the main report, appendices and executive summary documents. (The main report (ISBN 0117027804) and the free executive summary (ISBN 0117027820) are available separately). The Commissions second report is planned for Autumn 2005, and this will include specific policy recommendations, following a public consultation period to the end of January 2005. However, the report does make recommendations relating to improvements in official data sources, which are discussed in an appendix and listed at the end of the main report.
Download or read book Better Pensions Better Jobs written by Mariano Bosch and published by Inter-American Development Bank. This book was released on 2013-10-16 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Latin America and Caribbean (LAC) region has reduced its inequality and poverty, and is looking towards the future with greater optimism than in the past. As the region grows, new problems appear that economic policymakers must address. How to provide adequate pensions for the elderly is one such problem. This book offers an analysis of pension systems from the perspective of the functioning of the regions labor markets. It clarifies why, more than half a century after pension systems were created, only a minority of workers in the region save for their pension in the contributory systems through payroll taxes. The study points out that the problem lies not only in the lack of coverage, but also in the low level of benefits, even of contributory pensions. It argues that to design public policies for pensions, it is essential to understand the complex web of interactions between employers and workers that take place in the labor market.
Download or read book Long Term Care Reforms in OECD Countries written by Cristiano Gori and published by Policy Press. This book was released on 2016 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past fifteen years have seen longterm care policies in the countries of the Organization for Economic Co-operation and Development (OECD) undergo substantial transformations, either through major policy reforms or through accumulated minor policy changes. This book brings together data from many OECD countries to compare key changes in national policies, examine the successes or failures of new approaches, and offer policy strategies for the future. Drawing on fifteen years of evidence and bringing together contributors from a number of perspectives throughout the OECD, it will be essential for those studying--or making--policy.
