Download or read book How You Can Profit from Credit Cards written by Curtis E. Arnold and published by FT Press. This book was released on 2008-06-06 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.

Download or read book A Credit Card Guide for First Time Credit Card Users written by Nelson Yost and published by . This book was released on 2011-05-02 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: A first credit card can be very exciting. But, along with its use comes huge financial responsibility. This is not meant to be killjoy, just sound advice so you "ll get a proper handle of things from the very start. With sound advice you can avoid difficult credit card problems in future and keep enjoying the perks that a good credit card can give you. The most important detail to remember is that a credit card is borrowed money. So, as we "ve been taught once upon a time, we have the obligation to return what we borrow. To be able to return what we borrow, in the time and terms we agreed when we accepted the credit card contract, we borrow only what we can afford to return. Borrowing from your credit card and paying the amount in the approved manner can help build your good credit rating and save you from a load of credit card debts in the long run. Hence, for the first-time credit card user it becomes important to understand how your credit card works so you can use it well. This book will give information on choosing the best credit card deal and applying for the right credit card. Also, it will outline the framework of a credit card statement and contract so you get the idea of how, when and what to pay so you can keep your credit card in good standing all the time.

Download or read book The World s Easiest Pocket Guide to Getting Your First Credit Card written by Larry Burkett and published by Northfield Publishing. This book was released on 2002 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Leading financial expert Larry Burkett presents more 'World's Easiest Pocket Guides' covering key issues preparing young adults to make practical life decisions. Filled with bite-sized chunks of trustworthy advice and guidance, this guide covers getting your first credit card. While this may seem so simple to adults, it can be terribly overwhelming to young people. Get the students and young adults in your life started out in the right direction!

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Download or read book First Credit Cards and Credit Smarts written by Ann Byers and published by Rosen Publishing Group. This book was released on 2010-01-01 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the types of accounts, calculating interest, understanding statements, choosing the right card, traps and trip-ups, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk. The book describes the steps readers can take in guarding their credit and personal information, and the steps that need to be taken if ID theft happens to them.

Download or read book Getting Your First Credit Card written by Larry Burkett and published by . This book was released on 2000 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Getting your first credit card can be a fun experience. But without wise council, it's easy to misuse the card and create a long-lasting, negative financial consequences for your life. --publisher.

Download or read book Leveling Up Your Money Game written by Akilah Tyson and published by . This book was released on 2024-02-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: ⭐⭐⭐⭐⭐ Leveling Up Your Money Game: A Visual Guide to Mastering Credit Cards for Beginners, Ages 16yrs+ Ready to get your first credit card but don't know where to start? This book is your roadmap to navigating credit like a pro! Leveling Up Your Money Game is your ultimate visual guide, empowering teens and young adults with the skills to navigate credit cards safely and build a solid financial foundation. In today's world, credit cards are more than just pieces of plastic; they're powerful tools that can either set you up for financial success or lead you into a cycle of debt. This visual guide is designed to demystify credit cards and provide you with practical, easy-to-follow advice to make the most of them. Inside this book, you'll discover: 1. The Basics of Credit Cards: We'll start from scratch, explaining what credit cards are, how they work, and why they matter for your financial journey. 2. Building a Solid Financial Foundation: Learn the importance of budgeting, saving, and understanding your income. With this strong base, you'll be better equipped to handle credit responsibly. 3. Navigating the Credit Card Landscape: Explore different types of credit cards, from student cards to rewards cards, and discover which one suits your needs best and learn how reward programs operate to maximize benefits. 4. Using Credit Cards Wisely: Dive into the art of responsible credit card use. Discover how to build credit, tips for paying bills on time, managing balances, and avoiding common pitfalls. 5. Mastering Credit Scores: Understand how your credit score is calculated, why it matters, and how to help your credit score increase while using your cards. 6. Troubleshooting and Problem Solving: If you encounter issues with your credit cards or experience fraud, we've got you covered. Learn how to dispute charges, deal with fraud and how to handle common problems. 7. Your Financial Future: Discover how mastering credit cards fits into your larger financial goals, whether it's buying a car, getting your own place, or saving for the future. 8. Visual Learning: This book is packed with visual aids to make complex financial concepts easy to understand. Leveling Up Your Money Game is not just a book; it's your guide to financial success. Whether you're a high school senior, a college student, a recent graduate, or a young adult starting your career, this book will give you the confidence and knowledge to make well-informed financial decisions around credit cards. Don't let financial jargon and confusion hold you back. Take charge of your money, build a secure future, and level up your financial game today. Your journey to financial freedom starts here. Your path to financial freedom starts here, pick up your copy today.

Download or read book College Success written by Amy Baldwin and published by . This book was released on 2020-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Getting a Credit Card Life Skills Task Cards Consumer Skills Activities written by Remedia Publications and published by Remedia Publications. This book was released on 2022-03-20 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Life Skills Activities | Consumer Skills | Reading | Task Cards | Credit Cards Improve Reading Comprehension AND Consumer Skills... at the Same Time! These easy-to-use & visually interesting Task Cards take students step-by-step through the process of getting a credit card. The in-depth information is presented in small, easy-to understand chunks. Students of multiple skill levels will be able to successfully access the information. This step-by-step approach makes the task cards ideal for explicit instruction, life skills classes, remediation, transition students, special education, and more. Getting a Credit Card can be used as a stand-alone unit of instruction or can be used as a companion teaching unit along with Credit Card Basics and Using a Credit Card. "How Do You Get a Credit Card?" This first set of task cards details what is required to get a credit card. It covers filling out an application and what it takes to get your application approved. The approval process can be confusing. The next sets of task cards answer the following questions in depth: “What is a Credit Reference?”, “What is a Credit History?”, “What is a Credit Score?” Since credit scores are such an important part of a person’s financial record, the information used to figure out a credit score is explained in detail. “Should You Get a Credit Card?” This last set of task cards lists the pros and cons of having a credit card. It gives students the information they need to decide if having a credit card is right for them. READING SKILLS: Students will get lots of practice reading and interpreting the information presented as they are challenged to find facts, locate information, and read for detail. These task cards prepare students for learning about what it takes to get a credit card. VERSATILE LESSONS: Lessons include multiple-choice and fill-in-the-blank activities that require very little writing... making them ideal for daily lessons, progress monitoring, reading centers, quiz games, and task cards. All activities are multiple choice or fill in the blank. Includes: 52 Task Cards Answer Key

Download or read book First Credit Cards and Credit Smarts written by Ann Byers and published by Turtleback Books. This book was released on 2009-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: For use in schools and libraries only. Discusses the consumer credit system and credit cards, including how to properly manage credit card interest, understanding credit scores, and the common pitfalls of credit card debt.

Download or read book The Credit Card Industry written by Lewis Mandell and published by Macmillan Reference USA. This book was released on 1990 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the beginning with the Diners Club card in 1949 to the present, this is a history of credit cards and their impact on society.

Download or read book Grown and Flown written by Lisa Heffernan and published by Flatiron Books. This book was released on 2019-09-03 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: PARENTING NEVER ENDS. From the founders of the #1 site for parents of teens and young adults comes an essential guide for building strong relationships with your teens and preparing them to successfully launch into adulthood The high school and college years: an extended roller coaster of academics, friends, first loves, first break-ups, driver’s ed, jobs, and everything in between. Kids are constantly changing and how we parent them must change, too. But how do we stay close as a family as our lives move apart? Enter the co-founders of Grown and Flown, Lisa Heffernan and Mary Dell Harrington. In the midst of guiding their own kids through this transition, they launched what has become the largest website and online community for parents of fifteen to twenty-five year olds. Now they’ve compiled new takeaways and fresh insights from all that they’ve learned into this handy, must-have guide. Grown and Flown is a one-stop resource for parenting teenagers, leading up to—and through—high school and those first years of independence. It covers everything from the monumental (how to let your kids go) to the mundane (how to shop for a dorm room). Organized by topic—such as academics, anxiety and mental health, college life—it features a combination of stories, advice from professionals, and practical sidebars. Consider this your parenting lifeline: an easy-to-use manual that offers support and perspective. Grown and Flown is required reading for anyone looking to raise an adult with whom you have an enduring, profound connection.

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Download or read book Credit Card Nation The Consequences Of America s Addiction To Credit written by Robert D. Manning and published by . This book was released on 2000-12-25 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Card Nation is the first comprehensive look at an ongoing social and economic crisis-America's escalting dependence on credit. By locating consumer debt within the context of corporate and governmental debt.

Download or read book Getting a Credit Card written by Ann Byers and published by The Rosen Publishing Group, Inc. This book was released on 2019-07-15 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people today must borrow money to buy a car, a house, or go to college. Borrowing with credit cards is a way of life in the modern world. Readers learn how to make credit work for them instead of falling into long-term debt. This invaluable guide covers secured and unsecured credit, how to calculate interest, understanding statements, choosing the right card, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk, and how to protect their personal information.

Download or read book EntreLeadership written by Dave Ramsey and published by Simon and Schuster. This book was released on 2011-09-20 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 New York Times–bestselling author of The Total Money Makeover shares his playbook for growing a successful business just as he did. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: Inspire your team to take ownership and love what they do Unify your team and get rid of all gossip Handle money to set your business up for success Reach every goal you set And much, much more EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.

Download or read book Full Time CEO written by Will Roundtree and published by Lulu.com. This book was released on 2019-12-02 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ever wonder how to become a CEO? Or ever wonder what CEOs do? Or have you ever just wondered why this sounds like a bunch of BS being shot to you when you inquire about the job? For those of you who want the unabashed words from a CEO himself, this is the book for you. Unapologetic. Unashamed. Mr. Will Roundtree puts the bullshit to the side to tell you "...The Shit They Don't Tell You."Mr. Roundtree gives the inside scoop on the SIX STEPS that he applied to his life to make him the effective "Fulltime CEO" he is today. He went from homeless to Millionaire on these concepts, and he is living proof that they can transform your business acumen. By applying the six principles in this book into his own life, he was able to reconstruct his life and become the CEO he dreamed he would be.