Download or read book Flood Map Modernization and the Future of the National Flood Insurance Program written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2006 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Flood Map Modernization and the Future of the National Flood Insurance Program written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-30 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Flood map modernization and the future of the National Flood Insurance Program : hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Ninth Congress, first session, July 12, 2005.
Download or read book Flood Map Modernization and The Future of The National Flood Insurance Program Serial No 109 44 July 12 2005 109 1 Hearing written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2006* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Future of the National Flood Insurance Program written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2007 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Elevation Data for Floodplain Mapping written by National Research Council and published by National Academies Press. This book was released on 2007-08-16 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Floodplain maps serve as the basis for determining whether homes or buildings require flood insurance under the National Flood Insurance Program run by the Federal Emergency Management Agency (FEMA). Approximately $650 billion in insured assets are now covered under the program. FEMA is modernizing floodplain maps to better serve the program. However, concerns have been raised as to the adequacy of the base map information available to support floodplain map modernization. Elevation Data for Floodplain Mapping shows that there is sufficient two-dimensional base map imagery to meet FEMA's flood map modernization goals, but that the three-dimensional base elevation data that are needed to determine whether a building should have flood insurance are not adequate. This book makes recommendations for a new national digital elevation data collection program to redress the inadequacy. Policy makers; property insurance professionals; federal, local, and state governments; and others concerned with natural disaster prevention and preparedness will find this book of interest.
Download or read book FEMA s Flood Hazard Map Modernization Initiative written by Wayne A. Morrissey and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1968, Congress created the National Flood Insurance Program (NFIP). This program called for the federal government to help cover costs of flood damages, creating a structure that assigned the financial responsibility to individuals and entities particularly at risk for flooding. Congress amended NFIP in 1973, requiring the Flood Insurance Administration in the Department of Housing and Urban Development to produce countywide "Flood Insurance Rate Maps," or FIRMs, to set federal flood insurance premiums based on flood risk. In 1979, the newly created Federal Emergency Management Agency (FEMA) became responsible for producing FIRMs. By 1994, FEMA had developed a prototype FIRM as a digital file, or DFIRM, that could be displayed on a computer. The agency announced that for flood data management and map production efficiency it intended to expand its DFIRM inventory. In 1997, when DFIRM production was becoming operational, FEMA's director delivered a strategic plan for a "Flood Map Modernization Initiative (FMMI)" to Congress, whereby all new flood maps would be produced as DFIRMs and 100,000 FIRMs would be converted to digital file format. In 1999, FEMA reported that FMMI would be completed by 2007. FEMA's goal now is 2008. Congress appropriated an initial $5 million to establish the FMMI in FY2000. After that initial step a debate developed concerning future funding for the program. The White House and Congress had differences of opinion about how the program should be funded, by an agency's internal fee-levying and spending authority or by appropriations. At times, the House and Senate debated about whether to fund the program at all. The September 11, 2001 terrorist attacks on the United States led to the creation of the Department of Homeland Security (DHS) by the Bush Administration and Congress in December 2002 (P.L. 108-5). FEMA was brought under DHS authority in March 2003 and continues to operate the flood mapping program. In FY2004, FEMA's budget authority was transferred to DHS appropriation subcommittees. DFIRMs are developed from U.S. Geological Survey digital maps depicting visible land-surface features such as waterways, terrain, and regional infrastructure. Local or regional infrastructure and environmental data provided by local officials are also incorporated to identify where flood hazards may affect human settlements. Although some local data have become available as digital maps, local paper maps are still prevalent and are produced at geographical scales different from what USGS uses. In 1997, when FEMA unveiled the FMMI strategic plan, some regional and local authorities became concerned about FEMA's new requirement that they provide local data and maps as digital files to aid in DFIRM production. At the time, FEMA made this a condition for remaining in the NFIP and retaining federal flood insurance coverage. However, by 1999, FEMA realized that it would need to provide grants to some state/tribal governments and direct funding to economically challenged local jurisdictions to attain FMMI goals. FEMA has since contracted for professional mapping assistance in converting paper flood maps to digital files for uniform DFIRM input. Recognition of flood hazard studies needed after Hurricane Katrina, executing timely regular updates of DFIRMs, and the fate of the FMMI under DHS are some of FEMA's recent concerns. The report will be updated as warranted
Download or read book Flood map modernization program strategy shows promise but challenges remain report to the Chairman Subcommittee on Housing and Community Opportunity Committee on Financial Services House of Representatives written by and published by DIANE Publishing. This book was released on with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Flood Map Modernization and the Future of the National Flood Insurance Program written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2006 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Managing Floodplain Development in Approximate Zone A Areas written by United States. Federal Emergency Management Agency and published by . This book was released on 1995 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book FEMA s Flood Hazard Map Modernization Initiative written by and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1968, Congress created the National Flood Insurance Program (NFIP). This program called for the federal government to help cover costs of flood damages, creating a structure that assigned the financial responsibility to individuals and entities particularly at risk for flooding. Congress amended NFIP in 1973, requiring the Flood Insurance Administration in the Department of Housing and Urban Development to produce countywide "Flood Insurance Rate Maps," or FIRMs, to set federal flood insurance premiums based on flood risk. In 1979, the newly created Federal Emergency Management Agency (FEMA) became responsible for producing FIRMs. By 1994, FEMA had developed a prototype FIRM as a digital file, or DFIRM, that could be displayed on a computer. The agency announced that for flood data management and map production efficiency it intended to expand its DFIRM inventory. In 1997, when DFIRM production was becoming operational, FEMA's director delivered a strategic plan for a "Flood Map Modernization Initiative (FMMI)" to Congress, whereby all new flood maps would be produced as DFIRMs and 100,000 FIRMs would be converted to digital file format. In 1999, FEMA reported that FMMI would be completed by 2007. FEMA's goal now is 2008. Congress appropriated an initial $5 million to establish the FMMI in FY2000. After that initial step a debate developed concerning future funding for the program. The White House and Congress had differences of opinion about how the program should be funded, by an agency's internal fee-levying and spending authority or by appropriations. At times, the House and Senate debated about whether to fund the program at all. The September 11, 2001 terrorist attacks on the United States led to the creation of the Department of Homeland Security (DHS) by the Bush Administration and Congress in December 2002 (P.L. 108-5). FEMA was brought under DHS authority in March 2003 and continues to operate the flood mapping program. In FY2004, FEMA's budget authority was transferred to DHS appropriation subcommittees. DFIRMS are developed from U.S. Geological Survey digital maps depicting visible land-surface features such as waterways, terrain, and regional infrastructure. Local or regional infrastructure and environmental data provided by local officials are also incorporated to identify where flood hazards may affect human settlements. Although some local data have become available as digital maps, local paper maps are still prevalent and are produced at geographic scales different from what USGS uses. In 1997, when FEMA unveiled the FMMI strategic plan, some regional and local authorities became concerned about FEMA's new requirement that they provide local data and maps as digital files to aid in DFIRM production. At the time, FEMA made this a condition for remaining in the NFIP and retaining federal flood insurance coverage. However, by 1999, FEMA realized that it would need to provide grants to some state/tribal governments and direct funding to economically challenged local jurisdictions to attain FMMI goals. FEMA has since contracted for professional mapping assistance in converting paper flood maps to digital files for uniform DFIRM input. Recognition of flood hazard studies needed after Hurricane Katrina, executing timely regular updates of DFIRMs, and the fate of the FMMI under DHS are some of FEMA's recent concerns. The report will be updated as warranted.
Download or read book Elevation Data for Floodplain Mapping written by National Research Council and published by National Academies Press. This book was released on 2007-09-16 with total page 167 pages. Available in PDF, EPUB and Kindle. Book excerpt: Floodplain maps serve as the basis for determining whether homes or buildings require flood insurance under the National Flood Insurance Program run by the Federal Emergency Management Agency (FEMA). Approximately $650 billion in insured assets are now covered under the program. FEMA is modernizing floodplain maps to better serve the program. However, concerns have been raised as to the adequacy of the base map information available to support floodplain map modernization. Elevation Data for Floodplain Mapping shows that there is sufficient two-dimensional base map imagery to meet FEMA's flood map modernization goals, but that the three-dimensional base elevation data that are needed to determine whether a building should have flood insurance are not adequate. This book makes recommendations for a new national digital elevation data collection program to redress the inadequacy. Policy makers; property insurance professionals; federal, local, and state governments; and others concerned with natural disaster prevention and preparedness will find this book of interest.
Download or read book House Hearing 109th Congress written by U.S. Government Printing Office (Gpo) and published by BiblioGov. This book was released on 2013-11 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States Government Printing Office (GPO) was created in June 1860, and is an agency of the U.S. federal government based in Washington D.C. The office prints documents produced by and for the federal government, including Congress, the Supreme Court, the Executive Office of the President and other executive departments, and independent agencies. A hearing is a meeting of the Senate, House, joint or certain Government committee that is open to the public so that they can listen in on the opinions of the legislation. Hearings can also be held to explore certain topics or a current issue. It typically takes between two months up to two years to be published. This is one of those hearings.
Download or read book Flood Preparedness and Mitigation written by United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Ad Hoc Subcommittee on Disaster Recovery and published by . This book was released on 2011 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mapping the Zone written by National Research Council and published by National Academies Press. This book was released on 2009-06-15 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Federal Emergency Management Agency (FEMA) Flood Insurance Rate Maps portray the height and extent to which flooding is expected to occur, and they form the basis for setting flood insurance premiums and regulating development in the floodplain. As such, they are an important tool for individuals, businesses, communities, and government agencies to understand and deal with flood hazard and flood risk. Improving map accuracy is therefore not an academic question-better maps help everyone. Making and maintaining an accurate flood map is neither simple nor inexpensive. Even after an investment of more than $1 billion to take flood maps into the digital world, only 21 percent of the population has maps that meet or exceed national flood hazard data quality thresholds. Even when floodplains are mapped with high accuracy, land development and natural changes to the landscape or hydrologic systems create the need for continuous map maintenance and updates. Mapping the Zone examines the factors that affect flood map accuracy, assesses the benefits and costs of more accurate flood maps, and recommends ways to improve flood mapping, communication, and management of flood-related data.
Download or read book Reauthorization of the National Flood Insurance Program written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2012 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Affordability of National Flood Insurance Program Premiums written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-02-21 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of flood prone properties, in part, by offering affordable premiums. The NFIP has been reauthorized many times since 1968, most recently with the Biggert-Waters Flood Insurance Reform Act of 2012 (BW 2012). In this most recent reauthorization, Congress placed a particular emphasis on setting flood insurance premiums following actuarial pricing principles, which was motivated by a desire to ensure future revenues were adequate to pay claims and administrative expenses. BW 2012 was designed to move the NFIP towards risk-based premiums for all flood insurance policies. The result was to be increased premiums for some policyholders that had been paying less than NFIP risk-based premiums and to possibly increase premiums for all policyholders. Recognition of this possibility and concern for the affordability of flood insurance is reflected in sections of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). These sections called on FEMA to propose a draft affordability framework for the NFIP after completing an analysis of the efforts of possible programs for offering "means-tested assistance" to policyholders for whom higher rates may not be affordable. BW 2012 and HFIAA 2014 mandated that FEMA conduct a study, in cooperation with the National Academies of Sciences, Engineering, and Medicine, which would compare the costs of a program of risk-based rates and means-tested assistance to the current system of subsidized flood insurance rates and federally funded disaster relief for people without coverage. Production of two reports was agreed upon to fulfill this mandate. This second report proposes alternative approaches for a national evaluation of affordability program policy options and includes lessons for the design of a national study from a proof-of-concept pilot study.
Download or read book The Future of the National Flood Insurance Program written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2007 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:
