Download or read book FINANCIAL SERVICES REGULATORY RELIEF ACT OF 2006 MAY 18 2006 109 2 SENATE REPORT 109 256 written by and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2006 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2006 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2005 February 16 2006 109 2 House Report 109 356 Part 2 written by and published by . This book was released on 2006 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Legislative Calendar One Hundred Ninth Congress 2005 2006 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2007 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Legislative Calendar written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2007 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book United States Code Congressional and Administrative News written by United States and published by . This book was released on 2006 with total page 1738 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contains laws, legislative history, administrative regulations, lists of committees, proclamations, executive messages and orders
Download or read book Financial Services Regulatory Relief in the 109th Congress written by and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Services Regulatory Relief Act of 2005 (H.R. 3505) was passed by the House on March 8, 2006. On May 4, 2006, the Senate Banking Committee unanimously reported the Financial Services Regulatory Relief Act of 2006 (S. 2856). On May 25, 2006, the full Senate passed S. 2856 and sent it to the House. Since the two bills contain differing provisions, a conference will be required to iron out differences between them. This report gives an overview of the major regulatory relief provisions in H.R. 3505 and S. 2856, focusing on their potential impact on bank concentration. The report examines both bills' provisions to assess whether they are likely to support or discourage bank consolidation. The consolidation of the banking industry arguably reduces competition, which could tend to raise the price of banking services. On the other hand, there is empirical evidence that shows economies of scale in banking, including economies in complying with banking regulations, suggesting larger banks might be able to provide banking services at lower cost than smaller banks. H.R. 3505 and S. 2856 would provide regulatory relief for large and small depository institutions. The net potential impact of these provisions is ambiguous at this stage. It is difficult to predict how many institutions (from credit unions to bank holding companies) will adopt the provisions, and what impact the provisions will have on the adopting institutions' positions in the marketplace. Some consumer groups are concerned that H.R. 3505 could weaken consumer protection. Because of similarity in the two bills' provisions, it is likely that consumer groups will have similar concerns about S. 2856. Overall, the bills are more alike than different. The key differences between H.R. 3505 and S. 2856 are in the manner in which H.R. 3505 deals with depository institution affiliates (in Title V), the regulatory burden of complying with the Bank Secrecy Act (in Title VII), clerical changes and technical amendments to current banking laws and regulations (in Title VIII), the manner in which S. 2856 deals with the definition of a broker in the Securities Exchange Act of 1934 (in Title I), the authorization of the Federal Reserve Board to pay interest on depository institutions' reserves held by its banks (in Title II), the financial instruments eligible to be used as collateral (in Title IX), and mandates for studies and reports on regulatory burden from the Comptroller General and Secretary of the Treasury (in Title X). This report will be updated as developments warrant.
Download or read book Calendars of the United States House of Representatives and History of Legislation written by United States. Congress. House and published by . This book was released on 2005 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2005 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Netting Improvements Act of 2006 September 12 2006 109 2 House Report No 109 648 Part 1 written by and published by . This book was released on 2006 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Journal of the Senate of the United States of America written by United States. Congress. Senate and published by . This book was released on 1789 with total page 1368 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Public Law 109 351 109th Congress S 2856 Financial Services Regulatory Relief Act of 2006 written by and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2003 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2003 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2002 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2002 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book H R 1375 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2003 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book H R 3951 the Financial Services Regulatory Relief Act of 2002 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2002 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services Regulatory Relief Act of 2006 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2006 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt:
