Download or read book Financially Irresponsible written by Rahkim Sabree and published by Unlimited Investment Solutions, LLC. This book was released on 2019-12-02 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Stop! This book contains strategies and methods considered by most as the antithesis to wealth building best practices. The reader of this text will be placed in a position to look in the mirror and determine whether or not they themselves are "financially irresponsible". This books purpose is 2-fold; to empower others with a discussion on mindset, attitudes, and beliefs about money through the authors experiences, and to introduce terms, concepts, and strategies to those who may not have had exposure to financial education in their past but want to empower themselves and others on the journey towards financial mastery.

Download or read book Forgive Us Our Debts written by Andrew L. Yarrow and published by Yale University Press. This book was released on 2008-10-01 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this immensely timely book, Andrew Yarrow brings the sometimes eye-glazing discussion of national debt down to earth, explaining in accessible terms why federal debt is rising (and will soon rise much faster), what effects it may have on Americans if debt is not brought under control, why our government borrows, and what it will take to pay it all back. The picture Yarrow paints should concern all Americans. Specifically, he brings to light how rising Medicare, Social Security, and other spending on one hand, and insufficient government revenues on the other, make a mockery of fiscal responsibility. Deficits and debt, Yarrow asserts, are crowding out spending on needed investments in science, environment, infrastructure, and other domestic discretionary programs and could severely harm our nations and our citizens future. But he makes clear that this does not have to be a doomsday scenario. If we act in a bipartisan fashion to restore fiscal health, our legacy to the next generation can be much more than trillions of dollars of IOUs.

Download or read book Financial Irresponsibility Background Information for Security Personnel written by Richards J Heuer (Jr) and published by . This book was released on 1991 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial irresponsibility is one of the criteria that may justify denial or revocation of security clearance. A recent study analyzed the issues that arose in a sample of 7,232 special background investigation cases. In those cases when a single issue was identified by the investigation, it was a financial issue 16.6% of the time. Of all the single issue cases, finances were the basis for 30% of the denials. In cases where three or more issues were identified, finances were one of the issues 48.2% of the time and were one of the reasons for almost 59% of the denials. The present study provides background information on financial issues. Most of the data fall into four general categories. These are: (1) Statistics on the prevalence of bankruptcy and delinquency on various types of debt; (2) Potential indicators of financial problems; (3) The relationship between financial problems and other problems behaviors, particularly the relationship with white collar crime and various compulsive behaviors; and (4) Potential mitigating factors. This report is based on a review of relevant literature and contact with organizations that track consumer financial behavior.

Download or read book Mind over Money written by Brad Klontz and published by Currency. This book was released on 2009-12-29 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you overspend? Undersave? Keep secrets about money from a spouse or family member? Are you anxious about dealing with your finances? If so, you are not alone. Let's face it–just about all of have complicated, if not downright dysfunctional, relationships with money. As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money aren’t our fault. They don’t stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives. But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones. Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common “money disorders” - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more — and explain how we can learn to identify them, understand their root causes, and ultimately overcome them. So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life.

Download or read book Corporate Social Irresponsibility written by Paula Alexander and published by Routledge. This book was released on 2015-02-11 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: Corporate Social Irresponsibility focuses on ethical failures in order to relate corporate responsibility to business ethics, corporate governance, and organization effectiveness. The book advocates a strategic approach to CSR – ethical management cannot, and should not, be divorced from effective management. Corporate social responsibility has transitioned from oxymoron into a defining challenge of the twenty first century. Taking the recent financial crisis as a starting point, Alexander examines the underlying ethical and legal crises these events expose in the business world. The problems that have come to light go beyond issues of firm financial performance into the integrity of the manufacturing and marketing processes, and relations with consumers. As such, the book presents a model that resolves the apparent conflict between maximizing shareholder value, and meeting the interests of other firm stakeholders. Alexander presents a balanced view, contrasting her model with alternative approaches. The book also covers the impact of globalization on management, the ethics of outsourcing, the limits of regulation, as well as poverty alleviation and social entrepreneurship. Blending a comprehensive theoretical framework with a broad range of cases, this book covers the latest major changes in US legislation, as well as recent corporate scandals making it a valuable accompaniment to any course in CSR, business ethics, or business, government and society.

Download or read book The Tendency to Financial Irresponsibility of Socialist Governments and Its Political Consequences written by Dudley Seers and published by . This book was released on 1981 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Financial Crisis Inquiry Report written by Financial Crisis Inquiry Commission and published by Cosimo, Inc.. This book was released on 2011-05-01 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Download or read book Financial Irresponsibility written by Richards J. Heuer and published by . This book was released on 1991 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Download or read book The Financial Tsunami written by Mike Gearhardt and published by AuthorHouse. This book was released on 2010-07 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: Politicians and the mass media have taken an amorphous view of the financial woes that our nation faces. Frustrated by the lack of facts and political finger pointing Mike Gearhardt and Will Gates felt compelled to research and write The Financial Tsunami. This book offers insightful discussion on what is driving the United State's annual deficits and the national debt to record and unprecedented levels. The Financial Tsunami delves into why the economic problems that our nation faces today are unlike any other financial crisis in the history of America. The book offers a non-political perspective of the fiscal irresponsibility that our country has experienced for the last 40 years. The interrelationships of spending and taxation, is detailed and presented in clear and understandable terms. The book exposes the fallacy in ignoring the $5 trillion intergovernmental debt. The authors detail how intergovernmental debt will become public debt and how it will worsen an already fragile economy. The options that many are advocating to solve our economic problems simply are not feasible and the authors clarify why. How do we survive the tsunami? Mike Gearhardt and Will Gates have developed a well thought out plan to lead our nation toward fiscal responsibility. If there is one book you want to read to understand the economic woes of our nation and what can be done, this is the book.

Download or read book The Tendency to Financial Irresponsibility of Socialist Gevernmants and Its Political Consequences written by Dudley Seers and published by . This book was released on 1981 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Code of Federal Regulations written by and published by . This book was released on 1997 with total page 590 pages. Available in PDF, EPUB and Kindle. Book excerpt: Special edition of the Federal Register, containing a codification of documents of general applicability and future effect ... with ancillaries.

Download or read book Corporate Irresponsibility written by Lawrence E. Mitchell and published by Yale University Press. This book was released on 2008-10-01 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mitchell declares that managers should be freed from the legal and structural constraints that make it difficult for them to exercise ordinary moral judgment and be held accountable for their actions. He demonstrates the extent to which contemporary corporate behavior represents a corruption of our cherished liberal values of personal freedom and individuality.

Download or read book The Code of Federal Regulations of the United States of America written by and published by . This book was released on 1994 with total page 906 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Code of Federal Regulations is the codification of the general and permanent rules published in the Federal Register by the executive departments and agencies of the Federal Government.

Download or read book Turning No Into Yes written by Stephen M. Pollan and published by HarperBusiness. This book was released on 2000-01-05 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: At last, a single book that really can show how to solve your money problems and end worries about your business and career--better yet, a book that actually shows you how to turn adversity into success and how to get your own way even in "hopeless" situations. You'll find out how to locate the hidden problems, every unspoken no behind evry sort of money worry, and how to turn no into yes. First, determine your problem. is the loan delayed because the banker doesn't like you, or beacuse your income statement doesn't show enough in the asset column? Second, make sure you're dealing with one problem at a time. Don't try to rework your marketing at the same time that you trim your staff. Third, focus on facts. Make sure that your own fears and worries aren't blinding you to the way things really are. Fourth, become an expert. Immerse yourself in your problem; assemble all the information you need to understand your needs and wants, as well as those of your opposite number. Fifth, create an environment of trust; and, if you need to, Turn no into yes. The first part to Turning No into Yes is quick yet thorough course in Stephen M. Pollan's problem solving method, from problem identification through tuning no into yes. The second part includes literally hundreds of scenarios, showing how the method can be applied to a range of issues. It's like having a coach, strategist, and motivator at your beck and call, twenty-four hours a day!

Download or read book Zero Financial Problems written by James D Davis and published by Independently Published. This book was released on 2024-05-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: ZERO FINANCIAL PROBLEMS: UNLOCKING THE MASTERY OF TURNING DEBT INTO WEALTH Are you tired of living paycheck to paycheck, burdened by debt, and constantly worrying about money? Do you dream of achieving financial freedom and living life on your own terms? If so, "Zero Financial Problems" is the book you've been waiting for. In this comprehensive guide, you'll learn the secrets to mastering the art of transforming debt into wealth and unlocking the path to financial freedom. From practical strategies for managing debt and budgeting effectively to investment principles for building wealth and securing your financial future, this book provides the tools and knowledge you need to take control of your finances and create a life of abundance and prosperity. Written in a clear, accessible style, "Zero Financial Problems" offers actionable advice and real-life examples to help you overcome common financial challenges and achieve your financial goals. Whether you're struggling with debt, saving for retirement, or seeking to build generational wealth, this book will empower you to take the first steps towards a brighter financial future. Discover how to: - Develop a strategic plan for paying off debt and achieving financial freedom - Build a solid foundation for long-term wealth through smart budgeting and saving strategies - Invest wisely in stocks, bonds, real estate, and other asset classes to grow your wealth over time - Plan for retirement and create a legacy that extends beyond your lifetime - Cultivate a mindset of abundance, resilience, and generosity that will guide you on your journey to financial success If you're ready to say goodbye to financial stress and hello to a life of financial freedom and abundance, "Zero Financial Problems" is the roadmap you need to navigate your way to a brighter financial future. Start your journey today and unlock the mastery of turning debt into wealth. Thank your for patronage!!!

Download or read book What Your Financial Advisor Isn t Telling You written by Liz Davidson and published by HMH. This book was released on 2016-01-05 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: Protect your money with this “accessible and practical” guide to hiring and working with financial advisors (Publishers Weekly, starred review). Hiring a trained expert to safeguard and grow your wealth seems like a foolproof decision, but it can go awry for many people. You should never blindly trust that your advisor has your best interests at heart—and while there are many benefits to working with a financial pro, there are some things you should know first. Drawing on her insider’s knowledge of how the financial advice profession really works, Liz Davidson shows how to judge whether an advisor is going to help or harm your savings. This no-nonsense guide covers questions such as: How should you decide if you really need an advisor? What financial moves can you make without their help? What important questions should you ask before trusting them with your money? What are the red flags you should run from? What does all their jargon really mean? Learn how to take control of your financial well-being—either with a financial advisor or without one. “This book is mandatory reading for anyone who wants a better understanding of how to manage their money.” —Mary Beth Franklin, InvestmentNews “Valuable tools for managing one’s personal finances for maximum results.” —Publishers Weekly, starred review