Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.
Download or read book Start Late Finish Rich Canadian Edition written by David Bach and published by Doubleday Canada. This book was released on 2009-05-29 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: David Bach has a plan to help you live and finish rich—no matter where you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck? What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how. You can start late and finish rich—but you need a plan. This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach. Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start. —David Bach Is it too late for me to get rich? Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it. The Start Late, Finish Rich promise is bold and clear: Even if you are buried in debt – there is still hope. You can get rich in real estate – by starting small. Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had. You can start a business on the side – while you keep your old job and continue earning a paycheck. You can spend less, save more and make more – and it doesn’t have to hurt. David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
Download or read book ACHIEVING FINANCIAL FREEDOM IN YOUR 30 s written by D K Hawkins and published by Independently Published. This book was released on 2021-11-04 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you been confronted with one disappointment after another to the point where you've given up hope of ever obtaining the things you desire? Can financial freedom be achieved? How much income do you need to have achieved financial freedom? When you are asked this question, what is the first figure that comes into your mind? These are common questions that are asked across our nation. With jobs disappearing at an alarming rate, the average person is looking to the internet to find the answer. Many of us are always in pursuit of financial freedom. This has become the main reason for most of our day-to-day activities as we try our level best to earn some extra cash. However, not many have managed to reach the ultimate financial freedom point. This is simply because they are not doing it right. There are specific steps that one should take in order to achieve financial freedom fully. Most of the time, we think of achieving financial freedom through budgets and cashflow plans, investing knowledge, and a WHOLE lot of motivation to make it work. However, few people consider the role of their personal beliefs when it comes to achieving a goal like getting out of debt or building wealth. It can sometimes feel easy to be envious of people who never seem to have any financial worries, especially if you are laden with debt and barely earn enough money to cover your monthly payments. It is easy to believe that you will never have financial freedom when you are in this position, but you are wrong. Not many people know how to achieve financial freedom and are always looking for many ways to make it happen. If you're willing to be patient and understand that financial freedom will be achieved in a reasonable time, I'm here to tell you a secret actually to make it happen. This BOOK elaborates on how you can achieve financial independence in your thirties regardless of your profession. It also includes one tried and tested way to set you on your path to financial freedom.
Download or read book Financial Freedom at Any Age written by Steve E. Carruso and published by scott m ecommerce. This book was released on 2019-04-16 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of watching your bank account drain and credit card balances rise? …All while wondering where the heck your money is going? Living without money worries isn’t a fantasy, but if you know the feeling of staring at tens of thousands of dollars worth of debt – it sure feels like it The average American now has $38,000 worth of debt… What’s even more shocking is, that figure excludes mortgages! The good news is, the path to financial freedom is 20% knowledge, 80% behavior… But you must have the right knowledge. Knowledge which isn’t taught in school or by your parents. Which is why so many people are still living paycheck-to-paycheck each month. So if you’re one of them, don’t worry. Here’s the deal. Most conventional debt and financial advice is overly complicated and irrelevant to the average American. What’s worse is… this advice is often designed to benefit the credit card companies… and not you and your family! In fact, you only need to follow a few key principles to turn your financial life around. By following the proven steps inside… you can properly pay-off your debt… and pay for your life… without relying on credit cards. Here’s just a fraction of what you’ll learn inside: How to master budgeting without limiting your lifestyle (no, it’s not just skipping coffees every day) The guilt free way to spend (yes, spend) money Why the popular envelope method doesn’t actually work. And what to do instead. 5 hacks for increasing your credit score (even if it’s in the 400s right now) How one couple paid off $78,000 in less than 2 years. And how you can replicate their methods. What the millionaire next door types know, that you don’t The correct way to save for emergencies A house is the best investment, right? Think again after reading this. 7 dangerous money myths which have been masquerading as truths for far too long Investing for absolute beginners - why the stock market, mutual funds or Roth IRAs are not terms you should fear 3 overlooked ways to turn every credit card you have from an expense into a goldmine The #1 type of investment to avoid as a new investor The win-win strategy for ensuring your employer invests in your future …and much, much more. This isn’t one of those “frugal living” books which tells you to live off rice and beans while never leaving the house for 10 years. This isn't a get rich quick off buying and flipping houses book either. Instead, you’ll find no-nonsense, easy-to-follow advice - without any complicated financial language. Along with step-by-step guides for getting out of debt, plus how to make some extra cash on the side. So you can cover your car payments… Take a well deserved vacation… Or simply have a bigger safety net in your bank account… This is the book you wish you read in your 20s. So if you want to break the chains of financial slavery… scroll up and click “add to cart”
Download or read book Find Financial Freedom at Any Age written by Dr Elsie Martin and published by Independently Published. This book was released on 2024-02-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lucy felt trapped. Her paycheck covered the bills, but the dreams felt distant. She was stuck in a cycle of work, pay, worry, repeat. She longed for the freedom to explore, pursue passions, and truly live. Then, she found this book. Within its pages, Lucy discovered a roadmap, not a magic formula. She learned to define "financial freedom" on her own terms, whether it was early retirement, traveling the world, or simply living stress-free. Practical steps unfolded, from budgeting basics to debt-busting strategies to smart investing tips. No complicated jargon, just actionable advice for any age or income level. With newfound clarity, Lucy started small. Packing lunches, canceling unused subscriptions, and negotiating a raise sparked momentum. She tackled high-interest debt, her savings grew, and the weight lifted. Slowly, the future wasn't a looming worry, but an exciting possibility. This book isn't just Lucy's story; it's yours waiting to be written. Whether you're starting out, deep in debt, or nearing retirement, Find Financial Freedom at Any Age empowers you to: Define your vision of financial freedom: It's not a one-size-fits-all dream. This book helps you identify what freedom truly means to you. Craft a personalized roadmap: Learn practical steps tailored to your income, age, and goals. From budgeting basics to investing strategies, gain the knowledge you need. Break free from debt: Discover effective methods to tackle debt and reclaim control of your finances. Build lasting wealth: Learn how to invest wisely and grow your wealth for a secure and fulfilling future. Find freedom in every step: Embrace a journey of financial empowerment, one that unlocks possibilities and fuels your dreams. No matter where you are on your financial journey, this book is your guide. Join Lucy and countless others who have found the key to unlock their own story of financial freedom. Start yours today.......... Get yourself or a loved one a copy of this life-changing guidebook.
Download or read book Financial Freedom A Complete Guide to Achieving Financial Objectives and Living Your Dream Life at Any Age written by Jordan Parker and published by scott m ecommerce. This book was released on 2019-12-16 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to achieve financial freedom at any age, even if you don’t know how to budget or save. No matter who you are, where you live, or what you do, chances are you long for financial freedom. You want the peace of mind that comes with knowing you can take care of yourself and that your money works for you, not the other way around. Unfortunately, to most people, financial freedom seems impossible. The debt cycle traps many victims and can make you feel hopeless. How are you supposed to get ahead when you’re so far behind? It’s time to change your mindset and realize that you’re not a passive player in life. You can take control of your financial future. You just need to know-how. Financial Freedom aims to show you how to budget, manage your finances, and use clever tactics to build your wealth and become debt-free. In this book, you’ll learn: ●How to create an effective budget that works for you ●The psychology behind debt ●How minimalism can help you save money ●Why investing is always a good idea ●How to start a low-maintenance business ●Money myths that you should unlearn asap ●How to apply all the tips and tricks to your life to achieve financial freedom You don’t have to look at money as a curse. Financial freedom is possible. It’s not easy, but nothing worth it ever is. Reclaim control over your financial future. Click “add to cart” to find out how to build your wealth and achieve the life you’ve always dreamed of.
Download or read book Achieving Financial Freedom in Your 20 s written by D K Hawkins and published by Independently Published. This book was released on 2021-10-27 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are in your twenties, have begun your professional job in the corporate world, and have a steady source of income, one question will always predominate in your mind: "How can you reach financial freedom?" "Do you require a financial strategy"? You're probably asking why you need it if your grandparents or parents didn't. When financial tragedy strikes and we blame debt, do we ever consider that it may have been easily avoided if we had been more prudent with our financial planning earlier? Yes, prudent financial management, or more precisely, careful money management at every stage of life, is the only way to prevent the annoyances of debt and debt management later in life. Financial freedom and savings are two critical aspects of life to consider when managing money with experience. Today, entrepreneurs in their twenties and thirties are establishing home-based Internet enterprises that they run in their spare time and earn between $5,000 and $30,000 each month. They are free to travel whenever they like and can do business from any location on Earth. And, perhaps most importantly, their websites generate revenue for them while they sleep! To achieve financial freedom, you must adopt a specific mindset. Money does not just fall into your lap unless you were born into a wealthy family. Even if you were, you cannot rely on your family for help indefinitely. You're going to have to go out and get work one of these days. This GUIDE delves into the following topics: Practical Steps to Financial Freedom and Freedom: It's an excellent book on the fundamentals of money management, making the most of your life, and living your aspirations, with a dash of motivation tossed in. If you've never read a book on this subject, this is an excellent place to start; you're likely to enjoy it and acquire something from it.
Download or read book The Money Book for the Young Fabulous Broke written by Suze Orman and published by Penguin. This book was released on 2005 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.
Download or read book Debt Free For Life written by David Bach and published by Doubleday Canada. This book was released on 2011-01-28 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.
Download or read book Financial Freedom written by Manish Lath, Mukesh Kumar Agrawal and published by Notion Press. This book was released on 2021-04-07 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: The primary objective of the book is to create awareness and leave an impression on the mind of the reader on the importance of wealth creation and financial freedom. One can become financially free in coming time if the principles illustrated in the book are used consistently. The authors expect that after complete reading of this book, the reader’s mind will be directed towards the single goal of financial freedom, leaving all other trivial consideration which keeps on deflecting the mind of the reader from its main objective of living their dreams on their own terms. Becoming financially free is a dream for many, but one can enjoy the whole journey of becoming financially free if it is linked with a solid passion or a reason. In this book, the authors have described the importance of mental strength, habits, savings and investments to become financially free in life.
Download or read book Retire Before Mom and Dad The Simple Numbers Behind A Lifetime of Financial Freedom written by Rob Berger and published by Glenbrook Press. This book was released on 2019-08-29 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Retire Before Mom and Dad, you'll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you'll discover that it's not about scrimping and sacrificing to get there.
Download or read book Start Late Finish Rich written by and published by . This book was released on 2010 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Achieving Financial Freedom in Your 40 s written by D K Hawkins and published by Independently Published. This book was released on 2021-11-07 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are a young person in his/her forties who has begun to plan for your financial future, you have already made the first step toward financial success. Wealth creation is entirely dependent on information and strategy. With just a little forethought, you can be well on your way to financial freedom. Building wealth is not something that many young people in their forties consider when they begin receiving paychecks. However, starting to accumulate wealth early in life is one of the best steps you can take to ensure a prosperous financial future. When you develop a plan for wealth accumulation as a young person, you can avoid making some of the most common blunders. Staying ahead of your finances is something really hard to do. You can really lag behind your payments and head for financial disaster just by missing a payment. These days, finances are increasingly troubling the younger generations. Create and conjure up positive mental images of financial and cordial prestige that you will need in time to come. Have no doubt about yourself! See yourself ruling the world. Treat yourself as a king with the king`s ransom. Focus on the strategy that will enable you to achieve your objective, property, and have money in abundance. Financial freedom is one of the most common goals in this modern society. Effective techniques explored in this BOOK will help you understand the money concept and be your path to your financial success. Do you intend to remain earth-bound, mired in unpaid and ever-increasing debts - or do you intend to break away and build security and ease of mind in financial matters? If you truly desire freedom from money worries, then you must START NOW!
Download or read book Financial Freedom written by Jordan Parker and published by Independently Published. This book was released on 2019-12-04 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to achieve financial freedom at any age, even if you don't know how to budget or save. No matter who you are, where you live, or what you do, chances are you long for financial freedom. You want the peace of mind that comes with knowing you can take care of yourself and that your money works for you, not the other way around. Unfortunately, to most people, financial freedom seems impossible. The debt cycle traps many victims and can make you feel hopeless. How are you supposed to get ahead when you're so far behind? It's time to change your mindset and realize that you're not a passive player in life. You can take control of your financial future. You just need to know-how.Financial Freedom aims to show you how to budget, manage your finances, and use clever tactics to build your wealth and become debt-free.In this book, you'll learn: ●How to create an effective budget that works for you ●The psychology behind debt●How minimalism can help you save money●Why investing is always a good idea●How to start a low-maintenance business●Money myths that you should unlearn asap●How to apply all the tips and tricks to your life to achieve financial freedomYou don't have to look at money as a curse. Financial freedom is possible. It's not easy, but nothing worth it ever is. Reclaim control over your financial future. Click "add to cart" to find out how to build your wealth and achieve the life you've always dreamed of.
Download or read book Ten Keys to Financial Freedom at an Early Age Retire Young on a Modest Salary written by Teena Smith and published by Independently Published. This book was released on 2019-03-18 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: This short book gives step-by-step instruction on how anyone can achieve financial freedom in a short time. The book shows how achieving financial freedom does not require you to earn a large salary, possess any advanced degrees, or have any special skills or training. Financial freedom is available to anyone willing to follow the steps laid out in this great resource. This short, personal growth and development aid packs a punch with important life lessons, including: REAL ESTATE INVESTING The Author divulges four proven strategies for successful Real Estate investing, including recommendations on the types of properties in which to invest, how to analyze and minimize risk and some financing strategies. Author exposes some pitfalls to avoid, including cross collateralization. Drawing from her actual experiences, Author shares some real-life examples of the successful results following the steps outlined in this book. BUDGETING, MONEY MANAGEMENT AND RETIREMENT PLANNING This book is rich with vitally important information that is widely unknown. It includes an in-depth dissertation on good debt vs. bad debt, including the dangers of revolving credit and consumer debt, and car leasing. The book suggests and describes a budgeting system based on living on only 70% of your income. TIME MANAGEMENT, DELAYING GRATIFICATION, GOAL SETTING, STRATEGIC PLANNING AND OTHER LIFE SKILLS The book covers a range of personal growth and development strategies aimed at enhancing vital life skills. SPIRITUAL ENRICHMENT This book is spiritually rich, and clearly delineates the importance of including God in this entire process. The author explores the biblical and historical concept of stewardship; and shows the Bible and stewardship's place in contemporary Christian living This book is a short read, written with the intention of it being read in one sitting.
Download or read book Don t Retire Graduate written by Eric Brotman and published by . This book was released on 2024-04-03 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fully updated 2nd edition! Advance into the perfect retirement for you with Don't Retire...Graduate! Whether retirement is right around the corner or you've just stepped into your professional life, financial independence can feel daunting and unattainable. Stressful money mistakes or debt shouldn't postpone retirement planning until your golden years. The earlier you start, the better - but it's never too late to go back to school and double major in financial independence and retirement readiness at any age! Don't Retire...Graduate! is your degree in fully-fledged financial freedom with a full syllabus of courses that will help you advance, not retreat, into the perfect retirement for you. Now updated for 2024, the 2nd edition of Don't Retire...Graduate! brings you updated strategies for evolving interest rates and investments, including insights on Roth IRAs and an overview of the SECURE Act 2.0. Gain the expertise you need with the assistance of experienced retirement planners. Get answers to powerful financial questions including how to navigate challenges after a global pandemic and legislation impacting personal finance. No matter where you are along your personal finance journey, this guide will meet you there with simple insights for beginners and a step-by-step plan for growing your wealth, your way - so you can graduate into a successful retirement when you're ready! You're about to learn: Three smart investing strategies to free yourself from debt while still paying yourself first. Why risk management and insurance will build security for your financial castle and everyone living in it. The 12 relationship questions to determine if you should keep or break up with your financial advisor, wealth manager, or CFP(R). How to maximize the peak earning years of your career with a crash course in retirement accounts and IRAs. Twenty-one extra credit assignments in financial independence to take you to the top of the class. Discover what "retired" means with the financial literacy you've been missing! If you're ready to get your retirement right and turn financial challenges into rich opportunities with retirement planning like you've never seen before, read Don't Retire...Graduate! now!
Download or read book Money Management for Any Age Or Income written by Johnathan Malcolm and published by . This book was released on 2021-03-31 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: While investing for your future often begins at an early age, it is in no way a must. We all know the stories of Mark Zuckerberg, Evan Spiegel, and Larry Page. How they made their first million before the age of 25. However, many successful people including Warren Buffet, Larry Ellison, and Mark Cuban did not earn their fortunes till they were in their thirties. One thing all these individuals had in common was commitment. They were all committed to making their money work for them.Weather you choose to be an entrepreneur, real estate investor, or want to work for a company till you retire, one thing you must learn is how to make the money you earn work for you. Your age or income does not matter if you are focused and dedicated to the principles that create wealth. That is what this book is written for. This book is designed to give you the direction needed to begin your journey to financial freedom. Many things change over time, however the eternal principals to attaining financial freedom have not. From the days of Babylon to current day, the fundamental principles of building wealth remain the same. However, resources for attaining that financial freedom have changed and for the most part made it easier. This book starts with the tried and true foundations for building financial independence and leads into the so called "new ways" of becoming financially independent. Regardless of age or income, you CAN become financially independent if you plan your work and work your plan. Use this book to build a plan that works for you based on your age and income and stick to that plan.
